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2004 Cobalt 246 Sold Boat in Pewaukee, WI 53074 US

$31,989

Used
We will let you know when another 2004 Cobalt 246 is available in Pewaukee, WI
builtBuilt in 2004
Year the boat was built
model

246

Boat model
engine

1 Engine (MerCruiser)

Engine type and count
length

24 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

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This Boat
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The Image of Cobalt 246 2004 - 02004 Cobalt 246
Price$31,989$32,998$30,000$29,990$33,995$34,000
LocationPewaukeePewaukeeMarinetteWhitewaterPewaukeeFontana
Nominal Length24'16'20'19'19'24'
Draft3'-----
Engine MakeMerCruiserMercuryMercruiser-MERCURY-
Total Engine Power320 hp-260 hp-115 hp425 hp
Days on Market4479319112728
Get in touch
Nominal Length
24ft
Length Overall
25.5ft
Beam
8.5ft
Max Bridge Clearance
4.5ft
Max Draft
2.83ft
Drive Up Draft
1.42ft
Deadrise At Transom
20deg
Dry Weight
4100lb
Cruising Speed
25kn
Max Speed
45kn
Range
121nmi
Heads
1
Seating Capacity
11
Fresh Water Tanks
10gal
Fuel Tanks
70gal
Holding Tanks
10gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
MerCruiser
Engine Model
6.2 Litre
Total Power
320hp
Engine Hours
428
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2004
Drive Type
stern
Added Equipment
RARE FIND! 343 Actual engine hours (dash reads 428 due to key left on only)Fresh Buff and wax35 point inspectionBiminiNew CarpetRare- Aft filler cushionsLoaded and cleanNOTE- BOAT TITLE ONLY- NO TRAILER TITLE
Disclaimer
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.
Additional Units Included
  • 2004 Eagle 26'

Price History

DateEventPrice
6/28/25Initial price$31,989

Contact CenterPointe Marine

700 S. Water Street, Milwaukee, WI, 53204

Cobalt 246: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The 246 Cobalt Bow Rider is a refined sport boat tested on Lake Geneva, Wisconsin. As a step up from the 226 model, it retains many of the same features while offering additional space and amenities. The design reflects a blend of European influence with classic American lines, presenting a modern take on the traditional bow rider with enhanced performance and comfort.

Exterior Design and Deck Features

Measuring 24 feet 4 inches in length with an 8 foot 6 inch beam, the 246 Cobalt features a walk-through transom and a stock swim platform equipped with a molded-in wet locker complete with a drain. An optional removable swim platform is also available. Boarding is facilitated by a ladder, though its location can be somewhat challenging to access in rough conditions. The cockpit seating follows a traditional L-shaped layout, incorporating a wet locker beneath for added storage. The bow seat offers deep storage compartments rather than simple cubby holes, allowing for substantial storage capacity. Cup holders and stereo speakers are discreetly integrated below the seat bolsters.

Interior Living Spaces

A notable feature for a boat of this size is the enclosed head, which, while somewhat compact, remains fully functional and adds a level of convenience uncommon in this class. The helm area is distinguished by a rosewood console accented with gold gauges, lending an air of sophistication. Cobalt’s signature flip-lip seats and adjustable helm provide enhanced driver comfort and improved visibility.

Power and Performance

The 246 Cobalt is powered by a Crusader 6.2 MPI engine delivering 320 horsepower. Access to the engine compartment is facilitated by a full-beam manual hatch supported by gas-assisted cylinders, allowing easy maintenance and inspection. On the water, the boat demonstrated stable handling through turns and impressive speed capabilities. Its optimal cruising speed was recorded at 25.6 miles per hour at 3,000 RPM, yielding an estimated range of 203 miles. At wide-open throttle, the boat reached a top speed of 49.9 miles per hour at nearly 5,000 RPM. The draft with the outdrive down is 2 feet 10 inches, enabling access to relatively shallow waters.

Conclusion

The 246 Cobalt Bow Rider combines stability, performance, and creature comforts typically found in larger vessels. Its thoughtful design and powerful engine make it a compelling option for those seeking a mid-sized sport boat with enhanced amenities and reliable handling. Overall, it represents a significant evolution from traditional bow riders, offering both style and substance.

Rating: 4.2 out of 5

Overview from around the web 2004 Cobalt 246

Customers praise the 2004 Cobalt 246 for its sleek design and reliable performance on the water

Many highlight its comfortable seating arrangement, making it ideal for family outings and entertaining guests. Users also appreciate the boat's smooth handling and responsive steering, which contribute to an enjoyable boating experience. Additionally, the ample storage space and quality craftsmanship are frequently mentioned as strong points. Overall, owners find the 2004 Cobalt 246 to be a well-built, versatile boat that balances style and functionality.

The Biggest Pros and Cons

The 2004 Cobalt 246 is a popular bowrider known for its blend of performance, comfort, and style. Here are some of the key pros and cons of this model:

Pros

Solid Build Quality: Cobalt boats are renowned for their durable construction and attention to detail, and the 246 is no exception.

Smooth Ride: The hull design offers a stable and comfortable ride, even in choppy waters.

Spacious Layout: Ample seating in both the bow and cockpit areas makes it ideal for family outings and entertaining guests.

Powerful Performance: Equipped with reliable engines, it delivers strong acceleration and good top-end speed.

Good Storage: Multiple storage compartments help keep gear organized and out of the way.

Attractive Styling: Classic, sleek lines and quality finishes give the boat a timeless look.

Cons

Limited Headroom: Being a bowrider, the cabin space is minimal, which may be a drawback for those seeking overnight accommodations.

Fuel Efficiency: Performance-oriented engines can consume more fuel compared to smaller or less powerful boats.

Price Point: Cobalt boats tend to be priced higher than some competitors, reflecting their premium build and features.

Maintenance Costs: As with many quality boats, upkeep and repairs can be more costly over time, especially if original parts are needed.

Made For

The 2004 Cobalt 246 is perfect for boating enthusiasts who value a blend of performance, luxury, and versatility. Ideal for families and groups seeking a comfortable and stylish day on the water, this boat offers ample seating, smooth handling, and quality craftsmanship. Whether you're into cruising, watersports, or relaxing outings, the Cobalt 246 provides a reliable and enjoyable experience for those who appreciate both functionality and elegance in a mid-sized bowrider.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 246. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Runabout cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 27,191
Total Payment$48,616.50
Monthly payment
$202.57/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 246. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Runabout cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 27,191
Total Payment$48,616.50
Monthly payment
$202.57/mo

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Address

700 S. Water Street
Milwaukee, WI 53204

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