• Slide: The Image of 2023 Monterey M-45 boat docked in marina, featuring sleek design and Mercury engine. - 1The Image of 2023 Monterey M-45 boat docked in marina, featuring sleek design and Mercury engine. - 1
  • Slide: The Image of 2023 Monterey M-45 boat on trailer, covered and parked outdoors under clear sky. - 2The Image of 2023 Monterey M-45 boat on trailer, covered and parked outdoors under clear sky. - 2
  • Slide: The Image of 2023 Monterey M-45 boat with Mercury 250 V8 engine, docked outdoors. - 3The Image of 2023 Monterey M-45 boat with Mercury 250 V8 engine, docked outdoors. - 3
  • Slide: The Image of 2023 Monterey M-45 boat with Mercury V8 engine, displayed outdoors on a stand. - 4The Image of 2023 Monterey M-45 boat with Mercury V8 engine, displayed outdoors on a stand. - 4
  • Slide: The Image of 2023 Monterey M-45 boat on display, elevated on stands, with a blue building backdrop. - 5The Image of 2023 Monterey M-45 boat on display, elevated on stands, with a blue building backdrop. - 5
  • Slide: The Image of 2023 Monterey M-45 boat on display, white hull, black canopy, sunny day. - 6The Image of 2023 Monterey M-45 boat on display, white hull, black canopy, sunny day. - 6
  • Slide: The Image of 2023 Monterey M-45 boat with Mercury outboard motor, parked on a trailer. - 7The Image of 2023 Monterey M-45 boat with Mercury outboard motor, parked on a trailer. - 7
  • Slide: The Image of 2023 Monterey M-45 boat with a Mercury V8 outboard engine, parked outdoors. - 8The Image of 2023 Monterey M-45 boat with a Mercury V8 outboard engine, parked outdoors. - 8
  • Slide: The Image of 2023 Monterey M-45 boat with Mercury V8 engine on display outdoors. - 9The Image of 2023 Monterey M-45 boat with Mercury V8 engine on display outdoors. - 9
  • Slide: The Image of ```json "2023 Monterey M-45 boat with Mercury Verado outboard engine on display." ``` - 10The Image of ```json "2023 Monterey M-45 boat with Mercury Verado outboard engine on display." ``` - 10
  • Slide: The Image of Luxury seating on 2023 Monterey M-45 boat with stylish black and white upholstery. - 11The Image of Luxury seating on 2023 Monterey M-45 boat with stylish black and white upholstery. - 11
  • Slide: The Image of 2023 Monterey M-45 boat deck with sleek seating and modern design elements. - 12The Image of 2023 Monterey M-45 boat deck with sleek seating and modern design elements. - 12
  • Slide: The Image of 2023 Monterey M-45 boat interior with cushioned seating and sleek design. - 13The Image of 2023 Monterey M-45 boat interior with cushioned seating and sleek design. - 13
  • Slide: The Image of 2023 Monterey M-45 boat interior with sleek seating and modern design. - 14The Image of 2023 Monterey M-45 boat interior with sleek seating and modern design. - 14
  • Slide: The Image of 2023 Monterey M-45 boat interior with sink and storage compartment. - 15The Image of 2023 Monterey M-45 boat interior with sink and storage compartment. - 15
  • Slide: The Image of Control panel of 2023 Monterey M-45 boat with emergency switches and indicators. - 16The Image of Control panel of 2023 Monterey M-45 boat with emergency switches and indicators. - 16
  • Slide: The Image of Dashboard of 2023 Monterey M-45 boat with steering wheel and navigation display. - 17The Image of Dashboard of 2023 Monterey M-45 boat with steering wheel and navigation display. - 17
  • Slide: The Image of Dashboard of 2023 Monterey M-45 boat with Simrad navigation display. - 18The Image of Dashboard of 2023 Monterey M-45 boat with Simrad navigation display. - 18
  • Slide: The Image of Dashboard of 2023 Monterey M-45 boat featuring Simrad display and control switches. - 19The Image of Dashboard of 2023 Monterey M-45 boat featuring Simrad display and control switches. - 19
  • Slide: The Image of Chrome throttle control on 2023 Monterey M-45 boat, featuring sleek design and ergonomic handle. - 20The Image of Chrome throttle control on 2023 Monterey M-45 boat, featuring sleek design and ergonomic handle. - 20
  • Slide: The Image of Open engine compartment of 2023 Monterey M-45 boat, showcasing internal components and wiring. - 21The Image of Open engine compartment of 2023 Monterey M-45 boat, showcasing internal components and wiring. - 21
  • Slide: The Image of 2023 Monterey M-45 boat interior with luxurious seating and modern design. - 22The Image of 2023 Monterey M-45 boat interior with luxurious seating and modern design. - 22
  • Slide: The Image of Captain's seat and helm of 2023 Monterey M-45 boat, featuring sleek design and controls. - 23The Image of Captain's seat and helm of 2023 Monterey M-45 boat, featuring sleek design and controls. - 23
  • Slide: The Image of 2023 Monterey M-45 boat seat with black and white upholstery. - 24The Image of 2023 Monterey M-45 boat seat with black and white upholstery. - 24
  • Slide: The Image of 2023 Monterey M-45 boat interior with compact marine toilet and storage area. - 25The Image of 2023 Monterey M-45 boat interior with compact marine toilet and storage area. - 25
  • Slide: The Image of 2023 Monterey M-45 boat interior with white and black seating, docked on grass. - 26The Image of 2023 Monterey M-45 boat interior with white and black seating, docked on grass. - 26
  • Slide: The Image of 2023 Monterey M-45 boat interior with white and black seating arrangement. - 27The Image of 2023 Monterey M-45 boat interior with white and black seating arrangement. - 27
  • Slide: The Image of Open storage compartment in 2023 Monterey M-45 boat, featuring organized interior space. - 28The Image of Open storage compartment in 2023 Monterey M-45 boat, featuring organized interior space. - 28
  • Slide: The Image of Manufacturer Provided Image - 29The Image of Manufacturer Provided Image - 29
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2023 Monterey M-45

$89,900

Used

Boat in Saint Petersburg, FL 33711 US

builtBuilt in 2023
Year the boat was built
model

M-45

Boat model
engine

1 Engine (Mercury)

Engine type and count
length

24 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

Exceptionally Clean Monterey M-45 Bow Rider With Low Hours & Under Engine Warranty.


Engine: Mercury 250HP Outboard

- 160 Engine Hours

- Annually Services All Up To Date

- Digital Throttle Controls

- Extended MPP Engine Warranty Thru 04 / 24 / 2028


NO TRAILER. We Can Help Facilitate New Or Used Trailers If One Is Needed.


Financing Available!


Other Notable Options / Features:

- Simrad 9" Chartplotter (Depths & Maps)

- Fusion Stereo System

- LENCO Trim Tabs

- Pump Out Head

- Snap On Canvas Cover

- Ample Storage In Floor & Under Seats

- Wash Sink In Cockpit

- Ski Tower With Bimini

- Underwater, Interior & Navigation Lights


Many Other Options & Features That Are Not Listed. Everything On The Boat Works As It Should!


FINANCING AVAILABLE



FACTORY DESCRIPTIONS / SPECS:

Cockpit:

  • Cockpit Table w/ Pedestal & Vertical Mount Bases, Fwd
  • Cooler, 48 Qt Carry-On
  • Courtesy Lighting, Blue/White, LED 12 V
  • Drink Holders, Stainless Steel (10)
  • Fiberglass Cockpit Liner w/Non-Skid & Self Bailing
  • Grab Rails
  • Stereo, Fusion Satellite Ready AM/FM w/built-in iPod Dock, & (4) Speakers & Dash Remote
  • Outlet, 12 V
  • Storage, In-Floor Ski w/Gas Assisted Hatch Cover & Dry Deck
  • Storage, Starboard Helm
  • Transom Shower, w/Pressurized Water (Cold Only)
  • Wet Bar w/Solid Surface Top, Sink, Faucet, Trash Receptacle & Storage


Helm

  • Compass
  • Depth Sounder w/Shallow Water Alarm

  • Digital GPS Speedometer

  • Instrumentation w/Fog Resistant Gauges & Low Glare Night Lighting
  • MP3 Adapter
  • Outlet, 12 V USB
  • Steering Wheel, Black w/Silver Insert
  • Steering, Power Assisted (Mercury Only)
  • Steering, Tilt
  • Switches, Lighted Weatherproof


Hull & Deck

  • Air Assist Chine
  • Barrier Coat Vinylester
  • Boarding Ladder, Telescoping & Recessed, Bow
  • Bow & Stern Eyes, Stainless Steel, w/SS Backing Plate
  • Bow Hand Rails, Stainless Steel
  • Bow Plate, Stainless Steel
  • Cleats, Pull-up, Stainless Steel (6)
  • Colored Hull & Deck Stripe
  • Cooler Molded In, Bow
  • Custom Hull Side Graphics
  • Door, Walk-Thru at Helm
  • Door, Walk-Thru at Transom
  • Drain Plug, Brass Garboard
  • Horn, Electric Flush Mount
  • Lifetime Limited Hull Warranty
  • Lights, Docking
  • Lights, Navigation, LED
  • NMMA Certified
  • Rub Rail, Heavy Duty w/Stainless Steel Insert
  • Storage, Anchor w/Fiberglass Hatch (Drains Overboard)
  • Storage, Transom Wakeboard w/Gas Assisted Hatch & Dry Deck
  • Swim Ladder, Telescoping & Recessed, Stern w/Fiberglass Hatch
  • Swim Platform, Integral
  • Thru Hulls, Stainless Steel Above Waterline
  • Transhield Cover
  • Windshield, Curved Tempered w/Walk-Thru, Onyx Framed


Seating:

  • Aft Facing Transom Seat
  • Aft Back to Back L-Lounge w/Fiberglass Bases & Sun Pad Conversion w/Recliner, Electrically Actuated
  • Bow Seating w/Hinged Storage Skirts
  • Bucket Seat, Swivel w/Slider & Flip-Up Bolster, Port & Starboard
  • Seat Cushions w/Storage Compartments, Bow
Nominal Length
24ft
Length Overall
24ft
Beam
8.5ft
Max Bridge Clearance
7.67ft
Max Draft
2.67ft
Drive Up Draft
1.33ft
Deadrise At Transom
20deg
Dry Weight
4500lb
Max Capacity
3232
Seating Capacity
14
Fresh Water Tanks
10gal
Fuel Tanks
50gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Mercury
Engine Model
250XXL
Total Power
250hp
Engine Hours
160
Engine Type
outboard
Fuel Type
gasoline
Engine Year
2023
Drive Type
other
Propeller Type
3-blade
Propeller Material
stainless-steel
Cockpit Shower
✓
Cockpit Cushions
✓
Cockpit Table
✓
Swimming Ladder
✓
Underwater Lights
✓
Electric Bilge Pump
✓
Marine Head
✓
Sea Water Pump
✓
Depthsounder
✓
Navigation Center
✓
Radio
✓
Compass
✓
Gps
✓
Cockpit Speakers
✓
Vhf
✓
Bimini Top
✓
Cockpit Cover
✓
DESCRIPTION

FINANCING AVAILABLE! CONTACT US TODAY!

Price History

DateEventPrice
4/22/26Initial price$89,900

2023 Monterey M-45 Video Tours

Contact Bay Way Marine

4850 37th Street South, St. Petersburg, FL, 33711

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Bay Way Marine at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Overview from around the web 2023 Monterey M-45

Customers are praising the 2023 Monterey M-45 for its sleek design and impressive performance on the water

Many highlight the spacious and luxurious interior, noting the comfort and high-quality materials used throughout the boat. Owners appreciate the smooth handling and powerful engine options, which make it ideal for both cruising and watersports. The advanced technology and entertainment features also receive positive remarks, enhancing the overall boating experience. Overall, the Monterey M-45 is celebrated for combining style, comfort, and functionality in a well-crafted vessel.

The Biggest Pros and Cons

The 2023 Monterey M-45 offers a compelling blend of performance, style, and comfort, making it a popular choice for boating enthusiasts. Here are some pros and cons to consider:

Pros

Sleek and Modern Design: The M-45 boasts a contemporary, aggressive look with clean lines and premium finishes that stand out on the water.

Powerful Performance: Equipped with robust engine options, it delivers strong acceleration and smooth handling, ideal for both cruising and water sports.

Spacious Layout: The thoughtfully designed cockpit and cabin areas provide ample seating and comfortable accommodations for extended outings.

High-Quality Construction: Built with attention to detail and durable materials, ensuring longevity and reliability.

Advanced Technology: Features user-friendly controls, digital displays, and modern entertainment systems to enhance the boating experience.

Cons

Price Point: Positioned as a premium model, it may be less accessible for budget-conscious buyers.

Fuel Consumption: Powerful engines, while delivering performance, can result in higher fuel usage compared to smaller or less powerful boats.

Limited Storage: Some users may find storage compartments somewhat limited for longer trips requiring more gear.

Learning Curve: The advanced features and controls might require a short adjustment period for new boaters.

Made For

The 2023 Monterey M-45 is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility. Ideal for families and friends who enjoy spending quality time on the water, this boat caters to those who appreciate stylish design, spacious comfort, and powerful handling. Whether you're into watersports, cruising, or entertaining, the M-45 offers the features and amenities to elevate your boating experience.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2023 Monterey M-45. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$569.28/mo
$
$
%
Principal Loan Amount$ 76,415
Total Payment$136,627.18

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2023 Monterey M-45. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$569.28/mo
$
$
%
Principal Loan Amount$ 76,415
Total Payment$136,627.18

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Meet the Broker

Address

4850 37th Street South
St. Petersburg, FL 33711

Boat Location

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Contact Bay Way Marine about 2023 Monterey M-45

4850 37th Street South, St. Petersburg, FL, 33711

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Bay Way Marine at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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