2026 Monterey Elite 27

$198,182

New

Boat in Saint Petersburg, FL 33709 US

builtBuilt in 2026
Year the boat was built
model

Elite 27

Boat model
engine

1 Engine (MERCURY)

Engine type and count
length

27 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
27ft
Length Overall
27ft
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
MERCURY
Engine Model
400XL
Total Power
400hp
Engine Type
outboard
Fuel Type
gasoline
Engine Year
2026
Propeller Type
3-blade
Propeller Material
stainless-steel

Price History

DateEventPrice
11/27/25Initial price$198,182

Contact Thunder Marine

8701 Bay Pines Blvd. , St. Petersburg, FL, 33709

Boattest.com Review

Overview

The Sovereign Boat Club seeks boats that meet five key criteria for inclusion in its shared access program: a trusted brand, excellent warranty, compliance with ABYC safety standards, required features such as an electric flush head and hard top, and good value pricing. Monterey, with decades of manufacturing experience, fits these requirements well, offering reliable boats backed by solid warranties and ABYC-compliant construction.

Interior Features and Head Compartment

The head compartment on the Monterey Elite 27 is designed with comfort and functionality in mind. Although the entryway is somewhat short, the space inside provides ample width, generous headroom, and sufficient elbow room. The sink is cleverly stored underneath, and ventilation is accessible behind the dash. This layout ensures ease of use and comfort for occupants.

Seating and Helm Layout

One distinctive feature of the Elite 27 is the bow seating arrangement, which includes stationary seat backs facing forward. Unlike many boats where seat backs fold or swing, these remain rigid and fixed, enhancing stability and comfort. The helm features side-by-side captain seats separated by a center console housing controls such as trim tabs and throttles. An induction charger and a Simrad screen provide easy access to navigation and electronic controls. Both seats are bolstered and can be raised for improved visibility, allowing the operator to drive comfortably and intuitively, reminiscent of driving a sporty car.

Exterior and Deck Features

The boat is equipped with a robust aluminum hard top finished in a textured powder coat, which provides durability and a refined appearance. The hard top includes a tow hook for water toys, enhancing recreational versatility. The swim platform features boarding ladders on both the port and starboard sides, a convenience not commonly found on similar boats. The aft lounge is adaptable, convertible into multiple configurations to suit different social settings.

Performance and Value

The Monterey Elite 27 is the smaller counterpart to the award-winning Elite 30, sharing many of its acclaimed features and sporty handling characteristics. Its plumb bow and substantial dead rise contribute to a smooth and engaging ride, making it a fun boat to drive. Priced fairly relative to its features, the Elite 27 offers strong value for buyers seeking a well-equipped, versatile day boat.

Overview from around the web 2026 Monterey Elite 27

Customers are praising the 2026 Monterey Elite 27 for its sleek design, powerful performance, and luxurious comfort

Many highlight the boat’s spacious layout, making it perfect for both relaxing days on the water and entertaining guests. The Elite 27 is noted for its smooth handling and impressive speed, providing an exhilarating yet stable ride. Owners also appreciate the high-quality materials and attention to detail throughout the vessel, as well as the advanced features that enhance safety and convenience. Overall, the Monterey Elite 27 is celebrated for combining style, functionality, and reliability in a versatile package.

The Biggest Pros and Cons

The 2026 Monterey Elite 27 offers a compelling blend of performance, luxury, and modern design, making it a standout choice for boating enthusiasts. Here are some of the key pros and cons to consider:

Pros

Sleek and Stylish Design: The Monterey Elite 27 features a contemporary, eye-catching exterior with clean lines and a sporty profile that turns heads on the water.

Spacious Interior: Despite its 27-foot length, the boat boasts a well-designed cabin with comfortable seating, ample storage, and a thoughtfully laid-out helm.

Powerful Performance: Equipped with advanced engine options, the Elite 27 delivers impressive speed and smooth handling, perfect for both cruising and watersports.

Quality Construction: Built with high-quality materials and attention to detail, this model promises durability and reliability.

Modern Amenities: The boat includes up-to-date features such as touchscreen controls, premium sound systems, and customizable lighting to enhance the onboard experience.

Versatility: Ideal for day cruising, entertaining, or overnight trips, the Elite 27 adapts well to various boating activities.

Cons

Price Point: As a premium model, the Monterey Elite 27 may come with a higher price tag compared to similar-sized boats, which could be a consideration for budget-conscious buyers.

Cabin Size: While spacious for its class, the cabin may feel a bit compact for extended overnight stays or larger groups.

Fuel Consumption: With its powerful engines, fuel efficiency might be lower than smaller or less performance-oriented boats, affecting operational costs.

Limited Customization Options: Some owners may find the factory options somewhat limited if they desire extensive customization beyond the standard features.

Made For

The 2026 Monterey Elite 27 is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility. Ideal for families and friends looking to enjoy a day on the water, this boat caters to those who appreciate sleek design, advanced technology, and comfortable amenities. Whether you're into cruising, watersports, or entertaining guests, the Monterey Elite 27 offers an exceptional experience for both seasoned boaters and those new to boating alike.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2026 Monterey Elite 27. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,254.96/mo
$
$
%
Principal Loan Amount$ 168,455
Total Payment$301,191.28

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2026 Monterey Elite 27. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,254.96/mo
$
$
%
Principal Loan Amount$ 168,455
Total Payment$301,191.28

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Nominal Length
Engine Make
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Meet the Broker

Address

8701 Bay Pines Blvd.
St. Petersburg, FL 33709

Boat Location

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