2020 MasterCraft XT22

$94,500

Used

Boat in Walton, KY 41094 US

builtBuilt in 2020
Year the boat was built
model

XT22

Boat model
engine

1 Engine (--)

Engine type and count
length

22.3 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
22.33ft
Length Overall
22.33ft
Beam
8.5ft
Max Draft
2.42ft
Dry Weight
4900lb
Storage Capacity
106
Max Capacity
2400
Seating Capacity
16
Fuel Tanks
65gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Hours
186
Engine Type
inboard
Fuel Type
gasoline

Price History

DateEventPrice
9/9/25Price decreased$94,500(-5.0%)
8/12/25Price decreased$99,500(-6.0%)
7/16/25Price decreased$105,900(-7.8%)
6/28/25Initial price$114,900

Contact Current Watersports

45 Transport Dr, Walton, KY, 41094

Boattest.com Review

Overview

The Mastercraft NXT 22 is a recently redesigned and upgraded towboat that caters to both active families and water sports enthusiasts. Positioned as one of Mastercraft's highest volume models, it offers a compelling balance of value and performance with a base 373 horsepower V8 Ilmor 6.0 liter engine. The 2023 model year introduces the all-new Gen 2 surf system, which automates ballast, trim tabs, and GPS speed settings to create customizable wake profiles at the touch of a button.

Gen 2 Surf System and Wake Customization

A major highlight of the NXT 22 is the Gen 2 surf system, designed to simplify wake shaping for various skill levels. This system eliminates manual adjustments by providing factory preset profiles accessible via the helm touchscreen. Operators can select from surf left or right, wake (with full ballast for intermediate to advanced riders), wake beginner (zero ballast with a target speed of 17.5 mph), and a ski profile (no ballast and higher speed). The system controls five ballast tanks—one front, two aft, and two Gen 2 bags atop the aft tanks—allowing on-the-fly wave adjustments. Manual overrides for ballast and trim are also available alongside the automated settings, while an attitude adjustment plate provides additional bow control.

Exterior Design and Deck Layout

The NXT 22 measures 23 feet 10 inches in length overall, with a beam of 8 feet 3 inches and a draft of 2 feet 4 inches. Its distinctive pickle-fork bow features a sporty, flared design that enhances both aesthetics and functionality by improving wake transition and reducing hull shock. The bow interior is spacious and comfortable, measuring 3 feet 5 inches long by 4 feet 10 inches wide, with wrap-around bolsters and hinged side seats that provide access to storage compartments. Additional storage includes an anchor locker beneath the center bow cushion and port-side compartments. The boat is equipped with five pull-up cleats strategically placed for convenience. An optional teak swim platform adds an upscale touch and integrates seamlessly with the boat’s painted topsides.

Helm and Cockpit Features

The helm is ergonomically designed with a tilt base and a rubberized steering wheel that ensures a secure grip even when wet. Engine gauges are mounted directly ahead on black anodized panels, with blower and bilge switches to port and light controls to starboard. The Gen 2 surf system touchscreen and ballast controls are conveniently located below the wheel. The throttle is positioned for easy, precise speed adjustments and is complemented by a fully adjustable helm chair with a flip-up bolster. A rear-facing spotter seat is located to port, adjacent to a dry storage compartment equipped with a courtesy light, 12-volt outlet, and slip-resistant matting. The cockpit features a classic towboat layout with wrap-around bench seating, an aft-facing companion seat, and ample storage beneath hinged seats. The battery bank, breakers, and main shut-off switch are housed beneath the port bench, while SeaDek-treated steps facilitate safe entry and exit at the stern. The collapsible tower with integrated bimini includes swiveling board racks and a fixed tow rope post, with Klipsch audio speakers mounted on the crossbar.

Power and Performance

Powered by the upgraded Ilmor 6.0 liter V8 engine producing 373 horsepower, the NXT 22 delivers strong performance and efficient fuel consumption. During testing, the boat reached a top speed of 40 miles per hour at 5,200 RPM. Economical cruising was achieved at 3,500 RPM, corresponding to 25 miles per hour. Endurance tests showed 4.8 hours at 3,000 RPM (18.5 mph) and 6.8 hours at 2,500 RPM (11.5 mph), indicating solid range for extended outings. Handling characteristics were agile and responsive, with smooth transitions through gradual and tight turns, no noticeable slippage, and excellent helm feedback. The 3.5 turns lock-to-lock steering and 12-inch rudder contribute to precise control. The pickle-fork bow design aids in cutting through wakes with minimal hull shock, maintaining a calm ride for passengers.

Conclusion

The Mastercraft NXT 22 presents a spacious, well-equipped, and versatile towboat that successfully blends entry-level pricing with upscale features. Its advanced Gen 2 surf system simplifies wake customization for riders of all skill levels, while the refined hull design and powerful engine deliver confident handling and performance. The ergonomic helm layout, ample storage, and comfortable seating make it suitable for families and water sports enthusiasts alike. With a range of available options, buyers can tailor the NXT 22 to their specific preferences, maintaining Mastercraft’s reputation for quality and innovation.

Overview from around the web 2020 MasterCraft XT22

Customers are raving about the 2020 MasterCraft XT22, highlighting its exceptional versatility and impressive performance on the water

Many owners appreciate the spacious layout and luxurious interior, providing ample room for both passengers and gear. The advanced technology features, including a user-friendly touchscreen interface and customizable ballast system, have garnered praise for making wake sports more enjoyable and tailored to individual preferences. The powerful yet efficient engine is frequently mentioned, delivering a thrilling ride while maintaining fuel efficiency. Customers also note the boat's stability and handling, which makes it suitable for all skill levels, from beginners to seasoned pros. The surf and wake capabilities of the XT22 are often considered top-notch, enabling users to create perfect waves and wakes for surfing, wakeboarding, or simply cruising. Additionally, the quality of craftsmanship and attention to detail are clear points of appreciation, contributing to an overall sense of reliability and luxury. Whether for family outings or competitive wake sports, the 2020 MasterCraft XT22 is consistently noted as a standout choice in the world of performance boats.

The Biggest Pros and Cons

Sure! Here are the pros and cons of the 2020 MasterCraft XT22 to help you get a clearer picture of this boat:

Pros

Versatile Performance: The XT22 offers exceptional versatility, making it suitable for various water sports like wakeboarding, wakesurfing, and skiing. Its hull design provides a smooth ride and impressive wake shapes.

Spacious Layout: With ample seating and storage, the XT22 is designed for socializing and comfort. It can accommodate a larger group, making it ideal for family outings and gatherings with friends.

Customizable Wake: The MasterCraft XT22 features the Gen 2 Surf System, allowing you to customize the wake and wave to your liking. This feature enhances the surfing experience for riders of all skill levels.

Advanced Technology: Equipped with a user-friendly touchscreen display and premium sound systems, the XT22 integrates technology seamlessly for navigation, entertainment, and control of onboard features.

Quality Build: MasterCraft is known for its high-quality construction and materials. The XT22 features durable components and a robust design that stands up to wear and tear, ensuring longevity.

Cons

Price Point: The XT22 is positioned in the premium price range, which may not be suitable for every budget. Potential buyers should consider their financial situation and how it aligns with their boating needs.

Fuel Efficiency: While performance is excellent, larger wake boats like the XT22 may consume more fuel compared to smaller, more efficient models. This could lead to higher operating costs for frequent use.

Maintenance Requirements: As with any high-performance boat, proper maintenance is essential. Owners will need to be proactive about upkeep to ensure the longevity and reliability of the XT22.

Size Considerations: While its spacious design is a benefit, the larger size of the XT22 may make it less maneuverable in tight spaces and harder to store compared to more compact models.

Weight: The XT22’s heavy construction can affect towing capabilities. Buyers should consider their vehicle’s towing capacity to ensure compatibility.

Made For

The 2020 MasterCraft XT22 is designed for those who crave versatility and performance on the water. Ideal for families and friends who enjoy various water sports, this boat effortlessly adapts to wakeboarding, wakesurfing, and leisure cruising. The XT22 is perfect for boaters who appreciate premium craftsmanship and cutting-edge technology, offering an exhilarating experience without compromising comfort. With ample seating and storage, it caters to social gatherings, making it an excellent choice for those who love entertaining on the water. If you're looking for a blend of performance, style, and practicality, the MasterCraft XT22 is built for you. Experience the thrill of adventure while enjoying the luxuries of a well-appointed craft, making unforgettable memories with your loved ones on every outing.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 MasterCraft XT22. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a MasterCraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$598.41/mo
$
$
%
Principal Loan Amount$ 80,325
Total Payment$143,618.12

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 MasterCraft XT22. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Ski and Wakeboard cost in today's market, or how much does a MasterCraft cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$598.41/mo
$
$
%
Principal Loan Amount$ 80,325
Total Payment$143,618.12

Be the first to know when similar boats hit the market

Get notified when new boats become available

Boats For Sale in Kentucky, United States Similar to the 2020 MasterCraft XT22

Compare with similar boats and find the perfect one for you.

The Image of 2020 MasterCraft XT22 boat on trailer outside dealership, showcasing sleek design and modern features. - 12020 MasterCraft XT22
$94,500$89,900$104,900$82,500$109,595$119,900
WaltonWaltonWaltonWaltonWaltonWalton
22'22'23'22'25'20'
2'-----
-IlmorIlmor-IlmorIlmor
-380 hp375 hp--380 hp
33748175115222169
Price
Location
Nominal Length
Draft
Engine Make
Total Engine Power
Days on Market

Other MasterCraft XT22 boats for sale in Kentucky, United States

Meet the Broker

Address

45 Transport Dr
Walton, KY 41094

Boat Location

Be the First to Know

Get notified when new boats become available.