1995 Sea Ray 550

$149,900

Used

Boat in Port Charlotte, FL 33981 US

builtBuilt in 1995
Year the boat was built
model

550

Boat model
engine

--

Engine type and count
length

55 feet

Overall boat length
fuel

--

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
55ft
Beam
15ft
Max Draft
4.17ft
Fresh Water Tanks
200gal
Fuel Tanks
700gal
Holding Tanks
40gal
Hull Material
fiberglass
Summary
This Sea Ray 550 Sedan Bridge is more than a condo on the water, she can get you to the Keys, Bahamas the Loop and beyond in comfort and safety.

Price History

DateEventPrice
5/13/26Initial price$149,900

Contact Pier-1 Marine

4760 Taylor Road, Punta Gorda, FL, 33950

Boattest.com Review

Boat Test Review on BoatTest.com

Overview

The Sea Ray L-550 Fly is the latest addition to Sea Ray's L-class luxury yachts, designed as a top-tier model equipped with advanced features and robust construction to handle cruising in less-than-ideal conditions. Measuring 56 feet 3 inches in length overall, with a beam of 15 feet 7 inches and a draft of 54 inches, this yacht combines luxury with performance and thoughtful design.

Exterior Design and Bridge Layout

The yacht features a well-appointed flying bridge helm positioned to port, equipped with a glass cockpit that includes twin 16-inch multifunction displays. Additional controls such as depth gauge, autopilot, trim tabs, stereo system, spotlight remote, VHF radio, engine controls, and a joystick for integrated maneuvering with bow and stern thrusters are ergonomically arranged for ease of operation. The helm seat includes a flip-up bolster, and the forward windscreen is mounted on a stainless steel frame that doubles as a grab rail, incorporating a new mounting system for enhanced safety and aesthetics. The lower helm, mounted starboard, continues the glass cockpit theme with twin Raymarine GS165 16-inch displays flanking a CAT engine display and a digital depth gauge. The layout includes thoughtful features such as minimized glare angles, convenient storage with USB ports, beverage holders, and illuminated push-button switches. Both captain and observer enjoy individually customized STID helm seats with lumbar support, reclining backs, armrests, and footrests, complemented by powder-coated pedestals matching the interior color scheme. Visibility is enhanced by a two-piece windshield with pantographed wipers integrated into the fresh water system. The bridge also benefits from an opening side window to aid joystick maneuvering with clear starboard visibility.

Power and Performance

Powered by twin 850 horsepower CAT C-12.9 engines turning 30 by 33.5 five-bladed propellers, the L-550 Fly achieved a top speed of 30.3 knots at 2380 RPM during testing. The most economical cruise speed was 25.2 knots at 2100 RPM, where the yacht consumed 63.2 gallons per hour, yielding approximately 0.4 nautical miles per gallon and a range of 208 nautical miles. Notably, fuel efficiency remains consistent at planing speeds above this threshold, allowing operators to prioritize comfort over fuel concerns. The yacht demonstrated excellent handling characteristics in various conditions, maintaining stability and a solid, ship-like feel even in rough seas without any pounding. Maneuverability in tight marina confines was effortless, aided by the cockpit joystick station and responsive bow thruster, enabling precise control despite crosswinds.

Operational Features and Systems

The engine room is accessed via a hatch in the cockpit deck, revealing a well-organized and accessible space for maintenance. Fueling is facilitated through concealed fill stations located under non-skid steps at both port and starboard boarding gates, allowing flexibility regardless of dock side. The main breaker panel is situated just inside the salon door to starboard and includes the Seakeeper gyro panel, with plans to add a secondary gyro control on the flybridge helm. The electrical system emphasizes a touchscreen interface over traditional switch panels, streamlining control through intuitive graphics. The home screen provides static buttons for quick access, with system monitoring for batteries, wipers, climate zones, lighting presets, shades, tank levels, fuel transfer, bilge pumps, port lights, and hydraulic swim platform. This user-friendly interface extends connectivity to tablets for remote operation throughout the vessel.

Deck and Exterior Amenities

The foredeck features a 32-inch rail height and a centrally mounted vertical anchor windlass with a chain stopper to relieve load. The anchor is deployed via a recessed stainless steel roller integrated into the tow rail, with a wash-down spigot and access hatch for the all-chain rode nearby. Heavy-duty 12-inch cleats are recessed off the deck sides within the tow rail, eliminating the need for chocks and improving line handling. High-end Kahlenberg air horns are mounted starboard. At the stern, shore power cords are managed with retractable cord reels housed within the bulwarks, reducing tripping hazards common with stair-mounted systems. Generous and well-organized storage compartments are secured with stainless steel surrounds and struts. Additional heavy-duty cleats are positioned high out of the trip zone, complemented by midship cleats and continuous grab rails along the stern, enhancing safety and functionality.

Conclusion

The Sea Ray L-550 Fly exemplifies a harmonious blend of thoughtful design, advanced technology, and solid construction. Its operational features, performance capabilities, and user-friendly systems reflect Sea Ray's commitment to quality and innovation within the luxury yacht segment. The yacht's handling, both underway and in close quarters, along with its elegant and practical layout, underscore its suitability for discerning cruisers seeking comfort and reliability. Overall, the L-550 Fly stands as a testament to Sea Ray's expertise and pride in craftsmanship.

Overview from around the web 1995 Sea Ray 550

Customers have had a variety of positive experiences with the 1995 Sea Ray 550, emphasizing its luxurious design, spacious layout, and solid performance on the water

Many appreciate the impressive amount of living space, which includes a generously sized salon, multiple staterooms, and well-appointed galley—perfect for both entertaining guests and enjoying family time. The boat is often praised for its smooth ride and handling, offering stability even in choppy waters. Owners frequently highlight the powerful engine options, ensuring that the Sea Ray 550 delivers a reliable and enjoyable cruising experience. Additionally, the attention to detail in the craftsmanship and quality of materials used throughout the vessel receives accolades. Features like the expansive cockpit, well-designed flybridge, and numerous storage compartments enhance the overall functionality of the boat. Overall, the 1995 Sea Ray 550 is often described as a blend of elegance and performance, making it a favorite among both experienced boaters and newcomers alike. Its reputation for durability and style continues to resonate with those who have chosen this model for their maritime adventures.

The Biggest Pros and Cons

Pros

Spacious Interior: The Sea Ray 550 offers a generous layout with ample living space, making it ideal for families and entertaining guests. The salon is designed with comfort in mind, featuring large windows that provide plenty of natural light.

Performance: Equipped with powerful engines, the Sea Ray 550 delivers impressive performance on the water. Its solid construction ensures stability and a smooth ride, even in rougher conditions.

Luxury Features: This model includes a range of luxurious amenities, such as a well-appointed galley, comfortable sleeping quarters, and elegant furnishings, creating a high-end boating experience.

Versatile Layout: The layout includes multiple staterooms and bathrooms, providing privacy for guests and excellent accommodations for overnight trips.

Built for Entertaining: With an outdoor deck area and ample seating, the Sea Ray 550 is well-suited for socializing and making the most of your time on the water.

Strong Brand Reputation: Sea Ray is well-known for its quality craftsmanship and reliability, so the 550 carries the brand's legacy of trust and longevity.

Cons

Maintenance Costs: As with many larger vessels, the maintenance costs can be significant. Regular upkeep of the engines, systems, and interior may require a good investment of time and money.

Fuel Consumption: The powerful engines require considerable fuel, which may lead to higher operating costs, particularly for those who enjoy longer trips.

Size and Handling: While spacious, the size of the Sea Ray 550 can make it challenging to maneuver in tighter spaces, particularly for less experienced boaters.

Aged Technology: Being a 1995 model, some systems and amenities may be outdated compared to newer yachts, possibly requiring upgrades for modern conveniences.

Resale Value: As with many older yachts, depreciation can impact resale values, so potential buyers should consider long-term investment implications.

Limited Passengers: Although spacious for private use, the boat may not comfortably accommodate a large number of guests compared to newer, larger models designed for more passengers.

Made For

The 1995 Sea Ray 550 is perfect for boating enthusiasts seeking a blend of luxury and performance on the water. Designed for families and friends who enjoy spending time together, this vessel accommodates multiple guests comfortably, making it ideal for weekend getaways and extended cruising. With its spacious layout, including well-appointed interiors and ample deck space, the Sea Ray 550 is particularly suited for those who appreciate entertaining while surrounded by beautiful views. Its powerful engines ensure that adventurous souls can explore further, while the elegant design appeals to those who value style and quality craftsmanship in their marine experience. Whether you're an experienced boater or a newcomer looking to make lasting memories on the water, the 1995 Sea Ray 550 offers a timeless escape, catering to a lifestyle of leisure, adventure, and sophistication.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1995 Sea Ray 550. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Motor Yacht cost in today's market, or how much does a Sea Ray cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 127,415
Total Payment$227,813.29
Monthly payment
$949.22/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1995 Sea Ray 550. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Motor Yacht cost in today's market, or how much does a Sea Ray cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 127,415
Total Payment$227,813.29
Monthly payment
$949.22/mo

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Meet the Broker

Address

4760 Taylor Road
Punta Gorda, FL 33950

Boat Location

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