2025 Formula 430 Super Sport Crossover Boat in Decatur, IN 46733 US

$1,449,995

Used
builtBuilt in 2025
Year the boat was built
model

430 Super Sport Crossover

Boat model
engine

4 Engines (4x Mercury)

Engine type and count
length

43 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
43ft
Length Overall
45.5ft
Beam
12ft
Max Bridge Clearance
11.75ft
Max Draft
3.58ft
Cabin Headroom
6.5ft
Deadrise At Transom
21deg
Dry Weight
25720lb
Heads
1
Fresh Water Tanks
56gal
Fuel Tanks
500gal
Holding Tanks
43gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Mercury
Engine Model
VERADO 400 V10 JPO
Engine Hours
125
Engine Type
outboard
Fuel Type
gasoline
Engine 2
Engine Make
Mercury
Engine Model
VERADO 400 V10 JPO
Engine Hours
125
Engine Type
outboard
Fuel Type
gasoline
Engine 3
Engine Make
Mercury
Engine Model
VERADO 400 V10 JPO
Engine Hours
125
Engine Type
outboard
Fuel Type
gasoline
Engine 4
Engine Make
Mercury
Engine Model
VERADO 400 V10 JPO
Engine Hours
125
Engine Type
outboard
Fuel Type
gasoline
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
9/15/26Initial price$1,449,995

Contact Formula Boats

2200 West Monroe Street, Decatur, IN, 46733

Formula 430 Super Sport Crossover: BoatTEST Review

Reviewed by Jeff Hammond

Boat Test Review on BoatTest.com

Overview

The Formula 430 SSC marks a significant milestone as the first outboard-powered boat produced by Formula since 1986. This model advances the dayboating concept by combining the entertaining amenities of a large dayboat cruiser with the water sports capabilities typical of a substantial sport boat. Featuring a hardtop, an impressive helm station, and unexpectedly spacious accommodations below deck, the 430 SSC also functions effectively as an express cruiser with bow seating. Its design incorporates Formula's SmartZone concept, aligning the bow, helm deck, and cockpit on the same level to create nearly 40 linear feet of deck space.

Exterior Design and Swim Platform

The swim platform of the 430 SSC is notably expansive, measuring 135 inches in width and 55 inches in depth, with a 7-inch step height. It is covered in durable plastic and equipped with cleats at each aft corner. Storage compartments beneath the platform provide access to rigging, and a large fender trunk is positioned at the front. The boat includes versatile SUP board racks that can be repositioned depending on motor tilt. A dedicated swim ladder slot is located on the port side, with a corresponding slot on the starboard side. An emergency boarding ladder with flip-out steps is integrated into the trailing edge of the swim platform on the starboard side. Utility features include a freshwater shower, battery switches, and a garden hose connection that allows flushing of all four motors simultaneously.

Cockpit and Deck Features

The cockpit area is designed for comfort and functionality, featuring a grill with a protective top and dual control knobs, as well as a spacious lounge with convertible backrests and wraparound seating extending to starboard and port sides. USB ports are conveniently located throughout the boat. A power-operated table to starboard rises at the push of a button, with a grippy plastic surface for secure placement of items. The lounge cushions can be configured to form a large sunpad measuring six feet, eight inches by four feet, eight inches. Storage is accessible beneath hinged cushions. Forward of the cockpit, a sunshade for the bow is stowed with dedicated racks for stanchions. Mechanical system access is facilitated by hatches and a power actuator that raises the entire aft seat structure, revealing the generator, batteries, and other equipment. Overhead, the hardtop includes a power sunroof, LED lighting, and integrated speakers, while the sunshade extends over the swim platform providing six feet, eight inches of headroom and protection from sun or rain.

Galley and Helm Station

The cockpit wet bar is equipped with two cup holders, ample counter space, and a slide-away sink cover. A stainless steel drawer-style refrigerator with freezer capabilities is included. The helm features three individual seats with folding bolsters and power-adjustable footrests, complemented by a slide-out Yeti cooler beneath one seat. Storage lockers are available beneath the sink and in the port gunwale, which houses a blender, fire extinguisher, and automatic fire suppression system handle. The cockpit also includes a dedicated TV socket with cable management features. Forward, a rope locker is positioned for convenient access.

Bow Area

Access to the bow is via a 20-inch wide passageway that can be closed off with an opening windshield section and a lower acrylic air dam, secured by a sturdy tie bar. The bow seating wraps around the area, spanning 75 inches across, with seating along the starboard side and across the bow. Fold-out cup holders are integrated into the armrests, and USB ports and rails are consistent with those throughout the boat. The stereo system offers remote volume control for four distinct zones. Two bow tables can be raised or lowered and filled with cushions to create a protected playpen or tanning area. A standard bow sunshade is included, with stanchions that insert into the bow rail for easy installation and plugs to fill the rail when the shade is not in use. The boat is equipped with a standard Lumar windlass and offers an optional towing eye for use as a superyacht tender.

Interior Living Spaces

Below deck, the 430 SSC's cabin features a tower to port that controls primary systems including air conditioning, stereo, lighting, and integrates Raymarine GS95 and VesselView 702 management systems, complementing the helm display. A second charging port is available in the aft cabin for monitoring systems. The refrigerator can be configured as either a freezer or refrigerator. The dinette includes a table that can be raised or lowered, with a hinged backrest that folds up to enhance legroom, demonstrating attention to detail. Side windows and the skylight above the v-berth have sliding shades with magnetic latches. The galley is equipped with a Kenyon stove, sink, and Keurig coffee maker, all concealed under sliding hideaway covers. Stemware and tumblers are stored in a dedicated showcase, and a 32-inch LCD TV is positioned for viewing from the dinette.

Private Accommodations and Head

The private head compartment offers full standing headroom and includes a pull-up shower, storage, sink with Corian countertop, and a porcelain toilet beneath a fold-up seat. The area is molded fiberglass for ease of cleaning. The aft cabin features a queen-size Sensus memory foam mattress and a 32-inch LCD HD TV positioned at the foot of the bed.

Customization and Finishing Touches

Owners can personalize the 430 SSC through Formula Flex, which allows selection of colors, upholstery styles, graphics, helm treatments, and hull colors. Formula distinguishes itself by painting its boats, resulting in a high-gloss finish that has become a signature of the brand. LED lighting in the cockpit offers various color options to set the desired ambiance for evening use.

Conclusion

The Formula 430 SSC successfully blends the attributes of a large dayboat cruiser, sport boat, and express cruiser into one versatile package. Its expansive deck spaces, extensive amenities, and thoughtfully designed interior accommodations make it suitable for a wide range of boating activities and preferences. The combination of innovative design features, customization options, and high-quality finishes positions the 430 SSC as a compelling choice in its class.

Rating: 4.5 out of 5

Overview from around the web 2025 Formula 430 Super Sport Crossover

Customers are raving about the 2025 Formula 430 Super Sport Crossover, praising its impressive blend of luxury, performance, and innovative design

Many enthusiasts highlight the powerful twin Mercury engines, which deliver exhilarating speed and incredible maneuverability on the water. Users appreciate the smooth ride and stability, making it an ideal choice for both thrilling outings and leisurely cruises. The spacious cockpit and elegant interior have also received high marks from owners. The layout prioritizes comfort and entertainment, with ample seating and a state-of-the-art sound system creating the perfect environment for gatherings with friends and family. The attention to detail in finishes and materials truly stands out, reflecting Formula's commitment to quality. Additionally, customers are particularly impressed by the versatility of the 430 Super Sport Crossover. Whether for a day of watersports or a sunset dinner cruise, this model seamlessly adapts to various lifestyles on the water. Many users also appreciate the advanced technology features, including connectivity options and intuitive controls, enhancing the overall boating experience. In summary, the 2025 Formula 430 Super Sport Crossover is celebrated for its performance, luxurious amenities, and thoughtful design, making it a top choice for discerning boaters looking for the ultimate crossover experience.

The Biggest Pros and Cons

2025 Formula 430 Super Sport Crossover: Pros and Cons

Pros

Performance-Oriented Design: The Formula 430 features advanced hull design and powerful engine options that provide exhilarating speed and agility on the water, making it ideal for thrill-seekers and water sports enthusiasts.

Spacious Layout: With ample seating and a versatile layout, the crossover offers plenty of space for family and friends, ensuring a comfortable and enjoyable experience during outings.

Luxurious Finishes: High-quality materials and meticulous craftsmanship give the interior an upscale feel, elevating the overall boating experience. The attention to detail is evident throughout the cabin and cockpit area.

Versatility: Serving as both a cruiser and a sportboat, the Formula 430 can handle a variety of activities, from leisurely cruises to adventurous water sports, making it suitable for diverse boating needs.

Advanced Technology: Equipped with cutting-edge technology, including comprehensive navigation systems, premium sound systems, and smart features, the Formula 430 offers a modern and connected experience on the water.

Innovative Storage Solutions: Thoughtful storage arrangements are found throughout the boat, providing easy access to gear and equipment while keeping the space organized.

Cons

Price Point: The Formula 430 is a premium vessel, which may not be accessible for all budgets. Its high-end features and performance come at a significant investment.

Fuel Efficiency: Due to its performance capabilities, the 430 may have lower fuel efficiency compared to more utilitarian vessels, which could lead to higher operating costs for extended outings.

Size Considerations: While spacious, the overall size of the Formula 430 could be challenging for some users when navigating smaller waterways or docking in tighter spaces.

Maintenance Requirements: As with many high-performance boats, the Formula 430 may require regular maintenance and checks to ensure optimal performance, which can add to the overall ownership costs.

Limited Overnight Accommodations: While there is some overnight capability, the crossover may not provide the extensive sleeping options or amenities found in larger cruisers, which could be a drawback for those seeking extended overnight trips.

Made For

The 2025 Formula 430 Super Sport Crossover is designed for discerning boaters who seek a perfect blend of luxury, performance, and versatility on the water. This exhilarating vessel is ideal for those who appreciate innovative design and cutting-edge technology, as well as comfort and style. Families looking for a spacious and safe environment for day trips or weekend getaways will find the ample seating and well-thought-out layout cater to their needs effortlessly. Adventure seekers and thrill enthusiasts will revel in its powerful engines, delivering high-speed performance while providing a smooth and stable ride. Whether you're cruising along coastal waters, hosting friends for a sunset dinner, or engaging in water sports, the Formula 430 is tailored to create memorable experiences on the water. In summary, the 2025 Formula 430 Super Sport Crossover is perfect for anyone who desires a luxurious boating experience combined with the thrill of performance—all wrapped in a sophisticated package that turns heads wherever it goes.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Formula 430 Super Sport Crossover. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 1,232,496
Total Payment$2,203,657.07
Monthly payment
$9,181.90/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2025 Formula 430 Super Sport Crossover. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 1,232,496
Total Payment$2,203,657.07
Monthly payment
$9,181.90/mo

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LocationDecaturDecaturDecaturDecaturMichigan CityNoblesville
Nominal Length43'38'43'50'38'26'
Draft4'-----
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2200 West Monroe Street
Decatur, IN 46733

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