2004 Monterey 245 Cruiser
$19,900
Boat in Palatka, FL 32177 US
245 Cruiser
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27 feet
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Fiberglass/Reinforced
Introducing the 2004 Monterey 245 Cruiser, a stunning example of a used cruiser that combines elegance with performance. With a nominal length of 27 feet, this vessel is designed for those who appreciate the finer aspects of boating. The deep vee hull shape, crafted from durable fiberglass, ensures a smooth and stable ride, making it perfect for both leisurely cruises and adventurous outings. The 245 Cruiser is equipped with essential features that enhance your boating experience. Its thoughtful design allows for comfortable accommodation, making it an ideal choice for day trips or weekend getaways. The boat's layout provides ample space for relaxation and enjoyment on the water. Whether you're an experienced boater or just starting, the Monterey 245 Cruiser promises a delightful experience, blending style and functionality seamlessly. Embrace the open waters with confidence in this remarkable cruiser.
2004, 27' MONTEREY 245 CRUISER IN EXCELLENT CONDITION.
STAND UP HEAD AND SHOWER, AC SHORE POWER, VHF, KENWOOD STEREO, ISINGLASS, FULL BOAT COVER, SNAP IN CARPET, UPHOLSTREY IN GOOD CONDITION.
SUN PAD FOREWARD, SWIM PLATFORM WITH LADDER.
IN DASH DEPTH FINDER, SINK, REFRIGERATOR, MICROWAVE, STOVE TOP BURNER.
300 HORSEPOWER MERC-CRUISER IO ENGINE (1050 HOURS), MODEL 350 MPI. TRIM TABS, STAINLESS STEEL DUO PROPS.
ROAD KING HEAVY DUTY ALUMINUM TANDEM AXLE DRIVE-ON TRAILER.
A MUST SEE!
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.
Price History
| Date | Event | Price |
|---|---|---|
| 1/29/26 | Initial price | $19,900 |
2004 Monterey 245 Cruiser Video Tours
Overview from around the web 2004 Monterey 245 Cruiser
Customers of the 2004 Monterey 245 Cruiser often highlight its excellent combination of performance, comfort, and style
Many appreciate the spacious cockpit and well-designed cabin, making it ideal for day cruising and overnight trips. The boat's handling is frequently praised for being smooth and responsive, even in choppy waters. Users also note the quality of the build and the attention to detail in the interior finishes. Some mention that the boat offers great value for its size and features, providing a versatile experience for both families and boating enthusiasts. Overall, the 2004 Monterey 245 Cruiser is recognized for delivering a reliable and enjoyable boating experience.
The Biggest Pros and Cons
The 2004 Monterey 245 Cruiser offers a great balance of comfort, performance, and style, making it a popular choice for boating enthusiasts. Here are some of the key pros and cons of this model:
Pros
Spacious Cabin: The 245 Cruiser features a comfortable cabin with sleeping accommodations, a small galley, and a head, making it suitable for overnight trips.
Versatile Layout: Its design includes a convertible cockpit seating area and ample storage, allowing for both relaxation and practical use.
Good Performance: Equipped with reliable inboard/outboard engines, the boat delivers solid handling and speed, ideal for cruising and watersports.
Quality Build: Monterey is known for solid construction and attention to detail, which is evident in the 245 Cruiser’s finish and durability.
Easy Handling: The size and design make it manageable for both experienced boaters and those newer to boating.
Comfort Features: Includes amenities such as a swim platform, sunpad, and optional canvas enclosure for added comfort and enjoyment on the water.
Cons
Limited Headroom: While the cabin is comfortable, headroom can be somewhat restricted for taller individuals.
Smaller Galley: The galley area is compact, which might be limiting for extended stays or for those who like to cook extensively onboard.
Storage Space: Although there is decent storage, it may feel tight if carrying a lot of gear or supplies for longer trips.
Engine Maintenance: Depending on usage and upkeep, the inboard/outboard engine systems may require attentive maintenance to ensure reliability.
Age Considerations: Being a 2004 model, some components may show wear or require updates, so a thorough inspection is advisable when purchasing.
Made For
The 2004 Monterey 245 Cruiser is ideal for boating enthusiasts and families seeking a versatile and stylish vessel for day cruising and weekend getaways. Its comfortable cabin and ample seating make it perfect for those who enjoy entertaining guests on the water, while its manageable size and performance appeal to both experienced boaters and those newer to boating. Whether you’re looking to relax on the water, fish, or explore coastal destinations, this cruiser offers a well-rounded boating experience.
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Address
Boat Location
Contact Salter Marine, LLC about 2004 Monterey 245 Cruiser
637 N Highway 17, Palatka, FL, 32177
Contact Salter Marine, LLC
637 N Highway 17, Palatka, FL, 32177






































