2003 Formula 400 SS

$59,000

Used

Boat in Norwalk, CT 06854 US

builtBuilt in 2003
Year the boat was built
model

400 SS

Boat model
engine

2 Engines (2x Mercruiser)

Engine type and count
length

40.4 feet

Overall boat length
fuel

--

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
40.42ft
Beam
13.08ft
Cabins
1
Hull Material
fiberglass
Engine 1
Engine Make
Mercruiser
Engine Model
496 MAG
Total Power
375hp
Engine Type
inboard/outboard
Drive Type
stern
Engine 2
Engine Make
Mercruiser
Engine Model
496 MAG
Total Power
375hp
Engine Type
inboard/outboard
Drive Type
stern
Summary
2003 Formula 400 SS

Price History

DateEventPrice
2/10/26Price decreased$59,000(-14.5%)
12/5/25Initial price$69,000

Overview from around the web 2003 Formula 400 SS

Customers praise the 2003 Formula 400 SS for its powerful performance and sleek design

Many highlight its smooth handling and responsive engines, making it ideal for both cruising and watersports. The spacious cockpit and comfortable seating receive positive remarks, providing an enjoyable experience for family and friends. Owners also appreciate the high-quality craftsmanship and attention to detail throughout the boat. Overall, the 2003 Formula 400 SS is celebrated for combining luxury, speed, and reliability on the water.

The Biggest Pros and Cons

The 2003 Formula 400 SS is a high-performance sportboat known for its blend of speed, luxury, and handling. Here are some pros and cons to consider:

Pros

Powerful Performance: Equipped with a robust engine lineup, the 400 SS delivers impressive speed and acceleration, making it great for thrill-seekers and water sports enthusiasts.

Sporty Design: Sleek, aggressive styling combined with a deep-V hull provides excellent handling and stability even in choppy waters.

Spacious Interior: The cockpit and cabin areas offer ample seating and comfort for passengers, making it suitable for day cruising or entertaining guests.

Quality Build: Formula boats are known for their solid construction and attention to detail, ensuring durability and long-term reliability.

Advanced Features: Includes modern instrumentation and amenities such as premium sound systems, swim platforms, and optional upgrades for enhanced onboard experience.

Cons

Fuel Consumption: Due to its powerful engines, the 400 SS can be less fuel-efficient compared to smaller or less performance-oriented boats.

Maintenance Costs: High-performance components and luxury features may require more frequent or specialized maintenance, potentially increasing ownership costs.

Limited Cabin Space: While spacious for a sportboat, the cabin is still relatively compact and may not be ideal for extended overnight stays.

Handling at Low Speeds: The deep-V hull excels at high speeds but can be less maneuverable or stable at very low speeds or in tight docking situations.

Made For

The 2003 Formula 400 SS is designed for boating enthusiasts who seek a high-performance sport cruiser that combines speed, luxury, and comfort. Ideal for those who enjoy thrilling rides on the water without sacrificing style or amenities, this boat suits individuals or families looking for a versatile vessel perfect for day cruising, entertaining, and extended weekend getaways. Its sleek design and powerful engine make it a great choice for experienced boaters who appreciate both performance and elegance.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2003 Formula 400 SS. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$669.63/mo
$
$
Loan amount$ 59,000
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2003 Formula 400 SS. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$669.63/mo
$
$
Loan amount$ 59,000
OR
%

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