2004 Monterey 282 Cruiser
$39,900
Boat in Red Wing, MN 55066 US
Built in 2004
282 Cruiser
1 Engine (--)
28 feet
Gas
Fiberglass/Reinforced
Priced to Sell- $39,900
This Monterey 282 Cruiser is a must see, loaded with great features and many nice updates! The equipment list is long, some noteworthy items include- Air Conditioning/Heat, Kohler Generator (418 Hrs), Windlass Anchor (New in 2024 with 125 ft of chain), Updated Full Camper Top Enclosure (Looks Like New), Updated Bluetooth Stereo, 2-TV's, Depth Finder, VHF Radio, Weave Cockpit Flooring (New in 2023), Vacu Flush Head, New Shifters and New Shift Cables (Installed in 2025), Extended Swim Platform, 210 Fab Beach to Bow Ladder, Spotlight, Bow Sun Pad, Updated Cockpit Upholstery, Cockpit Cover & More!
From first glance this Monterey 282 Cruiser has plenty of eye appeal, it's sweeping lines, forward arch and clean profile gives this boat a modern look. Step onboard and the 10' beam is noticeable, the cockpit area is very open with plenty of seating for friends and family. A removable cockpit table is great for entertaining and the cockpit wet bar to the port side is compact yet adds nice easy access storage, sink, cup holders and cockpit counter space. A cockpit TV is mounted to the STBT side for extra entertainment and can be removed when not in use. The Captain should be comfortable in the over sized double wide helm seat that does have a flip up bolster, the new shifters are beautiful and make driving the boat effortless. The helm is clean and simple, with easy to read gauges and the RPM gauges are new in 2025, a depth finder is to the left side of the dash and your trim tab controls and a cup holder is to the left side of the dash. The walk through windshield has large steps for easy access and the bow is nice and flat with a bow cushion.
Step into the cabin and let luxury surround you, the fit, finish and attention to detail inside this Monterey 282 should impress anyone looking for a budget friendly Cruiser. The forward berth can be extended by simply folding down the back rest for the dinette, the dinette is large and very attractive. The galley is to the PORT side and features a 2 burner electric cook-top, microwave, SS Sink, 110-12 volt refrigerator and plenty of storage. One noteworthy area in the cabin is the Mid Cabin, the easy access and extremely open design is impressive, with this area either being a U Shape seating arrangement or converting into a large second berth. Step into the head and you will notice it is all fiberglass lined, with a fiberglass cover over the Vacu Flush head making this a comfortable area to use as a shower.
Overall the Cabin of this Monterey 282 Cruiser should not disappoint!
If you have any questions or would like or set up a time to view please call, text or e-mail.
Price History
| Date | Event | Price |
|---|---|---|
| 10/15/25 | Initial price | $39,900 |
2004 Monterey 282 Cruiser Video Tours
Boattest.com Review
Overview
The Monterey 282 Cruiser is the smallest wide-beam model in Monterey's cruiser lineup, designed to offer versatile functionality in a compact package. At just under 28 feet, this model incorporates many features typically found in larger cruisers, making it a well-rounded boat suitable for entertaining, sleeping, and cooking. Its efficient use of space has made it a popular choice among consumers seeking a multi-purpose cruiser.
Exterior Design and Deck Layout
The 282 Cruiser features an optional extended swim platform that adds over two feet to the boat's length, enhancing comfort for swimming and diving activities. The transom includes a neatly integrated storage hatch for lines, fenders, and shore power hookups. The cockpit seating consists of two bench seats with a removable dining table, although this area does not convert into a sun lounge as might be desired. To port, a small wet bar offers ample counter space, a sink, and generous storage beneath. The helm station is thoughtfully designed with two tiers of instrumentation for easy readability and includes a tilt steering column; however, the black steering wheel tends to absorb heat on sunny days. Molded steps at the bridge provide safe access to the foredeck, where the bow sun pad and anchor windlass are located.
Interior Living Spaces
Below deck, the upper deck folds down to reveal a dining area within the V-berth, equipped with a sink, cooktop, microwave, and a concealed television with VCR. The interior layout maximizes comfort and functionality, providing a spacious aft cabin for overnight guests. The starboard-side head includes a flush toilet, vanity with sink, and a shower. Notably, the shower area features a seat positioned above the toilet for added bathing comfort.
Power and Performance
With the optional extended swim platform installed, the Monterey 282 Cruiser measures 30 feet, 10 inches in length and has a beam of 10 feet. The hull features a 19-degree dead rise and the boat weighs over 10,000 pounds. Powered by twin stern drives, the 282 achieves impressive speeds, reaching over 47 miles per hour at 4,800 RPM and up to 68 miles per hour at 4,600 feet.
Conclusion
The Monterey 282 Cruiser successfully blends the spaciousness and amenities of larger cruisers into a compact, wide-beam design. Its thoughtful layout, both above and below deck, combined with strong performance figures, make it a versatile and appealing option for boaters seeking a multi-functional cruiser under 30 feet.
Overview from around the web 2004 Monterey 282 Cruiser
The 2004 Monterey 282 Cruiser has garnered positive feedback from customers who appreciate its combination of style, performance, and comfort
Here are some common themes in customer reviews: 1. Spacious Interior: Many owners highlight the roomy cabin layout, which includes a well-equipped galley, a comfortable dining area, and ample sleeping accommodations. The design is often praised for being both functional and stylish. 2. Performance: Customers often compliment the 282 Cruiser's handling and performance on the water. Its powerful engine options provide an exhilarating experience, making it suitable for both leisurely cruising and more spirited outings. 3. Build Quality: Reviewers frequently mention the solid construction and attention to detail, contributing to a feeling of safety and durability. The choice of quality materials is noted, enhancing both aesthetics and longevity. 4. Versatility: The versatility of the 282 Cruiser stands out to many users. Whether it's day trips with friends or extended stays on the water, the boat adapts well to a variety of activities. 5. Amenities: Customers appreciate the thoughtful features and amenities, such as a well-designed cockpit, comfortable seating, and adequate storage space, making it ideal for entertaining or family outings. Overall, the 2004 Monterey 282 Cruiser is celebrated for its well-rounded capabilities, ensuring that both novice and experienced boaters can enjoy the experience it provides.
The Biggest Pros and Cons
Pros
Spacious Interior: The Monterey 282 Cruiser boasts a well-designed cabin that offers ample space for relaxation and overnight stays. With a comfortable V-berth and a convertible dinette, there's plenty of room for family and friends.
Performance: Equipped with a powerful engine, the Monterey 282 provides impressive handling and speed on the water, making it suitable for both leisurely cruising and watersports.
Versatile Cockpit: The open cockpit design features a wet bar and ample seating, perfect for entertaining guests or enjoying sun-soaked days on the water. The integrated swim platform adds convenience for easy access to swimming and other water activities.
Stylish Design: The 2004 Monterey 282 Cruiser showcases a sleek, modern look that stands out in any marina, with stylish lines and a sporty profile.
Quality Construction: Known for its craftsmanship, Monterey boats often feature high-quality materials and finishes, ensuring durability and long-lasting performance.
Good Storage Options: Smart storage solutions throughout the boat allow for organized stowing of gear, making it easy to keep the cabin clutter-free.
Cons
Fuel Consumption: While the performance is a highlight, the power of the engine can lead to higher fuel consumption, particularly at higher speeds, which could affect operating costs during long trips.
Limited Headroom: While the cabin is spacious, taller individuals may find the headroom in some areas a bit restrictive, which could be a concern for those who value spaciousness above all.
Older Technology: Being a 2004 model, some onboard technology and navigation equipment may be outdated compared to newer models, which could require upgrades for enhanced functionality.
Maintenance Costs: As with any boat that is a few years old, ongoing maintenance and repairs might be more frequent, especially if the boat has seen heavy use.
Reputation Variability: Depending on previous ownership and care, some boats may not have been maintained to the best standard, which could affect performance and reliability.
Made For
The 2004 Monterey 282 Cruiser is designed for boating enthusiasts who seek a blend of performance, comfort, and stylish design. Ideal for families and groups of friends, this cruiser offers ample space for relaxation and entertainment on the water. It caters to those who enjoy weekend getaways, day trips, or extended cruising, providing a comfortable cabin that can accommodate overnight stays. With its powerful engines and agile handling, the Monterey 282 appeals to thrill-seekers who appreciate speed and responsiveness, while still prioritizing safety and stability. The spacious layout, equipped with features like a galley, head, and sun lounging areas, makes it perfect for those who value both functionality and leisure. Whether you're a seasoned boater looking to upgrade, or a newcomer eager to explore the joys of cruising, the 2004 Monterey 282 Cruiser offers an inviting platform for aquatic adventures and unforgettable memories on the water.
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Meet the Broker
Address
Boat Location
Contact River Valley Marine – Red Wing about 2004 Monterey 282 Cruiser
3859 Hwy 61 West, Red Wing, MN, 55066
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