2021 Regal 38 XO

$470,995

Used

Boat in Tarpon Springs, FL 34689 US

builtBuilt in 2021
Year the boat was built
model

38 XO

Boat model
engine

3 Engines (3x Yamaha)

Engine type and count
length

38 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
38ft
Beam
11.25ft
Max Draft
3.08ft
Deadrise At Transom
18deg
Dry Weight
18000lb
Cruising Speed
24.33kn
Max Speed
39.1kn
Cabins
2
Fresh Water Tanks
55gal
Fuel Tanks
350gal
Holding Tanks
40gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Yamaha
Engine Model
300 f
Total Power
300hp
Engine Hours
244
Fuel Type
gasoline
Engine Year
2021
Engine 2
Engine Make
Yamaha
Engine Model
300 f
Total Power
300hp
Engine Hours
244
Fuel Type
gasoline
Engine Year
2021
Engine 3
Engine Make
Yamaha
Engine Model
300 f
Total Power
300hp
Engine Hours
244
Fuel Type
gasoline
Engine Year
2021
Summary
The 2021 Regal 38 XO is a luxury sport yacht that combines style, performance, and comfort. It offers a spacious design both above and below deck, making it a great choice for cruising, entertaining, and extended stays on the water.
Generators
Generator 1
Make
PANDA
KW
0
RPM
0
Hours
0
Detail
PANDA

Price History

DateEventPrice
2/16/26Price decreased$470,995(-2.1%)
1/22/26Price decreased$480,995(-3.0%)
5/7/25Initial price$495,995

Contact Tampa Yacht Sales, INC

360 Central Ave, Suite 800, St. Petersburg, FL, 33701

Boattest.com Review

Overview

The Regal 38XO is a versatile cruiser designed to excel both as a capable boat for extended cruising and as an outstanding entertainment platform. Featuring a single-level main deck with multiple social zones, the 38XO offers Regal's power of choice with options for stern drive or outboard propulsion, exemplified here with triple Yamaha 300 outboards. This model balances performance, comfort, and functionality to meet diverse boating needs.

Exterior Design and Deck Layout

At the stern, the 38XO is equipped with triple Yamaha 300 outboard engines, with the center engine featuring an extension to position the propeller below the boat's 18-degree dead rise, optimizing propulsion efficiency. The design minimizes platform loss despite the outboards, incorporating two sizable 42-inch by 21-inch swim steps on either side and a 14-inch deep service platform just ahead of the engines. A concealed reboarding ladder is accessible under a hatch to port. Functional 8-inch pull-up cleats are positioned to avoid trip hazards, complemented by higher-mounted 10-inch cleats on the bulwarks. The transom houses two storage compartments with gas-strut-assisted hatches, one containing the 12-volt master breaker and shore power cord reel switch, and another offering substantial storage space. An electric lift hatch reveals the cockpit's underfloor storage and mechanical components, including the SeaKeeper 3 gyro stabilizer, fuel tank, batteries, generator, black water tank, and air conditioning system. Additional compartmentalized storage is located forward of this space. Access to the side decks and fixed piers is facilitated by starboard steps and port stairs, respectively.

Cockpit and Social Areas

The cockpit features an L-shaped seating arrangement that fosters a comfortable social environment, centered around an expandable solid teak pedestal table with dedicated storage beneath the seating. Upholstery demonstrates an elevated level of craftsmanship, combining patterned fabrics over varying thicknesses of water-resistant foam. A refreshment center includes a stainless steel grab rail, an electric grill with storage for its cover, a trash receptacle, and a refrigerated drawer, all protected under an extended hardtop standing 6 feet 9 inches above the deck. The hardtop integrates padded vinyl inserts housing LED lighting, speakers, and a drop-down 30-inch flat-screen television. Access to the bow or fixed piers is facilitated by a removable section of the cockpit sofa and port-side steps, with safety enhanced by overhead grab handles and 13-inch wide side decks bordered by a cabin-top rail and 24-inch high side rails.

Bow and Foredeck Features

The foredeck includes a versatile sun pad on the trunk cabin that converts into two-level chaises on both sides, complemented by a three-level flip-up bench seat forward and a pull-up cabana-style bimini for shade. A Fusion stereo control and beverage holder are conveniently located nearby. Ground tackle is concealed beneath recessed foredeck hatches, with cleats provided to secure the anchor rode. Road locker access is available port and starboard, each equipped with washdown capabilities. Foot controls for the anchor and aft-mounted speakers flank a remote spotlight, enhancing functionality and entertainment.

Interior Living Spaces

Accessed through a 32-inch sliding glass door, the interior offers a spacious salon with 6 feet 3 inches of headroom and 29 inches of space between the cabinet and sofa across the single-level deck. The galley is well-appointed with overhead storage including a microwave, open counter space with removable Corian covers over an electric cooktop and single-basin sink, and storage for the covers below. Two refrigerated drawers and a pull-out trash receptacle add convenience. The aft glass panel retracts into the lower cabinetry, seamlessly blending the interior with the cockpit and keeping the host centrally engaged. The salon includes a two-across couch with soft-touch vinyl upholstery, additional Corian surfaces with beverage holders, and integrated air-conditioning vents beneath expansive side windows that flood the space with natural light. Storage is available both behind and below the seating, and a 32-inch drop-down television is positioned for viewing from the port side.

Helm and Navigation

The helm station features a soft-touch brow over twin 12-inch Garmin displays arranged in a glass dash configuration. Below the displays are a stainless steel beverage holder, an array of electrical switches, a connectivity cubby, and the bow thruster joystick. The Fusion stereo system is fully integrated beneath the helm. The steering wheel is mounted on a tilt base, with VHF radio and engine start/stop controls conveniently located nearby. The starboard panel houses engine controls, the SeaKeeper gyro stabilizer control, the Optimus joystick for docking, trim tab controls, and a remote controller for the forward displays. Visibility is excellent through a large 50-inch by 99-inch single-piece windshield with a 9-inch brow, complemented by an opening side window. The helm seat is 32 inches wide with a single flip-up bolster and fore-aft electric adjustment, including storage compartments beneath. A flip-down 7-inch high platform enhances visibility for shorter operators.

Private Accommodations

Below deck, accessed via a center-mounted companionway, are two staterooms and a split head, all climate-controlled by an 18,000 BTU air conditioning system. The main electrical panel is located to starboard, featuring tank controls, 12-volt switches, and 120-240 volt panels. The master stateroom features an island berth measuring 79 by 60 inches, flanked by lengthy hallside windows with accent lighting and a padded headboard. Headroom reaches 6 feet 2 inches, with full-width storage drawers beneath the berth and additional storage accessible by lifting the mattress. A cedar hanging locker is situated to port, and a 32-inch flat-screen TV is mounted on the aft bulkhead. The adjacent split head includes a water closet with an electric flush porcelain toilet and sink to starboard, and a spacious shower with wood accents and contemporary fixtures to port. The VIP stateroom, located aft, offers a centerline berth that slides apart into two 40-inch wide singles. Although headroom is more limited here, ranging from 5 feet 4 inches at the entrance down to 2 feet 4 inches over the berth, the space includes hallside windows, storage drawers, hanging lockers, and a 32-inch television.

Power and Performance

The Regal 38XO measures 38 feet 10 inches overall, with a beam of 11 feet 11 inches and a draft of 38 inches. The test weight, including 65% fuel and three people aboard, was approximately 19,970 pounds. Powered by triple Yamaha F300 outboards with 17-pitch, 15.5-inch Saltwater Series II propellers, the boat achieved a top speed of 49.2 miles per hour at 5,800 RPM. The most efficient cruising speed was recorded at 31.2 miles per hour at 4,000 RPM, consuming 36.7 gallons per hour and yielding approximately 0.9 miles per gallon, with a range of 268 miles while maintaining a 10% fuel reserve from the 350-gallon total capacity. The 38XO demonstrated quick acceleration, reaching planing speed in 4.7 seconds with a 10.5-degree bow rise, 20 miles per hour in 6.5 seconds, and 30 miles per hour in 10.7 seconds. The boat maintains a slightly bow-high attitude at cruise, easily corrected with trim tabs. Handling is agile and responsive, with a 19-degree lean into turns and moderate speed reduction during cornering. The hull cuts through light wakes with minimal slapping and offers smooth cruising in calm conditions. Docking is facilitated by the Helm Master joystick system, which effectively manages the triple engines—two of which are tied together—allowing precise and gentle maneuvering.

Conclusion

The Regal 38XO successfully combines strong performance with a thoughtfully designed entertainment platform and comfortable accommodations. Its multiple social zones, high-quality finishes, and versatile interior and exterior layouts make it well suited for both cruising and entertaining. The boat's handling characteristics, efficient powertrain, and advanced docking controls further enhance its appeal as a capable and enjoyable vessel. Overall, the 38XO reflects Regal's commitment to blending functionality, style, and performance in a well-rounded package.

Overview from around the web 2021 Regal 38 XO

Customers are praising the 2021 Regal 38 XO for its exceptional blend of luxury, performance, and versatility

Many highlight the spacious and well-appointed interior, noting the high-quality finishes and thoughtful layout that make it perfect for both entertaining and relaxing. The boat’s powerful twin engines receive positive remarks for delivering smooth, responsive handling and impressive speed, ideal for watersports and cruising alike. Additionally, users appreciate the innovative features such as the extended swim platform and customizable seating arrangements, which enhance comfort and convenience on board. Overall, owners commend the 38 XO for its reliability, stylish design, and the premium boating experience it offers.

The Biggest Pros and Cons

The 2021 Regal 38 XO offers a blend of luxury, performance, and versatility, making it a standout choice for boating enthusiasts. Here are some of its key pros and cons:

Pros

Spacious and Luxurious Layout: The 38 XO features a thoughtfully designed interior with ample seating, high-quality materials, and modern amenities, providing comfort for both day cruising and overnight stays.

Powerful Performance: Equipped with twin engines, the boat delivers impressive speed and smooth handling, making it ideal for both leisure cruising and watersports.

Innovative Design: The 38 XO incorporates Regal’s patented Express Owning (XO) concept, which maximizes living space by combining the cockpit and cabin areas seamlessly.

Versatile Use: With features like a well-equipped galley, comfortable sleeping quarters, and plenty of storage, the boat is suitable for extended trips as well as day outings.

Advanced Technology: Modern navigation and entertainment systems enhance the overall boating experience, ensuring convenience and safety on the water.

Cons

Price Point: As a luxury express cruiser, the 38 XO carries a premium price tag, which may be a consideration for budget-conscious buyers.

Size Limitations: While spacious for its class, the boat’s size may limit accessibility in certain smaller marinas or shallow waterways.

Fuel Consumption: The powerful twin engines, while delivering excellent performance, can result in higher fuel consumption compared to smaller or less powerful boats.

Made For

The 2021 Regal 38 XO is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility. It’s ideal for families and friends who enjoy spending time on the water, whether cruising, entertaining, or engaging in water sports. With its spacious layout, premium finishes, and advanced features, this boat is perfect for those who want a stylish and comfortable vessel that can handle both leisurely day trips and more adventurous outings.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2021 Regal 38 XO. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Regal cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$2,982.52/mo
$
$
%
Principal Loan Amount$ 400,346
Total Payment$715,803.78

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2021 Regal 38 XO. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Regal cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$2,982.52/mo
$
$
%
Principal Loan Amount$ 400,346
Total Payment$715,803.78

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Tarpon SpringsMiamiDaytona BeachClearwater BeachSarasotaPlacida
-39'38'39'39'39'
3'-----
YamahaYamahaYamahaYamahaYamahaYamaha
300 hp300 hp300 hp300 hp300 hp300 hp
37738852748456
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Draft
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Total Engine Power
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Address

360 Central Ave
Suite 800
St. Petersburg, FL 33701
Other Information about Tampa Yacht Sales, INC

Tampa Yacht Sales is a professional and knowledgeable yacht brokerage company with 24+ years of success delivering yachts matched to our customer's needs.

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