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2004 Monterey 282 Cruiser Sold Boat in Red Wing, MN 55066 US

$39,900

Used
We will let you know when another 2004 Monterey 282 Cruiser is available in Red Wing, MN
builtBuilt in 2004
Year the boat was built
model

282 Cruiser

Boat model
engine

1 Engine (--)

Engine type and count
length

28 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

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2004 Monterey 282 Cruiser
Price$39,900$39,900$39,900$39,900$39,900$39,900
LocationRed WingRochesterWayzataWayzataWayzataRochester
Nominal Length28'35'35'32'28'28'
Days on Market1777777339339339
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Other 2004 Monterey 282 Cruiser For Sale in Minnesota, United States

Nominal Length
28ft
Beam
10ft
Hull Material
fiberglass
Engine 1
Engine Model
Twin Volvo 4.3L GXi, 225 HP each, DP Drives
Engine Hours
1050
Fuel Type
gasoline
Engine Year
2004
Total Power
450.0 hp

Price History

DateEventPrice
3/19/26Initial price$39,900

Contact River Valley Marine – Red Wing

3859 Hwy 61 West, Red Wing, MN, 55066

Monterey 282 Cruiser: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Monterey 282 Cruiser is the smallest wide-beam model in Monterey's cruiser lineup, designed to offer versatile functionality in a compact package. At just under 28 feet, this model incorporates many features typically found in larger cruisers, making it a well-rounded boat suitable for entertaining, sleeping, and cooking. Its efficient use of space has made it a popular choice among consumers seeking a multi-purpose cruiser.

Exterior Design and Deck Layout

The 282 Cruiser features an optional extended swim platform that adds over two feet to the boat's length, enhancing comfort for swimming and diving activities. The transom includes a neatly integrated storage hatch for lines, fenders, and shore power hookups. The cockpit seating consists of two bench seats with a removable dining table, although this area does not convert into a sun lounge as might be desired. To port, a small wet bar offers ample counter space, a sink, and generous storage beneath. The helm station is thoughtfully designed with two tiers of instrumentation for easy readability and includes a tilt steering column; however, the black steering wheel tends to absorb heat on sunny days. Molded steps at the bridge provide safe access to the foredeck, where the bow sun pad and anchor windlass are located.

Interior Living Spaces

Below deck, the upper deck folds down to reveal a dining area within the V-berth, equipped with a sink, cooktop, microwave, and a concealed television with VCR. The interior layout maximizes comfort and functionality, providing a spacious aft cabin for overnight guests. The starboard-side head includes a flush toilet, vanity with sink, and a shower. Notably, the shower area features a seat positioned above the toilet for added bathing comfort.

Power and Performance

With the optional extended swim platform installed, the Monterey 282 Cruiser measures 30 feet, 10 inches in length and has a beam of 10 feet. The hull features a 19-degree dead rise and the boat weighs over 10,000 pounds. Powered by twin stern drives, the 282 achieves impressive speeds, reaching over 47 miles per hour at 4,800 RPM and up to 68 miles per hour at 4,600 feet.

Conclusion

The Monterey 282 Cruiser successfully blends the spaciousness and amenities of larger cruisers into a compact, wide-beam design. Its thoughtful layout, both above and below deck, combined with strong performance figures, make it a versatile and appealing option for boaters seeking a multi-functional cruiser under 30 feet.

Rating: 4 out of 5

Overview from around the web 2004 Monterey 282 Cruiser

The 2004 Monterey 282 Cruiser has garnered positive feedback from boat enthusiasts and owners alike

Customers often highlight its spacious cabin layout, making it a great choice for weekend getaways or extended trips on the water. Many appreciate the quality of craftsmanship and materials used in its construction, noting the elegant design that combines both style and functionality. The powerful engine performance is frequently mentioned, allowing for smooth navigation and exciting speed when needed. Owners also rave about the ample storage space available, making it easy to bring along all the essentials for a fun day on the water. The well-appointed galley and comfortable sleeping quarters enhance the overall experience, creating a home-like atmosphere while out at sea. In addition, users find the cockpit area to be user-friendly, with easy access to controls and a layout that promotes socializing. The sleek exterior design and dependable performance contribute to its reputation as a solid choice in the cruiser category, making it a beloved vessel among those who have experienced the 2004 Monterey 282 Cruiser. Overall, it is seen as a great investment for both casual boaters and avid marine enthusiasts.

The Biggest Pros and Cons

2004 Monterey 282 Cruiser: Pros and Cons

Pros

Spacious Layout: The Monterey 282 Cruiser boasts a roomy interior with ample seating and sleeping configurations, making it ideal for families or groups enjoying weekend getaways.

Comfort and Amenities: Equipped with a well-appointed cabin, this cruiser includes a full galley, head with shower, and comfortable sleeping quarters, offering a home-like experience on the water.

Performance: The boat features impressive performance capabilities, thanks to its powerful engine options, allowing for smooth cruising and agile handling, whether at sea or on lakes.

Stylish Design: With its sleek lines and modern aesthetic, the Monterey 282 stands out dockside and during excursions, combining form with functionality.

Versatile Deck Space: The layout includes a spacious cockpit area with ample seating, making it perfect for entertaining guests or relaxing in the sun.

Storage Solutions: Numerous storage compartments strategically placed throughout the vessel offer convenience and help keep the deck organized.

Cons

Fuel Consumption: While powerful, the engine options can lead to higher fuel consumption, which may affect operational costs over time, especially on extended trips.

Maintenance Needs: As with any cruiser, regular maintenance is crucial to keep it in prime condition. This includes engine checks, hull cleaning, and other upkeep tasks that can be time-consuming.

Limited Ocean Capability: While suitable for lakes and coastal boating, the Monterey 282 may not be ideal for rough ocean conditions, as it is designed more for comfortable cruising than handling turbulent seas.

Age-Related Considerations: Being a 2004 model, buyers should be mindful of the potential wear and tear that may exist due to age, necessitating thorough inspections before purchase.

Availability of Parts: Depending on the condition and maintenance history, sourcing specific parts for a boat of this age might be more challenging compared to newer models.

Made For

The 2004 Monterey 282 Cruiser is designed for boating enthusiasts who seek a perfect blend of performance, comfort, and style. This versatile vessel is ideal for families and friends looking to enjoy leisurely weekends on the water, whether it’s cruising, fishing, or entertaining. With its spacious cockpit and inviting cabin layout, the Monterey 282 offers ample seating and sleeping accommodations for weekend getaways. The well-appointed galley and head enhance the onboard experience, making it suitable for both day trips and extended excursions. For those who appreciate a vessel that encourages both adventure and relaxation, the Monterey 282 Cruiser is a fantastic choice. Its powerful engine performance ensures thrilling outings, while the elegant design and thoughtful features provide the comfort needed for unforgettable memories on the water. Whether you're an avid boater or a newcomer looking to experience the joys of cruising, the 2004 Monterey 282 Cruiser checks all the boxes.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 282 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 33,915
Total Payment$60,638.76
Monthly payment
$252.66/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 282 Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 33,915
Total Payment$60,638.76
Monthly payment
$252.66/mo

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Address

3859 Hwy 61 West
Red Wing, MN 55066

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