2023 Yamaha 195 FSH Boat in Destin, FL 32541 US

$34,595

Used
builtBuilt in 2023
Year the boat was built
model

195 FSH

Boat model
engine

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Engine type and count
length

-- feet

Overall boat length
fuel

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Fuel type
material

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Hull material

Price History

DateEventPrice
8/18/26Initial price$34,595

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Yamaha 195 FSH: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Yamaha 195 FSH is a versatile 19-foot 5-inch center console boat designed to balance family-friendly features with serious fishing capabilities and coastal living comfort. Equipped with the upgraded 1.8 liter SVHO engine, this model offers a blend of performance, functionality, and thoughtful design elements that cater to both anglers and recreational boaters.

Exterior Design and Deck Layout

The boat measures 19 feet 5 inches in length overall with a beam of 8 feet 2 inches and a draft of 16 inches. Its transom features Yamaha's signature two-level patio design, with an upper section 18 inches deep and padded bolsters serving as seat backs, and a lower platform just 8 inches above the waterline for easy reboarding, aided by grab handles and a ladder. The bow area includes a 34-inch wide seat ahead of the console and an aft-facing seat on the foredeck, both equipped with grab handles. The elevated casting deck at the bow measures 39 by 64 inches, tapering to 52 inches, with 9-inch high bulwarks for safety. Side decks maintain a 20-inch clearance, unobstructed by the low-profile supports of the collapsible tower. Multiple rod holders are integrated throughout the boat, including vertical holders on the console, rocket launcher-style holders on the tower’s trailing edge, and horizontal holders beneath padded bolsters in the cockpit. Storage is ample, with compartments under the aft deck hatches, the bow seating, foredeck, and forward console seat.

Helm and Control Station

The helm console is thoughtfully arranged with the stainless steel steering wheel positioned to port on a tilt base, featuring a steering knob and responsive feedback that returns the wheel to center when released. The 4.6-inch Yamaha K'next display is prominently placed ahead of the wheel, accompanied by a compass and electrical rocker switches below. Controls including ignition, blower switch, throttle binnacle, and switches for bilge, live well, and wash down are conveniently located. The helm seat is a fixed 32-inch wide bench with a foot rail, and the console top provides a padded surface with raised edges for securing items. Storage compartments, both lockable and open, are integrated beneath the observer’s position, which also includes a padded area, grab handle, and stereo remote.

Engine and Performance

Powering the 195 FSH is Yamaha's 1.8 liter SVHO engine, accessible via a hatch at the helm seat that features dual gas struts and soundproofing for ease of maintenance and noise reduction. The boat’s empty weight is 2,487 pounds, with a test weight of approximately 2,717 pounds including fuel and two passengers. During testing, the engine reached 7,540 RPM delivering a top speed of 48.2 miles per hour. The most economical cruise speed was 31 miles per hour at 6,000 RPM, burning 10.6 gallons per hour for a fuel efficiency of 2.9 miles per gallon and a range of 105 miles while maintaining a 10% fuel reserve. Acceleration is brisk, with planing achieved in 3.6 seconds, 20 mph reached in 4 seconds, and 30 mph in 6 seconds. The boat features a no-wake mode with two settings: No Wake 1 at 1,600 RPM provides a trolling speed of 2 mph with low fuel consumption, while No Wake 2 at 1,980 RPM increases speed to 3 mph. The extended keel enhances turning by acting as a rudder, providing stable wide turns at speed and more aggressive maneuverability at lower speeds. The jet propulsion system eliminates the need for a transmission, enabling very short stopping distances when shifting into reverse.

Fishing Features

The 195 FSH is well-equipped for fishing, with a jet engine that preserves usable stern space. Rod holders are strategically placed in the cap rails and on the collapsible tower. The jump seats have removable backs to convert the cockpit into an elevated casting deck with 9-inch bulwarks for safety. A 25-gallon livewell is located under a starboard hatch, and a carry-on cooler fits beneath the helm seat. The leaning post includes a reversible seat back to allow anglers to watch lines or sit comfortably while working the deck. Additional features include padded bolsters along the cockpit sides, a quick-connect wash down system powered by the jet pump, and dedicated storage for a 5-gallon bucket. Tackle storage is conveniently positioned on the port side of the bow.

Family and Coastal Living Amenities

Beyond fishing, the 195 FSH offers numerous family-friendly features. The dual-level transom patio provides comfortable seating and easy water access, while the cockpit includes two jump seats flanking the center bench seat. The bow seating areas offer additional spots for relaxation, all with integrated grab handles for safety. Storage compartments throughout the boat accommodate gear and personal items. The design supports coastal living lifestyles, with options for water sports accessories that enable activities such as surfing. The combination of center console functionality with jet propulsion delivers a versatile platform suitable for both fishing enthusiasts and family day boaters.

Conclusion

The Yamaha 195 FSH successfully integrates the demands of fishing and family recreation into a compact, well-designed center console boat. Its powerful and efficient 1.8 liter SVHO engine, combined with thoughtful features like the transom patio, elevated casting deck, and ample storage, make it a compelling choice for coastal boaters. The jet propulsion system enhances maneuverability and safety, while the boat’s layout supports both serious anglers and casual family outings. Overall, Yamaha has crafted a boat that effectively marries performance, versatility, and comfort.

Rating: 4.3 out of 5

Overview from around the web 2023 Yamaha 195 FSH

Customers are raving about the 2023 Yamaha 195 FSH, praising its impressive blend of performance and versatility

With a powerful engine and agile handling, boaters appreciate how effortlessly it maneuvers through both calm waters and choppy conditions. The spacious layout offers ample seating and storage, making it an ideal choice for family outings and fishing trips alike. Many users highlight the unique center-console design that enhances visibility and accessibility, ensuring an enjoyable experience for both drivers and passengers. The integrated fishing features, such as rod holders, livewells, and easy access to gear, are also frequently mentioned, catering to avid anglers. Additionally, the boat's stylish design and modern amenities have received positive feedback for creating a comfortable and appealing environment. With its combination of practicality and luxury, the 2023 Yamaha 195 FSH continues to impress new and seasoned boaters, solidifying its reputation as a top choice in the sport and leisure boating segment.

The Biggest Pros and Cons

2023 Yamaha 195 FSH: Pros and Cons

Pros

Versatile Design: The 195 FSH is designed for both fishing enthusiasts and families, featuring ample seating and storage options, making it perfect for a day out on the water.

Powerful Performance: Equipped with a 1.8L High Output Yamaha Marine Engine, the 195 FSH delivers impressive acceleration and top speeds, ensuring an exciting ride.

User-Friendly Features: Comes with intuitive controls and a digital display, making navigation and operation smooth, enhancing the overall boating experience.

Ample Storage: With dedicated storage compartments for fishing gear, coolers, and personal items, the boat allows you to keep everything organized and easily accessible.

Fishing Amenities: The boat includes built-in rod holders, a bait well, and a removable fishing seat, catering to anglers’ needs and enhancing fishing trips.

Stability and Handling: The unique hull design provides excellent stability and maneuverability, making cruising or fishing in various water conditions a breeze.

Low Maintenance: Yamaha’s reliable engineering means that the 195 FSH is built to last with minimal upkeep, reducing the total cost of ownership.

Cons

Limited Top Speed for Performance Enthusiasts: While it offers decent speeds, some might find it less exhilarating compared to high-performance models.

Seating Capacity: Although designed for families, the 195 FSH seats fewer people compared to larger boats, which may limit group outings.

Fuel Capacity: Depending on your boating lifestyle, the fuel tank size might not be sufficient for long-distance excursions without refueling.

Limited Advanced Electronics: While it has user-friendly features, those looking for high-end integrated electronics may find the system relatively basic.

Price Point: As with many Jet boats, the cost may be higher compared to comparable models from other brands, potentially affecting budget-conscious buyers.

Slightly Reduced Fish Handling Features: While it is equipped with essential fishing utilities, avid anglers might seek more specialized features found in dedicated fishing boats.

Made For

The 2023 Yamaha 195 FSH is designed for avid boaters and water enthusiasts seeking a versatile and dynamic craft that combines performance with functionality. Ideal for families, friends, and fishing aficionados alike, this boat caters to those who appreciate adventure on the water but also desire comfort and convenience. With its spacious layout, the 195 FSH is perfect for family outings, providing ample seating and storage for all your gear. Meanwhile, the integrated fishing features appeal to those looking to cast a line, making it an exceptional choice for anglers. Whether you're planning a leisurely day on the water, a thrilling ride with friends, or a serious fishing expedition, the Yamaha 195 FSH delivers reliability and excitement. Built with Yamaha's renowned craftsmanship and innovative technology, this boat is suitable for both novice and experienced boaters. Its ease of handling and powerful engine offer the freedom to explore, while safety features ensure peace of mind. The 195 FSH is for anyone looking to create lasting memories on the water, offering the perfect combination of sportiness and leisure.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2023 Yamaha 195 FSH. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Center Console cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 29,406
Total Payment$52,576.84
Monthly payment
$219.07/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2023 Yamaha 195 FSH. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Center Console cost in today's market, or how much does a Yamaha cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 29,406
Total Payment$52,576.84
Monthly payment
$219.07/mo

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