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2020 MasterCraft XT23 Sold Boat in Chattanooga, TN 37416 US

$124,900

Used
We will let you know when another 2020 MasterCraft XT23 is available in Chattanooga, TN
builtBuilt in 2020
Year the boat was built
model

XT23

Boat model
engine

1 Engine (--)

Engine type and count
length

23 feet

Overall boat length
fuel

Gas

Fuel type
material

Other

Hull material

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Price$124,900$124,995$125,000$129,500$119,995$129,900
LocationChattanoogaHarrimanCounceChattanoogaMemphisKnoxville
Nominal Length23'23'23'24'23'22'
Engine Make-Indmar-INDMAR--
Total Engine Power380 hp--450 hp-380 hp
Days on Market10557027117536684
Get in touch
Nominal Length
23ft
Length Overall
23ft
Hull Material
other
Engine 1
Engine Model
ILMOR 6.0L MPI V-DRIVE
Total Power
380hp
Fuel Type
gasoline
Total Power
380.0 hp
Total Power
380.0 hp
Total Power
380.0 hp

Price History

DateEventPrice
5/28/26Initial price$124,900

Contact Chattanooga Office

Erwin Marine Sales of Chattanooga, 3001 Kings Point Road, Chattanooga, TN, 37416

MasterCraft XT23: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Mastercraft XT23 is a versatile multi-sport recreational towboat designed to deliver both luxury and exceptional wake performance. It features the advanced Gen 2 Surf System, which allows users to customize wake profiles for a variety of skill levels and water sports. This system integrates the Balance System, Surf Devices, and a Digital Helmscreen to provide precise control over wave shape and boat attitude, making the XT23 suitable for wakesurfing, wakeboarding, and skiing.

Wake and Ballast System

Central to the XT23's appeal is its Gen 2 Surf System, which offers preset wave profiles ranging from long and mellow to tall and steep. The system includes one forward hard ballast tank, two aft hard tanks, and two aft ballast bags positioned atop the hard tanks. An optional Fast Fill System with three Johnson pumps enables ballast filling in approximately five minutes. The Digital Helmscreen allows operators to select from various profiles such as Surf Left and Right (mellow or steep), Kids, Wakeboard (beginner to advanced), and Ski, automatically adjusting speed, ballast, and surf device positions accordingly. A boat attitude adjustment plate further refines bow control. Wave transitions can be made on the fly, providing flexibility for riders of different skill levels.

Power and Performance

The XT23 measures 25 feet 6 inches in length overall, with a beam of 8 feet 6 inches and a draft of 2 feet 6 inches. The test boat was equipped with a 5.7-liter engine, which Mastercraft is replacing with a new Ilmore 6.0-liter powerplant. Although independent test data was unavailable, manufacturer testing reports a top speed of 42.1 miles per hour at 5200 RPM. Typical endurance ranges from 7.2 hours at 3,000 RPM (21.7 MPH) to 14.1 hours at 2,000 RPM (9.2 MPH), covering the speed range most commonly used in tow sports. Handling was notably agile and responsive, with approximately three and a half turns lock to lock on the helm. The XT23's bow design effectively cuts through light chop and wakes, aided by a 12-inch rudder that enhances maneuverability.

Exterior Design and Deck Layout

Mastercraft has opted for a traditional front end on the XT23, featuring wraparound bolster seating with Coolfeel vinyl upholstery. The bow area includes forward-facing chaise seats on both sides, grab handles, two Klipsch audio speakers, four drink holders, and a dual USB outlet to port. Aft-facing seating is centered on the boat, with cushions that lift or remove to access storage compartments. The cockpit is spacious and ergonomically designed, with color-matched decadence flooring and two-tone upholstery. The helm station is well organized, featuring a stainless steel tilt steering wheel with a rubberized finish, analog gauges beneath a hand-stitched anti-glare vinyl dash, and the Gen 2 Surf System display. A wraparound windshield provides wind protection and clear sightlines, complemented by an 18-inch wide rear-view mirror and an acrylic wind dam.

Interior and Seating

The XT23 comfortably accommodates up to 16 passengers with ample seating throughout the cockpit. The companion seat adjacent to the helm is upholstered in the same hand-stitched vinyl as the rest of the boat. Wraparound seating continues from the companion seat around to the helm chair, featuring integrated grab handles, speakers, and drink holders. The center bench seat can convert to an aft-facing bench with built-in drink holders and a footrest, or be configured as a convertible bench. Storage is plentiful with a continuous compartment running from the cockpit to the bow on the port side, additional storage in the starboard quarter, and battery storage beneath the aft port section.

Tower and Swim Platform

The XT23's tower is equipped with swiveling and board-clamping racks on each side, each capable of holding two boards. Two Klipsch speakers are mounted under the crossbar, and a tow post is positioned on top. The tower includes an integrated bimini top and can be easily lowered for transport or storage. The test boat featured an integrated tow pylon and a sun pad with a center walk-through layout option. Gas-assisted struts facilitate lifting the port and starboard sun pad sections to access the Gen 2 ballast bags below. Additionally, the boat was outfitted with an optional teak swim platform, enhancing both aesthetics and functionality.

Conclusion

The Mastercraft XT23 presents a well-balanced combination of style, comfort, and performance tailored for water sports enthusiasts. Its advanced Gen 2 Surf System provides versatile wake customization suitable for all skill levels, while the boat's agile handling and thoughtful ergonomics enhance the overall experience. With ample seating, storage, and premium features such as the tower and swim platform options, the XT23 is a strong contender for those seeking a luxurious and capable multi-sport towboat.

Rating: 4.3 out of 5

Overview from around the web 2020 MasterCraft XT23

The 2020 MasterCraft XT23 has garnered enthusiastic feedback from customers, highlighting its impressive performance and versatility

Many users appreciate its powerful engine options, which deliver thrilling speed and smooth handling on the water. Customers have also praised the XT23’s innovative design features, including its customizable wake and surf settings, which allow for a tailored experience whether you’re wakeboarding, surfing, or just cruising. The spacious layout and enhanced storage options make it ideal for families and groups, ensuring everyone has a comfortable ride. The luxurious interior, equipped with high-quality materials and advanced technology, has won acclaim for both style and functionality. Sound systems and connectivity features have received special mention, enhancing the overall enjoyment while out on the water. In summary, owners of the 2020 MasterCraft XT23 frequently highlight its combination of performance, comfort, and cutting-edge features, making it a standout choice for boating enthusiasts.

The Biggest Pros and Cons

Pros

Versatile Performance: The XT23 is designed to excel in various watersports, making it suitable for everything from wakeboarding to surfing and skiing.

Spacious Interior: With ample seating capacity, this boat comfortably accommodates up to 14 passengers, offering plenty of space for friends and family.

Innovative Surf System: Equipped with MasterCraft's Gen 2 Surf System, the XT23 allows for customizable wave shapes, making it easier to create the perfect surfing conditions.

High-Quality Craftsmanship: Built with premium materials and attention to detail, the XT23 boasts an impressive fit and finish that enhances both aesthetics and durability.

Advanced Technology: The boat features a user-friendly touchscreen interface and optional technology packages that include advanced audio systems and navigation aids, enhancing the overall experience.

Solid Handling and Stability: The hull design ensures stability and a smooth ride, even in choppy waters, giving drivers and passengers confidence on the water.

Cons

Price Point: As a premium offering, the XT23 comes with a higher price tag compared to some competitor models, which may not fit every budget.

Fuel Consumption: Larger engines and powerful performance can lead to higher fuel consumption, which could be a consideration for those concerned about operating costs.

Weight: The boat's solid construction contributes to its weight, which might make towing and launching a bit more challenging for some users.

Limited Storage: While there is decent storage space, it may not be sufficient for longer outings or for those who require more gear storage.

Requires Maintenance: As with any high-performance boat, regular maintenance is necessary to keep it running optimally, which may require more time and investment.

Made For

The 2020 MasterCraft XT23 is designed for adventure seekers and enthusiasts who appreciate versatility and performance on the water. This boat is perfect for families, friends, and influencers looking to effortlessly transition between wakeboarding, surfing, and cruising. With its spacious layout, ample storage, and customizable features, the XT23 caters to both the casual boater and the serious watersports athlete. Whether you're hosting a gathering with friends, teaching kids how to surf, or enjoying a day of relaxation on the lake, the XT23 provides a comfortable and stylish platform. Its advanced technology and innovative design ensure an outstanding experience, making it an ideal choice for those who want to create lasting memories on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 MasterCraft XT23. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a MasterCraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 106,165
Total Payment$189,819.08
Monthly payment
$790.91/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 MasterCraft XT23. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a MasterCraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 106,165
Total Payment$189,819.08
Monthly payment
$790.91/mo

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Address

Erwin Marine Sales of Chattanooga
3001 Kings Point Road
Chattanooga, TN 37416

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