2023 Monterey M-45

$89,900

Used

Boat in Niceville, FL 32578 US

builtBuilt in 2023
Year the boat was built
model

M-45

Boat model
engine

1 Engine (Mercury)

Engine type and count
length

24 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
24ft
Length Overall
24ft
Beam
8.5ft
Max Bridge Clearance
7.67ft
Max Draft
2.67ft
Drive Up Draft
1.33ft
Deadrise At Transom
20deg
Dry Weight
4500lb
Max Capacity
3232
Fresh Water Tanks
10gal
Fuel Tanks
50gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Mercury
Engine Model
250XXL
Total Power
250hp
Engine Type
outboard
Fuel Type
gasoline
Engine Year
2023
Drive Type
stern

Price History

DateEventPrice
11/27/25Price decreased$89,900(-3.3%)
7/23/25Initial price$93,000

Contact Emerald Coast Marine

115 John Sims Parkway West, Niceville, FL, 32578

Overview from around the web 2023 Monterey M-45

The 2023 Monterey M-45 has been garnering positive feedback from customers who appreciate its blend of performance, style, and comfort

Many users highlight the boat's sleek design and spacious layout, making it an ideal choice for both leisurely outings and adventurous water sports. Customers have noted the powerful engine options and smooth handling, which enhance the overall boating experience, whether cruising or engaging in water activities. The innovative features, such as ample storage and luxurious seating, have also received acclaim, providing both functionality and comfort for family and friends. Additionally, the attention to detail in the craftsmanship and high-quality materials used in the M-45 have impressed owners, contributing to a sense of luxury on the water. Overall, the Monterey M-45 2023 is seen as a versatile and stylish vessel that meets the needs of modern boating enthusiasts.

The Biggest Pros and Cons

Pros

Sleek Design: The Monterey M-45 boasts a contemporary and stylish design that stands out on the water. Its smooth lines and bold color options offer an eye-catching appearance.

Spacious Layout: With ample seating and lounging areas, the M-45 is designed for comfort and socializing. Whether you're entertaining guests or enjoying a family day out, there's plenty of room for everyone.

Performance: Equipped with powerful engine options, the M-45 delivers impressive speed and handling. It's engineered for both smooth cruising and exhilarating rides, making it a versatile choice for various boating enthusiasts.

Innovative Features: The boat comes with state-of-the-art technology, including advanced navigation systems and entertainment options, ensuring a modern and enjoyable boating experience.

Quality Craftsmanship: Monterey is known for its attention to detail and high-quality materials, ensuring durability and longevity in their boats. The M-45 reflects this commitment to excellence.

Versatile Use: Whether for watersports, fishing, or leisure cruising, the M-45 is adaptable to a variety of activities, making it a great all-around choice for boaters.

Cons

Price Point: The 2023 Monterey M-45 may be on the higher end of the price spectrum compared to other boats in its class, which could be a consideration for budget-conscious buyers.

Maintenance: Like any high-performance vessel, the M-45 may require regular maintenance to keep it in optimal condition, which can involve time and financial investment.

Size: While spacious, the M-45 may be larger than some boaters are comfortable handling, especially for those new to boating or those with limited docking space.

Fuel Consumption: Depending on the engine choice and usage, fuel consumption can be higher compared to smaller, more economical boats, making it less ideal for those looking for fuel efficiency.

Steering Sensitivity: Some users may find the steering to be a bit sensitive, which might take time to get used to, especially for novice boaters.

Made For

The 2023 Monterey M-45 is designed for the discerning boat enthusiast who seeks a perfect blend of luxury, performance, and versatility on the water. Whether you're an avid water sports enthusiast, a family looking for memorable outings, or a couple seeking romantic getaways, this boat caters to all. With spacious seating, cutting-edge technology, and a powerful engine, the M-45 is ideal for those who crave adventure while enjoying the finer things in life. From leisurely cruises to thrilling wakeboarding sessions, this vessel elevates every experience on the water. Embrace the freedom of the open sea with the Monterey M-45, where every detail is crafted for comfort and performance.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2023 Monterey M-45. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$569.28/mo
$
$
%
Principal Loan Amount$ 76,415
Total Payment$136,627.18

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2023 Monterey M-45. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$569.28/mo
$
$
%
Principal Loan Amount$ 76,415
Total Payment$136,627.18

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Address

115 John Sims Parkway West
Niceville, FL 32578

Boat Location

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