1995 Harbor Master 520 Boat in Gallatin, TN 37066 US

$100,499

$110,500

Used
builtBuilt in 1995
Year the boat was built
model

520

Boat model
engine

2 Engines (2x Crusader)

Engine type and count
length

52 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
52ft
Length Overall
52ft
Beam
14ft
Max Draft
3ft
Cabins
2
Heads
2
Fresh Water Tanks
100gal
Fuel Tanks
195gal
Holding Tanks
50gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Crusader
Engine Model
454 XL 7.4L
Total Power
320hp
Engine Hours
785
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
1995
Drive Type
v
Engine 2
Engine Make
Crusader
Engine Model
454 XL 7.4L
Total Power
320hp
Engine Hours
777
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
1995
Drive Type
v
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
10/5/26Price decreased$100,499(-9.1%)
9/22/26Initial price$110,500

Contact Lux Yachts

106 Gordon B Hinckley Ave, Rincon, GA, 31326

Overview from around the web 1995 Harbor Master 520

Customers have praised the 1995 Harbor Master 520 for its spacious interior and comfortable living arrangements, making it an ideal choice for extended stays on the water or enjoyable weekend getaways

Many appreciate the well-designed layout, which includes a generous salon area and a fully equipped kitchen, offering both functionality and comfort. Owners often highlight the boat’s sturdy construction and stability on the water, providing confidence during travels. The two staterooms allow for ample sleeping space, making it suitable for families or groups of friends. Additionally, the outdoor space is frequently noted, with a large upper deck perfect for entertaining or relaxing while enjoying scenic views. Customers have commented on the ease of handling the boat, thanks to its user-friendly design, making it accessible for both seasoned boaters and newcomers alike. Overall, testimonials reflect a strong sense of satisfaction with the Harbor Master 520, emphasizing its combination of comfort, practicality, and excellent performance on the water.

The Biggest Pros and Cons

Pros

Spacious Interior: The Harbor Master 520 is known for its generous living space, making it ideal for extended stays or family outings on the water. The layout typically includes multiple sleeping areas, full galley, and ample storage, providing comfort and convenience.

Sturdy Build: Constructed with a solid fiberglass hull, the Harbor Master 520 is designed for durability and stability, ensuring a smooth ride even in variable weather conditions.

Liveaboard Potential: Due to its sizeable accommodations and amenities, this model is well-suited for those looking to live aboard, offering a full bathroom, kitchen facilities, and room for guests.

Great for Entertaining: The spacious flybridge and deck areas provide excellent opportunities for entertaining and socializing, whether you're at the dock or cruising.

Ease of Handling: With twin engines, the Harbor Master 520 offers good maneuverability and responsiveness, making it easier to handle in various maritime conditions.

Cons

Older Model: Being a 1995 model, some features may become outdated, and certain maintenance or updates may be necessary to meet modern standards and preferences.

Fuel Efficiency: While the twin engines provide power, they may not be the most fuel-efficient option in comparison to newer, more advancements in engine technology.

Limited Availability of Parts: As the model ages, finding specific replacement parts or components may become more challenging, which could lead to longer downtimes during repairs.

Maintenance Requirements: Like any older boat, the Harbor Master 520 may require more frequent maintenance to keep it in optimal condition, which can be an additional cost for owners.

Weight and Draft: The substantial weight of the vessel can limit access to certain shallow waters or docking locations, which may be a consideration for some boating enthusiasts.

Made For

The 1995 Harbor Master 520 is ideal for boating enthusiasts looking for a blend of comfort, functionality, and versatility on the water. Perfect for families and friends, this spacious houseboat caters to those who enjoy leisurely cruising, entertaining guests, or spending extended periods on the water. With ample living space and amenities, it’s designed for individuals or groups who appreciate an easy-going, relaxed boating lifestyle. Whether you’re a seasoned sailor or just getting started, the Harbor Master 520 offers a welcoming and enjoyable experience for all.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1995 Harbor Master 520. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Houseboat cost in today's market, or how much does a Harbor Master cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$85,424
Total Payment$152,734.94
Monthly payment
$636.40/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1995 Harbor Master 520. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Houseboat cost in today's market, or how much does a Harbor Master cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$85,424
Total Payment$152,734.94
Monthly payment
$636.40/mo

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The Image of Harbor Master 520 1995 - 01995 Harbor Master 520
Price$100,499$95,000$84,890$79,900$75,499$70,000
LocationGallatinNashvilleWinchesterKnoxvilleWinchesterKnoxville
Nominal Length52'45'25'35'25'36'
Draft3'-----
Engine MakeCrusaderCrusaderMERCURY MARINEMerCruiser--
Total Engine Power320 hp350 hp200 hp300 hp--
Days on Market23391778549885
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Meet the Broker

Address

106 Gordon B Hinckley Ave
Rincon, GA 31326

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