2020 MasterCraft XT23

$104,900

$109,900

Used

Boat in Walton, KY 41094 US

builtBuilt in 2020
Year the boat was built
model

XT23

Boat model
engine

1 Engine (Ilmor)

Engine type and count
length

23.3 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
23.33ft
Length Overall
23.33ft
Beam
8.5ft
Max Draft
2.5ft
Dry Weight
5000lb
Storage Capacity
112
Max Capacity
2265
Seating Capacity
16
Fuel Tanks
55gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Ilmor
Engine Model
6.0L MPI
Total Power
375hp
Engine Hours
268
Engine Type
inboard
Fuel Type
gasoline
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
5/8/26Price decreased$104,900(-4.5%)
11/26/25Initial price$109,900

Contact Current Watersports

45 Transport Dr, Walton, KY, 41094

Boattest.com Review

Overview

The Mastercraft XT23 is a versatile multi-sport recreational towboat designed to deliver both luxury and exceptional wake performance. It features the advanced Gen 2 Surf System, which allows users to customize wake profiles for a variety of skill levels and water sports. This system integrates the Balance System, Surf Devices, and a Digital Helmscreen to provide precise control over wave shape and boat attitude, making the XT23 suitable for wakesurfing, wakeboarding, and skiing.

Wake and Ballast System

Central to the XT23's appeal is its Gen 2 Surf System, which offers preset wave profiles ranging from long and mellow to tall and steep. The system includes one forward hard ballast tank, two aft hard tanks, and two aft ballast bags positioned atop the hard tanks. An optional Fast Fill System with three Johnson pumps enables ballast filling in approximately five minutes. The Digital Helmscreen allows operators to select from various profiles such as Surf Left and Right (mellow or steep), Kids, Wakeboard (beginner to advanced), and Ski, automatically adjusting speed, ballast, and surf device positions accordingly. A boat attitude adjustment plate further refines bow control. Wave transitions can be made on the fly, providing flexibility for riders of different skill levels.

Power and Performance

The XT23 measures 25 feet 6 inches in length overall, with a beam of 8 feet 6 inches and a draft of 2 feet 6 inches. The test boat was equipped with a 5.7-liter engine, which Mastercraft is replacing with a new Ilmore 6.0-liter powerplant. Although independent test data was unavailable, manufacturer testing reports a top speed of 42.1 miles per hour at 5200 RPM. Typical endurance ranges from 7.2 hours at 3,000 RPM (21.7 MPH) to 14.1 hours at 2,000 RPM (9.2 MPH), covering the speed range most commonly used in tow sports. Handling was notably agile and responsive, with approximately three and a half turns lock to lock on the helm. The XT23's bow design effectively cuts through light chop and wakes, aided by a 12-inch rudder that enhances maneuverability.

Exterior Design and Deck Layout

Mastercraft has opted for a traditional front end on the XT23, featuring wraparound bolster seating with Coolfeel vinyl upholstery. The bow area includes forward-facing chaise seats on both sides, grab handles, two Klipsch audio speakers, four drink holders, and a dual USB outlet to port. Aft-facing seating is centered on the boat, with cushions that lift or remove to access storage compartments. The cockpit is spacious and ergonomically designed, with color-matched decadence flooring and two-tone upholstery. The helm station is well organized, featuring a stainless steel tilt steering wheel with a rubberized finish, analog gauges beneath a hand-stitched anti-glare vinyl dash, and the Gen 2 Surf System display. A wraparound windshield provides wind protection and clear sightlines, complemented by an 18-inch wide rear-view mirror and an acrylic wind dam.

Interior and Seating

The XT23 comfortably accommodates up to 16 passengers with ample seating throughout the cockpit. The companion seat adjacent to the helm is upholstered in the same hand-stitched vinyl as the rest of the boat. Wraparound seating continues from the companion seat around to the helm chair, featuring integrated grab handles, speakers, and drink holders. The center bench seat can convert to an aft-facing bench with built-in drink holders and a footrest, or be configured as a convertible bench. Storage is plentiful with a continuous compartment running from the cockpit to the bow on the port side, additional storage in the starboard quarter, and battery storage beneath the aft port section.

Tower and Swim Platform

The XT23's tower is equipped with swiveling and board-clamping racks on each side, each capable of holding two boards. Two Klipsch speakers are mounted under the crossbar, and a tow post is positioned on top. The tower includes an integrated bimini top and can be easily lowered for transport or storage. The test boat featured an integrated tow pylon and a sun pad with a center walk-through layout option. Gas-assisted struts facilitate lifting the port and starboard sun pad sections to access the Gen 2 ballast bags below. Additionally, the boat was outfitted with an optional teak swim platform, enhancing both aesthetics and functionality.

Conclusion

The Mastercraft XT23 presents a well-balanced combination of style, comfort, and performance tailored for water sports enthusiasts. Its advanced Gen 2 Surf System provides versatile wake customization suitable for all skill levels, while the boat's agile handling and thoughtful ergonomics enhance the overall experience. With ample seating, storage, and premium features such as the tower and swim platform options, the XT23 is a strong contender for those seeking a luxurious and capable multi-sport towboat.

Overview from around the web 2020 MasterCraft XT23

Customers have been raving about the 2020 MasterCraft XT23 for its impressive blend of performance, comfort, and versatility

Many users highlight the boat’s powerful engine and smooth handling, making it an exceptional choice for wakeboarding and waterskiing enthusiasts. The wave quality produced by the XT23 is frequently praised, often described as perfect for both beginners and seasoned riders looking for a thrilling experience. The spacious layout and luxurious seating are noted for enhancing comfort, allowing families and friends to enjoy long days on the water together. Users appreciate the ample storage space, which accommodates all the necessary gear and equipment without compromising the boat's sleek design. The advanced technology integrated into the boat, including the intuitively designed dashboard and premium sound system, also garners positive feedback for enhancing the overall boating experience. Customers often mention the stylish aesthetics, with customizable options that allow for personal expression, making the XT23 not just a boat, but a lifestyle choice. Overall, the 2020 MasterCraft XT23 is celebrated for its capability and craftsmanship, making it a standout in the watersports community.

The Biggest Pros and Cons

Pros

Versatile Performance: The XT23 is designed for a variety of water sports, including wakeboarding, wakesurfing, and skiing, offering exceptional performance across all activities.

Customizable Wake: With the Gen 2 Surf System, you can easily adjust the surf wakes and waves, allowing for a tailored experience to suit any skill level.

Spacious Interior: The XT23 boasts a roomy layout that comfortably accommodates up to 14 passengers, making it perfect for family outings or gatherings with friends.

Quality Construction: Built with high-quality materials and solid craftsmanship, the XT23 is designed for durability, ensuring it holds up against the elements and rigorous use.

Advanced Technology: Equipped with a premium audio system and intuitive touchscreen display, the boat provides an enjoyable and user-friendly navigation experience.

Stylish Design: Its sleek, modern aesthetic is not only visually appealing but also enhances its aerodynamic efficiency on the water.

Cons

Price Point: The XT23 is positioned in the higher price bracket for wake boats, which may be a barrier for some potential buyers.

Fuel Consumption: Due to its powerful engine and capacity, the XT23 may have higher fuel consumption compared to smaller boats, affecting operational costs for frequent use.

Weight: While its mass contributes to stability, the XT23’s weight can make towing and launching more challenging, requiring a vehicle with considerable towing capacity.

Maintenance Costs: Like many high-performance boats, the XT23 may require more upkeep, which can lead to higher long-term maintenance costs.

Storage: Despite its spacious interior, storage options can be limited compared to larger models, making it essential to prioritize gear organization.

Made For

The 2020 MasterCraft XT23 is designed for those who crave adventure on the water without compromising on luxury and performance. Whether you're an avid wakeboarder, a water ski enthusiast, or someone who simply loves to make the most of summer days with family and friends, this boat checks all the boxes. Its versatile layout caters to both serious sport lovers seeking an adrenaline rush and leisure seekers looking for a comfortable space to relax. With cutting-edge technology and innovative features, the XT23 is perfect for those who appreciate precision engineering and a smooth ride. Families will love the spacious seating and ample storage options for all your gear and essentials, while water sports enthusiasts will appreciate the customizable wake and surf setups designed to enhance their experience. If you're looking for a boat that embodies style, performance, and versatility, the 2020 MasterCraft XT23 is your ideal companion for unforgettable days on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 MasterCraft XT23. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a MasterCraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$664.27/mo
$
$
%
Principal Loan Amount$ 89,165
Total Payment$159,423.71

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 MasterCraft XT23. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a MasterCraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$664.27/mo
$
$
%
Principal Loan Amount$ 89,165
Total Payment$159,423.71

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Price Drop
The Image of 2020 MasterCraft XT23 boat on trailer, parked outdoors under clear blue sky. - 02020 MasterCraft XT23
$104,900$108,900$129,900$134,900$134,900$74,900
WaltonShepherdsvilleWaltonWaltonWaltonWalton
23'23'23'23'22'23'
3'-----
IlmorIlmorIlmorIlmorIlmorIlmor
375 hp430 hp380 hp380 hp430 hp430 hp
1755297633641280
Price
Location
Nominal Length
Draft
Engine Make
Total Engine Power
Days on Market

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45 Transport Dr
Walton, KY 41094

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