2004 Monterey 282 Cruiser
$39,900
Boat in Rochester, MN 55901 US
Built in 2004
282 Cruiser
1 Engine (--)
28 feet
Gas
Fiberglass/Reinforced
Priced to Sell- $39,900
This Monterey 282 Cruiser is a must see, loaded with great features and many nice updates! The equipment list is long, some noteworthy items include- Air Conditioning/Heat, Kohler Generator (418 Hrs), Windlass Anchor (New in 2024 with 125 ft of chain), Updated Full Camper Top Enclosure (Looks Like New), Updated Bluetooth Stereo, 2-TV's, Depth Finder, VHF Radio, Weave Cockpit Flooring (New in 2023), Vacu Flush Head, New Shifters and New Shift Cables (Installed in 2025), Extended Swim Platform, 210 Fab Beach to Bow Ladder, Spotlight, Bow Sun Pad, Updated Cockpit Upholstery, Cockpit Cover & More!
From first glance this Monterey 282 Cruiser has plenty of eye appeal, it's sweeping lines, forward arch and clean profile gives this boat a modern look. Step onboard and the 10' beam is noticeable, the cockpit area is very open with plenty of seating for friends and family. A removable cockpit table is great for entertaining and the cockpit wet bar to the port side is compact yet adds nice easy access storage, sink, cup holders and cockpit counter space. A cockpit TV is mounted to the STBT side for extra entertainment and can be removed when not in use. The Captain should be comfortable in the over sized double wide helm seat that does have a flip up bolster, the new shifters are beautiful and make driving the boat effortless. The helm is clean and simple, with easy to read gauges and the RPM gauges are new in 2025, a depth finder is to the left side of the dash and your trim tab controls and a cup holder is to the left side of the dash. The walk through windshield has large steps for easy access and the bow is nice and flat with a bow cushion.
Step into the cabin and let luxury surround you, the fit, finish and attention to detail inside this Monterey 282 should impress anyone looking for a budget friendly Cruiser. The forward berth can be extended by simply folding down the back rest for the dinette, the dinette is large and very attractive. The galley is to the PORT side and features a 2 burner electric cook-top, microwave, SS Sink, 110-12 volt refrigerator and plenty of storage. One noteworthy area in the cabin is the Mid Cabin, the easy access and extremely open design is impressive, with this area either being a U Shape seating arrangement or converting into a large second berth. Step into the head and you will notice it is all fiberglass lined, with a fiberglass cover over the Vacu Flush head making this a comfortable area to use as a shower.
Overall the Cabin of this Monterey 282 Cruiser should not disappoint!
If you have any questions or would like or set up a time to view please call, text or e-mail.
Price History
| Date | Event | Price |
|---|---|---|
| 10/15/25 | Initial price | $39,900 |
2004 Monterey 282 Cruiser Video Tours
Overview from around the web 2004 Monterey 282 Cruiser
The 2004 Monterey 282 Cruiser has garnered positive reviews from boaters who appreciate its blend of performance, comfort, and style
Customers often highlight the following features and aspects of the vessel: 1. Spacious Layout: Many owners love the roomy cabin, which includes a well-equipped galley, comfortable seating, and sleeping accommodations for multiple passengers. The open design is praised for creating a welcoming atmosphere, perfect for entertaining or relaxing. 2. Performance: Enthusiasts frequently mention the boat's powerful engines and smooth handling on the water. The 282 Cruiser showcases good speed and agility, making it ideal for everything from leisurely cruises to more adventurous outings. 3. Quality Construction: Reviewers often remark on the build quality of the Monterey 282, noting its sturdy construction and attention to detail. This contributes to a feeling of safety and durability, which is crucial for any boat owner. 4. Stylish Design: Boaters appreciate the sleek exterior lines and modern aesthetics. The stylish profile not only catches the eye but also enhances its performance in the water. 5. Storage Options: The boat provides ample storage throughout, allowing for easy organization and access to gear and supplies. This practical aspect is often cited as a notable advantage for day trips and longer excursions. 6. Versatility: Whether for watersports, cruising with family, or hosting friends, users find the Monterey 282 Cruiser to be versatile and adaptable to various on-water activities. Overall, the 2004 Monterey 282 Cruiser is widely recognized for its combination of performance, comfort, and aesthetic appeal, making it a favorable choice for both seasoned boaters and newcomers alike.
The Biggest Pros and Cons
Pros
Spacious Cabin: The 2004 Monterey 282 Cruiser offers a well-designed cabin layout, providing ample space for comfort. With its open floor plan, it can accommodate family and friends for extended outings.
Versatile Performance: Equipped with powerful engine options, this boat delivers impressive performance, whether you're cruising on calm waters or taking on rougher conditions.
Well-Equipped Galley: The galley comes with essential amenities including a refrigerator, stove, and microwave, making it convenient for meal prep during your trips.
Stylish Design: The sleek lines and modern styling of the Monterey 282 give it a contemporary look that stands out on the water.
Comfortable Cockpit: The cockpit area is spacious and designed for entertainment, featuring comfortable seating and a wet bar, perfect for social gatherings.
Good Storage Options: Ample storage throughout the boat allows for easy organization of gear and personal items, enhancing the overall experience on the water.
Solid Build Quality: Known for its durability, the Monterey 282 is built with quality materials that can withstand regular use and various weather conditions.
Cons
Fuel Consumption: With a focus on power, the 2004 model can be less fuel-efficient compared to smaller cruisers, which may impact long-distance travel costs.
Maintenance Costs: Like many boats of this size and complexity, ongoing maintenance and upkeep can be significant, especially if you want to keep it in top shape.
Limited Speed: While it handles well, some users find that the Monterey 282 may not reach the higher speeds of similar-sized performance boats.
Age-Related Issues: Being a 2004 model, prospective buyers should inspect for age-related concerns, including wear and tear on upholstery and mechanical components.
Weight Considerations: The cruiser’s weight may affect towing capabilities, requiring a more robust vehicle for transport to and from the water.
Less Room for Fishing Gear: While it excels as a cruiser, serious anglers may find limited space and amenities for fishing compared to dedicated fishing boats.
Made For
The 2004 Monterey 282 Cruiser is perfect for boating enthusiasts seeking a blend of comfort, performance, and versatility on the water. Ideal for families and friends who enjoy weekend getaways, this cruiser offers spacious accommodations and ample seating for social gatherings. With its efficient engine options and easy handling, it suits both seasoned captains and those new to boating. Whether you're planning a day of watersports, a leisurely cruise along the coast, or an overnight adventure, the Monterey 282 is designed to deliver. Its stylish design and well-thought-out features make it an excellent choice for anyone looking to create lasting memories on the water. The combination of functional spaces and modern amenities ensures that everyone on board will have a great time, regardless of the occasion.
Finance your dream boat!
Finance your dream boat!
Be the first to know when similar boats hit the market
Get notified when new boats become available
Meet the Broker
Address
Boat Location
Contact River Valley Marine – Rochester about 2004 Monterey 282 Cruiser
5160 East Frontage Road, Rochester, MN, 55901
Login with Google
