2004 Monterey 282 Cruiser

$39,900

Used

Boat in Red Wing, MN 55066 US

builtBuilt in 2004
Year the boat was built
model

282 Cruiser

Boat model
engine

1 Engine (--)

Engine type and count
length

28 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
28ft
Beam
10ft
Hull Material
fiberglass
Engine 1
Engine Model
Twin Volvo 4.3L GXi, 225 HP each, DP Drives
Engine Hours
1050
Fuel Type
gasoline
Engine Year
2004
Total Power
450.0 hp

Price History

DateEventPrice
10/15/25Initial price$39,900

Contact River Valley Marine – Red Wing

3859 Hwy 61 West, Red Wing, MN, 55066

Overview from around the web 2004 Monterey 282 Cruiser

The 2004 Monterey 282 Cruiser has garnered positive feedback from customers who appreciate its combination of style, performance, and comfort

Here are some common themes in customer reviews: 1. Spacious Interior: Many owners highlight the roomy cabin layout, which includes a well-equipped galley, a comfortable dining area, and ample sleeping accommodations. The design is often praised for being both functional and stylish. 2. Performance: Customers often compliment the 282 Cruiser's handling and performance on the water. Its powerful engine options provide an exhilarating experience, making it suitable for both leisurely cruising and more spirited outings. 3. Build Quality: Reviewers frequently mention the solid construction and attention to detail, contributing to a feeling of safety and durability. The choice of quality materials is noted, enhancing both aesthetics and longevity. 4. Versatility: The versatility of the 282 Cruiser stands out to many users. Whether it's day trips with friends or extended stays on the water, the boat adapts well to a variety of activities. 5. Amenities: Customers appreciate the thoughtful features and amenities, such as a well-designed cockpit, comfortable seating, and adequate storage space, making it ideal for entertaining or family outings. Overall, the 2004 Monterey 282 Cruiser is celebrated for its well-rounded capabilities, ensuring that both novice and experienced boaters can enjoy the experience it provides.

The Biggest Pros and Cons

Pros

Spacious Interior: The Monterey 282 Cruiser boasts a well-designed cabin that offers ample space for relaxation and overnight stays. With a comfortable V-berth and a convertible dinette, there's plenty of room for family and friends.

Performance: Equipped with a powerful engine, the Monterey 282 provides impressive handling and speed on the water, making it suitable for both leisurely cruising and watersports.

Versatile Cockpit: The open cockpit design features a wet bar and ample seating, perfect for entertaining guests or enjoying sun-soaked days on the water. The integrated swim platform adds convenience for easy access to swimming and other water activities.

Stylish Design: The 2004 Monterey 282 Cruiser showcases a sleek, modern look that stands out in any marina, with stylish lines and a sporty profile.

Quality Construction: Known for its craftsmanship, Monterey boats often feature high-quality materials and finishes, ensuring durability and long-lasting performance.

Good Storage Options: Smart storage solutions throughout the boat allow for organized stowing of gear, making it easy to keep the cabin clutter-free.

Cons

Fuel Consumption: While the performance is a highlight, the power of the engine can lead to higher fuel consumption, particularly at higher speeds, which could affect operating costs during long trips.

Limited Headroom: While the cabin is spacious, taller individuals may find the headroom in some areas a bit restrictive, which could be a concern for those who value spaciousness above all.

Older Technology: Being a 2004 model, some onboard technology and navigation equipment may be outdated compared to newer models, which could require upgrades for enhanced functionality.

Maintenance Costs: As with any boat that is a few years old, ongoing maintenance and repairs might be more frequent, especially if the boat has seen heavy use.

Reputation Variability: Depending on previous ownership and care, some boats may not have been maintained to the best standard, which could affect performance and reliability.

Made For

The 2004 Monterey 282 Cruiser is designed for boating enthusiasts who seek a blend of performance, comfort, and stylish design. Ideal for families and groups of friends, this cruiser offers ample space for relaxation and entertainment on the water. It caters to those who enjoy weekend getaways, day trips, or extended cruising, providing a comfortable cabin that can accommodate overnight stays. With its powerful engines and agile handling, the Monterey 282 appeals to thrill-seekers who appreciate speed and responsiveness, while still prioritizing safety and stability. The spacious layout, equipped with features like a galley, head, and sun lounging areas, makes it perfect for those who value both functionality and leisure. Whether you're a seasoned boater looking to upgrade, or a newcomer eager to explore the joys of cruising, the 2004 Monterey 282 Cruiser offers an inviting platform for aquatic adventures and unforgettable memories on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 282 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$252.66/mo
$
$
%
Principal Loan Amount$ 33,915
Total Payment$60,638.76

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 282 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$252.66/mo
$
$
%
Principal Loan Amount$ 33,915
Total Payment$60,638.76

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Address

3859 Hwy 61 West
Red Wing, MN 55066

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