2020 Formula 400 Super Sport Crossover

$549,900

$559,900

Used

Boat in Fort Lauderdale, FL 33301 US

builtBuilt in 2020
Year the boat was built
model

400 Super Sport Crossover

Boat model
engine

4 Engines (4x Mercury)

Engine type and count
length

40 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
40ft
Beam
12ft
Max Bridge Clearance
10.58ft
Max Draft
3.33ft
Cabins
2
Heads
1
Fresh Water Tanks
56gal
Fuel Tanks
400gal
Holding Tanks
43gal
Hull Material
fiberglass
Engine 1
Engine Make
Mercury
Engine Model
L6-400 Verado
Total Power
400hp
Engine Hours
411
Engine Type
outboard 4 stroke
Fuel Type
gasoline
Engine Year
2020
Engine 2
Engine Make
Mercury
Engine Model
L6-400 Verado
Total Power
400hp
Engine Hours
411
Engine Type
outboard 4 stroke
Fuel Type
gasoline
Engine Year
2020
Engine 3
Engine Make
Mercury
Engine Model
L6-400 Verado
Total Power
400hp
Engine Hours
411
Engine Type
outboard 4 stroke
Fuel Type
gasoline
Engine Year
2020
Engine 4
Engine Make
Mercury
Engine Model
L6-400 Verado
Total Power
400hp
Engine Hours
411
Engine Type
outboard 4 stroke
Fuel Type
gasoline
Engine Year
2020
Ac
Summary
Just in on trade, this 2020 Formula 400 SSC is the BEST PRICED one on the market, freshly surveyed and ready for a new owner! Loaded with options and big power package, this one is clean and there will be no disappointments!

Price History

DateEventPrice
5/12/26Price decreased$549,900(-1.8%)
5/4/26Price decreased$559,900(-3.4%)
1/30/26Price decreased$579,900(-3.3%)
11/26/25Initial price$599,900

Contact Panacea Yacht Group

608 Green Ave., Brielle, New Jersey, 08730

Boattest.com Review

Boat Test Review on BoatTest.com

Overview

The Formula 400 Super Sport Crossover (SSC) represents another innovative addition to Formula's lineup of crossover boats. Designed by John Adams, who has over 45 years of experience crafting Formula hulls, the 400 SSC incorporates advanced hull design features aimed at optimizing performance, comfort, and efficiency. This review focuses on the boat's operating characteristics, performance metrics, and helm features observed during a test conducted by BoatTest.com.

Hull Design and Running Surface

The Formula 400 SSC features a FasTech hull with stepped surfaces that improve hydrodynamics. The hull entry is sharp to minimize pounding in rough conditions, while the bottom transitions to a 21-degree deadrise at the transom—a deliberate compromise between the ideal 24 degrees for deep-vee comfort and speed. The forward step is 3.5 inches deep with 4-inch wide strakes and a 4.5-inch wide chine, introducing air beneath the hull to reduce water suction and drag. Between the steps, a single 3.5-inch wide strake runs along the hull, aiding lift and stability. The aft step measures 4.5 inches deep, leading to a smooth hull surface with a 5.5-inch wide chine near the transom. Trim tabs are 26 inches long, and a 7.25-inch diameter tunnel in the forefoot accommodates an optional electric bow thruster.

Dimensions and Weight

The Formula 400 SSC measures 40 feet in length overall with a 12-foot beam. The boat's empty weight is 23,700 pounds. For the test, with 400 gallons of fuel, no water, and three people aboard, the estimated test weight was approximately 26,705 pounds.

Power and Performance

Powered by four Mercury Verado 350-horsepower outboards equipped with Rev 4, 14 5/8 by 19-inch propellers, the Formula 400 SSC achieved a top speed of 61.1 miles per hour at 6,430 RPM. The optimal cruising speed was 50.8 miles per hour at 5,500 RPM, where fuel consumption was 73.9 gallons per hour, yielding approximately 0.7 miles per gallon and a range of 247 statute miles. Acceleration was brisk, with the boat planing in 4.7 seconds, reaching 20 miles per hour in 8.4 seconds, and 30 miles per hour in 12.5 seconds. Handling at high speeds demonstrated a confident inward lean during hard turns, characteristic of Formula's racing heritage. At low speeds, Mercury's joystick piloting system facilitated precise maneuvering, with the optional bow thruster providing additional control in challenging wind or current conditions.

Helm and Control Systems

The helm area reflects Formula’s racing DNA, featuring a three-position helm seat and a wide dashboard designed for ergonomic command and control. Two widescreen Raymarine Axiom XL multifunction displays are integrated into a liquid black floating panel. The Mercury joystick piloting control is prominently positioned above the binnacle, complemented by trim tab controls, throttle and shift levers, and electronic remotes within easy reach. Engine management is centralized via the Mercury SmartKraft VesselView display, providing comprehensive monitoring and tuning capabilities. Electrical systems are managed through rocker switches and a digital switching touchscreen accessible via the multifunction displays or an iPad. Additional helm features include a power sunroof control, a locking glove box with USB and card slots for chart plotters, a phone tray, and quarter light vents for natural ventilation. The breaker reset panel is located in the helm footwell, though its placement may hinder label visibility.

Exterior Features and Deck Layout

The Formula 400 SSC’s exterior includes a large two-panel windshield with minimal distortion and a sliding section that opens to the foredeck, secured by a spring-loaded barrel latch. A clear acrylic air dam helps reduce wind exposure. The foredeck is equipped with a hatch concealing an electric windlass and a through-the-stem anchor pulpit. Non-skid surfaces and 8-inch mooring cleats enhance safety and utility. Access to the large lazarette beneath the port-side transom walkway is facilitated by electric rams that lift the aft seat and sun pad. This storage area houses batteries, inverters, fuel filters, a genset, and a fixed fire extinguisher system. Additional transom features include a water hookup, dual 30-amp shore power connections, a TV hookup, battery switches, shore power breakers, and a locker for shore power cords. The swim platform incorporates hatch lids that expand usable deck space when down and provide access to rigging tubes and hydraulic lines when flipped up. Pull-up cleats at the platform corners offer discreet mooring options.

Additional Operational Features

The boat includes an automated flushing system for all four outboards, simplifying maintenance by allowing the operator to connect a dock hose and initiate the flushing cycle with a single button. The helm console provides a three-step companionway to the lower deck, with convenient access to air conditioning and stereo remotes, as well as a magnetic charging station for the iPad controlling digital switching. The galley area features a locker beneath the counter containing the manual control for the 56-gallon water system, a refrigerator to port, AC and DC electrical panels aft, and a fire extinguisher locker forward.

Conclusion

The Formula 400 Super Sport Crossover demonstrates a thoughtful balance of performance, handling, and operational convenience. Its advanced hull design and powerful quad outboard propulsion deliver impressive speed and responsive handling, while the helm layout and integrated systems provide intuitive control. Exterior features support both comfort and functionality, with ample storage and maintenance access. Overall, the 400 SSC reflects Formula’s commitment to combining racing heritage with crossover versatility.

Overview from around the web 2020 Formula 400 Super Sport Crossover

Customers praise the 2020 Formula 400 Super Sport Crossover for its exceptional blend of performance, luxury, and versatility

Many highlight the boat's powerful and smooth handling, making it ideal for both high-speed cruising and comfortable family outings. The spacious cockpit and well-designed seating arrangements receive frequent compliments, providing ample room for entertaining guests. Owners also appreciate the high-quality craftsmanship and attention to detail in the finishes and materials used throughout the vessel. Additionally, the advanced technology and convenient features enhance the overall boating experience, making the Formula 400 Super Sport Crossover a standout choice for those seeking a premium crossover boat.

The Biggest Pros and Cons

The 2020 Formula 400 Super Sport Crossover offers an impressive blend of performance, luxury, and versatility, making it a standout choice in the luxury sport cruiser category. Here are some of the key pros and cons to consider:

Pros

Powerful Performance: Equipped with a high-performance engine, the Formula 400 Super Sport Crossover delivers impressive speed and smooth handling, ideal for both cruising and watersports.

Luxurious Interior: The boat features upscale materials and finishes, spacious seating, and thoughtful design elements that provide exceptional comfort for passengers.

Versatile Layout: With a well-designed cockpit and cabin area, the boat accommodates a range of activities from entertaining guests to overnight stays.

Advanced Technology: Modern navigation, entertainment, and control systems enhance the onboard experience and ease of operation.

Quality Build: Known for solid construction and attention to detail, the Formula 400 ensures durability and reliability on the water.

Cons

Price Point: As a luxury sport cruiser, the Formula 400 Super Sport Crossover comes with a higher price tag, which may be a consideration for budget-conscious buyers.

Fuel Consumption: The powerful engine, while delivering excellent performance, tends to have higher fuel consumption compared to smaller or less performance-focused boats.

Size and Maneuverability: Its larger size may make docking and tight maneuvers more challenging for less experienced boaters.

Limited Storage: While spacious, some users might find storage options somewhat limited for extended trips or larger groups.

Made For

The 2020 Formula 400 Super Sport Crossover is designed for boating enthusiasts who seek a perfect blend of performance, luxury, and versatility. Ideal for those who enjoy high-speed cruising, water sports, and entertaining guests, this model caters to families and social groups looking for spacious comfort combined with advanced technology and sleek design. Whether you're navigating coastal waters or hosting memorable days on the lake, the 400 Super Sport Crossover offers an exceptional boating experience tailored to active lifestyles and discerning tastes.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Formula 400 Super Sport Crossover. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$3,482.17/mo
$
$
%
Principal Loan Amount$ 467,415
Total Payment$835,720.66

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Formula 400 Super Sport Crossover. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$3,482.17/mo
$
$
%
Principal Loan Amount$ 467,415
Total Payment$835,720.66

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Price Drop
The Image of Formula 400 Super Sport Crossover 2020 - 58318612020 Formula 400 Super Sport Crossover
$549,900$549,999$689,000$350,000$799,900$899,000
Fort LauderdaleSaint PetersburgDaniaFort LauderdaleFort Myers BeachFort Lauderdale
-40'43'-40'40'
3'-----
MercuryMERCURYMercuryVolvoMercuryMercury
400 hp350 hp350 hp400 hp-1200 hp
1792631151662204
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Meet the Broker

Address

608 Green Ave.
Brielle, New Jersey 08730
Other Information about Panacea Yacht Group

Panacea Yacht Group, a Northeast-based yacht brokerage firm with a team extending to Florida and Mexico, caters to discerning clients seeking their dream vessels. Our team goes beyond traditional brokerage services, assisting with complex transactions and securing exclusive off-market opportunities for our clients.

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