2021 Formula 37 Performance Cruiser

$449,900

Used

Boat in Norwalk, CT 06854 US

builtBuilt in 2021
Year the boat was built
model

37 Performance Cruiser

Boat model
engine

2 Engines (2x MerCruiser)

Engine type and count
length

38.5 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
38.5ft
Length Overall
38.5ft
Beam
12ft
Hull Material
fiberglass
Hull Shape
other
Engine 1
Engine Make
MerCruiser
Engine Model
MT 8.2 MAG HO ECT 430 B3X JPS
Total Power
430hp
Engine Hours
100
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine 2
Engine Make
MerCruiser
Engine Model
MT 8.2 MAG HO ECT 430 B3X JPS
Total Power
430hp
Engine Hours
100
Engine Type
inboard-outboard
Fuel Type
gasoline
Total Power
430.0 hp

Price History

DateEventPrice
10/15/25Initial price$449,900

Videos from Rex Marine Yacht Sales on this 2021 Formula 37 Performance Cruiser

Contact Rex Marine Yacht Sales

144 Water St, South Norwalk, CT, 06854

Boattest.com Review

Overview

The Formula 37 PC is a premium cruiser designed for both performance and comfort. Equipped with the advanced AXIOS joystick system, this vessel offers precise maneuverability, especially in tight marina environments. The boat features a thoughtfully designed helm and cockpit area, combining functionality with refined aesthetics.

Exterior Design and Cockpit

Significant enhancements were made to the stern platform and cockpit for the 2017 model year. The swim platform has nearly doubled in size, providing ample space for water sports, tender launching, and sunbathing. It features a synthetic teak-like surface that remains cool to the touch and a robust steel rail that serves as both a handhold and a fender. The platform is a separate structure seamlessly integrated into the hull. Along the transom, amenities include shore power connections, courtesy and LED stern lights, speakers, and concealed storage beneath a new sun pad for fenders and dock lines. Additional conveniences include a hot and cold shower and engine flushing hose connections. The cockpit seating is versatile, with lounge seat backs that swing fore and aft to create either chaise lounges or cozy seating around a pedestal table. A port-side wet bar is discreetly housed under a gray molding and includes a sink, refrigerator, battery switch, trash container, and hardware for mounting a flat-screen TV with power and cable connections, as well as USB ports. An optional air conditioning unit is installed beneath a port bench seat. The helm and cockpit dash continue the gray surface theme, reducing glare and enhancing the overall sophisticated appearance.

Helm Layout and Controls

The helm features a faux burl wood upper panel with a SmartKraft vessel view and fuel gauges. A centrally located 12-inch Raymarine E120 display provides navigation and system information, complemented by an optional autopilot, trim gauges, and a chain counter for the windlass. The starboard side houses the power quadrant with digital throttle and shift controls. Controls for trim tabs, the AXIOS joystick, remote spotlight, and the AXIOS control panel with skyhook functionality are conveniently positioned within fingertip reach. The steering wheel is a leather-wrapped, wood-trimmed, three-spoke design mounted on a tilt base, offering both comfort and precise handling.

Power and Performance

The Formula 37 PC measures 38 feet 5 inches overall, with a 12-foot beam and a draft of 34 inches. The test vessel weighed 18,340 pounds, including fuel and two passengers. Powered by twin 430 horsepower 8.2L Magnum HO engines, the boat achieved a top speed of 46.7 miles per hour at 4,800 RPM, consuming 67.5 gallons of fuel per hour and providing a range of 147 miles. The most efficient cruise speed was 32.2 miles per hour at 3,500 RPM, with a fuel burn of 33.25 gallons per hour, enabling a range of 206 miles over six hours and 24 minutes while maintaining a 10% fuel reserve. Acceleration was brisk, with a time to plane of 4.8 seconds, reaching 20 mph in 6.6 seconds, 30 mph in 11.6 seconds, and 40 mph in 18.8 seconds. The bow rises approximately 12 degrees during acceleration due to its forward position, temporarily obscuring the horizon until the boat planes. Once on plane, a slight trim adjustment reduces the bow angle to about 6 to 7 degrees for comfortable cruising. Steering is responsive with two and a half turns lock to lock, providing precise control without abrupt handling. At idle speeds, visibility through the windshield is somewhat limited unless seated, but the generous headroom makes standing at the helm ideal during cruising.

Conclusion

The Formula 37 PC combines advanced maneuvering technology, thoughtful design enhancements, and strong performance characteristics to deliver a capable and comfortable cruiser. Its expanded swim platform, versatile cockpit seating, and refined helm layout enhance usability and enjoyment on the water. Powered by robust engines, it offers both speed and efficiency, making it suitable for a variety of boating activities. Overall, the 37 PC represents a well-executed balance of luxury and functionality.

Overview from around the web 2021 Formula 37 Performance Cruiser

Customers are praising the 2021 Formula 37 Performance Cruiser for its exceptional combination of luxury, performance, and comfort

Many highlight its sleek design and powerful engine, which delivers a smooth and exhilarating ride. The spacious cockpit and well-appointed interior receive frequent compliments for providing ample room for entertaining and relaxing. Owners also appreciate the boat's high-quality craftsmanship and attention to detail, noting that it offers a premium boating experience ideal for both day cruising and longer trips. Overall, the Formula 37 Performance Cruiser is celebrated for blending sporty performance with elegant style and practical features.

The Biggest Pros and Cons

The 2021 Formula 37 Performance Cruiser offers a compelling blend of luxury, performance, and style, making it a standout choice for boating enthusiasts. Here are some of the pros and cons to consider:

Pros

Sleek Design: The Formula 37 boasts an elegant and sporty exterior that turns heads on the water.

Powerful Performance: Equipped with robust engines, it delivers impressive speed and smooth handling.

Spacious Layout: The interior provides ample seating and living space, ideal for entertaining and extended cruising.

High-Quality Craftsmanship: Premium materials and attention to detail enhance comfort and durability.

Advanced Technology: Features include state-of-the-art navigation and entertainment systems for a modern boating experience.

Versatile Use: Suitable for both day trips and overnight stays, thanks to well-appointed cabins and amenities.

Cons

Price Point: As a luxury cruiser, it comes with a higher price tag that may not fit all budgets.

Fuel Consumption: Powerful engines can lead to increased fuel usage, impacting operating costs.

Size Considerations: Its size may limit access to smaller marinas or shallow waters.

Maintenance: Premium features and finishes can require more attentive upkeep.

Made For

The 2021 Formula 37 Performance Cruiser is designed for boating enthusiasts who seek a perfect blend of high performance and luxurious comfort. Ideal for those who enjoy sporty cruising with family and friends, this boat caters to individuals and couples looking for a powerful, stylish vessel that delivers exceptional handling, spacious living areas, and advanced features for an elevated on-water experience. Whether you're planning day trips or extended outings, the Formula 37 Performance Cruiser offers versatility and sophistication for discerning boaters.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2021 Formula 37 Performance Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$2,848.93/mo
$
$
%
Principal Loan Amount$ 382,415
Total Payment$683,743.82

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2021 Formula 37 Performance Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$2,848.93/mo
$
$
%
Principal Loan Amount$ 382,415
Total Payment$683,743.82

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South Norwalk, CT 06854

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