2008 Sumerset 20x87 Boat in Kimberling City, MO 65686 US
Built in 2008
20x87
1 Engine (--)
87 feet
Gas
Aluminum
Looking for a luxury houseboat for sale near Table Rock Lake, Missouri? American Water Sports is proud to offer "American Girl" - a consigned 2008 Sumerset 20x87 widebody houseboat finished to a genuinely high standard, currently on our lot in Kimberling City on Table Rock Lake in the Missouri Ozarks (Stock #U-P15S10-01251). This 87-foot, 20-foot-beam live-aboard houseboat offers two spacious bedrooms, two full luxury bathrooms, hand-scraped hardwood flooring, quartz countertops throughout, and a full rooftop entertaining deck complete with a hot tub overlooking the lake. This is our first Sumerset houseboat in current inventory, and it represents a genuinely different category of Table Rock Lake ownership from the runabouts, wakesurf boats, and pontoons that make up the bulk of our lineup - a true floating luxury home built for extended stays and large-group entertaining. Powered by twin Mercruiser 5.0L sterndrive engines showing just 393 hours, backed by a Westerbeke 20kW generator and a long list of recent system upgrades, "American Girl" is a rare opportunity to step into premium widebody houseboat ownership on Table Rock Lake. Whether you're searching online for "luxury houseboat for sale Table Rock Lake", "Sumerset houseboat Missouri", "houseboat with hot tub for sale", or "used houseboat Ozarks", American Water Sports is your source for this specific 2008 Sumerset 20x87 and the full range of boats in our current inventory.
A Floating Luxury Home - Interior Appointments
Step inside "American Girl" and the finish level is immediately obvious - this is a houseboat built and maintained to a genuine luxury standard, not just a basic live-aboard platform. Interior highlights include:
- Two spacious bedrooms
- Two full luxury bathrooms
- Beautiful hand-scraped hardwood flooring throughout
- Quartz countertops throughout
- Custom cabinetry and solid-core doors
- Crown molding and crystal chandeliers
- A cozy electric fireplace
- Vintage-inspired luxury appliances
- Full-size washer and dryer
- A dumbwaiter for effortless entertaining between decks
Together, these details make the interior feel far closer to a well-appointed luxury condo than a typical houseboat - a meaningful differentiator for buyers comparing live-aboard vessels on Table Rock Lake.
A Master Suite Worth Escaping To
The owner's suite aboard "American Girl" feels more like a luxury spa retreat than a boat cabin, featuring a clawfoot soaking tub, a walk-in shower, dual vanities, and a spacious bedroom with abundant storage. For buyers who plan to spend extended stretches of time aboard - whether a long weekend or the entire season - a master suite finished to this standard is a genuine point of differentiation from a typical houseboat layout.
The Rooftop Is Where the Magic Happens
Designed from the ground up for entertaining, the expansive upper deck of "American Girl" includes:
- A hot tub overlooking the lake
- A fire pit lounge
- A full outdoor kitchen
- A Blackstone grill and BBQ
- A wet bar with refrigerator and ice maker
- A big-screen TV
- A premium stereo system
- Plenty of seating for unforgettable evenings with friends and family
This rooftop entertaining space is genuinely one of the standout features of this particular houseboat - few vessels on Table Rock Lake offer this level of dedicated outdoor living and entertaining space in a single rooftop deck.
Built to Enjoy - Not Worry About
"American Girl" has been meticulously maintained and is equipped with a substantial list of mechanical and system upgrades, including:
- Twin Mercruiser 5.0L engines
- Westerbeke 20kW generator
- Upgraded ground-source HVAC system
- Hydraulic swim platform with integrated jet ski dock
- Navigation electronics
- Modern inverter and charging systems
- Three water heaters
- Water filtration system
- USCG documented
This level of mechanical investment and documentation gives buyers genuine confidence in a vessel of this size and complexity - these are exactly the systems that matter most on a live-aboard houseboat, and having them recently upgraded and well maintained meaningfully reduces the usual diligence concerns that come with an 18-year-old vessel.
A Different Kind of Table Rock Lake Ownership - The Houseboat Lifestyle
Houseboat ownership is fundamentally different from day-boating. Where a runabout or pontoon is built for a few hours on the water, a widebody houseboat like "American Girl" is built to be lived on - anchored in a quiet cove for a long weekend, tied up at a dock as a floating luxury cabin, or cruised slowly across Table Rock Lake's 43,000 acres of shoreline with family and friends aboard for days at a time. At 87 feet in length with a full 20-foot beam, this Sumerset offers the interior volume of a genuine multi-room floating home - two bedrooms, two full bathrooms, a spa-style master suite, and an expansive rooftop entertaining deck, all in one vessel. For buyers who have been considering a second home or lake cabin on Table Rock Lake, a houseboat finished like this one is worth serious consideration as a genuinely different - and considerably more flexible - way to own a piece of the lake.
The Sumerset 20x87 Widebody Platform
Sumerset Houseboats has built a strong reputation among houseboat manufacturers for spacious widebody floorplans, quality construction, and livable interior layouts. The "20x87" designation reflects this vessel's generous 20-foot beam paired with an 87-foot overall length - true widebody proportions that translate directly into the interior headroom, wide walkways, and open-concept living space that make the luxury finish package aboard "American Girl" possible. Twin Mercruiser 5.0L sterndrive engines provide the maneuverability and docking control that a vessel of this size demands, while keeping mechanical serviceability straightforward with widely available Mercruiser parts and service support.
Just 393 Hours on Twin Mercruiser 5.0L Engines
One of the standout details on this particular 2008 Sumerset is engine usage - just 393 hours logged across both Mercruiser 5.0L sterndrive engines over 18 years of ownership. That works out to well under 25 hours per year on average, a usage pattern far lighter than most vessels this size see, and consistent with a houseboat that has primarily been used for relaxed, seasonal cove-anchoring and dockside living rather than heavy cruising.
Hull Number Verification
This 2008 Sumerset 20x87's hull identification number is on file as HIN #SAQ01251J708. Decoded, this HIN identifies SAQ as Sumerset Houseboats' manufacturer identification code (MIC), 01251 as the hull's individual serial number, J7 as an August 2007 build date code, and 08 as the 2008 model year - consistent with a houseboat built in late summer 2007 for the 2008 model year. The vessel is USCG documented. We recommend all buyers verify the hull-stamped HIN in person against title and documentation records as part of a standard pre-purchase walkthrough.
What to Expect from an 18-Year-Old Houseboat - Honest Condition Notes
This Sumerset 20x87 is being sold as a consigned, pre-owned 2008 vessel. The seller reports "American Girl" has been meticulously maintained, with low recorded engine hours and a substantial list of recent system upgrades, including the generator, HVAC, swim platform, electrical, and water systems noted above. Even so, buyers should expect the normal cosmetic wear that comes with an 18-year-old vessel - finishes, upholstery, and canvas or enclosure materials showing some age despite the overall condition. Given the scale and system complexity of a vessel this size, we still recommend a complete pre-purchase inspection covering both engines under load, generator operation, all onboard systems (water, waste, electrical, HVAC), the roof and canvas/enclosure condition, and the pontoon or hull structure below the waterline. Our team is glad to arrange a full walkthrough and help coordinate a marine survey and sea trial before purchase.
Consigned and On-Lot - Ready for a Walkthrough in Kimberling City
"American Girl" is a consigned, pre-owned vessel currently on our lot in Kimberling City on Table Rock Lake, offered through American Water Sports' brokerage and consignment services. As with any pre-owned vessel - particularly one of this size and finish level - we encourage a full in-person walkthrough, a detailed review of maintenance and service records, and a professional marine survey prior to purchase. Our team can walk you through the boat's full history and current condition, answer questions about towing, docking, or slip arrangements for a vessel this size, and help coordinate financing and closing logistics.
Frequently Asked Questions
How many bedrooms and bathrooms does this houseboat have?
"American Girl" has two spacious bedrooms and two full luxury bathrooms, including a spa-style master suite with a clawfoot soaking tub, walk-in shower, and dual vanities.
Does this houseboat have a hot tub?
Yes. The rooftop entertaining deck includes a hot tub overlooking the lake, along with a fire pit lounge, full outdoor kitchen, wet bar, and big-screen TV.
Is this houseboat USCG documented?
Yes. "American Girl" is United States Coast Guard documented.
What backup power and utility systems does this houseboat have?
It's equipped with a Westerbeke 20kW generator, an upgraded ground-source HVAC system, modern inverter and charging systems, three water heaters, and a water filtration system.
Where is this houseboat located, and can I see it in person?
"American Girl" is currently on our lot in Kimberling City on Table Rock Lake. Contact our team to schedule a private walkthrough or coordinate a marine survey and sea trial.
Key Specifications
- Vessel Name: American Girl
- Year / Make / Model: 2008 Sumerset 20x87 Widebody Houseboat
- Stock Number: U-P15S10-01251
- Status: Pre-Owned / Consigned
- Category: Luxury House Boat
- Length Overall: 87 ft
- Beam: 20 ft
- Hull Type: Aluminum
- Bedrooms: 2
- Bathrooms: 2 Full (including spa-style master suite)
- Engine: Twin Mercruiser 5.0L Sterndrive (I/O)
- Engine Hours: 393 hours (both engines)
- Generator: Westerbeke 20kW
- HVAC: Upgraded Ground-Source HVAC System
- Fuel Type: Gas
- Documentation: USCG Documented
- Hull Number (HIN): SAQ01251J708 - see Hull Number Verification above
- Store Location: American Water Sports - Kimberling City, Missouri
- Serving Region: Missouri, Arkansas, Oklahoma, Kansas - the greater Ozarks region
At-a-Glance Highlights
- Pre-owned 2008 Sumerset 20x87 widebody luxury houseboat - "American Girl"
- First Sumerset houseboat in our current inventory
- Two spacious bedrooms and two full luxury bathrooms
- Hand-scraped hardwood flooring and quartz countertops throughout
- Custom cabinetry, solid-core doors, crown molding, crystal chandeliers
- Cozy electric fireplace and vintage-inspired luxury appliances
- Full-size washer and dryer, plus a dumbwaiter for entertaining
- Spa-style master suite with clawfoot tub, walk-in shower, dual vanities
- Rooftop deck with hot tub, fire pit lounge, and full outdoor kitchen
- Blackstone grill and BBQ, wet bar with fridge and ice maker
- Big-screen TV and premium stereo system on the rooftop deck
- Twin Mercruiser 5.0L engines - just 393 hours
- Westerbeke 20kW generator and upgraded ground-source HVAC
- Hydraulic swim platform with integrated jet ski dock
- Navigation electronics, modern inverter/charging systems
- Three water heaters and a water filtration system
- USCG documented
- Currently on our lot in Kimberling City on Table Rock Lake
- Sold through American Water Sports - Boating Industry Top 100 Dealer
- Financing and closing logistics available
- Private walkthrough available in Kimberling City
Ready for Table Rock Lake - Your Houseboat Specialist in the Missouri Ozarks
American Water Sports is a Boating Industry Top 100 Dealer and a full-service marine sales, service, and brokerage operation serving Table Rock Lake and the greater Ozarks region from two convenient locations in Kimberling City and Shell Knob, Missouri. Whether you're searching online for "luxury houseboat for sale near me", "Sumerset houseboat Missouri", "houseboat with rooftop hot tub", or "used houseboat Ozarks" - "American Girl" is a rare opportunity to add genuine luxury live-aboard capability to your time on Table Rock Lake. For the buyer who wants the floating-home lifestyle delivered with a true high-end finish level, low recorded engine hours, and the backing of a Boating Industry Top 100 Dealer's brokerage and consignment process, this Sumerset 20x87 is worth serious consideration this season.
Contact American Water Sports About Stock #U-P15S10-01251
Ready to take a look at "American Girl" in person? Contact American Water Sports today to schedule a private walkthrough in Kimberling City, request maintenance and service records, discuss docking and slip arrangements, review financing options, or coordinate a marine survey and sea trial before purchase.
- Kimberling City (Table Rock Lake, Missouri): 13253 State Hwy 13, Kimberling City, MO 65686 - (417) 739-5912
- Shell Knob (Table Rock Lake, Missouri): 26325 State Hwy 39, Shell Knob, MO 65747 - (417) 213-4999
- Online: AmericanWaterSports.com
Price History
| Date | Event | Price |
|---|---|---|
| 9/12/26 | Initial price | $499,000 |
Overview from around the web 2008 Sumerset 20x87
The 2008 Sumerset 20x87 is receiving positive feedback from boaters who appreciate its spacious design and thoughtful features
Customers highlight the generous layout that allows for comfortable living and entertaining. The boat's sturdy construction and reliable performance on the water also earn praise, making it a favorite for both leisure cruising and weekend getaways. Users often mention the quality of the finishings, with many noting the home-like amenities that make extended stays enjoyable. The ample deck space is a standout feature, providing excellent areas for relaxation, sunbathing, and socializing. Owners appreciate the attention to detail in the interior design, which combines aesthetics with functionality. Overall, the 2008 Sumerset 20x87 is celebrated for its blend of comfort, durability, and versatility, making it a sought-after choice for those looking to invest in a houseboat that delivers on many fronts.
The Biggest Pros and Cons
The 2008 Sumerset 20x87 is a popular choice among houseboat enthusiasts. Here are some pros and cons to consider when evaluating this model:
Pros
Spacious Layout: The 20x87 size provides ample space for living, entertaining, and storage, making it an excellent choice for families or groups.
Comfortable Amenities: Equipped with modern amenities, this model often features multiple sleeping areas, a fully-equipped kitchen, and comfortable living spaces, ensuring a home-like atmosphere on the water.
Quality Construction: Sumerset is known for its solid construction and durability, providing peace of mind regarding longevity and performance while cruising or docked.
Customizable Options: Many Sumerset models offer customization options, allowing buyers to tailor the interior and exterior finishes to their personal preferences.
Great for Entertaining: The spacious outdoor areas, including decks and patios, provide excellent opportunities for entertaining guests or simply enjoying the view.
Cons
Maintenance Requirements: Like any houseboat, the 2008 Sumerset 20x87 requires regular maintenance to keep it in good shape, which can be time-consuming and sometimes costly.
Size Limitations: While spacious, the size may limit access to certain waterways that have restrictions on houseboat dimensions, which can impact your boating experience.
Fuel Efficiency: Larger houseboats can be less fuel-efficient compared to smaller boats, leading to higher operating costs over time, especially if used frequently.
Storage: Although it offers good space, storage options may still be limited, forcing owners to be creative with how they utilize the available areas.
Weather Vulnerability: Depending on where it is docked, houseboats can be susceptible to weather-related wear and tear, requiring additional care to protect against the elements. When considering the 2008 Sumerset 20x87, weighing these pros and cons can help you determine if it's the right fit for your boating lifestyle.
Made For
The 2008 Sumerset 20x87 is designed for boating enthusiasts seeking a spacious and comfortable experience on the water. Ideal for families or groups who enjoy entertaining, this houseboat offers plenty of living space, including multiple sleeping quarters, a well-equipped kitchen, and inviting lounging areas. It's perfect for those who want to explore lakes or rivers while enjoying home-like amenities. With its robust construction and thoughtful design, this model is also suited for long-term stays, making it a great choice for those looking to create lasting memories with friends and loved ones in a relaxing aquatic environment. Whether you're a seasoned boater or new to houseboating, the Sumerset 20x87 provides the perfect blend of functionality, comfort, and style for your aquatic adventures.
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 2008 Sumerset 20x87 | ||||||
|---|---|---|---|---|---|---|
| Price | $499,000 | $337,580 | $277,372 | $263,600 | $259,950 | $206,353 |
| Location | Kimberling City | Lake Ozark | Lake Ozark | Lake Ozark | Osage Beach | Lake Ozark |
| Nominal Length | 87' | 30' | 30' | 30' | 38' | 29' |
| Engine Make | - | Yamaha | Yamaha | Yamaha | - | Volvo-Penta |
| Total Engine Power | - | 250 hp | 250 hp | 250 hp | 400 hp | 350 hp |
| Days on Market | 42 | 266 | 827 | 1009 | 14 | 967 |
| Get in touch |
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Boat Location
Contact American Water Sports about 2008 Sumerset 20x87
13253 State HWY 13, Kimberling City, MO, 65686
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