2020 Tiara 38 LX Boat in Naples, FL 34102 US

$459,000

Used
builtBuilt in 2020
Year the boat was built
model

38 LX

Boat model
engine

3 Engines (3x Yamaha)

Engine type and count
length

38 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
38ft
Length Overall
38ft
Beam
12.5ft
Max Draft
3.33ft
Drive Up Draft
2.25ft
Fresh Water Tanks
50gal
Fuel Tanks
331gal
Holding Tanks
27gal
Hull Material
fiberglass
Engine 1
Engine Make
Yamaha
Engine Model
F-350
Total Power
350hp
Engine Hours
180
Engine Type
outboard
Fuel Type
gasoline
Engine 2
Engine Make
Yamaha
Engine Model
F-350
Total Power
350hp
Engine Hours
180
Engine Type
outboard
Fuel Type
gasoline
Engine 3
Engine Make
Yamaha
Engine Model
F-350
Total Power
350hp
Engine Hours
180
Engine Type
outboard
Fuel Type
gasoline
Equipment List

HULL & DECK FEATURES:

  • Hand Laminated Hull with Gelcoat Outer Layer, Balsa Cored Hull sides, Engineered Fabrics, and Premium Resin
  • Hand Laminated Deck with Gelcoat Outer Layer, Balsa Cored Walking Surfaces, Engineered Fabrics and Premium Resin
  • Infused Fiberglass Structural Grid System with Molded Finish and Integrated Bilge Water Management System
  • 5 Ply Resin Infused Composite Transom System with Patented Transom Reinforcement Grid
  • Bronze Seacocks on all Underwater Thru-Hull Fittings
  • Stainless Clad Stalon Fittings on All Above Waterline Thru-Hulls
  • Molded One Piece Deck and Cockpit Liner with Tiara Custom Diamond Pattern Non-Skid
  • High Density White PVC Rubrail with Solid 316L SS Insert, Molded Rubrail Corners, 316L SS Transom Cap and Hand Laminated Quarter Fenders
  • (2) 10” Cleats on Stern and (4) 10” Pop Up Cleats at Midship and Bow
  • Self-Draining Cockpit 

HARDTOP FEATURES:

  • Molded Fiberglass Full Beam Hardtop with Integrated Visor and Fiberglass Aft Supports
  • Custom Windshield System with Tempered Curved Windshield, Center Opening Section, and Side Glass in a Fiberglass Frame
  • (2) Windshield Wipers with Washers
  • Navigation Light Mast with Integrated Flag/Burgee Attachment Points
  • Sunroof
  • Four Red/White LED Overhead Lights
  • Port and Starboard 316L SS Boarding Assist Handles
  • Makefast Marine Powered Sunshade for Aft Cockpit 

FOREDECK FEATURES:

  • Integrated Anchor Locker with Flush Mounted Fiberglass Lid and Overboard Drain
  • Integrated Thru-Stem Anchor System: Integrally Molded Thru-Stem Anchor System with 316L SS Anchor Roller, 8" Mooring Cleat and Safety Lanyard Horizontal Windlass with Switch at Helm and Handheld Remote in Anchor Locker22lb Polished 316L SS Plow Style Anchor
  • Forward Bow Seating with Storage Below, Fold down Armrests, and Weather Cover
  • 1 1/4" Welded 316L SS Grab Rails
  • Drink Holders and USB Charging Ports
  • Fusion Stereo Remote Control

MARINE GEAR STORAGE AREA FEATURES:

  • Large Fiberglass Storage Door to Starboard with SS Locking Latch
  • Compartment is Ventilated for Evaporation
  • Fiberglass Floor and Deck Liner with Sound Dampening Insulation
  • Flexible Storage System for Marine Gear and Water Toys
  • 316L SS Opening Portlight
  • Architectural Teak and Beechwood Trim Elements with 12V LED Lighting 

HELM AREA FEATURES:

  • Molded Fiberglass Aft Tilting Helm with Electronics Mounting Surface, Upholstered Instrumentation Visor, Fold Down Fiberglass Foot Rest/Platform, Push Button Switches, Safety Lanyard, and Weather Cover
  • 13.5" Sport Steering Wheel Mounted on Teleflex Sport Tilting Helm
  • Fusion Apollo Marine Entertainment System with USB & 1/8" Stereo Auxiliary Input
  • Dual Width Helm Seat with Electrically Actuated Fore & Aft Adjustment, Flip Up Bolster, Armrests, and Weather Cover
  • Dual Width Rotating Companion Seat with Flip Up Bolster, Armrests, and Weather CoverSeat Rotates to Face Aft into Aft Cockpit Area
  • 316L SS Cup Holders at Helm and on Companion Side
  • Centerline Floor Storage Locker with Hatch
  • Designated Storage Location for a 45 qt. Carry-On Cooler
  • Marine Air Systems 20,000 BTU Dual Zone Cockpit Air Conditioning System with Reverse Cycle Heat
  • Fusion Apollo Marine Entertainment System 

ELECTRONICS & NAVIGATION EQUIPMENT:

  • (2) Garmin 8616 Multi-Function Displays
  • Garmin Fantom 54 / 4-foot Open-Array Radar
  • Garmin GHC20 Marine Autopilot Control
  • Garmin Reactor 40 SBW
  • Garmin VHF 315 with Command Mic
  • Garmin Virtual N2K Input Handler
  • ACR LED Remote Spotlight
  • Yamaha CL7 Display
  • Ritchie SuperSport Compass 

HEAD FEATURES:

  • Full Fiberglass Private Head Compartment to Port with Large Fiberglass Door, and SS Locking Latch
  • Architectural Teak and Beechwood Trim Elements with 12V LED Lighting
  • Solid Teak Steps and Faux Teak Flooring
  • Corian Countertop with SS Sink and Faucet
  • VacuFlush Toilet
  • 120V Outlet and USB Charging Ports
  • 316L SS Opening Portlight
  • Dedicated Waste Receptacle Location
  • Toilet Paper Holder
  • Exhaust Fan
  • Marine Air Systems 6,000 BTU Air Conditioning System with Reverse Cycle Heat (Shared with Marine Gear Storage Area) 

MID COCKPIT & GALLEY FEATURES:

  • Corian Countertop
  • Fiberglass Sink with Hot/Cold Water Faucet and Corian Lid/Cutting Board
  • Drawer Unit Refrigerator with High Gloss Teak Face
  • 120V Outlet with GFI Protection
  • Aft Facing L-Lounge with Insulated Cooler and Storage Below
  • Leafing High Gloss Teak Cockpit Table
  • Dedicated Waste Receptacle Location
  • Machinery Compartment Access Hatch 

AFT COCKPIT FEATURES:

  • Transformational Aft Cockpit with Port and Starboard Forward Facing/Aft Facing Seats. Seats Convert to Port and Starboard Aft Facing Chaise Lounges or Sunpads
  • Storage Beneath Cockpit Seating
  • Cup Holders and USB Charging Ports 

TRANSOM FEATURES:

  • (1) 316L SS Framed Transom Door
  • Integrated Transom Platform Extensions Outboard of Engines
  • Telescopic Boarding Ladder Mounted in Port Platform Extension
  • Top Mount Removable Swimming Ladder with Grab Rail on Starboard Platform Extension
  • Recessed Transom Shower with Hot / Cold Mixing Valve and Pull Out Sprayer
  • Molded Fiberglass Non-Skid Passage for Athwartship Access 

INSTRUMENTATION, SAFETY, & EQUIPMENT:

  • Tiara Custom 12V DC & 120V AC Electrical System with Master Distribution Panel in Head Compartment
  • (2) 120V AC 30-Amp 50' Dockside Power Cords with Two Isolation Transformers
  • Onan Marine 5 KW Diesel Generator with Sound Shield (NEW June 2026 with 31 hours as of October 2026)
  • 12V Multiple Bank Battery System with Independent Engine Banks and House Bank
  • Electrical Bonding System
  • Zinc Sacrificial Anodes
  • Fusion Apollo Head Unit at Helm
  • (2) Fusion Remote Control Pads
  • JL Audio Digital Amplification
  • (15) JL Audio Speakers: (2) 6.5" Coaxials in Bow, (2) 6.5" Coaxials in Hardtop Fwd, (2) 6.5" Coaxials in Hardtop Aft, (4) 6.5" Coaxials in Arch Bases, (2) 6.5" Coaxials on Transom, (3) 8" Subwoofers
  • Ritchie SuperSport Compass
  • Lenco Electric Trim Tabs with Auto-Retract
  • 12V LED Multicolor Underwater Lights
  • Dramatic Multi-color LED Cockpit Lighting with Remote Control
  • Machinery Compartment Under Cockpit with 12V LED Lighting
  • (3) Automatic/Manual Electric Bilge Pumps with Monitors at Helm - Forward,  Midship, and Aft
  • Rotomolded HDPE Gasoline Fuel Tank with In-Line Fuel Shut-off Valves, Vent Filters, and Digital Level Indicator
  • Rotomolded HDPE Diesel Fuel Tank with In-Line Fuel Shut-off Valve, Vent Filter, and Digital Level Indicator
  • Fresh Water System with Tank, 5 GPM Pump, 6 Gallon Water Heater, and Digital Level Indicator
  • Holding Tank with Deck Discharge, Vent Filter, and Digital Level Indicator
  • FE-227 Agent Automatic/Manual Fire Extinguisher System for Machinery Compartment
  • 3.0 HP Lewmar 12V Bow Thruster
  • Electric Dual Trumpet Horn
  • USCG/International LED Navigation Lighting 

ENGINES:

  • Triple Yamaha 350 HP Four Stroke Engines (Approximately 180 hours – October 2026)
  • Digital Throttle & Shift (DTS)
  • Joystick Piloting
  • Stainless Steel Propellers
  • Electronic Triple Engine Control
  • Key Switch Panel
  • Electronic Triple Engine Binnacle Control
  • Key Switch Panel with Safety Lanyard
  • Push Button Start Panel
  • Electronic Steering
  • Yamaha CL7 Touchscreen Command LinkPlus Display
  • Standard Yamaha Helm Master Steering System Control, and Joystick Driving with Setpoint

 HULL, DECK, & COCKPIT GROUP:

  • Bench Settee
  • Smoke & Carbon Monoxide Detectors
  • Standard Storage Features
  • Forward Manual Mediterranean Style Sunshade
  • 120V / 60Hz Cycle Cockpit Electric Grill with lid
  • Cable TV Inlet/Outlet with 65' Dockside Cord
  • Teak Bow Table 

EXCLUSIONS:

Owner’s personal items and all items not specifically shown on this listing sheet shall be excluded from the sale. A detailed list of exclusions will be provided pursuant to a Purchase Agreement, upon written request.

Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
10/9/26Initial price$459,000

Videos from Allied Marine - Stuart on this 2020 Tiara 38 LX

Contact Allied Marine - Stuart

110 N. Dixie Hwy., Stuart, FL, 34994

Overview from around the web 2020 Tiara 38 LX

The Tiara 38 LX 2020 has garnered praise from customers for its exceptional craftsmanship, comfortable layout, and impressive performance

Boaters appreciate the spacious cockpit, which is perfect for entertaining guests or enjoying a day on the water. The luxurious interior, featuring high-quality materials and modern design, has also received accolades for its inviting atmosphere and practicality. Many users have highlighted the boat’s smooth handling and stability, making it a joy to navigate in various conditions. The state-of-the-art technology, including advanced navigation systems and entertainment options, has impressed customers seeking a modern boating experience. Overall, the Tiara 38 LX 2020 stands out for its blend of performance, style, and comfort, making it a favored choice among boating enthusiasts.

The Biggest Pros and Cons

Pros

Luxurious Design: The Tiara 38 LX boasts a sophisticated and modern aesthetic, combining elegant lines with a spacious and comfortable layout, perfect for a day on the water or weekend getaways.

Versatile Layout: With a well-thought-out cockpit and cabin design, the Tiara 38 LX offers multiple areas for lounging, dining, and entertaining. The aft seating area can easily transform into a sunbathing platform.

Quality Craftsmanship: Tiara Yachts is known for its commitment to high-quality materials and superior craftsmanship, ensuring durability and longevity that can withstand rigorous marine conditions.

Performance: The 38 LX is equipped with powerful propulsion systems that provide excellent performance, responsiveness, and fuel efficiency, making it a joy to operate whether cruising or engaging in water sports.

Advanced Electronics: The boat comes outfitted with modern navigation and entertainment systems, including touchscreen displays and state-of-the-art sound systems, enhancing the overall boating experience.

Spacious Cabin: The cabin features a stylish interior with comfortable sleeping accommodations, a fully-equipped galley, and a well-appointed head, ideal for overnight excursions.

Easy to Handle: The 38 LX incorporates features such as joystick controls for easy docking and maneuvering, making it accessible for both seasoned sailors and newcomers alike.

Cons

Price Point: The Tiara 38 LX is a premium yacht, which may place it out of reach for some budgets. The investment reflects the luxury and features it offers but can still be a significant consideration.

Size Limitations: While spacious for a 38-footer, it may still feel cramped for larger families or groups looking for extended stays onboard. Those needing more room might consider larger models.

Storage Space: Though designed with various amenities, some users report limited storage options for gear and supplies, which can be a downside for longer trips.

Fuel Consumption: Despite its efficient performance, larger engines can still lead to higher fuel consumption, particularly if regularly used for high-speed cruising.

Steep Learning Curve: For novice boaters, the advanced features and systems may present a bit of a learning curve, requiring time to familiarize themselves fully with all the onboard technology.

Limited Customization: While there are some upgrades available, potential buyers may find that the options for customization are more limited compared to some other brands in the same market segment.

Made For

The 2020 Tiara 38 LX is designed for discerning boaters who seek the perfect blend of luxury, performance, and versatility on the water. This model is ideal for families and friends who enjoy entertaining or relaxing on weekends, as well as those who love fishing or cruising in style. With its spacious layout, comfortable seating, and premium amenities, the Tiara 38 LX caters to both leisure seekers and active water sports enthusiasts. Whether you're planning a day of fishing, a sunset cruise, or an overnight getaway, the Tiara 38 LX offers the versatility to meet various needs. Its modern design and advanced technology make it an excellent choice for experienced mariners and newcomers alike, ensuring a safe and enjoyable experience on the open water. With its blend of style, performance, and comfort, the 2020 Tiara 38 LX is perfect for anyone looking to elevate their boating adventures.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Tiara 38 LX. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Tiara cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$390,150
Total Payment$697,573.71
Monthly payment
$2,906.56/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Tiara 38 LX. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Tiara cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$390,150
Total Payment$697,573.71
Monthly payment
$2,906.56/mo

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Price$459,000$459,000$519,900$559,000$579,000$589,000
LocationNaplesNaplesFort LauderdaleJupiterFort LauderdaleFort Lauderdale
Nominal Length38'38'38'38'38'38'
Draft3'-----
Engine MakeYamaha-YamahaMercuryMercuryMercury
Total Engine Power350 hp-350 hp400 hp400 hp400 hp
Days on Market21212759351282
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Meet the Broker

Address

110 N. Dixie Hwy.
Stuart, FL 34994

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