1995 Sea Ray 550 Boat in Port Charlotte, FL 33981 US

$149,900

Used
builtBuilt in 1995
Year the boat was built
model

550

Boat model
engine

--

Engine type and count
length

55 feet

Overall boat length
fuel

--

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
55ft
Beam
15ft
Max Draft
4.17ft
Fresh Water Tanks
200gal
Fuel Tanks
700gal
Holding Tanks
40gal
Hull Material
fiberglass
Summary
This Sea Ray 550 Sedan Bridge is more than a condo on the water, she can get you to the Keys, Bahamas the Loop and beyond in comfort and safety.

Price History

DateEventPrice
5/13/26Initial price$149,900

Contact Pier-1 Marine

4760 Taylor Road, Punta Gorda, FL, 33950

Boattest.com Review

Boat Test Review on BoatTest.com

Overview

The SeaRay L550 Fly is a new addition to the luxury L-Class lineup, representing the pinnacle of SeaRay's craftsmanship and design. This model builds upon the premium features of its predecessors, offering an elegant and functional yacht with a single-level layout that enhances social interaction and accessibility. The vessel combines refined aesthetics with practical innovations, making it a standout in SeaRay's portfolio.

Exterior Design and Flybridge

The yacht's flybridge is a central feature, accessed via stairs on the port side of the cockpit with conveniently placed grab handles. It serves as a primary social area, featuring a J-shaped settee to starboard with advanced padding and ergonomically angled seat backs for enhanced comfort. This seating wraps around a large teak pedestal table with expandable leaves resting on stainless rails. The front seat back is adjustable to create convertible seating, and storage is available beneath the footrest. Forward lounges include adjustable leg supports, padded armrests, and comfortable seat backs. Behind the helm, an entertainment center is equipped with a sink, grill, stainless steel grab handle, and a refrigerated drawer. The main seating area is protected by a standard hardtop with an opening sunroof and an aft extendable awning, which can be upgraded to an extended hardtop featuring full enclosure and climate control with air conditioning and heating.

Cockpit and Swim Platform

The swim platform is finished in teak and includes a starboard hatch concealing a reboarding ladder with an integrated handhold. Central rails facilitate the attachment of a tender or personal watercraft cradle. The platform hydraulically extends by four feet six inches to aid in launching or creating a private beach, revealing flush-mounted stairs for easy access when lowered. The transom offers generous, well-organized storage with stainless steel surrounds and struts holding the hatch open. The cockpit features a large L-shaped settee around a teak triangular pedestal table that can collapse for additional space. Teak decking includes a draining section at the front to prevent water ingress into the salon. Storage is located above a cockpit refrigerator beneath the flybridge stairs. Boarding doors on both sides of the cockpit provide convenient access to the side decks, which are equipped with grab handles and 32-inch high side rails for safety. The bow area serves as an additional entertainment venue, with triangular opposing seating arranged around a side-mounted teak pedestal table. Forward seat backs can be cleverly stored by folding down, creating a versatile and comfortable gathering space. Stereo controls, USB, and MP3 inputs are accessible nearby, and mounts for a bimini provide sun protection.

Interior Living Spaces

Entry to the interior is through full-width opaque marine stainless steel sliding doors with a flush threshold, offering seamless transition and an open atmosphere with six feet five inches of overhead clearance and ample glass. The galley is centrally located between the salon and cockpit, allowing the chef to remain engaged with guests. It features quartered walnut woodwork with matching grains, wide plank wood flooring, and optional high gloss cherry finishes. The counters are Silestone quartz, available in light or dark tones, and include a two-burner induction stove, a single basin sink with contemporary fixtures, and a cutting board cover. Storage solutions include pullout compartments, a foot-activated trash receptacle slider, bottle storage, and overhead cabinets with acrylic doors. A wine chiller is positioned to starboard, alongside open counter space for buffet serving and a cabinet with pullout glassware storage. Entertainment components include a TV that rises from the counter and a satellite receiver. The salon offers a serene environment with an L-shaped Toscana upholstered sofa and twin ultra-suede ottomans that double as serving trays. The sofa converts to a queen bed with storage, while opposing seating is provided by a two-person loveseat. The interior features meticulous fit and finish, including veneered corners with matching grains, decorative metal trim, and Poseidon blinds with a tension system for ease of use. The overhead incorporates vinyl panels with concealed indirect lighting and centrally located heat and air conditioning vents for even climate control.

Private Accommodations

Accessed via a center-mounted companionway, the lower deck houses the private staterooms. The full-beam master stateroom aft features a corner-mounted island queen berth with six feet four inches of overhead clearance. It includes a hall-side window with an opening port light, open counter space, a small refrigerator, drawer storage, a settee, and a glass-doored hanging locker. Entertainment is provided by a 40-inch TV, with additional storage including a cedar hanging locker and a side-by-side washer and dryer. Concealed storage beneath the berth includes an owner's safe. Luxury touches include upholstered window valances, recessed indirect lighting, and a backlit decorative aluminum artwork headboard. The master head features a pocket door, vanity with Silestone quartz countertop, vessel sink, walk-in shower with acrylic door and teak decking, and lighted mirrored cabinetry. The guest stateroom to starboard offers twin berths that convert into a large single bed by sliding over the center night table, with natural light from hall-side windows and decorative art. A 24-inch TV and a mirrored closet complete the space. The day head adjacent to the guest stateroom includes a circular shower stall and tiled floor. Forward, the VIP stateroom has a queen island berth flanked by hall-side windows, upholstered sideboards, shelves, power outlets, USB ports, a mirrored closet, a 32-inch TV, and private access to the day head.

Conclusion

The SeaRay L550 Fly exemplifies a harmonious blend of elegance and functionality. Its thoughtfully designed single-level layout fosters social engagement, while the meticulous fit and finish reflect SeaRay's commitment to quality. From the luxurious flybridge and versatile exterior spaces to the refined interior accommodations, this yacht stands as SeaRay's finest offering to date, delivering an exceptional experience both on and off the water.

Overview from around the web 1995 Sea Ray 550

Customers have had a variety of positive experiences with the 1995 Sea Ray 550, emphasizing its luxurious design, spacious layout, and solid performance on the water

Many appreciate the impressive amount of living space, which includes a generously sized salon, multiple staterooms, and well-appointed galley—perfect for both entertaining guests and enjoying family time. The boat is often praised for its smooth ride and handling, offering stability even in choppy waters. Owners frequently highlight the powerful engine options, ensuring that the Sea Ray 550 delivers a reliable and enjoyable cruising experience. Additionally, the attention to detail in the craftsmanship and quality of materials used throughout the vessel receives accolades. Features like the expansive cockpit, well-designed flybridge, and numerous storage compartments enhance the overall functionality of the boat. Overall, the 1995 Sea Ray 550 is often described as a blend of elegance and performance, making it a favorite among both experienced boaters and newcomers alike. Its reputation for durability and style continues to resonate with those who have chosen this model for their maritime adventures.

The Biggest Pros and Cons

Pros

Spacious Interior: The Sea Ray 550 offers a generous layout with ample living space, making it ideal for families and entertaining guests. The salon is designed with comfort in mind, featuring large windows that provide plenty of natural light.

Performance: Equipped with powerful engines, the Sea Ray 550 delivers impressive performance on the water. Its solid construction ensures stability and a smooth ride, even in rougher conditions.

Luxury Features: This model includes a range of luxurious amenities, such as a well-appointed galley, comfortable sleeping quarters, and elegant furnishings, creating a high-end boating experience.

Versatile Layout: The layout includes multiple staterooms and bathrooms, providing privacy for guests and excellent accommodations for overnight trips.

Built for Entertaining: With an outdoor deck area and ample seating, the Sea Ray 550 is well-suited for socializing and making the most of your time on the water.

Strong Brand Reputation: Sea Ray is well-known for its quality craftsmanship and reliability, so the 550 carries the brand's legacy of trust and longevity.

Cons

Maintenance Costs: As with many larger vessels, the maintenance costs can be significant. Regular upkeep of the engines, systems, and interior may require a good investment of time and money.

Fuel Consumption: The powerful engines require considerable fuel, which may lead to higher operating costs, particularly for those who enjoy longer trips.

Size and Handling: While spacious, the size of the Sea Ray 550 can make it challenging to maneuver in tighter spaces, particularly for less experienced boaters.

Aged Technology: Being a 1995 model, some systems and amenities may be outdated compared to newer yachts, possibly requiring upgrades for modern conveniences.

Resale Value: As with many older yachts, depreciation can impact resale values, so potential buyers should consider long-term investment implications.

Limited Passengers: Although spacious for private use, the boat may not comfortably accommodate a large number of guests compared to newer, larger models designed for more passengers.

Made For

The 1995 Sea Ray 550 is perfect for boating enthusiasts seeking a blend of luxury and performance on the water. Designed for families and friends who enjoy spending time together, this vessel accommodates multiple guests comfortably, making it ideal for weekend getaways and extended cruising. With its spacious layout, including well-appointed interiors and ample deck space, the Sea Ray 550 is particularly suited for those who appreciate entertaining while surrounded by beautiful views. Its powerful engines ensure that adventurous souls can explore further, while the elegant design appeals to those who value style and quality craftsmanship in their marine experience. Whether you're an experienced boater or a newcomer looking to make lasting memories on the water, the 1995 Sea Ray 550 offers a timeless escape, catering to a lifestyle of leisure, adventure, and sophistication.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1995 Sea Ray 550. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Motor Yacht cost in today's market, or how much does a Sea Ray cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 127,415
Total Payment$227,813.29
Monthly payment
$949.22/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1995 Sea Ray 550. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Motor Yacht cost in today's market, or how much does a Sea Ray cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 127,415
Total Payment$227,813.29
Monthly payment
$949.22/mo

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Meet the Broker

Address

4760 Taylor Road
Punta Gorda, FL 33950

Boat Location

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