2025 Monterey M-45
$99,970
Boat in Saint Petersburg, FL 33709 US
M-45
1 Engine (MERCURY)
24 feet
Gas
Fiberglass/Reinforced
This boat is built to simplify full-day boating in Tampa Bay while carrying the people, gear, and comfort that usually force owners into larger, harder-to-manage platforms.
Many experienced owners reach a point where space, seating flow, and usability start to matter more than top-end numbers. The Monterey M45 answers that by combining a wide, stable beam with intentional cockpit and bow layouts that keep everyone involved instead of spread out. Seating converts easily for cruising, relaxing, or stopping at the sandbar, reducing constant re-arranging and decision fatigue underway.
A single Mercury Verado outboard keeps operation straightforward and service access simple while still allowing confident movement through open water, passes, and nearshore runs common around St. Pete, Clearwater, and Sarasota. The integrated swim platform, forward and transom walk-throughs, and multiple boarding ladders shorten the gap between arriving and actually enjoying the water.
This configuration is equipped for real use, not brochure appeal. Trim tabs with indicators help maintain an efficient running angle as load changes throughout the day. Integrated storage keeps decks clear. Wet bar, freshwater shower, and convertible seating reduce the need to head back early.
Backed by Thunder Marine, ownership is structured to reduce downtime, uncertainty, and long-term friction-not add to it.
Meet with Thunder Marine to walk through this exact configuration, understand how it fits Tampa Bay use, and review delivery and long-term support.
Contact for Pricing.
Ownership with Thunder
Local delivery, setup, and orientation focused on real Tampa Bay use
In-house service access for routine maintenance and warranty support
Clear handoff process that reduces post-delivery questions
Long-term relationship, not a transaction
Key Specs
Length Overall (with swim platform): 24'0"
Length Overall (with engines): 26'4"
Beam: 8'6"
Deadrise: 20°
Draft (engine up): 16"
Draft (engine down): 32"
Fuel Capacity: 50 gallons
Water Capacity: 10 gallons
Dry Weight: 4,500 lbs
Passenger Capacity: 14 (US)
Number of Engines: 1
Engine Make & Model: Mercury Verado 300HP
Features
Helm & Control
Power-assisted tilt steering reduces fatigue during longer runs
Digital instrumentation with night lighting improves readability in changing conditions
SIMRAD GO7XSE GPS/Chartplotter supports confident navigation and trip planning
Cockpit & Social Space
Convertible aft L-lounge with electrically actuated sun pad adapts quickly to the day's plan
Wet bar with sink and storage minimizes trips below or back to the dock
Cockpit tables forward and aft support meals without blocking movement
Bow & Forward Use
A walk-through windshield improves safe movement underway
Bow seating with integrated storage keeps gear accessible but out of sight
Molded bow cooler supports longer stays without clutter
Swim & Water Access
Integrated swim platform with recessed ladder shortens entry and exit time
Transom shower with pressurized water simplifies post-swim cleanup
Bow and stern boarding ladders expand docking and anchoring options
Construction & Practical Details
Vinylester barrier coat and air-assist chine support long-term durability
Pull-up stainless cleats keep lines secure without snag points
Self-bailing cockpit reduces cleanup and maintenance effort
Price History
| Date | Event | Price |
|---|---|---|
| 3/3/26 | Price increased | $99,970(+11.1%) |
| 2/25/26 | Price decreased | $89,970(-8.9%) |
| 11/26/25 | Price decreased | $98,750(-23.5%) |
| 11/12/25 | Initial price | $107,950 |
Videos from Thunder Marine on this 2025 Monterey M-45
2025 Monterey M-45 Video Tours
Overview from around the web 2025 Monterey M-45
Customers are praising the 2025 Monterey M-45 for its sleek design, powerful performance, and luxurious comfort
Many highlight the spacious cockpit and high-quality materials, making it perfect for both relaxing cruises and entertaining guests. The advanced technology and smooth handling receive consistent commendation, ensuring a safe and enjoyable ride. Overall, owners appreciate the M-45's blend of style, functionality, and innovative features, making it a standout choice in its class.
The Biggest Pros and Cons
The 2025 Monterey M-45 offers a compelling blend of performance, style, and comfort, making it a popular choice among boating enthusiasts. Here’s a breakdown of its pros and cons:
Pros
Powerful Performance: Equipped with advanced engine options, the M-45 delivers impressive speed and smooth handling, ideal for both cruising and watersports.
Spacious Layout: The design maximizes onboard space, featuring comfortable seating and ample storage, perfect for entertaining guests or family outings.
Modern Amenities: Includes state-of-the-art technology and luxury finishes, such as touchscreen controls, premium sound systems, and high-quality upholstery.
Versatile Design: The M-45 balances sporty aesthetics with practical features, including a swim platform and convertible seating arrangements.
Build Quality: Known for solid construction and attention to detail, ensuring durability and reliability on the water.
Cons
Price Point: Positioned in the premium segment, the M-45 may be less accessible for budget-conscious buyers.
Fuel Consumption: With powerful engines, fuel efficiency may be lower compared to smaller or less performance-focused boats.
Size Considerations: While spacious, the 45-foot length may require more skill to maneuver in tight marina spaces and can limit access to smaller docks.
Maintenance Costs: As with many luxury boats, upkeep and maintenance can be higher, especially with advanced electronics and finishes.
Made For
The 2025 Monterey M-45 is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility. Ideal for families and friends who enjoy cruising, watersports, and entertaining on the water, this model caters to those who appreciate stylish design, spacious comfort, and advanced features. Whether you're planning day trips, weekend getaways, or simply relaxing on the lake or ocean, the M-45 offers a premium boating experience tailored to your lifestyle.
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Address
Boat Location
Contact Thunder Marine about 2025 Monterey M-45
8701 Bay Pines Blvd., St. Petersburg, FL, 33709
Contact Thunder Marine
8701 Bay Pines Blvd., St. Petersburg, FL, 33709
















