2004 Formula 40 Performance Cruiser

$159,000

Used

Boat in Seabrook, TX 77586 US

builtBuilt in 2004
Year the boat was built
model

40 Performance Cruiser

Boat model
engine

2 Engines (2x Yanmar)

Engine type and count
length

42.7 feet

Overall boat length
fuel

--

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
42.67ft
Beam
12.92ft
Max Bridge Clearance
11.92ft
Max Draft
6.5ft
Fresh Water Tanks
55gal
Fuel Tanks
250gal
Holding Tanks
57gal
Hull Material
fiberglass
Engine 1
Engine Make
Yanmar
Total Power
420hp
Drive Type
v
Engine 2
Engine Make
Yanmar
Total Power
420hp
Drive Type
v
Summary
HUGE PRICE REDUCTION FROM 195000 TO 159000!!! THE SELLER OF THIS FORMULA WANTS IT TO BE THE NEXT ONE SOLD! HE HAS ALREADY FOUND HIS NEXT BOAT AND WANTS THIS ONE GONE… Introducing the stunning 2004 Formula 40 Performance Cruiser, a remarkable vessel that seamlessly blends performance and luxury.
Features

Electronics

  • CD Player
  • Cockpit Speakers
  • Compass
  • DVD Player
  • GPS
  • Navigation Center
  • Radio
  • TV Set
  • VHF

Inside Equipment

  • Marine Head
  • Microwave Oven
  • Refrigerator

Outside Equipment/Extras

  • Cockpit Cushions
  • Cockpit Shower


Disclaimer

The company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change or withdrawal without notice.

Price History

DateEventPrice
3/29/26Price decreased$159,000(-5.9%)
3/8/26Price decreased$169,000(-13.3%)
12/30/25Initial price$195,000

Contact Sea Lake Yachts

1500 Marina Bay Drive, Bldg. 112, Kemah, TX, 77565

Boattest.com Review

Boat Test Review on BoatTest.com

Overview

The Formula 40 PC exemplifies the qualities that distinguish an upscale yacht from an average one. Designed with functionality and premium craftsmanship in mind, this model offers a blend of innovative features and thoughtful details that enhance both comfort and usability on the water.

Exterior Design and Cockpit

A standout feature of the Formula 40 PC is its versatile stern section, which significantly enhances the boat's functionality. The stern sunpad is equipped with twin backrests that lock into three distinct positions, allowing it to serve as an aft-facing chaise lounge for sunbathing, an aft-facing seat when at anchor, or additional forward-facing seating for the cockpit. The sunpad lifts on gas shocks to reveal storage space containing a remote control for the swim platform, which doubles as a tender or personal watercraft platform. Also stored here are filler cushions for the U-shaped cockpit seating and cocktail tables, all secured in dedicated cutouts. The cockpit seating is upholstered in Nautilex marine vinyl and includes storage compartments beneath. The cockpit area features flush-mounted stainless steel drink holders and a stereo remote control for convenience. Moving forward, the bow is easily accessible via a walk-through windshield, with ample handholds and a solid, non-skid deck that resists flexing, reflecting the build quality typical of premium yachts.

Interior Living Spaces

Inside, the galley is thoughtfully arranged on the port side, featuring a coffee docking station and generous countertop space measuring approximately 29.5 by 30 inches. The galley includes a two-burner electric stove with a safety micro switch that automatically shuts off when the lid is closed, a 5.2 cubic foot refrigerator, and a 1.8 cubic foot freezer. The cabinetry showcases dovetail joinery on all drawers, a hallmark of quality craftsmanship. The main cabin benefits from three port lights that provide natural light and ventilation. Privacy is enhanced by an innovative lighting system with dimmable uplights and adjustable covers that direct light downward, surpassing the typical curtain solutions found on many boats. Additional interior features include cedar-lined lockers behind mirrored hatches and a port-side cabinet containing a privacy safe and dovetailed drawers that retract smoothly when closed.

Private Accommodations

The forward berth offers ample storage with two pull-out drawers beneath the bed, incorporating the same automatic retraction mechanism as other drawers on board. Overhead, a hatch provides natural light, ventilation with a sliding screen, and serves as an emergency escape route. The aft cabins stand out as particularly comfortable spaces, furnished with ultra-leather seating and equipped with a 19-inch LCD television on the port side. These cabins include substantial storage, including dedicated compartments for pedestals that convert the space into additional berths. The cabins provide about five feet of overhead clearance, with a sole extension that allows occupants to stand naturally without head clearance issues.

Conclusion

The Formula 40 PC by Formula demonstrates a clear commitment to upscale design and functionality. From its adaptable stern sunpad and solid deck construction to its well-appointed galley and comfortable private accommodations, this yacht offers a premium boating experience. The attention to detail in storage solutions, lighting, and materials underscores the difference that quality craftsmanship makes in a cruiser of this class.

Overview from around the web 2004 Formula 40 Performance Cruiser

Customers praise the 2004 Formula 40 Performance Cruiser for its impressive blend of speed, comfort, and style

Many highlight its powerful performance on the water, noting how smoothly it handles both cruising and high-speed runs. The spacious and well-designed interior receives positive remarks for providing ample comfort, making it ideal for both day trips and longer excursions. Owners also appreciate the quality craftsmanship and attention to detail evident throughout the boat. Overall, the 2004 Formula 40 Performance Cruiser is celebrated for delivering a thrilling yet comfortable boating experience.

The Biggest Pros and Cons

The 2004 Formula 40 Performance Cruiser offers a compelling blend of speed, style, and comfort, making it a popular choice among boating enthusiasts. Here are some of the key pros and cons of this model:

Pros

Powerful Performance: Equipped with robust engines, the Formula 40 delivers impressive speed and acceleration, ideal for thrill-seekers.

Sleek Design: Its aerodynamic and sporty exterior turns heads on the water while enhancing fuel efficiency.

Spacious Interior: Thoughtfully designed cabin space provides comfortable seating and amenities for extended cruising.

Quality Build: Known for durable construction and reliable components, ensuring longevity and safety.

Good Handling: Responsive steering and stable ride make it enjoyable and easy to maneuver in various water conditions.

Cons

Fuel Consumption: The high-performance engines may result in higher fuel usage compared to more economy-focused cruisers.

Maintenance Costs: Premium parts and systems can lead to increased upkeep expenses.

Limited Storage: While comfortable, storage space may be somewhat limited for longer trips or large groups.

Price Point: As a performance cruiser, it can be on the higher end of the price range, which might not suit all budgets.

Made For

The 2004 Formula 40 Performance Cruiser is designed for boating enthusiasts who seek a perfect blend of high performance and comfortable cruising. It is ideal for those who want a stylish and powerful vessel capable of delivering thrilling speed on the water, while also offering spacious accommodations for relaxing and entertaining family and friends. Whether you’re into weekend getaways, day trips, or simply enjoying time on the water with a sporty edge, this boat caters to individuals and families looking for both excitement and comfort.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Formula 40 Performance Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,006.85/mo
$
$
%
Principal Loan Amount$ 135,150
Total Payment$241,643.18

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Formula 40 Performance Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Express Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,006.85/mo
$
$
%
Principal Loan Amount$ 135,150
Total Payment$241,643.18

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Price
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Nominal Length
Draft
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Total Engine Power
Days on Market

Meet the Broker

Address

1500 Marina Bay Drive
Bldg. 112
Kemah, TX 77565
Other Information about Sea Lake Yachts

Sea Lake Yachts is owned and operated by Doug and Angela Hughes, a couple with not only a passion for boating but for helping buyers and sellers alike have the very best experience possible when purchasing or selling quality New and Brokerage boats. Doug has over 34 years in the business of professional yacht sales, has served six terms as the President of the local Gulf Coast Yacht Brokers Association and is now serving as a board member on the Certification Advisory Council Board for the prestigious CPYB (Certified Professional Yacht Broker) program where he served two years as the chair of that program.

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