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2004 Monterey 245 CRUISER

$29,000

Used

Boat in Chattanooga, TN 37415 US

builtBuilt in 2004
Year the boat was built
model

245 CRUISER

Boat model
engine

--

Engine type and count
length

25 feet

Overall boat length
fuel

--

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
25ft
Hull Material
fiberglass
Summary
This is a loaded Freshwater Pocket Cruiser that is loaded with Bimini Top w/Enclosures; Snap In Carpet; Bow Sun Pad; Fender Baskets; VHF Radio; Depth Finder and Garmin GPS; Windlass; Stove Top; Microwave Oven; Water Heater; Dockside Heat & Air; NO GENERATOR; Vacuflush Head;

Price History

DateEventPrice
3/7/26Initial price$29,000

2004 Monterey 245 CRUISER Video Tours

Overview from around the web 2004 Monterey 245 CRUISER

Customers appreciate the 2004 Monterey 245 CRUISER for its versatile design and reliable performance

Many highlight its spacious cockpit and comfortable seating, making it ideal for family outings and day cruising. The boat's smooth handling and solid build quality receive positive remarks, contributing to a confident and enjoyable ride. Users also value the ample storage compartments and convenient layout, which enhance the overall boating experience. Overall, the 2004 Monterey 245 CRUISER is praised for combining style, comfort, and functionality in a well-rounded package.

The Biggest Pros and Cons

The 2004 Monterey 245 Cruiser offers a blend of style, comfort, and performance, making it a popular choice for boating enthusiasts. Here are some pros and cons to consider:

Pros

Spacious Layout: The 245 Cruiser features a roomy cockpit and comfortable seating, ideal for family outings and entertaining guests.

Cruising Comfort: Equipped with a cuddy cabin, it provides shelter and a cozy space for overnight stays or protection from the elements.

Performance: Powered by a reliable engine, it delivers smooth handling and good speed for its class.

Versatility: Suitable for various activities including day cruising, fishing, and watersports.

Quality Build: Known for solid construction and attractive design, contributing to its durability and appeal.

Cons

Limited Cabin Space: While the cuddy cabin adds versatility, the interior space is relatively small compared to larger cruisers.

Storage: Storage compartments may be limited, requiring careful organization for longer trips.

Fuel Efficiency: Depending on the engine option, fuel consumption can be higher than some newer models with more advanced technology.

Aging Electronics: Being a 2004 model, onboard electronics and instrumentation might be outdated and could need upgrades.

Maintenance: As with any older boat, maintenance and upkeep can become more frequent and potentially costly over time.

Made For

The 2004 Monterey 245 CRUISER is perfect for boating enthusiasts and families looking for a versatile and stylish vessel. Ideal for day cruising, water sports, and weekend getaways, this boat offers comfortable seating, ample storage, and smooth handling. Whether you're enjoying time on the water with friends or exploring new destinations, the 245 CRUISER provides a great blend of performance and comfort for those seeking an enjoyable boating experience.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 245 CRUISER. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$329.14/mo
$
$
Loan amount$ 29,000
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Monterey 245 CRUISER. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Monterey cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$329.14/mo
$
$
Loan amount$ 29,000
OR
%

Contact Erwin Marine Sales

3001 King's Point Road, Chattanooga, Tennessee, 37416

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Erwin Marine Sales at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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Meet the Broker

Address

3001 King's Point Road
Chattanooga, Tennessee 37416

Boat Location

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Contact Erwin Marine Sales about 2004 Monterey 245 CRUISER

3001 King's Point Road, Chattanooga, Tennessee, 37416

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Erwin Marine Sales at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Contact Erwin Marine Sales

3001 King's Point Road, Chattanooga, Tennessee, 37416

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Erwin Marine Sales at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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