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2020 MasterCraft XT23 Sold Boat in Chattanooga, TN 37416 US

$124,900

Used
We will let you know when another 2020 MasterCraft XT23 is available in Chattanooga, TN
builtBuilt in 2020
Year the boat was built
model

XT23

Boat model
engine

1 Engine (Ilmor)

Engine type and count
length

23.3 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

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Price$124,900$124,995$125,000$129,500$119,995$129,900
LocationChattanoogaHarrimanCounceChattanoogaMemphisKnoxville
Nominal Length23'23'23'24'23'22'
Draft3'-----
Engine MakeIlmorIndmar-INDMAR--
Total Engine Power380 hp--450 hp-380 hp
Days on Market44057027117536784
Get in touch
Nominal Length
23.33ft
Length Overall
23.42ft
Beam
8.5ft
Max Draft
2.5ft
Dry Weight
5000lb
Storage Capacity
112
Max Capacity
2265
Seating Capacity
15
Fuel Tanks
79gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Ilmor
Engine Model
6.0l MPI
Total Power
380hp
Engine Hours
144
Engine Type
inboard
Fuel Type
gasoline
Engine Year
2020
Drive Type
v
Propeller Type
4-blade
Propeller Material
bronze
Surf System
Road Trailer
Touch Screen
Electric Bilge Pump
Depthsounder
Plotter
Radio
Gps
Cockpit Speakers
Bimini Top
Cockpit Cover
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
6/28/25Initial price$124,900

Contact Erwin Marine Sales Inc ( Chattanooga, TN )

3001 Kings Point Road, Chattanooga, TN, 37416

MasterCraft XT23: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Mastercraft XT23 is a versatile multi-sport recreational towboat designed to deliver both luxury and exceptional wake performance. It features the advanced Gen 2 Surf System, which allows users to customize wake profiles for a variety of skill levels and water sports. This system integrates the Balance System, Surf Devices, and a Digital Helmscreen to provide precise control over wave shape and boat attitude, making the XT23 suitable for wakesurfing, wakeboarding, and skiing.

Wake and Ballast System

Central to the XT23's appeal is its Gen 2 Surf System, which offers preset wave profiles ranging from long and mellow to tall and steep. The system includes one forward hard ballast tank, two aft hard tanks, and two aft ballast bags positioned atop the hard tanks. An optional Fast Fill System with three Johnson pumps enables ballast filling in approximately five minutes. The Digital Helmscreen allows operators to select from various profiles such as Surf Left and Right (mellow or steep), Kids, Wakeboard (beginner to advanced), and Ski, automatically adjusting speed, ballast, and surf device positions accordingly. A boat attitude adjustment plate further refines bow control. Wave transitions can be made on the fly, providing flexibility for riders of different skill levels.

Power and Performance

The XT23 measures 25 feet 6 inches in length overall, with a beam of 8 feet 6 inches and a draft of 2 feet 6 inches. The test boat was equipped with a 5.7-liter engine, which Mastercraft is replacing with a new Ilmore 6.0-liter powerplant. Although independent test data was unavailable, manufacturer testing reports a top speed of 42.1 miles per hour at 5200 RPM. Typical endurance ranges from 7.2 hours at 3,000 RPM (21.7 MPH) to 14.1 hours at 2,000 RPM (9.2 MPH), covering the speed range most commonly used in tow sports. Handling was notably agile and responsive, with approximately three and a half turns lock to lock on the helm. The XT23's bow design effectively cuts through light chop and wakes, aided by a 12-inch rudder that enhances maneuverability.

Exterior Design and Deck Layout

Mastercraft has opted for a traditional front end on the XT23, featuring wraparound bolster seating with Coolfeel vinyl upholstery. The bow area includes forward-facing chaise seats on both sides, grab handles, two Klipsch audio speakers, four drink holders, and a dual USB outlet to port. Aft-facing seating is centered on the boat, with cushions that lift or remove to access storage compartments. The cockpit is spacious and ergonomically designed, with color-matched decadence flooring and two-tone upholstery. The helm station is well organized, featuring a stainless steel tilt steering wheel with a rubberized finish, analog gauges beneath a hand-stitched anti-glare vinyl dash, and the Gen 2 Surf System display. A wraparound windshield provides wind protection and clear sightlines, complemented by an 18-inch wide rear-view mirror and an acrylic wind dam.

Interior and Seating

The XT23 comfortably accommodates up to 16 passengers with ample seating throughout the cockpit. The companion seat adjacent to the helm is upholstered in the same hand-stitched vinyl as the rest of the boat. Wraparound seating continues from the companion seat around to the helm chair, featuring integrated grab handles, speakers, and drink holders. The center bench seat can convert to an aft-facing bench with built-in drink holders and a footrest, or be configured as a convertible bench. Storage is plentiful with a continuous compartment running from the cockpit to the bow on the port side, additional storage in the starboard quarter, and battery storage beneath the aft port section.

Tower and Swim Platform

The XT23's tower is equipped with swiveling and board-clamping racks on each side, each capable of holding two boards. Two Klipsch speakers are mounted under the crossbar, and a tow post is positioned on top. The tower includes an integrated bimini top and can be easily lowered for transport or storage. The test boat featured an integrated tow pylon and a sun pad with a center walk-through layout option. Gas-assisted struts facilitate lifting the port and starboard sun pad sections to access the Gen 2 ballast bags below. Additionally, the boat was outfitted with an optional teak swim platform, enhancing both aesthetics and functionality.

Conclusion

The Mastercraft XT23 presents a well-balanced combination of style, comfort, and performance tailored for water sports enthusiasts. Its advanced Gen 2 Surf System provides versatile wake customization suitable for all skill levels, while the boat's agile handling and thoughtful ergonomics enhance the overall experience. With ample seating, storage, and premium features such as the tower and swim platform options, the XT23 is a strong contender for those seeking a luxurious and capable multi-sport towboat.

Rating: 4.3 out of 5

Overview from around the web 2020 MasterCraft XT23

Customers praise the 2020 MasterCraft XT23 for its exceptional versatility and performance on the water

Many highlight its powerful and smooth-running engine, which delivers impressive speed and responsiveness, making it ideal for wakeboarding, waterskiing, and cruising. The spacious and comfortable interior receives positive remarks for accommodating family and friends with ample seating and quality materials. Users also appreciate the advanced wake-shaping technology that allows for customizable wakes, enhancing the experience for riders of all skill levels. Additionally, the XT23 is noted for its sleek design, user-friendly controls, and durable build, making it a reliable and stylish choice for water sports enthusiasts.

The Biggest Pros and Cons

The 2020 MasterCraft XT23 offers a range of features tailored for water sports enthusiasts, blending performance, comfort, and style. Here are some pros and cons to consider:

Pros

Powerful Performance: Equipped with a robust engine, the XT23 delivers impressive speed and acceleration, ideal for wakeboarding, wakesurfing, and other water sports.

Spacious and Comfortable: The boat boasts ample seating with high-quality upholstery, providing comfort for passengers during long outings.

Advanced Wake Technology: Features like adjustable ballast systems and wake-shaping tabs allow for customizable wake sizes and shapes, enhancing the experience for riders of all skill levels.

Modern Design and Amenities: Sleek aesthetics combined with amenities such as a premium sound system, touchscreen controls, and plenty of storage space make for a luxurious on-water experience.

Durability and Build Quality: MasterCraft is known for solid construction, and the XT23 is no exception, offering reliability and longevity.

Cons

Price Point: As a premium boat, the XT23 comes with a higher price tag, which may be a consideration for budget-conscious buyers.

Fuel Consumption: Due to its powerful engine and size, fuel efficiency may be lower compared to smaller or less performance-focused boats.

Learning Curve for Features: Some of the advanced wake and control systems might require time to master for new users.

Size: While spacious, the 23-foot length may pose challenges when docking or trailering for some owners.

Made For

The 2020 MasterCraft XT23 is designed for water sports enthusiasts and families who want a versatile, high-performance boat that excels in wakeboarding, wakesurfing, and tubing. It’s ideal for those seeking powerful engine options, advanced wake-shaping technology, and spacious, comfortable seating for a full day of fun on the water. Whether you're a seasoned rider or just starting out, the XT23 offers the perfect blend of luxury, innovation, and performance to meet your boating and watersport needs.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 MasterCraft XT23. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a MasterCraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 106,165
Total Payment$189,819.08
Monthly payment
$790.91/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 MasterCraft XT23. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a MasterCraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 106,165
Total Payment$189,819.08
Monthly payment
$790.91/mo

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Address

3001 Kings Point Road
Chattanooga, TN 37416

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