1988 Harbor Master 520 Coastal Boat in Chattanooga, TN 37401 US
Built in 1988
520 Coastal
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56 feet
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FRESHWATER and Undercover ONLY!
This vessel has been lovingly cared for and stored in a covered slip on the Tennessee River in Chattanooga, TN since new. She features a brand-new Safe CO Westerbeke generator, which significantly extends your comfortable boating season.
Completely remodeled inside from top to bottom with modern, high-end finishes throughout. The heads are stunning - fully tiled showers, floors, and walls - giving them the luxurious feel of a mega-yacht or upscale waterfront home.
These Harbor Master 520s are known for being exceptionally roomy and highly livable for their size. Notable features include:
Massive covered aft deck perfect for entertaining
Two spacious staterooms
Two large heads
Full galley
Extra-wide side decks for easy movement
She truly feels like a floating condo, complete with all the comforts and conveniences of home.
Come see for yourself just how clean, shiny, and move-in ready she is!
Call Patrick Deal at 423-280-1999 to schedule a showing!
!Specs:
LOA: 56' 0"
Beam: 14' 0"
Draft: 3'
Fuel: 350 gal
Water: 150 gal
Options:
Twin Crusader 350 hp with 980 hours
12.5 kw Westerbeke SafeCO Generator
2 large staterooms
2 full heads with showers
Full Galley with Dishwasher, Inductive Cooktop, Oven, full size Frig/Freezer.
Marine Heat and Air 3-zone
Head Treatment System
Huge Grill
Anchor Windlass
Smart Tv's in every room
Full list of Upgrades:
Bow and Stern Thrusters, over 700 lbs of total thrust with dual control stations
12.5 cataylitic Westerbeke fuel injected
White Bead Board Ceiling throughout boat replacing 'fuzzy' velour headliner
Glass tile MSR head and custom shower removing insert
Honeycomb Granite Countertops thorugh out
Glass tile day head and shower
Hunter Douglass Blinds
Teak round table that converts to oval 6 person with 6 teak folding chairs
Release Marine High/Low Table
Karastan Wool Carpet throughout boat
Three high end bar stools from Frontgate
Leather couch from Bloomingdales
Two leather recliners from Bloomingdales
Galley sconces replaced with high end
Vessel sinks and waterfall faucets both heads
30 inch induction cooktop in galley
Bertazini Italian 24" convection oven
Bosch dishwasher
23" commercial size sink
New LG 30" SS Refrigerator installed with water and icemaker on front
Commercial sink faucet ss
Teak and Holly flooring in Galley
Instant Hot water heater for entire boat
Teak and Holly flooring in day head
Stainless steel polished anchor and new windlass
Two new Wise Flybridge companion helm chairs
Marine brass sconces in mid cabin
Antique Large Brass porthole mirror in pilot house
New Atlantis Heads
New white non permeable Sewage lines
New Purasan
Two new 16000 btu A/C units, aft salon and MSR
All std wood cabinet and drawer pulls replaced with metal wrapped in rope
all formica panels in galley replaced with stainless steel
32" Samsung HD TV on medical arm installed in MSR
42" LG TV in Salon
60" Panasonic Plasma TV in mid cabin
Definitive surround system with woofer in mid cabin
All pulls in galley replaced with pewter sea shell pulls
All formica panels in mid cabin replaced with custom hand painted turtle wall paper
Aft Salon sconces replaced
Hue lighting through out boat
flourescent lighting replaced with indirect lighting in salon and pilot house
RGB indirect lighting added to white indirect lighting in Pilot House
Analog A/C panel gages replaced with digital showing both volts and amps
Grohe shower faucets in both bathrooms with thermostatic temp control
Onkyo sound system with subwoofer for salon TV
Two teak steamer chaird with sunbrella upholstery
Bow cushion and aft Flybridge custom made sunbrella off white with navy welting and dry foam construction
Custom black sunbrella covers made for all charis and cushions
Weber Super Large Grill with 4 burners and side gas hot plate grill
Winch for Sea Doo Spark or other lightweight PWC or dingy
Stainless steel polished Danforth spare anchor mounted on stern
Teak Platform wrapped in synthetic Manila 1 and a half inch diameter rope
Extra bilge pumps (dual) in engine room, aft salon bilge, mid salon bilge, and forward mid cabin bilge for added safety
Antique Brass Clock and barometer on wall in Pilot house
Deep teloscoping swim ladder installed on teak platform
Glomex HD TV antenna
Glass tiled backsplash in galley over cooktop
Teak and holly dash installed in pilot house in front of lower station replacing beige formica
Fresh water and Raw water washdown on aft deck
Come see just how livable this boat is today!
Shown by appointment only. Call Patrick Deal at 423-280-1999
Price History
| Date | Event | Price |
|---|---|---|
| 10/14/26 | Initial price | $175,000 |
1988 Harbor Master 520 Coastal Video Tours
Overview from around the web 1988 Harbor Master 520 Coastal
The 1988 Harbor Master 520 Coastal has garnered positive feedback from customers who appreciate its spacious design and comfortable living quarters
Many users highlight the boat’s reliable performance and stability on the water, making it an excellent choice for both leisurely outings and extended excursions. Owners often praise the generous deck space, which allows for entertaining guests or simply enjoying the beautiful surroundings. The interior layout is frequently mentioned for its thoughtfully designed living areas, including a cozy salon, well-equipped galley, and comfortable staterooms, making it ideal for families or those who entertain regularly. Additionally, customers express satisfaction with the boat’s build quality and durability, noting that the Harbor Master brand is synonymous with reliability. The ability to navigate shallow waters is another feature that is appreciated, enabling access to picturesque spots that larger vessels might not reach. Overall, the Harbor Master 520 Coastal stands out for its combination of comfort, functionality, and resilience, making it a beloved choice among boating enthusiasts.
The Biggest Pros and Cons
The 1988 Harbor Master 520 Coastal is a well-regarded model known for its design and functionality. Here are some of the pros and cons of this classic houseboat:
Pros
Spacious Layout: The Harbor Master 520 Coastal boasts a roomy interior, making it ideal for families or entertaining guests. Its open floor plan often includes a generous living area and comfortable sleeping quarters.
Extended Living Space: With multiple levels, including upper decks, it offers additional outdoor living space for relaxation, sunbathing, and enjoying panoramic views.
Stable and Comfortable: The design of the Harbor Master series emphasizes stability, providing a smooth ride on the water, which translates into comfort, especially during longer trips.
Durable Construction: Built with quality materials, the Harbor Master 520 is known for its robust build, which can withstand harsh marine environments and offer longevity.
Liveaboard Friendly: Equipped with essential amenities, including kitchen facilities and bathrooms, the vessel is well-suited for extended stays or liveaboard lifestyles.
Great Family Boat: Its size and layout make it perfect for family outings, weekend getaways, or longer vacations, allowing enough space for everyone.
Cons
Age Considerations: Being a 1988 model, potential buyers should be aware of the age-related wear and tear. Regular maintenance and updates may be necessary to keep it in top condition.
Fuel Efficiency: Houseboats, in general, can be less fuel-efficient compared to smaller boats, which could lead to higher operational costs, particularly on longer journeys.
Maneuverability: Due to its size and weight, the Harbor Master 520 can be more challenging to maneuver in tight spaces or busy marinas compared to smaller boats.
Maintenance Requirements: Older boats often require more frequent maintenance, and finding replacement parts for vintage models may take extra time and effort.
Limited Waters: Because of its size, the boat may not be suitable for some shallow or narrow waterways, potentially limiting exploration options.
Design Trends: The aesthetic and layout may not appeal to everyone, especially if a buyer is looking for modern finishes or specific design elements that are more prevalent in newer boats.
Made For
The 1988 Harbor Master 520 Coastal is an ideal choice for boating enthusiasts looking for a spacious and comfortable vessel perfect for both leisurely cruising and weekend getaways. Designed with family in mind, this boat accommodates multiple passengers with ease, making it perfect for gatherings on the water. Its versatile layout is perfect for those who enjoy fishing, sunbathing, or simply relaxing while surrounded by nature. Whether you're a first-time boat owner or an experienced mariner, the Harbor Master 520 Coastal offers a blend of functionality and style that appeals to a broad range of boating activities. Fitted with ample storage, comfortable sleeping quarters, and a well-equipped galley, this 52-foot cruiser provides a home-like atmosphere on the water, making it an excellent choice for extended trips. Its sturdy construction and reliable performance ensure that you can enjoy the freedom of coastal exploration with confidence. Whether you're navigating calm lakes or exploring coastal waterways, the 1988 Harbor Master 520 Coastal is designed for those who seek adventure and pleasure on the open water. Ideal for families, friends, and those who appreciate the joy of boating, this vessel promises memories that will last a lifetime.
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 1988 Harbor Master 520 Coastal | ||||||
|---|---|---|---|---|---|---|
| Price | $175,000 | $121,869 | $108,900 | $100,499 | $95,000 | $84,890 |
| Location | Chattanooga | Sparta | Sparta | Gallatin | Nashville | Winchester |
| Nominal Length | 56' | 25' | 24' | 52' | 45' | 25' |
| Draft | 3' | - | - | - | - | - |
| Engine Make | - | - | - | Crusader | Crusader | MERCURY MARINE |
| Total Engine Power | - | - | - | 320 hp | 350 hp | 200 hp |
| Days on Market | 1 | 24 | 488 | 44 | 60 | 197 |
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Chattanooga, TN
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