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2020 Regal 38 XO Sold Boat in St. Petersburg, FL 33702 US

$414,900

Used
We will let you know when another 2020 Regal 38 XO is available in St. Petersburg, FL
builtBuilt in 2020
Year the boat was built
model

38 XO

Boat model
engine

3 Engines (3x Yamaha)

Engine type and count
length

38.8 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

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Price$414,900$419,999$424,900$425,000$425,000$399,000
LocationSt. PetersburgSaint PetersburgNaplesStuartNorth Palm BeachDania
Nominal Length-32'32'34'37'38'
Draft3'-----
Engine MakeYamahaMERCURYMERCURYMERCURYYamahaMercury
Total Engine Power350 hp250 hp300 hp350 hp300 hp300 hp
Days on Market7181684101291
Get in touch
Length Overall
38.83ft
Beam
11.92ft
Max Draft
3.17ft
Dry Weight
22001lb
Cruising Speed
40kn
Max Speed
48.99kn
Cabins
2
Heads
1
Fresh Water Tanks
55gal
Fuel Tanks
360gal
Holding Tanks
29gal
Hull Material
fiberglass
Engine 1
Engine Make
Yamaha
Engine Model
F350
Total Power
350hp
Engine Hours
100
Engine Type
outboard 4 stroke
Fuel Type
gasoline
Engine 2
Engine Make
Yamaha
Engine Model
F350
Total Power
350hp
Engine Hours
100
Engine Type
outboard 4 stroke
Fuel Type
gasoline
Engine 3
Engine Make
Yamaha
Engine Model
F350
Total Power
350hp
Engine Hours
100
Engine Type
outboard 4 stroke
Fuel Type
gasoline
Stabilizers
Summary
For Sale
________
  • Optimus 360 Full Maneuverability Joystick
  • Salon Sliding Doors and Roll Down Window
  • Generator - Westerbeke 9.5 kW Cooling Fresh Water - 49.7 hours
  • 3 Dometic A/C Units - 1-18,000 BTU & 2 - 16,000 BTU
  • Dual Garmin 86166XSV
  • Garmin 24 Fantom Radar
  • VHF
  • Light Bar on Bow
  • Tinted Windows
  • Bow Shade
  • Window Privacy Screen
  • Galley - Vitrifrigo Fridge/Freezer in Aft Salon
  • Kenton Smoleless Grill
  • Bow Thruster 12 Volt Lewmar Powdered with 8D Battery
  • Lewmar Windlass with Stainless Delta Plow Anchor
  • ClearView System for A/C
Cabin
  • Outlets
  • Handcrafted Cabinetry for Storage
  • Main Breaker Panel
  • Microwave
  • Galley Fridge/Freezer - Vitrifrigo, 2nd in Aft Salon
  • Under Bed Drawers
  • Under Mattress Storage
Forward Stateroom
  • Queen Bed with Innerspring Mattress
  • Cabinet Storage
  • Cedar Loned Hanging Closet
  • Forward Cabin TV
Head
  • Robe ad Towel Hook
  • Stainless Shower Head
  • Teak Floor and Walk-in Shower
  • Vanity with Storage
Aft Stateroom
  • Cabin Storage
  • Convertible Aft Cabin
  • Convertible King Sized Bed or 2 Singles
  • Under Seating Storage
Helm Features
  • Fusion Stereo
  • Dual Garmin 1242 XSV Touchscreen
  • Garmin Radar GMR 24xHD
  • Retractable Sunroof Hardtop
  • Yamaha Full Maneuverability
Electronics & Navigation
  • Garmin 110 VHF
  • Dual Garmin GPS map 1242 Flushmount at Helm Radar
  • Garmin GMR18 Depth Sounder
  • Yamaha Display CL7 - Display Flush Mounted at Helm
  • Garmin Auto Pilot Integrated MFD's Compass
  • Fusion Apollo Mounted at Helm with Remote Fore & Aft Antennas- GPS and VHF

Price History

DateEventPrice
8/12/25Price decreased$414,900(-7.6%)
4/24/25Price decreased$449,000(-9.3%)
9/23/24Initial price$495,000

Contact Galati Yacht Sales

12030 Gandy Blvd N., St. Petersburg, FL, 33702

Regal 38 XO: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Regal 38XO is a versatile cruiser designed to excel both as a capable boat for extended cruising and as an outstanding entertainment platform. Featuring a single-level main deck with multiple social zones, the 38XO offers Regal's power of choice with options for stern drive or outboard propulsion, exemplified here with triple Yamaha 300 outboards. This model balances performance, comfort, and functionality to meet diverse boating needs.

Exterior Design and Deck Layout

At the stern, the 38XO is equipped with triple Yamaha 300 outboard engines, with the center engine featuring an extension to position the propeller below the boat's 18-degree dead rise, optimizing propulsion efficiency. The design minimizes platform loss despite the outboards, incorporating two sizable 42-inch by 21-inch swim steps on either side and a 14-inch deep service platform just ahead of the engines. A concealed reboarding ladder is accessible under a hatch to port. Functional 8-inch pull-up cleats are positioned to avoid trip hazards, complemented by higher-mounted 10-inch cleats on the bulwarks. The transom houses two storage compartments with gas-strut-assisted hatches, one containing the 12-volt master breaker and shore power cord reel switch, and another offering substantial storage space. An electric lift hatch reveals the cockpit's underfloor storage and mechanical components, including the SeaKeeper 3 gyro stabilizer, fuel tank, batteries, generator, black water tank, and air conditioning system. Additional compartmentalized storage is located forward of this space. Access to the side decks and fixed piers is facilitated by starboard steps and port stairs, respectively.

Cockpit and Social Areas

The cockpit features an L-shaped seating arrangement that fosters a comfortable social environment, centered around an expandable solid teak pedestal table with dedicated storage beneath the seating. Upholstery demonstrates an elevated level of craftsmanship, combining patterned fabrics over varying thicknesses of water-resistant foam. A refreshment center includes a stainless steel grab rail, an electric grill with storage for its cover, a trash receptacle, and a refrigerated drawer, all protected under an extended hardtop standing 6 feet 9 inches above the deck. The hardtop integrates padded vinyl inserts housing LED lighting, speakers, and a drop-down 30-inch flat-screen television. Access to the bow or fixed piers is facilitated by a removable section of the cockpit sofa and port-side steps, with safety enhanced by overhead grab handles and 13-inch wide side decks bordered by a cabin-top rail and 24-inch high side rails.

Bow and Foredeck Features

The foredeck includes a versatile sun pad on the trunk cabin that converts into two-level chaises on both sides, complemented by a three-level flip-up bench seat forward and a pull-up cabana-style bimini for shade. A Fusion stereo control and beverage holder are conveniently located nearby. Ground tackle is concealed beneath recessed foredeck hatches, with cleats provided to secure the anchor rode. Road locker access is available port and starboard, each equipped with washdown capabilities. Foot controls for the anchor and aft-mounted speakers flank a remote spotlight, enhancing functionality and entertainment.

Interior Living Spaces

Accessed through a 32-inch sliding glass door, the interior offers a spacious salon with 6 feet 3 inches of headroom and 29 inches of space between the cabinet and sofa across the single-level deck. The galley is well-appointed with overhead storage including a microwave, open counter space with removable Corian covers over an electric cooktop and single-basin sink, and storage for the covers below. Two refrigerated drawers and a pull-out trash receptacle add convenience. The aft glass panel retracts into the lower cabinetry, seamlessly blending the interior with the cockpit and keeping the host centrally engaged. The salon includes a two-across couch with soft-touch vinyl upholstery, additional Corian surfaces with beverage holders, and integrated air-conditioning vents beneath expansive side windows that flood the space with natural light. Storage is available both behind and below the seating, and a 32-inch drop-down television is positioned for viewing from the port side.

Helm and Navigation

The helm station features a soft-touch brow over twin 12-inch Garmin displays arranged in a glass dash configuration. Below the displays are a stainless steel beverage holder, an array of electrical switches, a connectivity cubby, and the bow thruster joystick. The Fusion stereo system is fully integrated beneath the helm. The steering wheel is mounted on a tilt base, with VHF radio and engine start/stop controls conveniently located nearby. The starboard panel houses engine controls, the SeaKeeper gyro stabilizer control, the Optimus joystick for docking, trim tab controls, and a remote controller for the forward displays. Visibility is excellent through a large 50-inch by 99-inch single-piece windshield with a 9-inch brow, complemented by an opening side window. The helm seat is 32 inches wide with a single flip-up bolster and fore-aft electric adjustment, including storage compartments beneath. A flip-down 7-inch high platform enhances visibility for shorter operators.

Private Accommodations

Below deck, accessed via a center-mounted companionway, are two staterooms and a split head, all climate-controlled by an 18,000 BTU air conditioning system. The main electrical panel is located to starboard, featuring tank controls, 12-volt switches, and 120-240 volt panels. The master stateroom features an island berth measuring 79 by 60 inches, flanked by lengthy hallside windows with accent lighting and a padded headboard. Headroom reaches 6 feet 2 inches, with full-width storage drawers beneath the berth and additional storage accessible by lifting the mattress. A cedar hanging locker is situated to port, and a 32-inch flat-screen TV is mounted on the aft bulkhead. The adjacent split head includes a water closet with an electric flush porcelain toilet and sink to starboard, and a spacious shower with wood accents and contemporary fixtures to port. The VIP stateroom, located aft, offers a centerline berth that slides apart into two 40-inch wide singles. Although headroom is more limited here, ranging from 5 feet 4 inches at the entrance down to 2 feet 4 inches over the berth, the space includes hallside windows, storage drawers, hanging lockers, and a 32-inch television.

Power and Performance

The Regal 38XO measures 38 feet 10 inches overall, with a beam of 11 feet 11 inches and a draft of 38 inches. The test weight, including 65% fuel and three people aboard, was approximately 19,970 pounds. Powered by triple Yamaha F300 outboards with 17-pitch, 15.5-inch Saltwater Series II propellers, the boat achieved a top speed of 49.2 miles per hour at 5,800 RPM. The most efficient cruising speed was recorded at 31.2 miles per hour at 4,000 RPM, consuming 36.7 gallons per hour and yielding approximately 0.9 miles per gallon, with a range of 268 miles while maintaining a 10% fuel reserve from the 350-gallon total capacity. The 38XO demonstrated quick acceleration, reaching planing speed in 4.7 seconds with a 10.5-degree bow rise, 20 miles per hour in 6.5 seconds, and 30 miles per hour in 10.7 seconds. The boat maintains a slightly bow-high attitude at cruise, easily corrected with trim tabs. Handling is agile and responsive, with a 19-degree lean into turns and moderate speed reduction during cornering. The hull cuts through light wakes with minimal slapping and offers smooth cruising in calm conditions. Docking is facilitated by the Helm Master joystick system, which effectively manages the triple engines—two of which are tied together—allowing precise and gentle maneuvering.

Conclusion

The Regal 38XO successfully combines strong performance with a thoughtfully designed entertainment platform and comfortable accommodations. Its multiple social zones, high-quality finishes, and versatile interior and exterior layouts make it well suited for both cruising and entertaining. The boat's handling characteristics, efficient powertrain, and advanced docking controls further enhance its appeal as a capable and enjoyable vessel. Overall, the 38XO reflects Regal's commitment to blending functionality, style, and performance in a well-rounded package.

Rating: 4.3 out of 5

Overview from around the web 2020 Regal 38 XO

Customers are praising the 2020 Regal 38 XO for its exceptional blend of luxury, performance, and versatility

Many highlight the spacious and well-designed cockpit area, perfect for entertaining and relaxing with family and friends. The boat’s smooth handling and powerful twin engines receive frequent commendations, making it ideal for both cruising and watersports. Owners also appreciate the high-quality craftsmanship and attention to detail found throughout the vessel, including the comfortable cabin accommodations and modern amenities. Overall, the 2020 Regal 38 XO is celebrated for delivering a premium boating experience that balances comfort, style, and performance on the water.

The Biggest Pros and Cons

The 2020 Regal 38 XO offers a compelling blend of luxury, performance, and versatility, making it a popular choice for boating enthusiasts. Here are some key pros and cons to consider:

Pros

Spacious and Luxurious Design: The 38 XO features a well-appointed interior with high-quality materials, ample seating, and modern amenities, providing a comfortable experience for day cruising or overnight stays.

Versatile Layout: Its innovative design includes a convertible bow seating area and a large cockpit, making it ideal for entertaining, fishing, or relaxing on the water.

Performance: Powered by twin engines, the 38 XO delivers strong performance with smooth handling and efficient fuel consumption, ensuring a responsive and enjoyable ride.

Advanced Technology: Equipped with the latest navigation and entertainment systems, the boat offers convenience and safety for all types of outings.

Hardtop with Retractable Sunroof: The hardtop provides protection from the elements while the retractable sunroof enhances the open-air experience.

Cons

Price Point: As a premium model, the 38 XO can be relatively expensive compared to other boats in its size class, which may be a consideration for budget-conscious buyers.

Size Limitations for Some Uses: While spacious, the boat’s size might be less maneuverable in very tight or shallow waters compared to smaller vessels.

Maintenance Costs: The luxury finishes and advanced systems may result in higher maintenance and upkeep costs over time.

Limited Sleeping Capacity: Though it offers overnight accommodations, the sleeping space may be limited for larger groups or extended trips.

Made For

The 2020 Regal 38 XO is designed for boating enthusiasts who seek a versatile and luxurious vessel that combines performance, comfort, and style. It’s ideal for families and groups who enjoy spending time on the water, whether for day cruising, entertaining, or watersports. With its spacious layout, advanced technology, and powerful engines, the Regal 38 XO caters to those who want a high-quality boat that delivers both exhilarating performance and exceptional onboard amenities.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Regal 38 XO. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Regal cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 352,665
Total Payment$630,551.92
Monthly payment
$2,627.30/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Regal 38 XO. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Regal cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 352,665
Total Payment$630,551.92
Monthly payment
$2,627.30/mo

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Meet the Broker

Address

12030 Gandy Blvd N.
St. Petersburg, FL 33702
Other Information about Galati Yacht Sales

This dealership showcases up to 50 boats in and out of the water at our St. Petersburg marina location. Galati Yacht Sales of Tampa, FL specializes in luxury yacht and boat brands such as Maritimo, Princess, Cruisers, Viking, and Prestige Yachts. You can find anything from new to pre-owned boats and yachts for sale.

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