2020 Monterey 224FS Boat in Red Wing, MN 55066 US

$39,900

Used
builtBuilt in 2020
Year the boat was built
model

224FS

Boat model
engine

1 Engine (MerCruiser)

Engine type and count
length

22 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
22ft
Length Overall
22.75ft
Beam
8.5ft
Max Draft
3ft
Drive Up Draft
1.92ft
Deadrise At Transom
20deg
Dry Weight
3500lb
Cruising Speed
26.07kn
Max Speed
39.1kn
Max Capacity
2115
Seating Capacity
12
Fuel Tanks
55gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
MerCruiser
Engine Model
4.5L MPI Alpha
Total Power
250hp
Engine Hours
155
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2020
Drive Type
stern
Swimming Ladder
Road Trailer
Electric Bilge Pump
Depthsounder
Radio
Cockpit Speakers
Bimini Top
Cockpit Cover
Cockpit
  • Cooler, 25 Qt. Carry-On
  • Cooler, Molded-In
  • Cooler, Port Console w/Overboard Drain
  • Courtesy Lighting, Blue/White, LED 12 V
  • Drink Holders, Stainless Steel (10)
  • Fiberglass Cockpit Liner w/Non-Skid & Drainage
  • Glove Box, Port Side, Lockable
  • Grab Handles, Black Urethane w/Stainless Steel Inserts
  • Outlet, 12 V
  • Stereo, Fusion Satellite Ready AM/FM USB w/Bluetooth & (4) Rockford Fosgate 6.5" Speakers
  • Storage, In-Floor Ski w/Gas Assisted Hatch Cover & Dry Deck
  • Storage, Side Panels
Electrical System
  • Battery Switch, Single, On/Off
  • Battery Tray
  • Weatherproof Electrical System w/Individual Circuit Protection
Engine Compartment
  • Automatic Bilge Pump
  • Fire Port
  • Forced Air Ventilation w/Concealed Vents
  • Gel Coated Bilge & Engine Compartment
Helm
  • Instrumentation w/Fog Resistant Gauges & Low Glare Night Lighting
  • Outlet, 12 V USB
  • Steering, Tilt
  • Steering Wheel, Black w/Silver Insert
  • Steering, Power Assisted
  • Switches, Lighted Weatherproof
Hull and Deck
  • Air Assist Chine
  • Barrier Coat, Vinylester
  • Bow & Stern Eyes, Stainless Steel, w/SS Backing Plate
  • Cleats, Stainless Steel (6)
  • Colored Hull Sides and Deck Stripe
  • Custom Hull Side Graphics
  • Drain Plug, Brass Garboard
  • Horn, Electric, Flush Mount
  • Lights, Navigation
  • NMMA Certified
  • Rub Rail, Heavy Duty w/Stainless Steel Insert
  • Ski Tow, Stainless Steel
  • Storage, Anchor w/Fiberglass Hatch
  • Swim Platform, Extended w/Telescoping Recessed Ladder
  • Swim Platform, Integral w/Ski Rope Storage
  • Thru Hulls, Stainless Steel, Above Waterline
  • Transhield Shipping Cover
  • Windshield, Onyx, Curved Tempered w/Walk-Thru
Seating
  • Bucket Seat, Swivel w/Slider & Flip-Up Bolster
  • Seat Cushions w/Storage Compartments, Bow
  • Sundeck w/Bench Seat & Storage
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
7/14/26Initial price$39,900

Contact River Valley Marine – Red Wing

3859 Hwy 61 West, Red Wing, MN, 55066

Overview from around the web 2020 Monterey 224FS

The 2020 Monterey 224FS has garnered positive feedback from customers, who appreciate its stylish design and impressive performance on the water

Many users highlight the spacious layout, which allows for ample seating and comfort, making it an ideal choice for families and gatherings. The well-appointed features, including the upgraded audio system and sleek finish, have also received praise for enhancing the overall boating experience. Customers often mention the boat's versatility, as it performs well in various water conditions, whether cruising, waterskiing, or lounging. The powerful engine ensures smooth acceleration and a thrilling ride, while the thoughtful storage solutions help keep gear organized. Safety and stability are frequently noted aspects, with users feeling secure in different environments. Overall, the 2020 Monterey 224FS is celebrated for its blend of aesthetics, functionality, and performance, making it a favorite among recreational boaters.

The Biggest Pros and Cons

2020 Monterey 224FS: Pros and Cons

Pros

Versatile Layout: The 224FS features a spacious layout suitable for various activities, whether it’s lounging, fishing, or water sports, making it perfect for family outings.

Powerful Performance: Equipped with a capable engine, this boat delivers impressive speed and acceleration, ensuring thrilling adventures on the water.

Comfortable Seating: The boat offers ample seating options, including a plush bow and a generous L-shaped aft lounge, promoting comfort for all passengers.

Stylish Design: With its sleek lines and modern aesthetics, the Monterey 224FS stands out on the water, appealing to those who appreciate both form and function.

High-Quality Materials: Constructed with durable materials, the 224FS is designed to withstand the rigors of marine environments while providing a refined finish.

Advanced Features: The boat comes equipped with modern technology, including a premium sound system and active captain features, allowing for an enjoyable and connected experience.

Ease of Handling: Its manageable size and responsive steering make the 224FS user-friendly, particularly for those new to boating.

Cons

Limited Storage: While the 224FS offers some storage, it may not provide as much space for gear compared to larger boats, which could be a consideration for longer outings.

Fuel Consumption: The robust engine performance can lead to higher fuel consumption, potentially increasing operating costs over time.

Pricing: As a premium boat, the Montrey 224FS may fall on the more expensive side of the spectrum compared to entry-level options, which could deter budget-conscious buyers.

Weather Exposure: Depending on the configuration and optional features, protection from elements like rain or wind might be limited, making it less suitable for all-weather usage without additional investment in accessories.

Trailering Considerations: If you plan to transport the boat frequently, its size could make trailering somewhat cumbersome for smaller vehicles.

Made For

The 2020 Monterey 224FS is designed for boating enthusiasts who seek a versatile and stylish watercraft perfect for a variety of activities. Whether you're an adrenaline junkie looking to enjoy water sports like wakeboarding and tubing, or you simply want to relax and cruise with family and friends, this boat caters to all your needs. With its ample seating and luxurious amenities, the 224FS provides comfort for entertaining guests or enjoying a day on the water. It's also an excellent choice for those who value craftsmanship and style, as its sleek design and attention to detail make it stand out on the water. This model is ideal for both seasoned boaters and those new to the boating lifestyle, thanks to its user-friendly features and reliable performance. So if you're looking for a blend of performance, comfort, and style, the 2020 Monterey 224FS could be the perfect fit for your aquatic adventures.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Monterey 224FS. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 33,915
Total Payment$60,638.76
Monthly payment
$252.66/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Monterey 224FS. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 33,915
Total Payment$60,638.76
Monthly payment
$252.66/mo

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Meet the Broker

Address

3859 Hwy 61 West
Red Wing, MN 55066

Boat Location

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