2004 Meridian 490 Pilothouse

$279,000

Used

Boat in Port Charlotte, FL 33981 US

builtBuilt in 2004
Year the boat was built
model

490 Pilothouse

Boat model
engine

2 Engines (2x Cummins)

Engine type and count
length

54 feet

Overall boat length
fuel

Diesel

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
54ft
Beam
15.08ft
Max Bridge Clearance
18.17ft
Max Draft
3.33ft
Dry Weight
29990lb
Heads
2
Fresh Water Tanks
200gal
Fuel Tanks
444gal
Holding Tanks
48gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Cummins
Total Power
330hp
Engine Hours
910
Engine Type
inboard
Fuel Type
diesel
Drive Type
direct
Engine 2
Engine Make
Cummins
Total Power
330hp
Engine Hours
910
Engine Type
inboard
Fuel Type
diesel
Overview
Owner is a former commercial fisherman who knows boats and has taken incredible care of this vessel. Purchased in Mississippi and moved to FL. The perfect boat for liveaboard or long-range cruising/Great Loop. Boat is turnkey and needs nothing. Currently on the hard for Summer while owner is in Alaska. Easy to see in Port Charlotte, FL

Massive flybridge with room to entertain and bridge fridge
Full galley with all appliances including trash compactor and ice maker
Three cabins
Huge pilothouse with lounging area and amazing visibility.
Large cockpit area with grill
Accommodations
  • Cherry wood interior
  • Full beam salon
  • Large U-shaped galley
  • L-shaped sofa
  • Raised pilothouse with bridge access
  • Master stateroom forward with island berth
  • Guest stateroom with double berth
  • Guest stateroom with convertible lounge with twin berths
  • Two full head compartments
Deck and Hull
  • Foredeck lounge
  • Huge flybridge with radar arch
  • Center helm with pilothouse access
  • Guest seating
  • Refrigerator
  • Aft deck with davit and tender storage
  • Open cockpit with salon access
  • Large swim platform
  • Bottom painted 2020
  • New 2023 Zodiak tender and 25 hp Yamaha with electric start
  • 1000lb davit crane
  • New props and spare props
  • Spare trim tabs
Electronics and Navagation
  • Raymarine Hybridtouch Electronic package
  • Raymarine autopilot
  • Raymarine VHF radio
  • EPRIB
  • Tracvision
Engine and Mechanical
  • Twin Cummins 330 hp with only 645 hrs.
  • (owner only uses it in winter). Well maintained.
  • 12.5 kW Cummins generator
Repairs and Improvements
LIST OF REPAIRS for MV Anita Jo, 490 Meridian Pilot House.
4/15/2026

  1. Supply and Installed new Generator, new exhaust hoses, installed new exhaust muffler and associated fittings, brackets. Test ran and confirmed all functions.
  2. Re-configured and re-set battery boxes and ran new battery cables as needed. Filled, charged, and tested all batteries.
  3. Installed 2 each new batteries for house bank as needed.
  4. Replaced all hoses on all scupper drains and checked for leaks.
  5. Re-packed both rudder glands with new packing
  6. Supplied and installed new black water holding tank, using all new PVC fittings.
  7. Removed, tested, cleaned and inspected high level alarm sender unit for black water holding tank.
  8. Remove and replace both PSS shaft seals with new (TIDES) seals, also installed all new clamps and new silicone rubber boots.
  9. Installed two new SS exhaust cans and associated gaskets, insulation wraps on both main engines.
  10. Replaced any suspect raw water hoses.
  11. Pulled both heat exchangers and Barnicle Busted them, rodded them, flushed and inspected, then re-installed them. Installed new zincs.
  12. Changed out rusty exhaust clamps on both engine exhaust hoses, install all new SS clamps.
  13. Inspected and re-programed AC battery charging unit. Function tested, charging all three banks properly.
  14. Fly Bridge chart plotter repaired as needed, function checked and woks properly.
  15. Installed a new upgraded Vacuflush unit for aft toilet.
  16. Replaced old raw water lines to Salon and Stateroom A/C units, using new 5/8” marine grade hose.
  17. Replaced drain lines on salon and stateroom A/C units using clear PVC hose.
  18. Repaired canvas cover for dingy.
  19. Removed old style TV and replaced with a new, HD, flat screen, SMART TV. 
  20. Installed new lift system.
  21. Reframed and re-worked the starboard side of the bed, making a step and mid platform, to allow for an easier access to the bed
  22. Installed new zincs on both main shafts, wire brushed and inspected the other zincs on trim tabs and at transom, they were at approx.. 85% left.
  23. Installed all new zincs in both main engines.
  24. 2026 Installed new raw water impellers and new “O” rings for pumps in both main engines.?
  25. 2026 replaced circulating water pump on main engine.
  26. 20226 replaced both main engine serpentine belts.
  27. 2026 Removed cleaned and re-installed both transmission coolers, topped off transmission fluid.
  28. 2026 Drained, flushed and refilled both main engines with new antifreeze, tested and confirmed proper PH in both.
  29. 2026 Removed and inspected both after coolers, discarded old aftercoolers and supplied and installed new after-coolers and associated gaskets and hoses and clamps on both main engines.
  30. 2026 Checked both 6” hoses, mufflers and clamps for main engine exhaust.
  31. 2026 Installed new potable water pressure supply pump, switch and new suction screen.
  32. April, 2026, changed oil and filters in both main engines.
  33. April 2026, cleaned, then serviced both main engine air filters with K&N recharger kit.
  34. April 2026, changed oil and filter in generator engine.
  35. 2026 changed impellor in raw water pump for generator engine.
  36. 2026 installed new VacuFlush unit for mid ship toilet.
  37. 2026 Installed new macerator pump for holding tank discharge.
Disclaimer
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
4/18/26Initial price$279,000

Videos from World Class Yacht Sales on this 2004 Meridian 490 Pilothouse

Overview from around the web 2004 Meridian 490 Pilothouse

Customers of the 2004 Meridian 490 Pilothouse often praise its spacious and well-designed interior, highlighting the comfortable living areas and ample storage that make extended stays on the water enjoyable

Many appreciate the solid construction and reliable performance of the vessel, noting its smooth handling and stability in various conditions. The pilothouse design receives positive remarks for providing excellent visibility and protection while navigating. Additionally, owners frequently commend the boat's versatility, with features that cater well to both cruising and entertaining. Overall, the 2004 Meridian 490 Pilothouse is valued for combining comfort, functionality, and dependable performance.

The Biggest Pros and Cons

The 2004 Meridian 490 Pilothouse offers a blend of comfort, functionality, and style, making it a popular choice for cruising enthusiasts. Here are some of the pros and cons to consider:

Pros

Spacious Interior: The Meridian 490 Pilothouse features a roomy layout with ample headroom, providing comfortable living spaces ideal for extended trips.

Pilothouse Design: The enclosed pilothouse offers excellent visibility and protection from the elements, allowing for safe and comfortable navigation in various weather conditions.

Well-Equipped Galley: The boat comes with a fully equipped galley, making meal preparation convenient while underway or at anchor.

Multiple Staterooms: It typically includes two private staterooms, offering comfortable sleeping accommodations for family or guests.

Stable Ride: The hull design provides a stable and smooth ride, enhancing comfort during cruising.

Generous Storage: Plenty of storage compartments make it easier to stow gear and supplies, keeping the living areas tidy.

Cons

Fuel Efficiency: Being a larger pilothouse cruiser, fuel consumption can be relatively high compared to smaller boats, which is a consideration for long-range cruising.

Maneuverability: The size and weight of the vessel can make docking and tight maneuvering more challenging, especially for less experienced operators.

Maintenance Costs: As with many boats of this size and age, upkeep and maintenance costs can be significant, particularly if previous owners have deferred routine care.

Limited High-Speed Performance: The boat is designed more for comfort and efficiency rather than speed, so it may not satisfy those looking for a fast cruiser.

Age-Related Wear: Being a 2004 model, some onboard systems and equipment may require updates or replacement to meet modern standards and reliability.

Made For

The 2004 Meridian 490 Pilothouse is ideal for boating enthusiasts who seek a versatile and comfortable vessel for extended cruising and liveaboard adventures. Its spacious pilothouse design appeals to families and couples who prioritize protection from the elements while enjoying panoramic views. This boat is well-suited for those who value a combination of reliable performance, ample living space, and practical features, making it perfect for coastal cruising, weekend getaways, or longer voyages.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Meridian 490 Pilothouse. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Motor Yacht cost in today's market, or how much does a Meridian cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,766.73/mo
$
$
%
Principal Loan Amount$ 237,150
Total Payment$424,015.39

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Meridian 490 Pilothouse. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Motor Yacht cost in today's market, or how much does a Meridian cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,766.73/mo
$
$
%
Principal Loan Amount$ 237,150
Total Payment$424,015.39

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6327 Grand Blvd, New Port Richey, FL, 34652

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New Port Richey, FL 34652

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