2004 Formula 37 Performance Cruiser Boat in Georgetown, SC 29440 US

$110,000

Used
builtBuilt in 2004
Year the boat was built
model

37 Performance Cruiser

Boat model
engine

2 Engines (2x MerCruiser)

Engine type and count
length

37 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
37ft
Length Overall
38.42ft
Beam
12ft
Max Bridge Clearance
11.58ft
Max Draft
2.5ft
Cabin Headroom
6.58ft
Deadrise At Transom
18deg
Dry Weight
16500lb
Heads
1
Fresh Water Tanks
55gal
Fuel Tanks
236gal
Holding Tanks
57gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
MerCruiser
Engine Model
496 MAG HO
Total Power
420hp
Engine Hours
500
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2004
Drive Type
stern
Engine 2
Engine Make
MerCruiser
Engine Model
496 MAG HO
Total Power
420hp
Engine Hours
500
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2004
Drive Type
stern
Microwave Oven
✓
Air Conditioning
✓
Electric Head
✓
Refrigerator
✓
Navigation Center
✓
Bimini Top
✓
Shore Power Inlet
✓
Generator
✓
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
9/13/26Initial price$110,000

Contact Hurricane Yacht Sales

10275 NW 53rd St, Sunrise, FL, 33351

Formula 37 Performance Cruiser: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Formula 37 PC is an upscale weekender designed with a high level of build quality and fit and finish. This model offers a blend of comfort, performance, and thoughtful features, making it well suited for weekend cruising. With a length overall of 38 feet 5 inches, a beam of 12 feet, and a draft of 34 inches, the 37 PC balances spacious accommodations with manageable handling.

Exterior Design and Cockpit Features

The stern boarding area features both a 36-inch fixed platform and a 34-inch extended platform, both surfaced with Plazdeck Teak Finish synthetic material. The extended platform is equipped with a stainless steel grab rail for safety and convenience during swimming or docking. Beverage holders flank each side, and a retractable swim step is centered below. A side-mounted pedestal base for an optional grill is located on the starboard transom, adjacent to an aft-facing seat with a sun pad base, which includes beverage holders and a stereo remote with USB connectivity. Storage is available beneath this seating. Access to the cockpit is through a 16-inch wide walkthrough with a stainless steel framed acrylic gate. A shower is mounted on the port bulkhead. The sun pad area incorporates dual flip seat backs, allowing conversion between aft-facing and forward-facing seating within the U-shaped cockpit lounge, which surrounds two removable pedestal tables. The cockpit seating demonstrates Formula’s attention to detail, featuring weather-resistant materials with a prefixed stain inhibitor, carbon fiber trim, contrast bead welding, double stitching with Tenera element-resistant thread, and custom embroidery. To port, a refreshment center with a Corian countertop includes a recessed sink, a pedestal base for a TV, a dual-voltage refrigerator below the grab rail, a trash receptacle, and the battery switch. Forward of the cockpit, a double-wide lounge with a wraparound seat back offers versatile seating options under a hardtop that stands 6 feet 11 inches above the deck. The hardtop is equipped with speakers, two opening hatches, and LED lighting. Access to the cabin is via a center-mounted sliding door.

Interior Living Spaces

Inside the cabin, the Formula 37 PC provides comfortable accommodations with a gray wash woodgrain finish and 6 feet 8 inches of headroom, creating an open and inviting atmosphere. To starboard, a relaxing sofa can be complemented with a pedestal table for dining or socializing. The galley is efficiently designed with a glass-top cabinet for stemware, a coffee garage below, ample storage, a microwave, and a concealed two-burner stove. The Corian countertop includes a recessed stainless steel sink and a trash receptacle, with a refrigerator and additional storage located beneath. Forward lies the master stateroom, accessed through twin privacy doors, featuring an island berth with storage drawers underneath. A full-length mirror on the port closet door conceals an owner's safe, and a 24-inch TV is mounted on the aft bulkhead. A mid-cabin aft of the master offers flexible use as either a sitting room or a separate cabin with a privacy curtain. The head, located at the companionway to port, includes a separate shower enclosure, a toilet, and a stainless steel sink recessed into a Corian countertop.

Power and Performance

The Formula 37 PC is powered by twin 430 horsepower Mercruiser 8.2 Mag HO ECT engines paired with Bravo 3 outdrives, though the model offers a range of ten engine options from 330 to 430 horsepower. Engine access is facilitated by an electrically actuated hatch controlled from the helm, revealing well-organized engine compartments with all checkpoints located at the front for ease of servicing. A step is provided to aid maintenance, and the center platform conceals the engine start batteries. Additional mechanical features include a 7.5 kW generator with raw water pickup, a hot water heater on the starboard side, house batteries on port, a day hatch in the deck, and two engine flush quick connects on the port bulwarks. Dockside connections include shore power, TV, phone, and city water inlets. The helm is equipped with a recessed compass to reduce glare, dual fuel gauges, a 7-inch SmartCraft display with full functionality, a Lumar chain counter, outdrive trim gauges, and a tri-data display. Controls include rocker switches, VHF horn, stereo controls, a tilt steering wheel, joystick controls for the remote spotlight and Mercury joystick piloting system, trim tab rockers with LED indicators, and Mercury digital throttle and shift controls featuring single-lever operation and engine synchronization. The wraparound windshield is supported by a stainless steel frame with a walkthrough to the bow.

Performance Metrics

During testing with twin 430 horsepower engines, the Formula 37 PC achieved a top speed of 46.5 miles per hour at 4850 RPM. The best economic cruise was recorded at 3500 RPM, corresponding to 30 miles per hour, where the boat consumed 39 gallons of fuel per hour, yielding 0.8 miles per gallon and a range of 147 statute miles while retaining a 10% fuel reserve from the total 212-gallon capacity. The boat reached planing speed in an average of 5.4 seconds with minimal bow rise, accelerated to 20 miles per hour in 10 seconds, and to 30 miles per hour in 19 seconds. Handling characteristics include a 19-degree roll into turns with a subtle slide that mitigates the sensation of being pushed outward, contributing to a balanced and confident ride. The Mercury joystick system greatly enhances low-speed maneuverability, allowing precise docking even in challenging conditions such as wind or current, making the boat accessible for operators upgrading from smaller vessels.

Conclusion

The Formula 37 PC exemplifies what a weekend cruiser should offer, combining a high level of comfort, thoughtful design, and refined fit and finish. Its versatile interior, well-appointed exterior features, and strong performance capabilities make it a compelling choice for those seeking a quality boat for leisure cruising. The advanced joystick piloting system further enhances ease of handling, particularly in docking scenarios, providing confidence for operators of varying experience levels. Overall, the 37 PC reflects Formula’s commitment to craftsmanship and functionality.

Rating: 4.5 out of 5

Overview from around the web 2004 Formula 37 Performance Cruiser

The 2004 Formula 37 Performance Cruiser has garnered positive feedback from boating enthusiasts who appreciate its blend of performance, comfort, and style

Customers highlight the powerful twin engines that deliver impressive speed and agility on the water, making it a thrilling ride for those who crave adventure. Many users commend the spacious and well-appointed cabin, which offers both elegance and functionality. The layout is designed with socializing in mind, featuring a generous seating area and a well-equipped galley, ideal for entertaining friends and family. The attention to detail in the interior finishes, such as quality fabrics and cabinetry, adds a touch of luxury to the cruising experience. Reviewers often mention the smooth handling and stability of the Formula 37, making it suitable for various water conditions. The boat's sleek design not only enhances its aesthetic appeal but also contributes to its performance capabilities. Additionally, customers appreciate the ample storage space and the thoughtful design features that make overnight trips comfortable and enjoyable. Overall, the 2004 Formula 37 Performance Cruiser is celebrated for its exceptional craftsmanship, versatility, and the exhilarating experience it provides on the water.

The Biggest Pros and Cons

2004 Formula 37 Performance Cruiser Overview The 2004 Formula 37 Performance Cruiser is a remarkable blend of speed, comfort, and luxury, making it a popular choice among boating enthusiasts. Here’s a closer look at its pros and cons.

Pros

Performance: The Formula 37 is built for speed and agility, powered by twin engines that provide impressive performance on the water. It can easily cruise at high speeds while still delivering a smooth ride.

Design and Build Quality: Formula is known for its exceptional craftsmanship. The 37 Performance Cruiser features a sleek, sporty design coupled with high-quality materials that enhance both aesthetic appeal and durability.

Spacious Interior: The cabin layout is designed for comfort and functionality, featuring an open salon, fully equipped galley, and well-appointed sleeping quarters. The space is perfect for entertaining guests or relaxing during extended trips.

Versatile Deck Space: The cockpit area is designed for flexibility, with ample seating, a wet bar, and options for sunbathing. It's ideal for socializing or enjoying leisurely days on the water.

Efficient Storage: Thoughtful storage solutions throughout the boat maximize space, allowing for convenient stowing of gear and equipment for extended excursions.

Electronics and Navigation: The 2004 model is equipped with advanced navigation and entertainment systems, making it easier to enjoy both day trips and longer journeys.

Cons

Fuel Consumption: While the performance is impressive, it can come at the cost of higher fuel consumption, which may be a consideration for those looking to use the boat frequently.

Maintenance Costs: The quality and performance features can lead to higher maintenance costs over time, particularly with the engines and electronic systems needing regular upkeep.

Limited Overnight Capacity: While it offers comfortable sleeping arrangements for a few, it may not cater to larger groups looking for overnight accommodations, which could limit its appeal for those planning longer trips with more guests.

Weight: Due to its construction and layout, this cruiser can be heavier than some of its competitors, possibly affecting performance and maneuverability in certain conditions.

Age Factor: As a 2004 model, certain components may be outdated or require modernization. Potential buyers should assess the boat’s condition and any upgrades that may be needed.

Made For

The 2004 Formula 37 Performance Cruiser is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility on the water. This vessel is ideal for families, couples, and social entertainers who appreciate sleek design and cutting-edge amenities while enjoying thrilling speed and exceptional handling. With its spacious cockpit and well-appointed cabin, the Formula 37 caters to those who love to entertain guests or spend quality time with loved ones. It’s perfect for weekend getaways, day cruising, or even extended voyages, thanks to its ample sleeping accommodations and comfortable living spaces. Performance-minded boaters will appreciate the powerful twin engines, offering impressive acceleration and smooth cruising capabilities, making it a standout choice for those who value both performance and comfort. Whether you're an experienced boater or just starting your marine journey, the 2004 Formula 37 Performance Cruiser promises an exhilarating experience on the water, accommodating diverse lifestyles and boating preferences.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Formula 37 Performance Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 93,500
Total Payment$167,174.53
Monthly payment
$696.56/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Formula 37 Performance Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 93,500
Total Payment$167,174.53
Monthly payment
$696.56/mo

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10275 NW 53rd St
Sunrise, FL 33351

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