2020 Cobia 320 Center Console

$260,000

Used

Boat in Deltaville, VA 23043 US

builtBuilt in 2020
Year the boat was built
model

320 Center Console

Boat model
engine

2 Engines (2x Yamaha)

Engine type and count
length

32 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
32ft
Hull Material
fiberglass
Engine 1
Engine Make
Yamaha
Engine Model
F300
Total Power
300hp
Engine Type
outboard
Fuel Type
gasoline
Engine 2
Engine Make
Yamaha
Engine Model
F300
Total Power
300hp
Engine Type
outboard
Fuel Type
gasoline
Summary
2020 Cobia
Steering System

Joystick Control

Electronics
  • Dual 16" Garmin Touch Displays
  • Garmin Open Array Radar
  • Garmin VHF Radio
  • JL Audio Premium Sound System with JL Speakers 
  • Yamaha Helm Master (2025) 


Standard Features

Fishing Features

  • Livewells: Twin 35-gallon pressurized livewells (70 gallons total) with sea chest plumbing.
  • Fish Boxes: Two massive macerated in-deck fish boxes (approx. 55 gallons each).
  • Tackle Station: Deluxe rigging station with a freshwater sink, bait prep area, and dedicated storage for terminal tackle.
  • Rod Storage: Under-gunwale rod racks and flush-mount rod holders in the gunwales.
  • Washdowns: Both Raw Water and Freshwater washdown systems.

Family & Comfort

  • Forward Seating: Elegant U-shaped bow seating with a recessed bow rail.
  • Electric Bow Table: A cocktail table that electronically retracts flush into the floor or raises to create a sun lounge/dining area.
  • Side-Entry Door: An inward-opening door on the port side for easier dock boarding or use as a tuna/dive door.
  • Console Interior: A walk-down head with 6'2" of headroom, electric porcelain toilet (with macerator), vanity sink, and Corian countertop.
  • Upholstery: Custom cushions with cockpit bolsters.

Construction & Hardware

  • Anchor System: Thru-hull windlass system with a stainless steel anchor, 400' of line, and a dedicated anchor locker.
  • Trim Tabs: Bennett hydraulic trim tabs with LED indicator switches.
  • Boarding Ladder: A covered, telescoping boarding ladder for safe re-entry.
  • Cleats: Heavy-duty pull-up stainless steel cleats.
  • Steering: GEM Stainless Steel steering wheel.

Mechanical & Electrical

  • Battery System: Triple battery configuration with automatic charging relays.
  • Electrical: Waterproof Deutsch connectors throughout the wiring harness.
  • Fuel/Water Separator: Yamaha-specific fuel/water separators (when equipped with Yamaha power).


Factory Options

Premium Upgrades: 

  • Yamaha Helm Master EX (2025): A modern retrofit of the latest joystick technology, digital electric steering, and autopilot.
  • 2023 AmeraTrail Triple Axle Trailer: A late-model, custom-fitted aluminum trailer that significantly adds to the boat's total value and mobility.

Electric: 

  • Underwater Lights: Usually a blue/white LED package.
  • Battery Charger: Onboard 4-bank charging system.

Fishing & Performance:

  • Outriggers: Rupp Z-30 or TACO Grand Slam telescoping outriggers.
  • Additional Rod Holders: Kingfish rod holders on the hardtop.
  • Faux Teak Decking: Often found on the swim platform or at the helm.

Comfort & Styling:

  • Hardtop Underside Color:
  • Forward Facing Backrests: Removable backrests for the bow seating.
  • Full Canvas Package: Covers for the helm, leaning post, and forward seating.


Price History

DateEventPrice
5/1/26Initial price$260,000

Contact Bluewater Yacht Sales

Bluewater Yachting Center, 1 Marina Road, Hampton, VA, 23669

Overview from around the web 2020 Cobia 320 Center Console

The 2020 Cobia 320 Center Console has garnered positive feedback from customers, highlighting its impressive blend of performance, comfort, and functionality

Many users have praised the boat's spacious layout, stating that it provides ample room for both fishing and entertaining. The well-designed helm area is frequently mentioned, with boaters appreciating the easy accessibility of controls and the clear visibility. Customers enjoy the robust fishing features, including ample rod storage, a livewell, and a large fish box, making it a preferred choice for avid anglers. The smooth ride, even in choppy waters, has also been commended, with many noting the stability and handling that the dual-engine setup offers. Recreational users have highlighted the luxurious seating options and the thoughtful amenities, such as a well-equipped galley and comfortable sunbathing areas, making it ideal for family outings or leisurely weekends on the water. Overall, the 2020 Cobia 320 Center Console stands out as a versatile and reliable choice for boaters seeking adventure, relaxation, and everything in between.

The Biggest Pros and Cons

Pros

Spacious Layout: The Cobia 320 boasts a roomy deck with ample space for fishing, lounging, and entertainment, making it perfect for families and groups of friends.

Quality Construction: Known for its durable build, the 320 features high-quality materials and craftsmanship, ensuring longevity and reliability on the water.

Versatile Fishing Features: Equipped with multiple rod holders, ample storage for gear, and an expansive livewell, this center console is ideal for serious anglers.

Comfortable Ride: The deep-V hull design provides a smooth and stable ride, even in choppy waters, enhancing overall boating experience.

Well-Designed Cockpit: The helm area is user-friendly and equipped with modern electronics, making navigation and operation straightforward, even for less experienced boaters.

Twin Engine Configuration: The ability to pair it with twin engines provides enhanced power, acceleration, and fuel efficiency, allowing for faster trips and better range.

Ample Shade and Shelter: The large T-top offers generous shade, making it comfortable for all-day outings in sunny conditions.

Cons

Price Point: The Cobia 320 is positioned at a higher price point compared to other center console models, which may be a consideration for budget-conscious buyers.

Weight: While the construction adds to durability, it also contributes to a heavier overall weight, which can affect towing capacity and fuel efficiency in some scenarios.

Maintenance Costs: As with any high-performance boat, maintenance and upkeep can become costly over time, especially with twin engines and advanced systems.

Limited Cabin Space: While it offers some amenities, the cabin area is relatively limited in size compared to larger boats, which may be a downside for overnight trips.

Fuel Consumption: The twin engine setup, while powerful, can lead to increased fuel consumption, especially if not managed properly during operation. The 2020 Cobia 320 Center Console brings a lot to the table for boating enthusiasts, combining great features for fishing and family outings, but prospective buyers should weigh the pros and cons based on their specific needs and budget.

Made For

The 2020 Cobia 320 Center Console is designed for the discerning boater who values performance, comfort, and versatility. Ideal for fishing enthusiasts, this model features a robust build equipped with ample storage, rod holders, and a spacious cockpit—perfect for serious anglers aiming to tackle offshore adventures. However, it’s not just for the fishing crowd; the Cobia 320 also caters to families and friends looking for leisure and fun on the water. With comfortable seating, a well-appointed helm, and plenty of space for sunbathing or entertaining, it invites everyone aboard for a day of relaxation or exploration. Whether you're planning a day of deep-sea fishing, a leisurely cruise along the coastline, or hosting a gathering with loved ones, the Cobia 320 Center Console offers the versatility to adapt to your boating lifestyle. Its sleek design and responsive handling also appeal to those who appreciate style and performance on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Cobia 320 Center Console. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Center Console cost in today's market, or how much does a Cobia cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,646.42/mo
$
$
%
Principal Loan Amount$ 221,000
Total Payment$395,139.79

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Cobia 320 Center Console. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Center Console cost in today's market, or how much does a Cobia cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$1,646.42/mo
$
$
%
Principal Loan Amount$ 221,000
Total Payment$395,139.79

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Meet the Broker

Address

Bluewater Yachting Center
1 Marina Road
Hampton, VA 23669
Other Information about Bluewater Yacht Sales

Our Hampton office is located at the Bluewater Yachting Center. This location offers slips, service and access to high-end restaurants. The Bluewater Yacht Sales Hampton yacht brokerage office is an authorized dealer for new Albemarle, Back Cove, Jarrett Bay Boatworks, Jupiter, Novurania, Princess, Regulator, Sabre & Viking Yachts models.

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