• Slide: The Image of 2004 Meridian 490 Pilothouse yacht cruising on calm blue waters. - 1The Image of 2004 Meridian 490 Pilothouse yacht cruising on calm blue waters. - 1
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  • Slide: The Image of 2004 Meridian 490 Pilothouse yacht cruising on calm waters with cityscape background. - 3The Image of 2004 Meridian 490 Pilothouse yacht cruising on calm waters with cityscape background. - 3
  • Slide: The Image of Luxurious interior of 2004 Meridian 490 Pilothouse yacht with spacious seating and kitchen area. - 4The Image of Luxurious interior of 2004 Meridian 490 Pilothouse yacht with spacious seating and kitchen area. - 4
  • Slide: The Image of Luxurious interior of 2004 Meridian 490 Pilothouse yacht with leather seating and ocean view. - 5The Image of Luxurious interior of 2004 Meridian 490 Pilothouse yacht with leather seating and ocean view. - 5
  • Slide: The Image of Luxurious 2004 Meridian 490 Pilothouse interior with helm, leather seating, and panoramic windows. - 6The Image of Luxurious 2004 Meridian 490 Pilothouse interior with helm, leather seating, and panoramic windows. - 6
  • Slide: The Image of Luxurious 2004 Meridian 490 Pilothouse yacht kitchen with ocean view, featuring modern appliances. - 7The Image of Luxurious 2004 Meridian 490 Pilothouse yacht kitchen with ocean view, featuring modern appliances. - 7
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  • Slide: The Image of 2004 Meridian 490 Pilothouse yacht on water, San Diego backdrop. - 9The Image of 2004 Meridian 490 Pilothouse yacht on water, San Diego backdrop. - 9
  • Slide: The Image of Pilothouse of 2004 Meridian 490 yacht with steering wheel and control panel, overlooking water. - 10The Image of Pilothouse of 2004 Meridian 490 yacht with steering wheel and control panel, overlooking water. - 10
  • Slide: The Image of 2004 Meridian 490 Pilothouse boat interior with blue canopy on open water. - 11The Image of 2004 Meridian 490 Pilothouse boat interior with blue canopy on open water. - 11
  • Slide: The Image of 2004 Meridian 490 Pilothouse boat interior with steering wheel and seating, under blue canopy. - 12The Image of 2004 Meridian 490 Pilothouse boat interior with steering wheel and seating, under blue canopy. - 12
  • Slide: The Image of 2004 Meridian 490 Pilothouse yacht on sparkling water, viewed from above. - 13The Image of 2004 Meridian 490 Pilothouse yacht on sparkling water, viewed from above. - 13
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  • Slide: The Image of Pilothouse of 2004 Meridian 490, featuring steering wheel, controls, and navigation instruments. - 15The Image of Pilothouse of 2004 Meridian 490, featuring steering wheel, controls, and navigation instruments. - 15
  • Slide: The Image of 2004 Meridian 490 Pilothouse interior with steering wheel, control panel, and navigation equipment. - 16The Image of 2004 Meridian 490 Pilothouse interior with steering wheel, control panel, and navigation equipment. - 16
  • Slide: The Image of Luxurious bedroom interior of 2004 Meridian 490 Pilothouse yacht with cozy bedding. - 17The Image of Luxurious bedroom interior of 2004 Meridian 490 Pilothouse yacht with cozy bedding. - 17
  • Slide: The Image of 2004 Meridian 490 Pilothouse bathroom with shower, toilet, and mirror. - 18The Image of 2004 Meridian 490 Pilothouse bathroom with shower, toilet, and mirror. - 18
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  • Slide: The Image of Bunk beds in 2004 Meridian 490 Pilothouse yacht cabin with nautical-themed bedding. - 20The Image of Bunk beds in 2004 Meridian 490 Pilothouse yacht cabin with nautical-themed bedding. - 20
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  • Slide: The Image of Cozy cabin interior of 2004 Meridian 490 Pilothouse with colorful bedding and wooden furnishings. - 22The Image of Cozy cabin interior of 2004 Meridian 490 Pilothouse with colorful bedding and wooden furnishings. - 22
  • Slide: The Image of Engine compartment of a 2004 Meridian 490 Pilothouse yacht, showcasing detailed mechanical components. - 23The Image of Engine compartment of a 2004 Meridian 490 Pilothouse yacht, showcasing detailed mechanical components. - 23
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2004 Meridian 490 Pilothouse

$269,900

Used

Boat in National City, CA 91950 US

builtBuilt in 2004
Year the boat was built
model

490 Pilothouse

Boat model
engine

2 Engines (2x Cummins)

Engine type and count
length

49 feet

Overall boat length
fuel

Diesel

Fuel type
material

Fiberglass/Reinforced

Hull material

Step aboard Adventures Await, the 2004 Meridian 490 Pilothouse, one of the most sought after models in her class. Renowned for her spacious layout, solid build quality, and proven cruising capabilities, the 490 offers a perfect balance of comfort, performance, and versatility for extended cruising or liveaboard life.

Transferable slip with marina approval.

UPGRADES Electronics including 2 transducers and sound system upgraded in 2021. New Bimini and canvas covers in 2025. Bottom paint, Shark cutters added to the shafts and waterless shaft seals done in Nov. 2024. New 20 gallon water heater and fresh water pump. 4 batteries replaced in 2025. New Carbon Monoxide sensors good for 5 years. New 10 year rated smoke alarms. Custom mattresses in master and guest suite.

Full service on engines and generator. Replaced all fluids and anodes done this May.

Generator and Engines cooling systems flushed July 2025

Oil and Transmission samples done last month. Will provide upon request.

This well-maintained vessel features:

Twin Cummins diesel engines

A three-stateroom, two-head layout

Raised pilothouse helm with great visibility and full electronics -

An expansive salon and galley, perfect for entertaining

Covered cockpit and wide side decks for easy line handling and safety underway.

The Meridian 490 delivers a smart blend of form and function and livability serious boaters demand.

Tender included

Listing agent is owner of vessel.

Nominal Length
49ft
Length Overall
49ft
Beam
15.08ft
Max Bridge Clearance
18.17ft
Max Draft
3.33ft
Cabin Headroom
6.42ft
Dry Weight
29990lb
Cruising Speed
15.64kn
Max Speed
20.86kn
Cabins
3
Heads
2
Fresh Water Tanks
150gal
Fuel Tanks
444gal
Holding Tanks
48gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Cummins
Total Power
330hp
Engine Hours
1123
Engine Type
inboard
Fuel Type
diesel
Engine 2
Engine Make
Cummins
Total Power
330hp
Engine Hours
1120
Engine Type
inboard
Fuel Type
diesel
Cockpit Shower
✓
Davits
✓
Swimming Ladder
✓
Bow Thruster
✓
Washing Machine
✓
Electric Bilge Pump
✓
Oven
✓
Microwave Oven
✓
Heating
✓
Hot Water
✓
Refrigerator
✓
Depthsounder
✓
Radar
✓
Navigation Center
✓
Plotter
✓
Autopilot
✓
Radio
✓
Compass
✓
Gps
✓
Cockpit Speakers
✓
Flat Screen Tv
✓
Ais
✓
Bimini Top
✓
Shore Power Inlet
✓
Generator
✓
Inverter
✓
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
5/19/26Initial price$269,900

Videos from Luke Brown Yachts California on this 2004 Meridian 490 Pilothouse

Contact Luke Brown Yachts California

3038 Industry St. #109, Oceanside, CA, 92054-4871

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Luke Brown Yachts Californiaat the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Meridian 490 Pilothouse. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Motor Yacht cost in today's market, or how much does a Meridian cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,709.11/mo
$
$
%
Principal Loan Amount$ 229,415
Total Payment$410,185.50

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Meridian 490 Pilothouse. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Motor Yacht cost in today's market, or how much does a Meridian cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,709.11/mo
$
$
%
Principal Loan Amount$ 229,415
Total Payment$410,185.50

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Nominal Length
Draft
Engine Make
Total Engine Power
Days on Market

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Meet the Broker

Address

3038 Industry St. #109
Oceanside, CA 92054-4871

Boat Location

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Contact Luke Brown Yachts California about 2004 Meridian 490 Pilothouse

3038 Industry St. #109, Oceanside, CA, 92054-4871

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Luke Brown Yachts Californiaat the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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