• Slide: The Image of 1995 Sea Ray 400 Express Cruiser docked in a marina, reflecting on calm water. - 2The Image of 1995 Sea Ray 400 Express Cruiser docked in a marina, reflecting on calm water. - 2
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser interior with white seating and table. - 3The Image of 1995 Sea Ray 400 Express Cruiser interior with white seating and table. - 3
  • Slide: The Image of Interior of a 1995 Sea Ray 400 Express Cruiser with white seating and helm view. - 4The Image of Interior of a 1995 Sea Ray 400 Express Cruiser with white seating and helm view. - 4
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser interior with white seating and helm station. - 5The Image of 1995 Sea Ray 400 Express Cruiser interior with white seating and helm station. - 5
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser interior with seating and covered dashboard, docked at marina. - 6The Image of 1995 Sea Ray 400 Express Cruiser interior with seating and covered dashboard, docked at marina. - 6
  • Slide: The Image of Interior of a 1995 Sea Ray 400 Express Cruiser with seating and kitchenette. - 7The Image of Interior of a 1995 Sea Ray 400 Express Cruiser with seating and kitchenette. - 7
  • Slide: The Image of Interior of 1995 Sea Ray 400 Express Cruiser with seating and table, dock view. - 8The Image of Interior of 1995 Sea Ray 400 Express Cruiser with seating and table, dock view. - 8
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser interior with seating and table, dock view. - 9The Image of 1995 Sea Ray 400 Express Cruiser interior with seating and table, dock view. - 9
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser interior with seating and table, docked at marina. - 10The Image of 1995 Sea Ray 400 Express Cruiser interior with seating and table, docked at marina. - 10
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser interior with white seating and compact amenities. - 11The Image of 1995 Sea Ray 400 Express Cruiser interior with white seating and compact amenities. - 11
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser interior with seating, table, and kitchenette. - 12The Image of 1995 Sea Ray 400 Express Cruiser interior with seating, table, and kitchenette. - 12
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser helm with gauges, controls, and navigation equipment. - 13The Image of 1995 Sea Ray 400 Express Cruiser helm with gauges, controls, and navigation equipment. - 13
  • Slide: The Image of Control panel of a 1995 Sea Ray 400 Express Cruiser with Raymarine display. - 14The Image of Control panel of a 1995 Sea Ray 400 Express Cruiser with Raymarine display. - 14
  • Slide: The Image of Control panel of a 1995 Sea Ray 400 Express Cruiser with yacht certification plaque. - 15The Image of Control panel of a 1995 Sea Ray 400 Express Cruiser with yacht certification plaque. - 15
  • Slide: The Image of Control panel of a 1995 Sea Ray 400 Express Cruiser with various switches and labels. - 16The Image of Control panel of a 1995 Sea Ray 400 Express Cruiser with various switches and labels. - 16
  • Slide: The Image of VHF marine radio on 1995 Sea Ray 400 Express Cruiser dashboard. - 17The Image of VHF marine radio on 1995 Sea Ray 400 Express Cruiser dashboard. - 17
  • Slide: The Image of Interior of a 1995 Sea Ray 400 Express Cruiser with curved seating and table. - 18The Image of Interior of a 1995 Sea Ray 400 Express Cruiser with curved seating and table. - 18
  • Slide: The Image of Interior of 1995 Sea Ray 400 Express Cruiser with kitchenette and TV. - 19The Image of Interior of 1995 Sea Ray 400 Express Cruiser with kitchenette and TV. - 19
  • Slide: The Image of Bathroom interior of 1995 Sea Ray 400 Express Cruiser with sink and toilet. - 20The Image of Bathroom interior of 1995 Sea Ray 400 Express Cruiser with sink and toilet. - 20
  • Slide: The Image of Bathroom interior of 1995 Sea Ray 400 Express Cruiser with shower and storage. - 21The Image of Bathroom interior of 1995 Sea Ray 400 Express Cruiser with shower and storage. - 21
  • Slide: The Image of Interior of 1995 Sea Ray 400 Express Cruiser with life jackets and ropes stored on bunks. - 22The Image of Interior of 1995 Sea Ray 400 Express Cruiser with life jackets and ropes stored on bunks. - 22
  • Slide: The Image of Interior of 1995 Sea Ray 400 Express Cruiser with seating and kitchenette. - 23The Image of Interior of 1995 Sea Ray 400 Express Cruiser with seating and kitchenette. - 23
  • Slide: The Image of Interior of 1995 Sea Ray 400 Express Cruiser with curved seating and table. - 24The Image of Interior of 1995 Sea Ray 400 Express Cruiser with curved seating and table. - 24
  • Slide: The Image of 1995 Sea Ray 400 Express Cruiser kitchen with microwave, stove, and seating. - 25The Image of 1995 Sea Ray 400 Express Cruiser kitchen with microwave, stove, and seating. - 25
  • Slide: The Image of Engine compartment of a 1995 Sea Ray 400 Express Cruiser with visible wiring and components. - 26The Image of Engine compartment of a 1995 Sea Ray 400 Express Cruiser with visible wiring and components. - 26
  • Slide: The Image of Battery compartment of a 1995 Sea Ray 400 Express Cruiser with wiring and connections. - 27The Image of Battery compartment of a 1995 Sea Ray 400 Express Cruiser with wiring and connections. - 27
  • Slide: The Image of Electrical system of a 1995 Sea Ray 400 Express Cruiser with batteries and wiring. - 28The Image of Electrical system of a 1995 Sea Ray 400 Express Cruiser with batteries and wiring. - 28
  • Slide: The Image of Engine room of a 1995 Sea Ray 400 Express Cruiser with visible wiring and components. - 29The Image of Engine room of a 1995 Sea Ray 400 Express Cruiser with visible wiring and components. - 29
  • Slide: The Image of ProNautic 12-60P charger in 1995 Sea Ray 400 Express Cruiser engine room. - 30The Image of ProNautic 12-60P charger in 1995 Sea Ray 400 Express Cruiser engine room. - 30
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1995 Sea Ray 400 Express Cruiser

$84,900

Used

Boat in Muskegon, MI 49441 US

builtBuilt in 1995
Year the boat was built
model

400 Express Cruiser

Boat model
engine

2 Engines (MerCruiser, Mercruiser)

Engine type and count
length

40 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

This vessel is ready for her new owner. She is great shape inside and out. The owner stores her inside heated every winter and has her waxed on a regular basis. The canvas is in great shape. Her upholstery is in excellent condition as well as her cabin.

All Electronics were upgraded 2 years ago. If you are looking for a boat to travel in, this one is set up for just that.

Everything on this boat is in operating condition.

Please call, text, or email for more information or to schedule a private showing.

Nominal Length
40ft
Length Overall
40ft
Beam
13ft
Max Draft
5.5ft
Dry Weight
18000lb
Cruising Speed
18kn
Max Speed
25kn
Heads
1
Fresh Water Tanks
100gal
Fuel Tanks
150gal
Holding Tanks
30gal
Windlass
electric-windlass
Electrical Circuit
110v
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
MerCruiser
Engine Model
454
Total Power
340hp
Engine Hours
8
Engine Type
inboard
Fuel Type
gasoline
Drive Type
direct
Propeller Type
3-blade
Propeller Material
bronze
Engine 2
Engine Make
Mercruiser
Engine Model
454
Total Power
340hp
Engine Hours
8
Engine Type
inboard
Fuel Type
gasoline
Drive Type
direct
Propeller Type
3-blade
Propeller Material
bronze
Cockpit Shower
✓
Swimming Ladder
✓
Electric Bilge Pump
✓
Microwave Oven
✓
Marine Head
✓
Air Conditioning
✓
Heating
✓
Hot Water
✓
Refrigerator
✓
Battery Charger
✓
Depthsounder
✓
Radar
✓
Tv Set
✓
Plotter
✓
Autopilot
✓
Compass
✓
Cd Player
✓
Gps
✓
Cockpit Speakers
✓
Vhf
✓
Bimini Top
✓
Shore Power Inlet
✓
Generator
✓
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
12/18/25Initial price$84,900

1995 Sea Ray 400 Express Cruiser Video Tours

Overview from around the web 1995 Sea Ray 400 Express Cruiser

Customers praise the 1995 Sea Ray 400 Express Cruiser for its spacious and comfortable design, making it ideal for extended cruising and entertaining

Many highlight the boat’s solid build quality and reliable performance on the water. Owners appreciate the well-appointed interior, featuring ample sleeping accommodations and a functional galley, which adds to the overall convenience and enjoyment. Additionally, users often mention the vessel’s smooth handling and stability, contributing to a confident and enjoyable boating experience. Some reviews note that with proper maintenance, the 1995 Sea Ray 400 Express Cruiser remains a dependable and stylish choice for boating enthusiasts.

The Biggest Pros and Cons

The 1995 Sea Ray 400 Express Cruiser is a popular mid-sized cruiser known for its blend of performance, comfort, and style. Here are some of the pros and cons to consider:

Pros

Spacious Layout: The 400 Express Cruiser offers a roomy cabin with ample sleeping accommodations, including a forward stateroom and a mid-cabin, making it great for overnight trips.

Comfortable Amenities: Equipped with a full galley, enclosed head with shower, and a large cockpit area, it provides a comfortable boating experience for families and friends.

Solid Performance: Powered by reliable engines, it delivers good cruising speed and handling, suitable for coastal cruising and weekend getaways.

Quality Build: Sea Ray is known for sturdy construction and attention to detail, and the 400 Express Cruiser reflects this with durable materials and a well-designed layout.

Good Storage: Plenty of storage compartments and lockers help keep the boat organized and clutter-free during trips.

Cons

Fuel Consumption: Being a mid-sized cruiser with powerful engines, fuel efficiency can be a concern, especially on longer trips.

Maintenance Costs: Older models like the 1995 version may require more maintenance and upkeep, which can add to the overall cost of ownership.

Limited Maneuverability in Tight Spaces: Due to its size, docking and maneuvering in small marinas might be challenging without experience or additional aids like bow thrusters.

Aging Systems: Some onboard systems and electronics may be outdated unless upgraded, which could mean additional investment for modern conveniences.

Weight: The boat’s weight can affect trailering options; it’s generally best kept in the water or transported on a professional boat trailer.

Made For

The 1995 Sea Ray 400 Express Cruiser is perfect for boating enthusiasts and families who value comfort, style, and performance on the water. It's ideal for those looking to enjoy weekend getaways, entertaining guests, or extended cruising with ample space and well-appointed accommodations. Whether you're an experienced captain or a casual cruiser, this boat offers a versatile and enjoyable boating experience.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1995 Sea Ray 400 Express Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Sea Ray cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$963.59/mo
$
$
Loan amount$ 84,900
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 1995 Sea Ray 400 Express Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Sea Ray cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$963.59/mo
$
$
Loan amount$ 84,900
OR
%

Contact Lakeshore Yacht Sales

1920 Lakeshore Dr., Muskegon, MI, 49441

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Address

1920 Lakeshore Dr.
Muskegon, MI 49441

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Contact Lakeshore Yacht Sales about 1995 Sea Ray 400 Express Cruiser

1920 Lakeshore Dr., Muskegon, MI, 49441

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Lakeshore Yacht Sales at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Contact Lakeshore Yacht Sales

1920 Lakeshore Dr., Muskegon, MI, 49441

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Lakeshore Yacht Sales at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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