2004 Cobalt 240SD

$32,500

Used

Boat in Lake Elsinore, CA 92532 US

builtBuilt in 2004
Year the boat was built
model

240SD

Boat model
engine

1 Engine (Volvo Penta)

Engine type and count
length

24 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
24ft
Length Overall
24ft
Beam
8.5ft
Dry Weight
4350lb
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Volvo Penta
Engine Model
8.1 GI Duo Prop
Total Power
375hp
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2004
Drive Type
stern
Propeller Type
4-blade
Propeller Material
stainless-steel
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
2/24/26Initial price$32,500

Videos from Inland Boat Center on this 2004 Cobalt 240SD

Overview from around the web 2004 Cobalt 240SD

Customers consistently praise the 2004 Cobalt 240SD for its stylish design, solid build quality, and impressive performance on the water

Many highlight the spacious and comfortable seating layout, which makes it ideal for family outings and entertaining guests. The boat’s handling is often described as smooth and responsive, providing a confident ride even in choppier conditions. Users also appreciate the quality of the materials and finishes, noting that the 240SD feels like a premium vessel in its class. Overall, owners value the combination of luxury, functionality, and reliability that the 2004 Cobalt 240SD delivers.

The Biggest Pros and Cons

The 2004 Cobalt 240SD is a well-regarded sport boat known for its blend of performance, comfort, and style. Here are some of the key pros and cons of this model:

Pros

Performance: Equipped with a reliable inboard engine, the 240SD delivers strong acceleration and smooth handling, making it great for watersports and cruising.

Comfort: The spacious cockpit and well-designed seating provide ample room for passengers, with plush cushions and quality materials for an enjoyable ride.

Build Quality: Cobalt is known for solid construction and attention to detail, and the 240SD features a durable fiberglass hull and premium finishes.

Storage: The boat offers generous storage compartments, ideal for stowing gear, life jackets, and other essentials.

Features: Amenities such as a built-in cooler, swim platform, and optional Bimini top enhance convenience and onboard enjoyment.

Cons

Fuel Efficiency: Like many boats in its class, the 240SD’s fuel consumption can be on the higher side, especially at top speeds.

Passenger Capacity: While comfortable, the seating capacity is somewhat limited compared to larger models, which may be a consideration for bigger groups.

Aging Electronics: Being a 2004 model, some of the original electronic equipment and gauges may be outdated or require upgrading.

Maintenance: As with any older boat, maintenance and upkeep can become more frequent, particularly with engine and hull components.

Made For

The 2004 Cobalt 240SD is perfect for boating enthusiasts seeking a versatile and stylish bowrider that balances performance with comfort. Ideal for families and friends who enjoy cruising, watersports, and day trips on the water, this model offers spacious seating, reliable handling, and quality craftsmanship to enhance every outing. Whether you're looking to relax on the water or engage in active water activities, the 240SD suits those who appreciate both functionality and a sleek design.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 240SD. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Deck cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$368.87/mo
$
$
Loan amount$ 32,500
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 240SD. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Deck cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$368.87/mo
$
$
Loan amount$ 32,500
OR
%

Contact Inland Boat Center

31700 Grape St., Lake Elsinore, CA, 92532

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Address

31700 Grape St.
Lake Elsinore, CA 92532

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