2004 Monterey 282 Cruiser
$39,900
Boat in Wayzata, MN 55391 US
Built in 2004
282 Cruiser
1 Engine (--)
28 feet
Gas
Fiberglass/Reinforced
Priced to Sell- $39,900
This Monterey 282 Cruiser is a must see, loaded with great features and many nice updates! The equipment list is long, some noteworthy items include- Air Conditioning/Heat, Kohler Generator (418 Hrs), Windlass Anchor (New in 2024 with 125 ft of chain), Updated Full Camper Top Enclosure (Looks Like New), Updated Bluetooth Stereo, 2-TV's, Depth Finder, VHF Radio, Weave Cockpit Flooring (New in 2023), Vacu Flush Head, New Shifters and New Shift Cables (Installed in 2025), Extended Swim Platform, 210 Fab Beach to Bow Ladder, Spotlight, Bow Sun Pad, Updated Cockpit Upholstery, Cockpit Cover & More!
From first glance this Monterey 282 Cruiser has plenty of eye appeal, it's sweeping lines, forward arch and clean profile gives this boat a modern look. Step onboard and the 10' beam is noticeable, the cockpit area is very open with plenty of seating for friends and family. A removable cockpit table is great for entertaining and the cockpit wet bar to the port side is compact yet adds nice easy access storage, sink, cup holders and cockpit counter space. A cockpit TV is mounted to the STBT side for extra entertainment and can be removed when not in use. The Captain should be comfortable in the over sized double wide helm seat that does have a flip up bolster, the new shifters are beautiful and make driving the boat effortless. The helm is clean and simple, with easy to read gauges and the RPM gauges are new in 2025, a depth finder is to the left side of the dash and your trim tab controls and a cup holder is to the left side of the dash. The walk through windshield has large steps for easy access and the bow is nice and flat with a bow cushion.
Step into the cabin and let luxury surround you, the fit, finish and attention to detail inside this Monterey 282 should impress anyone looking for a budget friendly Cruiser. The forward berth can be extended by simply folding down the back rest for the dinette, the dinette is large and very attractive. The galley is to the PORT side and features a 2 burner electric cook-top, microwave, SS Sink, 110-12 volt refrigerator and plenty of storage. One noteworthy area in the cabin is the Mid Cabin, the easy access and extremely open design is impressive, with this area either being a U Shape seating arrangement or converting into a large second berth. Step into the head and you will notice it is all fiberglass lined, with a fiberglass cover over the Vacu Flush head making this a comfortable area to use as a shower.
Overall the Cabin of this Monterey 282 Cruiser should not disappoint!
If you have any questions or would like or set up a time to view please call, text or e-mail.
Price History
| Date | Event | Price |
|---|---|---|
| 10/15/25 | Initial price | $39,900 |
2004 Monterey 282 Cruiser Video Tours
Boattest.com Review
Overview
The Monterey 282 Cruiser is the smallest wide-beam model in Monterey's cruiser lineup, designed to offer versatile functionality in a compact package. At just under 28 feet, this model incorporates many features typically found in larger cruisers, making it a well-rounded boat suitable for entertaining, sleeping, and cooking. Its efficient use of space has made it a popular choice among consumers seeking a multi-purpose cruiser.
Exterior Design and Deck Layout
The 282 Cruiser features an optional extended swim platform that adds over two feet to the boat's length, enhancing comfort for swimming and diving activities. The transom includes a neatly integrated storage hatch for lines, fenders, and shore power hookups. The cockpit seating consists of two bench seats with a removable dining table, although this area does not convert into a sun lounge as might be desired. To port, a small wet bar offers ample counter space, a sink, and generous storage beneath. The helm station is thoughtfully designed with two tiers of instrumentation for easy readability and includes a tilt steering column; however, the black steering wheel tends to absorb heat on sunny days. Molded steps at the bridge provide safe access to the foredeck, where the bow sun pad and anchor windlass are located.
Interior Living Spaces
Below deck, the upper deck folds down to reveal a dining area within the V-berth, equipped with a sink, cooktop, microwave, and a concealed television with VCR. The interior layout maximizes comfort and functionality, providing a spacious aft cabin for overnight guests. The starboard-side head includes a flush toilet, vanity with sink, and a shower. Notably, the shower area features a seat positioned above the toilet for added bathing comfort.
Power and Performance
With the optional extended swim platform installed, the Monterey 282 Cruiser measures 30 feet, 10 inches in length and has a beam of 10 feet. The hull features a 19-degree dead rise and the boat weighs over 10,000 pounds. Powered by twin stern drives, the 282 achieves impressive speeds, reaching over 47 miles per hour at 4,800 RPM and up to 68 miles per hour at 4,600 feet.
Conclusion
The Monterey 282 Cruiser successfully blends the spaciousness and amenities of larger cruisers into a compact, wide-beam design. Its thoughtful layout, both above and below deck, combined with strong performance figures, make it a versatile and appealing option for boaters seeking a multi-functional cruiser under 30 feet.
Overview from around the web 2004 Monterey 282 Cruiser
Customers appreciate the 2004 Monterey 282 Cruiser for its spacious and comfortable layout, making it ideal for family outings and entertaining guests
Many highlight the boat's solid performance and smooth handling, which provide a confident and enjoyable ride. The well-designed cabin offers ample sleeping accommodations and convenient amenities, enhancing extended trips on the water. Owners also commend the stylish design and quality craftsmanship, noting that the boat maintains its appeal and functionality even years after purchase. Overall, the Monterey 282 Cruiser is praised for combining comfort, performance, and style in a versatile package.
The Biggest Pros and Cons
The 2004 Monterey 282 Cruiser is a popular mid-sized express cruiser known for its blend of performance, comfort, and style. Here are some of the pros and cons associated with this model:
Pros
Spacious Layout: The 282 Cruiser offers a well-designed cabin with comfortable sleeping accommodations for up to four people, making it ideal for weekend getaways.
Performance: Equipped with reliable twin engines, this boat delivers solid cruising speeds and good handling, suitable for both coastal cruising and inland waters.
Cockpit Comfort: The cockpit area is spacious and versatile, featuring ample seating and a wet bar, perfect for entertaining guests.
Quality Build: Monterey boats are known for their sturdy construction and attention to detail, providing a durable and attractive vessel.
Amenities: The boat includes a fully equipped galley, enclosed head, and a convertible dinette, adding to onboard convenience.
Cons
Engine Access: Engine compartments can be somewhat tight, making maintenance and repairs a bit challenging.
Storage Space: While adequate for short trips, storage might be limited for extended cruising or larger groups.
Fuel Efficiency: Being a performance cruiser, fuel consumption can be higher compared to smaller or more economy-focused boats.
Age Considerations: As a 2004 model, potential buyers should be mindful of wear and tear, and inspect for any needed updates or refurbishments.
Made For
The 2004 Monterey 282 Cruiser is ideal for boating enthusiasts who seek a versatile and stylish vessel perfect for both day cruising and weekend getaways. It’s well-suited for small families or couples who enjoy spending time on the water, whether it's for relaxing, fishing, or entertaining friends. With its comfortable cabin and practical layout, this cruiser appeals to those looking for a blend of performance, comfort, and convenience in a mid-sized boat.
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Meet the Broker
Address
Boat Location
Contact River Valley Marine – Lake Minnetonka about 2004 Monterey 282 Cruiser
1444 Shoreline Drive, Wayzata, MN, 55391
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