2026 Yamaha 195S Boat in Rochester, MN 55901 US

$51,999

New
builtBuilt in 2026
Year the boat was built
model

195S

Boat model
engine

1 Engine (--)

Engine type and count
length

19.4 feet

Overall boat length
fuel

Gas

Fuel type
material

Other

Hull material
Nominal Length
19.42ft
Length Overall
19.42ft
Beam
8ft
Hull Material
other
Engine 1
Fuel Type
gasoline
Engine Year
2026
Total Power
250.0 hp

Price History

DateEventPrice
8/26/26Price decreased$51,999(-1.0%)
6/10/26Price increased$52,499(+14.1%)
5/5/26Price decreased$45,999(-12.4%)
4/4/26Price decreased$52,499(-1.9%)

Contact River Valley Marine – Rochester

5160 East Frontage Road, Rochester, MN, 55901

Yamaha 195S: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Yamaha 195S is a compact 19-foot boat that brings luxury and high-end features typically found in larger vessels into a smaller, more accessible package. Designed to offer comfort, style, and advanced technology, the 195S aims to satisfy customers seeking a premium boating experience without the need for a larger craft. It is powered by Yamaha's 1.8-liter Super Vortex High Output (SVHO) engine and incorporates upscale marine upholstery, a collapsible tower, and enhanced storage solutions, reflecting a new level of attention to detail in this size category.

Exterior Design and Cockpit

The stern patio of the 195S features a dual-level transom platform, with an upper level 22 inches deep and equipped with 15-inch high integrated seat backs, and a lower level positioned just 8 inches above the waterline. Both platforms are finished with marine matte rubberized non-skid surfaces. Practical elements such as a reboarding ladder on the starboard side and grab handles facilitate easy water access. The 32-inch deep cockpit includes redesigned seating with a 29-inch addition on the starboard side to accommodate a side-mount pedestal table and a 45-quart carry-on cooler. The seating arrangement spans 76 inches across the stern, combining a single starboard seat, a center seat with a filler cushion, and a lounge to port, all featuring multi-tone, fully molded marine upholstery with storage beneath. The cockpit maintains an open center passage for flow-through access, and the overhead collapsible tower provides elevated foot points and mounting for forward and aft biminis.

Helm and Instrumentation

The helm is highlighted by a 7-inch K'NEX touchscreen that serves as the central hub for entertainment and monitoring functions. The display provides real-time data including water temperature, compass heading, fuel economy, trim, fuel flow, and RPM, all with resettable settings. Bluetooth connectivity and media controls are integrated, while essential metrics such as depth, voltage, and fuel level remain visible at all times. The helm layout includes a phone holder, USB charging port, beverage holder, and a small drainable cubby. Electrical switches are grouped conveniently to the right, featuring no-wake and cruise assist controls. The 13.5-inch steering wheel is tilt-mounted, with ergonomically positioned ignition, blower switch, and engine controls. Both the operator and observer seats are wraparound, swivel, and vented, with the operator seat additionally equipped with a flip bolster and cooling vents.

Bow Area and Storage

The bow offers a spacious and comfortable seating area with a 26-inch depth and a wide beam that extends forward, providing 24 inches of space between seats. The seating includes a dedicated center aft seat with substantial side bolsters and contoured backrests for lumbar support. Grab handles and two rear-facing speakers enhance convenience and enjoyment. Upholstery treatments continue the premium theme with multiple tones, bead welting, and multi-density foam. Storage compartments are located beneath both side cushions, with anchor storage under the forward cushion. Filler cushions convert the bow seating into a 70 by 42-inch sun pad, expanding the boat’s versatility for relaxation.

Power and Performance

The Yamaha 195S is powered by a 1.8-liter Super Vortex High Output marine engine, delivering robust performance for a boat of its size. The battery is conveniently located under the port cockpit seat, and maintenance features include an accessible clean-out port on the upper platform and a fresh water flush port. Safety is enhanced by an engine kill switch that activates when the hatch is opened. The boat measures 19 feet 5 inches in length overall with an 8-foot 2-inch beam and a 15-inch draft. Test conditions with 75% fuel and two passengers resulted in an estimated weight of 3,109 pounds. The engine reached a maximum of 7,540 RPM, achieving a top speed of 48.5 miles per hour. Optimal fuel economy was recorded at 6,000 RPM and 31.3 miles per hour, with a fuel burn of 10.6 gallons per hour, equating to approximately 3 miles per gallon and a range of 170 miles while maintaining a 10% fuel reserve from the 40-gallon tank.

Handling and Maneuverability

As a jet-powered boat, the 195S exhibits rapid acceleration and responsive handling. It planes quickly, reaching planing speed in 3.4 seconds, 20 miles per hour in 4 seconds, and 30 miles per hour in 6.1 seconds. The boat maintains a solid plane at 22 miles per hour and 5,000 RPM with a fuel burn of 7 gallons per hour. The extended keel acts as a rudder beneath the jet outlet, providing improved turning control and eliminating the tendency to spin out during turns. Steering feedback is notable, with the wheel naturally returning to center when released, and only 1.25 turns lock-to-lock are required, minimizing steering effort. Visibility is well considered, with a low-profile windshield frame that remains unobtrusive at idle and a natural 5-degree bow-high attitude at cruising speed, allowing clear sightlines through the windshield.

Conclusion

The Yamaha 195S delivers a premium boating experience in a compact 19-foot package, combining upscale materials, advanced technology, and strong performance. Its thoughtful design, from the dual-level transom to the spacious bow and ergonomic helm, caters to discerning boaters who desire luxury features without stepping up to a larger vessel. The powerful 1.8-liter SVHO engine and jet propulsion provide exhilarating acceleration and confident handling, while the inclusion of modern conveniences and storage solutions enhance usability. Overall, the 195S stands out as a refined, versatile boat that meets the needs of a demanding clientele seeking comfort, style, and performance in a smaller footprint.

Rating: 4.3 out of 5

Overview from around the web 2026 Yamaha 195S

The 2026 Yamaha 195S has garnered positive feedback from customers who appreciate its combination of performance, comfort, and innovative design

Users frequently highlight the boat's powerful engine, which delivers impressive acceleration and handling on the water. The spacious layout, including comfortable seating for family and friends, makes it an ideal choice for day trips and gatherings on the lake. Many customers also commend the advanced technology features, such as the intuitive touchscreen control and integrated audio system, enhancing the overall boating experience. The boat's stylish aesthetics and durable construction have also been well-received, with owners noting its sleek lines and high-quality materials. Additionally, the easy-to-use wakeboard tower and storage options for gear have been praised by watersport enthusiasts. Overall, customers find the 2026 Yamaha 195S to be a well-rounded vessel that meets a variety of boating needs, offering both fun and functionality for all types of adventures on the water.

The Biggest Pros and Cons

Pros

Performance: The 195S is equipped with a powerful marine engine that delivers impressive horsepower and acceleration, making it perfect for water sports like wakeboarding and tubing.

Versatile Design: With a spacious layout, the 195S is ideal for a variety of activities, whether you're fishing, cruising, or enjoying a day of watersports. The design accommodates family and friends comfortably.

Advanced Features: The boat includes cutting-edge technology, such as a premium sound system, touchscreen controls, and smart throttle systems, enhancing the overall boating experience.

Safety: Yamaha’s commitment to safety is evident with features like a swim platform with anti-slip surfaces, secure handrails, and multiple storage compartments for gear.

Efficient Fuel Usage: The 195S is designed for optimal fuel efficiency, allowing for longer days on the water without constantly worrying about refueling.

Stylish Aesthetics: The modern design and customizable color options ensure that the 195S stands out on the water while providing a sleek and attractive appearance.

Cons

Limited Storage: While the 195S does offer storage compartments, some users may find that it lacks sufficient space for larger gear or additional supplies for extended outings.

Price Point: As a premium model, the 195S may come with a relatively higher price tag compared to entry-level boats, making it less accessible for budget-conscious buyers.

Weight and Trailer Requirements: Weighing in more heavily than some competitors, owning a 195S may necessitate a more powerful vehicle for towing, which might be an additional consideration for buyers.

Maintenance Costs: The sophisticated technology and equipment on the 195S may require specialized maintenance, which could lead to higher servicing costs over time.

Narrow Beam: The design has a narrower beam compared to some larger boats, which may affect stability in choppy waters, making it less ideal for rough conditions. The 2026 Yamaha 195S is a well-rounded boat that balances performance, comfort, and style, but potential buyers should assess their needs against the identified drawbacks to ensure it meets their specific requirements.

Made For

The 2026 Yamaha 195S is designed for water enthusiasts seeking a perfect blend of performance, comfort, and versatility. Ideal for families and friends looking to enjoy a day of fun on the water, this compact sport boat caters to a wide range of activities—from wakeboarding and tubing to leisurely cruising and relaxing. With its user-friendly features, the 195S is perfect for both seasoned boaters and newcomers alike. Its impressive power and agility make it a thrill for adventure seekers, while the spacious layout and thoughtful amenities ensure everyone can enjoy a comfortable experience. Whether you’re planning a weekend getaway or a sunny day on the lake, the Yamaha 195S is designed to elevate every moment spent on the water. Experience the freedom, excitement, and unforgettable memories that await with the Yamaha 195S.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2026 Yamaha 195S. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Jet cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 44,199
Total Payment$79,026.17
Monthly payment
$329.28/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2026 Yamaha 195S. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Jet cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 44,199
Total Payment$79,026.17
Monthly payment
$329.28/mo

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5160 East Frontage Road
Rochester, MN 55901

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