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1985 Irwin Cutter Rig Ketch Boat in Bradenton, FL 34209 US

$235,000

$255,000

Used
builtBuilt in 1985
Year the boat was built
model

Cutter Rig Ketch

Boat model
engine

1 Engine (John Deere)

Engine type and count
length

65 feet

Overall boat length
fuel

Diesel

Fuel type
material

Fiberglass/Reinforced

Hull material
Emerald Lady is an iconic 1985 Irwin 65 cruising cutter rig ketch. She was originally built with a charter layout. She was chartered by her previous owner in the Virgin Islands and the Bahamas until 1998 when her present owner bought her.
Since 1998 she has had multiple upgrades which include:
  • The transformation of the aft two cabins to a large owners cabin with a king size bed
  • A bow thruster
  • A custom permanent fixed swim platform
  • A custom centerboard
  • A single line double mainsail reefing system
  • An electric winch for the mainsail
  • An electric winch for furling
  • Replacement of the main mast step with a stainless steel mast step
  • Larger battery bank (AGM)
  • Solar panels
  • Wind generator
  • A custom fiberglass hardtop Bimini.
  • The rigging has been improved for shorthanded sailing
  • All lines are lead to the cockpit to electric winches
  • The main can be reefed from the cockpit
  • The furling staysail has a self-tending aluminum boom
  • Her engine and generator were replaced in 2021
  • Her mainsail was replaced in 2021
Emerald Lady enjoys constant attention and maintenance. Given her age she has been sailed to many interesting locations and shared numerous adventures with her owner and family. There is a history of this yacht over the years in one of the sections below.
Nominal Length
65ft
Length Overall
65ft
Length at Waterline
54ft
Beam
17.33ft
Max Bridge Clearance
81ft
Max Draft
12ft
Drive Up Draft
6ft
Displacement
78500lb
Dry Weight
78500lb
Ballast
23500lb
Cabins
4
Heads
5
Seating Capacity
10
Fresh Water Tanks
900gal
Fuel Tanks
620gal
Holding Tanks
40gal
Hull Material
fiberglass
Hull Shape
displacement
Engine 1
Engine Make
John Deere
Engine Model
4045SFM85
Total Power
275hp
Engine Hours
645
Engine Type
inboard
Fuel Type
diesel
Drive Type
direct
General Specifications

• Boat name: Emerald Lady
• Keel: Modified fin with centerboard.
• Monohull with a cutter rig ketch sail plan
• LOA: 72 feet
• Beam: 17 feet
• LWL: 54 feet
• Draft: 5ft 9 in, 12 ft. board down
• Displacement: 78,500 lbs., dry.
• Ballast: 23,500 lbs.
• Mast height: 81 ft above waterline, 75.5 ft. above deck.
• Fresh water tanks: 1000 gallons, 2ea 500 gal tanks
• Fuel tanks: 600 gallons, 2ea 300 gal tanks
• Holding tanks: 50 gallon forward, 35 gallon aft
• Engine: 2021 John Deere 4 cylinder diesel, 273 hp inboard, hours 650, direct drive.
• Northern Lights 20 kw generator, 450 hours.
• Propeller: Maxprop feathering 3 blade on 2 inch shaft.
Mechanical
  • 2021 John Deere 4 cylinder diesel, 273hp inboard
  • 665 engine hours
  • Northern Lights 20 KW generator, 450 hours
  • Maxprop feathering 3 blade prop
  • 2 inch prop shaft
  • Chain cable steering.
Ground Tackle Package
Emerald Lady's ground tackle package consists of the following items: 
• Bow pulpit, bowsprit and platform with double anchor rollers.
• Anchors: 75 lb. Delta with 120 feet of chain and 200 feet nylon rode, 75 lb. CQR with 35 feet of chain and 200 feet nylon road• Spare 50 lb. Danforth anchor
• Electric windlass with remote control at the helm.
Navigation Electronics
The navigation package consists of the following items:
• Simrad autopilot
• Two Simrad chart plotters, one at the helm and one at the nav station.
• Simrad VHF radio and AIS system.
• Simrad handheld VHF repeater at the helm.
• Foruno radar with repeater at the helm.
• Foruno Single Sideband radio
• Raymarine depth and wind instruments.
• Compass.
• Epirb.
Sail Plan, Spars and Standing Rigging

• Cutter rig ketch with wire rigging. Mizzen rigging is independent of the main standing rigging.
• Aluminum masts and booms.
• Boom vangs on main and mizzen.
• Boom brakes on main and mizzen.
• Staysail Backstays
• Mizzen Backstays
Sails and Sail Handling Gear
Emerald Lady has an impressive sail inventory, consisting of the following:
• 1.5 oz Spinnaker
• 2 oz Spinnaker.
• 1.5 oz mizzen spinaker
• Furling jib
• Furling staysail.
• Main sail (new 2020)
• Mizzen sail
• Harken battcars on mainsail and mizzen sail.
• Quick covers for mainsail and mizzen sail.
• Harken electric winches in the cockpit.
• Barient Spinnaker halyard winch in the mast.
• Harken staysail winches (spares)
• Large Barient jib and Spinnaker sheet winches.
Additional Equipment
• 24 volt bow thruster.
• 3 Battery chargers.
• Batteries: 3 large AGM D house batteries, Double AGM 24 volt bow thruster battery, single 12 volt AGM generator battery, Two 12 volt AGM engine batteries and six 6 volt in series aft house batteries.
• Three large solar panels mounted on fiberglass Bikini keep house batteries charged.
• Wind generator mounted on mizzen mast.
• Double WiFi antenna on mizzenmast.
• In house router.
• 3000 watt Inverter.
• Halon engine room fire suppression system.
• Automatic Bilge Pump
• Edson manual bilge pump
• 2019 8-man offshore Whitlock emergency raft. • Galley: Force 10 propane three burner stove with oven Large cold plate refrigerator with separate freezer, microwave, toaster-oven, galley sink with macerator. • Combined small washer-dryer.
• 5 heads and showers with electric Raritan heads with macerators.
• 6 gallon water heater.
• Holding tanks with overboard discharge.
Accommodations
• From the cockpit you enter a large main salon with large folding dinning table surrounded by u shaped sofa. There is a separate sofa across and then at station. 42 inch smart TV mounted on aft wall.
• Companionway aft leads to port and starboard guest cabins with full size bunks, hanging closets, and private heads.
• Further aft is the large owners cabin with two hanging closets, two private heads, port sofa / setee and a vanity desk.
• From the main salon forward to starboard is the galley and to port is a storage room with the washer / drier. The next cabin was converted to a single twin berth underneath which there is a sail locker holding the spinnakers. To starboard there Isa standing shower and a head. Forward there is the V berth with a hanging llocker
Additional Details
• There is a large aft Lazarette with a lot of space for equipment.
• Two large aluminum davits for dinghy.
• Aft fixed built-in swim platform with stainless steel ladders.
• 12.2 feet Imrad aluminum inflatable dinghy
• 20 up Suzuki outboard
• Outboard mounts port and and starboard.
• Aft propane locker with two aluminum 50 lb tanks.
• Custom fiberglass Bikini top over cockpit with built in lights and aluminum frame.
• Teak rub rail with stainless steel frame.
• Stainless steel stanchions with anchor pulpit and aft built-in seats.
Emerald Lady History
Emerald Lady was built in 1985 with a five cabin charter layout. She was chartered by her original owners in the Virgin Islands and the Bahamas until 1998 when her current owners purchased her. Being a 40 year old cruising sailing yacht Emerald Lady has sailed in many areas, experienced a number of adventures, challenges, and some damage, all properly repaired, and has been consistently maintained by her experienced owners. Since 1998 she has had multiple upgrades, repairs and maintenance performed. Some of the most notable improvements and issues that were repaired include:
  • There was limited cosmetic damage to Emerald Lady during the period it was in charter from 1985 to 1998. All cosmetic damage was repaired.  
  • Emerald Lady had some water intrusion early on and some of the teak and holly veneer cabin sole is stained.
  • A custom swim platform and stainless steel swim ladder was added in 1999.
  • Hull, deck and masts painted with Matterhorn White Awlgrip in 1999.
  • A staysail self tending boom with staysail sheet, furling lines and mainsail halyard brought into the cockpit through sheet stoppers to electric winches for ease of handling in 2000. 
  • The mainsail reefing lines come back through sheet stoppers into the cockpit to electric winches. 
  • Huge aft cabin remodeled and rebuilt to an owners captain stateroom with two ensuite heads with dedicated showers and electric toilets in 2000.
  • Gounding plates were installed to expand lightening protection in 2000.
  • A heavy duty Wesmar bow thruster was installed in May 2002.
  • New 1.5 ounce spinnaker with sock, well preserved in 2005.
  • New 2.0 ounce spinnakeer with sock in approximately 2010.
  • A 26' featuring MaxProp was added in approximately 2010.
  • Some degree of blistering was noted during bottom refreshes from 1999 until 2010. 
  • The bottom was peeled, dried out and a new bottom was rebuilt with epoxy in 2010 by Snead Island Boat Works. 
  • Three solar panels and a wind generator were added in approximately 2010.
  • A custom bimini hard top was fabricated and installed in 2012.
  • An area of moisture was found in the hull sides in about 2012. The issue was repaired to marine standards.
  • The centerboard was initially made to Irwin Yacht specifications and installed by Snead Island Boat Works in 2014.
  • New 110% jib and new staysail in approximately 2016.
  • The wind generator was replaced in approximately 2018.
  • There was a lightening strike near the yacht in 2020. Some items were replaced as a result. 
  • A Winslow 8 person offshore life raft was purchased in 2020.
  • New Doyle mainsail in 2020.
  • New Doyle mizzen in 2021.
  • The yacht was repowered in 2021 with a 273 horsepower John Deere four cylinder diesel engine.
  • An upgraded custom centerboard was fabricated in 2022 and installed by Snead Island Boat Works.
  • Lifelines were replaced with Dyneema in 2022.
  • Hurricane Milton damage in 2024. New Foss Foam rudder was fabricated and installed by Snead Island Boat Works. New Dolphin fabricated and installed by Snead Island Boat Works, Some toe rail and rub rail damage repaired. Some damage to stanchions on the port side and port side stern pulpit, all repaired. All damage repaired and installed in 2024. 
  • Entire bank of AGM batteries were replaced in 2024 and 2025, including the bow thruster battery. 
  • Standing rigging was inspected and updated as needed in 2025.
Closing Thoughts

Emerald Lady is a spacious cruising sailboat with the comforts of home. She is well equipped and set up for shorthanded sailing. All the systems are functional. The cosmetics are fair and could use some updating. The soft goods are in good condition. Emerald Lady represents an excellent opportunity to purchase a proven off shore capable cruising yacht at a low price. 
Her present owner has enjoyed her for 23 years. With his children grown and out of the house he wants to downsize.
Exclusions
Exclusions include owner's personal items and sentimental items
Disclaimer
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
6/19/26Price decreased$235,000(-7.8%)
5/28/26Initial price$255,000

Contact Massey Yacht Sales & Service

Regatta Pointe Marina, 1015 Riverside Drive, Palmetto, FL, 34221

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Massey Yacht Sales & Serviceat the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Overview from around the web 1985 Irwin Cutter Rig Ketch

Customers are praising the 1985 Irwin Cutter Rig Ketch for its exceptional sailing performance and sturdy design

Many appreciate its spacious layout, which offers comfortable living quarters and ample storage for extended voyages. The cutter rig configuration provides versatility in various wind conditions, making it a favorite among cruisers and weekend sailors alike. Owners often remark on the boat's stability and ease of handling, highlighting how it performs well even in heavier seas. The classic aesthetics and craftsmanship are also frequently mentioned, with many appreciating the timeless appeal of its design. Additionally, the ketch rig allows for more manageable sail configurations, especially for those who prefer to sail short-handed. Many customers express satisfaction with the boat's fuel efficiency and reliable engine, making it an excellent choice for longer passages. Overall, the consensus is that the 1985 Irwin Cutter Rig Ketch combines comfort, performance, and durability, making it a beloved option for sailing enthusiasts.

Made For

The 1985 Irwin Cutter Rig Ketch is ideal for sailors seeking a versatile and comfortable vessel that excels in both coastal cruising and longer passages. Its unique cutter rig provides excellent sail handling options, making it particularly suitable for those who appreciate the experience of sailing in varying wind conditions. This ketch is perfect for both seasoned sailors and those new to sailing, as the rig configuration allows for easier sail management and balanced handling. It’s also a great choice for families or those looking to entertain, with ample space and a user-friendly design that encourages enjoyable outings on the water. With its rugged construction, spacious interior, and ability to handle rougher seas with ease, the 1985 Irwin Cutter Rig Ketch is the ideal boat for adventurers who wish to explore both serene harbors and open waters alike. Whether you're planning weekend trips or longer voyages, this ketch is ready to take you on your next maritime journey.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1985 Irwin Cutter Rig Ketch. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Sail Cruiser cost in today's market, or how much does a Irwin cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 199,750
Total Payment$357,145.58
Monthly payment
$1,488.11/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1985 Irwin Cutter Rig Ketch. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Sail Cruiser cost in today's market, or how much does a Irwin cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 199,750
Total Payment$357,145.58
Monthly payment
$1,488.11/mo

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Regatta Pointe Marina
1015 Riverside Drive
Palmetto, FL 34221

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Contact Massey Yacht Sales & Service about 1985 Irwin Cutter Rig Ketch

Regatta Pointe Marina, 1015 Riverside Drive, Palmetto, FL, 34221

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Massey Yacht Sales & Serviceat the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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