1992 Custom 54 Boat in Placida, FL 33946 US
Built in 1992
54
1 Engine (Yanmar)
54 feet
Diesel
Fiberglass/Reinforced
Cumbia is a custom American Cruising Yachts 54 center-cockpit cruising yacht that has remained with her original owner since new. Throughout more than three decades of ownership, she has been maintained and continually upgraded without regard to minimizing cost. Her owner has always considered the condition, appearance and presentation of Cumbia to be a reflection of his own standards, and his approach to ownership has been correspondingly meticulous.
Rather than simply maintaining the yacht as she aged, the owner has continued to invest in her systems and equipment. Recent major upgrades include a new U.S. Spars aluminum mast in 2023, a 2023 North Sails 3Di Ocean mainsail, genoa and staysail, and a 2023 Fisher Panda 12kW generator. Her electrical system includes a 1,350Ah Battle Born Lithium house and winch bank, dual Xantrex Freedom SW 3000W inverter/chargers, Victron DC-to-DC charging and a Balmar 220A high-output alternator.
Designed around long-distance cruising, Cumbia carries 300 gallons of diesel and 400 gallons of fresh water. Her cutter rig, Leisure Furl in-boom furling, electric sail-handling winches and controls concentrated around the helm allow a yacht of this size to be managed with a small crew. Her 20-inch four-blade Feathering Max-Prop (New in 2025) is driven by a Yanmar 4LH-TE 110 HP diesel.
The oversized center cockpit provides seating for up to 12 and incorporates deck-level entry from both port and starboard. A custom fiberglass stern arch houses concealed davits and supports communications equipment, while the retractable swim platform provides access to the water and tender.
Below deck, Cumbia has a four-cabin, two-head arrangement. The aft master has a centerline queen berth, the forward VIP has a centerline double berth, and two additional cabins provide further guest accommodations. The main saloon, forward-facing navigation station and galley form the central living area, finished in traditional teak joinery and teak-and-holly flooring.
Cumbia represents an unusual opportunity to acquire a one-owner yacht whose long-term stewardship is documented not simply by her maintenance history, but by the scale of the equipment and systems that have continued to be renewed and upgraded throughout her ownership.
Accommodation
Cumbia features a 4-cabin, 2-head interior arrangement. The aft master stateroom has a centerline queen berth, while the forward VIP cabin has a centerline double berth. A forward guest cabin includes a lower double berth and upper single berth, and a 4th cabin with bunk beds is located adjacent to the galley. The main saloon incorporates port and starboard seating with a folding dining table, with the forward-facing navigation station and galley integrated into the main interior living space.
Interior Comforts and Amenities
- (4) Stateroom interior arrangement
- Aft master stateroom with queen-size berth, ample storage and hanging lockers
- Forward VIP guest cabin with queen-size berth, storage drawers and hanging locker
- Starboard forward guest cabin with bunk beds and ample storage
- 4th/kids cabin with bunk beds located off the galley
- Large saloon with extensive windows and hatches, visually connecting the saloon, navigation station and galley
- Traditional teak interior with veneered teak walls and cabinetry
- Solid teak cabinet corners and fiddles
- Veneered teak-and-holly flooring finished with 10 coats of Captain’s varnish
- Vinyl galley flooring over plywood subfloor
- Soft-start Velair stainless-steel air-conditioning system (2024)
- (2) 18,000 BTU units (2024)
- (1) 12,000 BTU unit (2024)
- Individual controllers (2024)
- Night mode for quiet operation (2024)
- Low-draw maintenance mode
- 12V DC fan in each stateroom
- (2) Dorade vents over the saloon for additional ventilation
- 6-gallon, 110V Raritan water heater with engine heat exchanger
- Pressurized hot and cold freshwater throughout the vessel
- Quiet 12V freshwater pressure pump
- Freshwater accumulator tank
- (5) Opening portlights
Master Stateroom
- Queen-size centerline berth
- Ample storage drawers
- Port-side loveseat
- Extra-large cedar-lined hanging lockers to port
- Bedside controls for dimmable overhead lighting and reading lights
Master Head
- Raritan 12V electric toilet with macerator pump
- Selectable overboard or holding-tank discharge
- Stainless-steel sink
- Dedicated shower stall with curtain
- Mirrored medicine cabinet above sink
- Single-door cabinet below sink
- Teak flooring
- Varnished folding shower seat
Galley
- Force 10 4-burner gimbaled propane stove with oven
- Double stainless-steel galley sink
- Emergency freshwater foot pump
- Deep freeze
- Panasonic microwave
- Stand-up refrigerator/freezer combination
- Row of small cabinets above and at countertop level
- LPG system with (2) standard 20-lb propane tanks
- Vented deck propane locker
- Regulator
- Dedicated plumbing
- Solenoid
- Controller
- Alarms for stove and deck BBQ
- Propane locker located behind starboard cockpit seat backrest
Main Saloon
- (4) Large side windows
- (4) Smaller forward-facing windows
- (2) Large overhead hatches
- Port-side single lounge/settee extending from navigation station to forward bulkhead
- Warm overhead reading light
- Generous storage beneath port settee and behind backrest
- Starboard L-shaped lounge/settee adjacent to dining table
- Varnished folding and adjustable dining table
- Overhead cabinetry to port and starboard adjacent to forward bulkhead
- Companionway staircase with lower (2) steps removable for engine-room access
Navigation Station
- Forward-facing navigation desk finished in varnished teak with 12 coats of Captain’s varnish
- Upholstered bench seat with storage below
- Bench seat can be moved to dining table for additional seating
- Electrical panel located behind navigation station
- Generator and bilge system controls/monitoring to port
- B&G 16" Zeus 3S MFD and radio forward
- Chart light
Forward Guest Cabin
- Lower double berth
- Upper single berth
- DC fan
- Reading lights
- Hanging locker
- Storage drawers
- Overhead hatch
Forward VIP Cabin
- Centerline double berth with storage beneath
- Drawer beneath berth
- Cedar-lined hanging lockers to port
- Fiddled wood surface outboard of berth
- Forward-facing mirror on bulkhead
Forward Head
- Raritan 12V electric toilet with macerator pump
- Selectable overboard or holding-tank discharge
- Stainless-steel sink
- Dedicated shower stall with curtain
- Mirrored medicine cabinet above sink
- Single-door cabinet below sink
- Teak flooring
- Varnished folding shower seat
Electronics and Navigation
- B&G Zeus 3S 16" MFD at cockpit
- B&G Zeus 3S 16" MFD at navigation station
- B&G 24" dome radar on mast-mounted swivel
- (4) B&G Triton 2 multifunction displays
- B&G autopilot with hydraulic ram
- B&G H5000 Graphic display
- B&G Hercules data computer
- 5" Ritchie Globemaster SP-5C compass with red LED backlighting
- Icom VHF with AIS receiver, DSC and loudhailer (2024)
- Secondary Vesper VHF/AIS system (2024)
- Masthead VHF/AIS antenna (2024)
- Arch-mounted secondary VHF/AIS antenna
- Fusion RA770 stereo with AM/FM, Bluetooth, SiriusXM and auxiliary input
- Dedicated DC stereo system in aft cabin
- Cockpit and arch speakers
- Yamaha preamplifier with 5.1 surround sound in saloon
- 24" LED TV
Electrical Systems
- High-quality tinned-copper electrical wiring specified for minimal voltage drop
- Wiring numerically labeled and traceable from source to load
- Wiring labeled at each end
- 50-amp shore power connection at bow
- Access plate over anchor locker
- Shore-power outlet in sail locker
- Copper grounding strips running length of hull and integrated into yacht bonding system
- 12V house battery bank (2024)
- (4) Battle Born lithium-ion house batteries (2024)
- 1,350Ah combined house-bank capacity (2024)
- Dedicated 12V Battle Born lithium-ion winch battery (2024)
- 275Ah capacity (2024)
- 200A instantaneous load rating
- Dedicated 12V Lifeline AGM GPL-27T 100Ah engine-start battery (2024)
- Dedicated 12V Lifeline AGM GPL-27T 100Ah generator-start battery (2024)
- (2) Victron Orion-Tr Smart non-isolated DC-to-DC chargers (2024)
- DC-to-DC charging dedicated to starting batteries and winch battery bank (2024)
- Balmar 220A high-output alternator servicing house battery bank
- Balmar lithium-compatible alternator regulator with Bluetooth connectivity (2024)
- Custom alternator-regulator on/off switch at helm for emergency or convenience shutoff
- (2) Xantrex Freedom SW 3000W true-sine-wave inverter/chargers
- 3,000 watts each
- 150A charger each
- 120VAC/12VDC
- Dedicated System Control Panel for each unit
- Monitoring of house battery state of charge
- Monitoring of winch battery state of charge
- Voltage monitoring for each starting battery
- AC system monitoring
- DC system monitoring
- Heavy-duty main battery switches
- Heavy-duty fuses
- Electric winch electrical system
- Lofrans electric windlass with deck foot switches
- Electric oil-change pump servicing engine and generator
- Engine-room blowers
- Mast-mounted LED lights
Deck and Hull Equipment
- Solid hand-laid fiberglass hull
- Solid multiaxial fiberglass laminate
- Substantial structural reinforcement
- Backing plates supporting main V1 and D1 chainplates
- Sealable forward and aft watertight sections
- Limber holes throughout hull for drainage to bilge sump
- (5) Coats of epoxy barrier coating for osmosis protection
- External solid-lead modified fin keel, faired to shape
- Centerboard trunk filled with foam
- Fiberglass deck skins top and bottom
- Deck cored with balsa and marine plywood at specified locations
- Varnished teak cap rail
- Bonded Flexiteek deck surface
- Retractable oversized swim platform
- Custom fiberglass arch incorporating hidden davits and multiple antennas
- Hot and cold freshwater shower at arch
- Hot and cold freshwater shower at swim platform/transom
- Handheld shower sprayers
- Stainless-steel folding boarding ladder along transom
- Stainless-steel folding swim ladder built into swim platform
- Flagpole to be installed on arch
- Full-transom-width Irwin Signature seating with 316 stainless-steel frame between arch supports
- Oversized center cockpit
- Deck-level cockpit access from port and starboard
- Large seats on both sides wide enough for passage sleeping
- Storage beneath cockpit seats
- Storage behind cockpit seat backrests
- Cockpit seating for up to 12 adults
- Varnished teak folding cockpit table
- Cockpit table folds against helm pedestal
- Sail controls and operating lines concentrated at or near helm for single-handed operation
- Cockpit cubbies with fiddles for winch handles
- Bonded Flexiteek cockpit floor
- Insulated cooler behind starboard cockpit seat for ice/drinks
- Cooler convertible to freezer
- Sliding companionway hatch
- Stamoid bimini top (2024)
- Makrolon windshield (2024)
- Full cockpit enclosure (2024)
- Easily rolled side and aft enclosure panels
- (4) Windows incorporated into bimini
- Protective covers for winches, deck hatches and instruments
- Stainless-steel tether padeyes at multiple locations
- (6) Deck cleats with substantial backing plates and solid deck laminate
- (2) Bow cleats
- (2) Midship spring cleats
- (2) Stern cleats
- 32"-high, 1"-diameter 316L stainless-steel stanchions
- Exposed 3/16" stainless-steel lifelines
- Irwin Signature 316 stainless-steel bow pulpit extending to first stanchions
- Fully enclosed forward pulpit arrangement
- Stainless-steel handrails on foredeck
- Stainless-steel handrails on coachroof
- Full-width aft lazarette between transom and aft head
- Lazarette storage for spare anchor, rode, fenders, BBQ grill, dock lines, shore-power cord and other equipment
- Divided foredeck anchor locker
- Anchor locker accessible from forward cabin
- Dedicated storage for primary and secondary ground tackle
- Lofrans horizontal windlass
- (2) Rotary drums, 1 for chain and 1 for rode
- Deck-mounted foot switches
- 40kg/88lb galvanized CQR primary anchor
- Anchor swivel
- 400' of 3/8" high-tensile G4 galvanized chain
- 1/2" galvanized shackle
- 3/8" galvanized shackle
- 45-lb galvanized Bruce secondary anchor
- 25' of chain for secondary anchor
- 300' of rode for secondary anchor
- Assorted dock lines
- (2) 12" x 34" fenders with covers
- 18" x 36" fender with cover
Sails and Rigging
- U.S. Spars aluminum mast (2023)
- (2) Swept-back spreaders
- Custom mast cap
- (2) Manually operated mast winches, (1 )on each side
- Cutter rig
- Internal halyards
- Mast-mounted telescoping whisker pole and track (2024)
- Forespar carbon-fiber telescoping whisker pole, painted white and mounted on mast track (2024)
- Awlgrip-painted mast
- Mast-mounted swiveling radar mount
- Mast-mounted hailer speaker
- Mast-mounted LED lights
- Masthead Windex-style wind indicator
- Offshore-proven Leisure Furl in-boom furling boom
- Forespar boom vang
- Built-in sail cover for boom slot
- Awlgrip-painted boom matching mast
- Custom boom cover
- Profurl genoa furler (2024)
- Genoa furling line led to cockpit electric winch
- Profurl staysail furler (2024)
- Staysail furling line led to cockpit electric winch
- Oversized 316 stainless-steel 1x19 wire standing rigging (stated as new in 2003)
- Sta-Lok mechanical fittings
- Rigging/components oversized for offshore strength and safety
- Genoa halyard
- Spare halyard
- Staysail halyard
- Spinnaker halyard
- Spare spinnaker halyard
- Main halyard
- Telescoping whisker-pole control lines
- Endura Braid or equivalent halyards and sheets
- (2) 2-speed electric Barient primary winches for genoa and spinnaker
- (2) 2-speed electric Barient secondary winches for staysail and halyards
- 2-speed electric Harken mainsheet winch
- (4) Winch handles
- Harken traveler behind helm
- Traveler controls accessible from helm for single-handed operation
- Extra-length Harken genoa track
- Custom genoa-car controls from helm
- Self-tacking staysail
- Staysail usable as storm/heavy-weather sail
- Staysail furling and sheet controls led to cockpit
- North 3Di Ocean heavy-fabric staysail rated to 45 knots (2024)
- North Sails sail inventory
- North Sails 3Di Ocean molded mainsail (2024)
- North Sails 3Di Ocean molded genoa (2024)
- North Sails 3Di Ocean molded staysail (2024)
- Fully battened mainsail
Mechanical Equipment
- Fisher Panda 12kW generator (2023)
- Generator installed in sound enclosure
- Seawater-cooled generator windings
- Dedicated dual Racor fuel/water separator
- Generator control panel at navigation station
- Large saloon floor hatches provide engine and generator access
- Floor hatches supported by gas struts
- Access provided to all sides of engine and generator
- CE-approved fire-retardant engine-room insulation
- Substantial engine-room sound insulation
- Engine-room blowers
- Single skeg-mounted rudder
- Rudder modified to draw 4" less than keel
- Quadrant steering system
- Stainless-steel steering cables
- Hydraulic autopilot drive
- Max Prop 4-blade feathering propeller (2025)
- 1.75" stainless-steel propeller shaft
- PYI PSS Pro dripless shaft seal, model PYI 03-134-212
- Rule normal-operation bilge pump
- High-capacity Rule emergency bilge pump
- Dedicated switch for each bilge pump
- Bilge pump activity indication at navigation table
- Pump-run counter for each bilge pump
- Gray-water collection system designed to minimize water/moisture in bilge
- (2) Gray-water sumps collecting discharge from sinks, showers and other sources
- Automatic gray-water discharge pumps
- Hot and cold freshwater deck shower at starboard side of arch
- Hot and cold freshwater transom shower behind swim platform to starboard
- Handheld sprayer at each exterior shower
Safety Equipment
- Viking 8-person hard-valise liferaft (2024)
- Hydrostatic liferaft release
- Liferaft mounted immediately forward of mast
- Automatic engine-room fire-suppression system
- Fire extinguisher at galley
- Fire extinguisher in saloon
- Fire extinguisher in forward stateroom
- Fire extinguisher in cockpit
- CO2/smoke detectors at galley
Engine Info
- Yanmar 4LH diesel engine
- Approximately 3,500 engine hours
- Professionally maintained since new by Yacht Power Products of St. Petersburg, Florida
- Dual Racor engine fuel-filtration system
- System permits independent fuel filtration, polishing and bypass
- Electric oil-change pump servicing engine and generator
- Custom engine exhaust/water separator
- Water separator stated to provide quieter engine operation and additional protection against flooding
- Balmar 220A high-output alternator servicing house battery bank
- Balmar lithium battery regulator with Bluetooth connectivity
- Helm-mounted alternator-regulator on/off switch for emergency or convenience shutdown
Tankage
- Fuel: 300 gal
- (2) Independent 150-gallon diesel tanks
- Fuel tanks located beneath saloon floor and forward of freshwater tanks
- Molded-fiberglass construction
- Tanks molded directly into hull for strength
- Fuel-tank gauges at navigation station
- (2) Independent engine/generator fuel primer or transfer pumps
- Water: 400 gal
- (2) 200-gallon freshwater tanks
- Freshwater tanks located beneath saloon floor and aft of fuel tanks
- Fiberglass construction molded into hull
- Threaded inspection port on each tank
- Tanks can be manually sounded/dipstick measured through inspection ports
- Maintenance access port on each tank for cleaning
- Freshwater tank gauges at navigation station
- Holding: 40 gal
- (2) Polypropylene holding tanks
- Dedicated holding tank for each head
- 20-gallon forward holding tank
- 20-gallon aft holding tank
- Raritan electric toilets selectable for overboard discharge or discharge to holding tank
Owners Comments and Boat History
Cumbia has been owned by the same owner since new. From the beginning, he has approached her maintenance and care without compromising on cost, with professional maintenance and continued investment in her systems, equipment and appearance.
For her owner, Cumbia's condition has always been personal. He considers the way the yacht is maintained and presented to be a direct reflection of his own standards and has treated her accordingly throughout his ownership.
That philosophy has continued as the yacht has matured. Rather than allowing equipment to age indefinitely, significant systems have continued to be renewed and upgraded, including a new mast, North 3Di Ocean sail inventory and Fisher Panda generator in 2023, along with substantial electrical, navigation and cruising-system upgrades.
After more than 3 decades with her original owner, Cumbia's history is defined by continuity of ownership, ongoing maintenance and continued reinvestment.
The company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change or withdrawal without notice.
Price History
| Date | Event | Price |
|---|---|---|
| 8/18/26 | Initial price | $499,000 |
Videos from BVI Yacht Sales on this 1992 Custom 54
Overview from around the web 1992 Custom 54
Customers have praised the 1992 Custom 54 for its exceptional craftsmanship and attention to detail
Many highlight the boat's spacious interior and versatile layout, making it ideal for both leisure cruising and extended voyages. The powerful performance combined with a smooth sailing experience has also garnered positive feedback, with owners noting its responsiveness and stability in varying conditions. Additionally, the Custom 54's unique design elements and custom features often impress buyers, who appreciate the personalized touches that enhance both aesthetics and functionality. Overall, the combination of strong build quality, stylish design, and great sailing capabilities contributes to high satisfaction among its owners.
Made For
The 1992 Custom 54 is designed for discerning yacht enthusiasts who appreciate a blend of classic craftsmanship and modern performance. This vessel is perfect for those who seek adventure on the open waters, whether for leisurely cruising, entertaining guests, or embarking on long voyages. It's particularly well-suited for experienced sailors and those looking to invest in a unique, high-quality boat that offers both comfort and style. With its spacious layout and elegant design, the Custom 54 provides an ideal setting for enjoying the sea with family and friends, making it a perfect choice for anyone who values the art of sailing.
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 1992 Custom 54 | ||||||
|---|---|---|---|---|---|---|
| Price | $499,000 | $395,000 | $375,000 | $629,900 | $250,000 | $249,000 |
| Location | Placida | Palm City | Vero Beach | Gulf Breeze | Saint Petersburg | Fort Lauderdale |
| Nominal Length | 54' | 53' | 44' | 49' | 49' | 50' |
| Beam | 15' | - | - | - | - | - |
| Draft | 6' | - | - | - | - | - |
| Engine Make | Yanmar | Yanmar | Yanmar | Yanmar | - | Yanmar |
| Total Engine Power | 110 hp | 110 hp | 57 hp | 75 hp | - | - |
| Days on Market | 8 | 1209 | 21 | 354 | 1463 | 92 |
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