2025 Wellcraft 38 T-Top Boat in Tampa, FL 33614 US

$499,000

Used
builtBuilt in 2025
Year the boat was built
model

38 T-Top

Boat model
engine

1 Engine (--)

Engine type and count
length

38 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Composite

Hull material
Nominal Length
38ft
Beam
10.75ft
Hull Material
composite
Engine 1
Engine Model
Verado 350
Engine Hours
175
Fuel Type
gasoline

Price History

DateEventPrice
8/20/26Initial price$499,000

Videos from Ultimate Marine Tampa on this 2025 Wellcraft 38 T-Top

Contact Ultimate Marine Tampa

7501 N Dale Mabry Hwy , Tampa, FL, 33614

Wellcraft 38 T-Top: BoatTEST Review

Reviewed by Jeff Hammond

Boat Test Review on BoatTest.com

Overview

At the Cannes Yachting Festival, the Wellcraft 38 T-Top stands out as a versatile vessel designed to blend the qualities of a center console fishing boat with the comforts of a cruiser. Recognizing that approximately 85% of their center console customers also use their boats for cruising, Wellcraft engineered this model to serve both purposes effectively. It offers a balance of fishing capabilities and family-friendly amenities, making it suitable for activities ranging from fishing trips to evening cruises or casual outings to sandbars.

Exterior Design and Deck Features

The Wellcraft 38 T-Top features a distinctive European-style plumb bow equipped with a stainless steel Lumar anchor and a tow hook, allowing it to function as a tender if needed. The hull design emphasizes performance and wave slicing, contributing to impressive speeds. The aft deck includes a spacious seating area that can be reconfigured by stowing the aft seat to accommodate different needs. The boat is outfitted with numerous fishing amenities such as rocket launchers on the hardtop, rod holders, cup holders, and a live well beneath one of the seats. A notable feature is the electrically actuated drop-down sea terrace, which enhances the usability of the aft area. Additionally, the hardtop is reinforced with substantial supports to serve as a tow bar for water sports, providing beam-to-beam sun coverage.

Helm and Control Station

The helm station is equipped with three racing-style chairs, each featuring bolt-down bolsters and foldable armrests for ease of movement. The control layout includes Mercury digital throttle controls, joystick piloting, and a bow thruster, promising intuitive and responsive handling. Aesthetically, the helm incorporates backlit LED accents that enhance the nighttime ambiance. The windshield design is functional, providing fresh airflow directly to the operator’s face while its flared sides help divert wind away from passengers, improving comfort during operation.

Fishing and Entertainment Amenities

Fishing features are well integrated throughout the boat, including macerated fish boxes on both sides of the helm, dedicated tackle storage, and rod storage compartments. The port side houses a fresh water sink and refrigeration, while the starboard side offers a grill or hot plate with additional storage and a pullout trashcan, supporting onboard meal preparation. Ambient lighting is thoughtfully placed around the bow and cockpit, creating an inviting atmosphere for evening gatherings. The bow seating area is versatile, with wet storage boxes that can function as coolers and a table that converts into a large sun lounger with cushions.

Interior Accommodations

Unlike many center consoles that offer minimal below-deck space, the Wellcraft 38 T-Top provides a well-designed cabin area accessible via a door that opens forward and aft for convenience. The cabin is spacious enough for a person up to six feet five inches tall to stand upright comfortably. It includes a walk-in shower that doubles as a wet head, complete with a sink, making it a practical refuge from the elements or a place to rest during longer outings. The shower door can be securely locked while underway, adding to the safety and usability of the space.

Power and Performance

Powered by triple Mercury V10 350-horsepower engines, the Wellcraft 38 T-Top delivers impressive performance metrics. In light conditions, the boat can reach speeds up to 64 miles per hour, while a fully loaded configuration with passengers and fuel yields a top speed of approximately 57 miles per hour. This performance is attributed to the thoughtfully engineered hull design, which enhances wave penetration and overall efficiency.

Conclusion

The Wellcraft 38 T-Top successfully combines the functionality of a center console fishing boat, the entertainment and seating capacity of a pontoon, and the performance expected from a high-powered runabout. Its thoughtful design addresses both fishing enthusiasts and families seeking a comfortable cruising experience. With its powerful triple-engine setup, versatile deck layout, and well-appointed interior, this vessel offers a compelling option for those looking for a multi-purpose boat that excels in both sport and leisure.

Rating: 4.3 out of 5

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Wellcraft 38 T-Top. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Wellcraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 424,150
Total Payment$758,364.45
Monthly payment
$3,159.85/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Wellcraft 38 T-Top. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Wellcraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 424,150
Total Payment$758,364.45
Monthly payment
$3,159.85/mo

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7501 N Dale Mabry Hwy
Tampa, FL 33614

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