2020 Yamaha 195 FSH Sport Boat in Rochester, MN 55901 US

$37,900

Used
builtBuilt in 2020
Year the boat was built
model

195 FSH Sport

Boat model
engine

1 Engine (--)

Engine type and count
length

19 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
19ft
Length Overall
19ft
Beam
8ft
Hull Material
fiberglass
Engine 1
Engine Model
Yamaha 1.8L SVHO, 250 HP
Engine Hours
71
Fuel Type
gasoline
Engine Year
2020
Total Power
250.0 hp
Total Power
250.0 hp
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250.0 hp
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250.0 hp
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250.0 hp
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250.0 hp
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250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp
Total Power
250.0 hp

Price History

DateEventPrice
6/1/26Initial price$37,900

Contact River Valley Marine – Rochester

5160 East Frontage Road, Rochester, MN, 55901

Yamaha 195 FSH Sport: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Yamaha 195 FSH is a versatile 19-foot 5-inch center console boat designed to balance family-friendly features with serious fishing capabilities and coastal living comfort. Equipped with the upgraded 1.8 liter SVHO engine, this model offers a blend of performance, functionality, and thoughtful design elements that cater to both anglers and recreational boaters.

Exterior Design and Deck Layout

The boat measures 19 feet 5 inches in length overall with a beam of 8 feet 2 inches and a draft of 16 inches. Its transom features Yamaha's signature two-level patio design, with an upper section 18 inches deep and padded bolsters serving as seat backs, and a lower platform just 8 inches above the waterline for easy reboarding, aided by grab handles and a ladder. The bow area includes a 34-inch wide seat ahead of the console and an aft-facing seat on the foredeck, both equipped with grab handles. The elevated casting deck at the bow measures 39 by 64 inches, tapering to 52 inches, with 9-inch high bulwarks for safety. Side decks maintain a 20-inch clearance, unobstructed by the low-profile supports of the collapsible tower. Multiple rod holders are integrated throughout the boat, including vertical holders on the console, rocket launcher-style holders on the tower’s trailing edge, and horizontal holders beneath padded bolsters in the cockpit. Storage is ample, with compartments under the aft deck hatches, the bow seating, foredeck, and forward console seat.

Helm and Control Station

The helm console is thoughtfully arranged with the stainless steel steering wheel positioned to port on a tilt base, featuring a steering knob and responsive feedback that returns the wheel to center when released. The 4.6-inch Yamaha K'next display is prominently placed ahead of the wheel, accompanied by a compass and electrical rocker switches below. Controls including ignition, blower switch, throttle binnacle, and switches for bilge, live well, and wash down are conveniently located. The helm seat is a fixed 32-inch wide bench with a foot rail, and the console top provides a padded surface with raised edges for securing items. Storage compartments, both lockable and open, are integrated beneath the observer’s position, which also includes a padded area, grab handle, and stereo remote.

Engine and Performance

Powering the 195 FSH is Yamaha's 1.8 liter SVHO engine, accessible via a hatch at the helm seat that features dual gas struts and soundproofing for ease of maintenance and noise reduction. The boat’s empty weight is 2,487 pounds, with a test weight of approximately 2,717 pounds including fuel and two passengers. During testing, the engine reached 7,540 RPM delivering a top speed of 48.2 miles per hour. The most economical cruise speed was 31 miles per hour at 6,000 RPM, burning 10.6 gallons per hour for a fuel efficiency of 2.9 miles per gallon and a range of 105 miles while maintaining a 10% fuel reserve. Acceleration is brisk, with planing achieved in 3.6 seconds, 20 mph reached in 4 seconds, and 30 mph in 6 seconds. The boat features a no-wake mode with two settings: No Wake 1 at 1,600 RPM provides a trolling speed of 2 mph with low fuel consumption, while No Wake 2 at 1,980 RPM increases speed to 3 mph. The extended keel enhances turning by acting as a rudder, providing stable wide turns at speed and more aggressive maneuverability at lower speeds. The jet propulsion system eliminates the need for a transmission, enabling very short stopping distances when shifting into reverse.

Fishing Features

The 195 FSH is well-equipped for fishing, with a jet engine that preserves usable stern space. Rod holders are strategically placed in the cap rails and on the collapsible tower. The jump seats have removable backs to convert the cockpit into an elevated casting deck with 9-inch bulwarks for safety. A 25-gallon livewell is located under a starboard hatch, and a carry-on cooler fits beneath the helm seat. The leaning post includes a reversible seat back to allow anglers to watch lines or sit comfortably while working the deck. Additional features include padded bolsters along the cockpit sides, a quick-connect wash down system powered by the jet pump, and dedicated storage for a 5-gallon bucket. Tackle storage is conveniently positioned on the port side of the bow.

Family and Coastal Living Amenities

Beyond fishing, the 195 FSH offers numerous family-friendly features. The dual-level transom patio provides comfortable seating and easy water access, while the cockpit includes two jump seats flanking the center bench seat. The bow seating areas offer additional spots for relaxation, all with integrated grab handles for safety. Storage compartments throughout the boat accommodate gear and personal items. The design supports coastal living lifestyles, with options for water sports accessories that enable activities such as surfing. The combination of center console functionality with jet propulsion delivers a versatile platform suitable for both fishing enthusiasts and family day boaters.

Conclusion

The Yamaha 195 FSH successfully integrates the demands of fishing and family recreation into a compact, well-designed center console boat. Its powerful and efficient 1.8 liter SVHO engine, combined with thoughtful features like the transom patio, elevated casting deck, and ample storage, make it a compelling choice for coastal boaters. The jet propulsion system enhances maneuverability and safety, while the boat’s layout supports both serious anglers and casual family outings. Overall, Yamaha has crafted a boat that effectively marries performance, versatility, and comfort.

Rating: 4.3 out of 5

Overview from around the web 2020 Yamaha 195 FSH Sport

Customers rave about the 2020 Yamaha 195 FSH Sport, highlighting its exceptional blend of versatility and performance

Many appreciate the spacious layout, ideal for family outings and entertaining friends on the water. The boat’s robust construction and reliable Yamaha engine deliver impressive speed and fuel efficiency, making it a favorite for both leisurely cruises and water sports. The 195 FSH Sport is noted for its user-friendly features, such as the integrated helm with a clear display, ample storage compartments, and an easy-to-navigate cockpit design. Anglers particularly value the boat's fishing capabilities, including rod holders, a livewell, and a fishfinder, turning every trip into a successful fishing adventure. Moreover, owners often mention the comfortable seating and well-thought-out amenities that make long days on the water enjoyable. The boat's sleek design and stylish appearance also receive praise, ensuring that it stands out on the water. Overall, the 2020 Yamaha 195 FSH Sport consistently earns high marks for its functionality, comfort, and performance, making it a top choice among boating enthusiasts.

The Biggest Pros and Cons

Pros

Versatile Design: The 195 FSH Sport features a fishing-friendly layout with a spacious cockpit and ample storage, making it an excellent choice for both anglers and families.

Powerful Engine: Equipped with Yamaha's reliable 1.8L, 4-cylinder engine, it provides impressive speed and performance on the water, ensuring a thrilling ride whether cruising or towing.

Stability: The deep-V hull design offers excellent stability and handling, making it easy to maneuver in various water conditions, from serene lakes to choppy coastal waters.

Comfort and Amenities: The boat comes with comfortable seating options, including a bow filler cushion and adjustable captain’s chair, as well as convenient amenities like a built-in cooler and the option for an entertainment system.

Fishing Features: The 195 FSH Sport includes dedicated features for fishing enthusiasts, such as a livewell, rod holders, and a built-in fish box, allowing it to function flawlessly as a fishing vessel.

Low Maintenance and Reliability: Yamaha’s reputation for durability and low maintenance requirements means you can spend more time enjoying the water and less time on repairs.

Cons

Limited Cabin Space: While great for day trips and fishing, the boat lacks significant cabin space for overnight stays, which may not suit those looking for a more extended cruising experience.

Storage Limitations: Although it has ample storage for gear, the layout can be tight for larger items or lengthy fishing rods, potentially requiring some creative packing.

Price Point: The 195 FSH Sport falls into a higher price bracket compared to other entry-level boats, which may be a consideration for budget-conscious buyers.

Fuel Consumption: While the boat is efficient for its size, those who frequently use it for extended trips may find fuel consumption higher than expected during full-throttle runs.

Weight: Weighing in at a substantial level, this boat may require a more powerful tow vehicle for transport, which could limit its appeal for some potential buyers.

Made For

The 2020 Yamaha 195 FSH Sport is designed for boating enthusiasts who seek a versatile and exhilarating experience on the water. This model caters to: 1. Families: With a spacious layout and comfortable seating, it’s perfect for family outings, allowing for ample space to enjoy picnics, fishing, or simply cruising. 2. Fishing Aficionados: Equipped with features like ample rod storage and live wells, it targets fishing lovers who want a capable platform for both casual and serious angling adventures. 3. Outdoor Adventurers: Perfect for those who love water sports, this boat offers the power and agility needed for activities like wakeboarding, tubing, and skiing, making it ideal for thrill-seekers. 4. Casual Cruisers: The 195 FSH Sport features user-friendly controls and a smooth ride, making it an excellent choice for anyone who enjoys leisurely days on the water with friends and family. 5. First-Time Boat Owners: With its manageable size and user-friendly design, this boat is also great for those new to boating, providing an approachable entry point into marine recreation. In essence, the Yamaha 195 FSH Sport is for anyone looking to maximize their time on the water, offering a combination of performance, versatility, and comfort that appeals to a broad range of boating enthusiasts.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Yamaha 195 FSH Sport. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Jet cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 32,215
Total Payment$57,599.22
Monthly payment
$240.00/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Yamaha 195 FSH Sport. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Jet cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 32,215
Total Payment$57,599.22
Monthly payment
$240.00/mo

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Other 2020 Yamaha 195 FSH Sport For Sale in Minnesota, United States

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Address

5160 East Frontage Road
Rochester, MN 55901

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