2005 Formula 31 Performance Cruiser

$109,900

Used

Boat in Lake Ozark, MO 65049 US

builtBuilt in 2005
Year the boat was built
model

31 Performance Cruiser

Boat model
engine

2 Engines (2x Mercury MerCruiser)

Engine type and count
length

33 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
33ft
Length Overall
33.08ft
Beam
11ft
Hull Material
fiberglass
Engine 1
Engine Make
Mercury MerCruiser
Engine Model
MX 6.2L MPI
Total Power
320hp
Engine Hours
888
Engine Type
inboard
Fuel Type
gasoline
Engine Year
2005
Engine 2
Engine Make
Mercury MerCruiser
Engine Model
MX 6.2L MPI
Total Power
320hp
Engine Hours
887
Engine Type
inboard
Fuel Type
gasoline
Engine Year
2005
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
2/27/26Initial price$109,900

Contact Big Thunder Marine

3534 Osage Beach Parkway , Osage Beach, MO, 65065

Boattest.com Review

Overview

The Formula 31 PC is a thoughtfully designed cruiser that balances functionality with elegant styling. This model introduces an extended swim platform and an aft sun pad, enhancing the boat's usability for water sports and leisure activities. The design reflects Formula's commitment to contemporary American nautical aesthetics and practical layouts.

Exterior Design and Cockpit

The most notable exterior update is the extended swim platform, which significantly increases space for lounging and sunbathing. This platform features a built-in swim ladder and a heavy-duty stainless steel handrail, complemented by a smaller handrail with recessed lighting. The deck surface mimics teak in appearance but is soft underfoot and resistant to overheating. The aft sun pad includes a versatile backrest that locks into three positions, allowing it to function as an aft-facing seat, a chaise lounge, or additional forward-facing cockpit seating. The sun pad lifts on gas shocks to reveal storage compartments for fenders, cocktail tables, and filler cushions for the U-shaped cockpit seating. This seating is upholstered in Nautilex marine vinyl with storage beneath, and the cockpit can be outfitted with one or two removable cocktail tables. Additionally, the port side features a refrigerated drawer beneath a sink, ensuring beverages remain secure and chilled.

Interior Living Spaces

Inside the cabin, the Formula 31 PC offers an open and roomy salon with a refined, elegant design. The mid-cabin area is particularly notable for its spaciousness and tasteful styling, with open stairs to the topside that resemble sculptural artwork. On the starboard side, a comfortable sofa with dual tables can be lowered to create an extra berth, complemented by a 15-inch LCD flat screen TV. The galley, while compact, is well-equipped for preparing breakfasts, lunches, and light evening meals. The cabinetry demonstrates high-quality craftsmanship comparable to upscale household kitchens.

Private Accommodations and Head

The forward berth measures 5 feet 10 inches by 4 feet 5 inches and includes a cedar hanging locker with a full-length mirror on its side. The wet head is designed with functionality in mind, featuring a single basin sink and a privacy curtain that separates half of the head to keep the shower area dry. Towels can be hung on the inside of the head door but remain outside the shower curtain to stay dry.

Conclusion

The Formula 31 PC combines thoughtful design with practical features, offering enhanced exterior lounging space and a stylish, comfortable interior. Its well-executed layout and quality finishes make it a versatile boat suitable for both water sports and relaxed cruising.

Overview from around the web 2005 Formula 31 Performance Cruiser

Customers consistently praise the 2005 Formula 31 Performance Cruiser for its powerful performance and sleek design

Owners highlight its impressive speed and handling, making it ideal for both leisurely cruises and spirited outings. The spacious and well-appointed cockpit receives positive remarks for comfort and functionality, while the cabin's modern amenities and thoughtful layout provide a welcoming retreat on the water. Many appreciate the boat's solid construction and reliability, noting that it delivers excellent value for its class. Overall, the 2005 Formula 31 Performance Cruiser is celebrated for combining sporty performance with cruiser comfort.

The Biggest Pros and Cons

The 2005 Formula 31 Performance Cruiser offers a blend of speed, comfort, and style, making it a popular choice for boating enthusiasts. Here are some pros and cons to consider:

Pros

Powerful Performance: Equipped with robust engines, the Formula 31 delivers impressive speed and acceleration, ideal for thrill-seekers and those who enjoy fast cruising.

Sporty Design: The sleek and aerodynamic profile not only looks great but also enhances handling and fuel efficiency.

Comfortable Layout: The spacious cockpit and well-appointed cabin provide ample room for relaxation and entertaining guests.

Quality Build: Known for solid construction and attention to detail, this model offers durability and reliability on the water.

Versatile Use: Suitable for both day cruising and overnight trips, thanks to its practical interior accommodations.

Cons

Fuel Consumption: The powerful engines, while offering strong performance, can result in higher fuel usage compared to more economy-focused cruisers.

Limited Cabin Space: While comfortable, the cabin size may feel compact for extended stays or larger groups.

Maintenance Costs: As with many performance-oriented boats, upkeep and maintenance can be more intensive and costly.

Storage: Storage compartments may be somewhat limited, requiring careful planning for longer outings.

Made For

The 2005 Formula 31 Performance Cruiser is designed for boating enthusiasts who seek a perfect blend of speed, style, and comfort. It’s ideal for those who want a versatile vessel that performs well on the water while offering spacious accommodations for family and friends. Whether you're interested in day cruising, entertaining guests, or enjoying weekend getaways, this boat caters to individuals who appreciate high performance combined with luxury and functionality.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2005 Formula 31 Performance Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$695.93/mo
$
$
%
Principal Loan Amount$ 93,415
Total Payment$167,022.55

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2005 Formula 31 Performance Cruiser. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Formula cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$695.93/mo
$
$
%
Principal Loan Amount$ 93,415
Total Payment$167,022.55

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Meet the Broker

Address

3534 Osage Beach Parkway
Osage Beach, MO 65065

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