• Slide: The Image of 2020 Cobia 21 Bay boat with Mercury outboard motor in a marina setting. - 6The Image of 2020 Cobia 21 Bay boat with Mercury outboard motor in a marina setting. - 6
    Slide: The Image of 2020 Cobia 21 Bay boat with 150 HP engine in a dealership lot. - 7The Image of 2020 Cobia 21 Bay boat with 150 HP engine in a dealership lot. - 7
    Slide: The Image of 2020 Cobia 21 Bay boat with Mercury outboard motor in a sunny outdoor setting. - 8The Image of 2020 Cobia 21 Bay boat with Mercury outboard motor in a sunny outdoor setting. - 8
    Slide: The Image of 2020 Cobia 21 Bay boat with Mercury engine on trailer, outdoor display. - 9The Image of 2020 Cobia 21 Bay boat with Mercury engine on trailer, outdoor display. - 9
    Slide: The Image of 2020 Cobia 21 Bay boat on trailer with Mercury engine, displayed outdoors. - 10The Image of 2020 Cobia 21 Bay boat on trailer with Mercury engine, displayed outdoors. - 10
    Slide: The Image of 2020 Cobia 21 Bay boat on trailer, parked outdoors under clear blue sky. - 11The Image of 2020 Cobia 21 Bay boat on trailer, parked outdoors under clear blue sky. - 11
    Slide: The Image of 2020 Cobia 21 Bay boat with Minn Kota trolling motor, parked outdoors. - 12The Image of 2020 Cobia 21 Bay boat with Minn Kota trolling motor, parked outdoors. - 12
    Slide: The Image of 2020 Cobia 21 Bay boat with T-top, parked outdoors on a sunny day. - 13The Image of 2020 Cobia 21 Bay boat with T-top, parked outdoors on a sunny day. - 13
  • Slide: The Image of 2020 Cobia 21 Bay boat deck with storage compartments and trolling motor. - 14The Image of 2020 Cobia 21 Bay boat deck with storage compartments and trolling motor. - 14
    Slide: The Image of 2020 Cobia 21 Bay boat deck with storage compartments and fishing rod holder. - 15The Image of 2020 Cobia 21 Bay boat deck with storage compartments and fishing rod holder. - 15
    Slide: The Image of 2020 Cobia 21 Bay boat deck with storage compartments and trolling motor. - 16The Image of 2020 Cobia 21 Bay boat deck with storage compartments and trolling motor. - 16
    Slide: The Image of 2020 Cobia 21 Bay boat with open storage compartments on deck. - 17The Image of 2020 Cobia 21 Bay boat with open storage compartments on deck. - 17
    Slide: The Image of 2020 Cobia 21 Bay boat with open storage compartments on deck. - 18The Image of 2020 Cobia 21 Bay boat with open storage compartments on deck. - 18
    Slide: The Image of 2020 Cobia 21 Bay boat with open storage compartments on deck. - 19The Image of 2020 Cobia 21 Bay boat with open storage compartments on deck. - 19
    Slide: The Image of 2020 Cobia 21 Bay boat interior with console and stainless steel railings. - 20The Image of 2020 Cobia 21 Bay boat interior with console and stainless steel railings. - 20
    Slide: The Image of Open storage compartment on a 2020 Cobia 21 Bay boat, featuring organized shelving. - 21The Image of Open storage compartment on a 2020 Cobia 21 Bay boat, featuring organized shelving. - 21
  • Slide: The Image of 2020 Cobia 21 Bay boat interior with steering console and seating. - 22The Image of 2020 Cobia 21 Bay boat interior with steering console and seating. - 22
    Slide: The Image of 2020 Cobia 21 Bay boat interior with console and seating, showcasing sleek design. - 23The Image of 2020 Cobia 21 Bay boat interior with console and seating, showcasing sleek design. - 23
    Slide: The Image of 2020 Cobia 21 Bay boat console with speaker and controls. - 24The Image of 2020 Cobia 21 Bay boat console with speaker and controls. - 24
    Slide: The Image of 2020 Cobia 21 Bay boat interior with seating and controls, featuring a Mercury outboard motor. - 25The Image of 2020 Cobia 21 Bay boat interior with seating and controls, featuring a Mercury outboard motor. - 25
    Slide: The Image of 2020 Cobia 21 Bay boat interior with Mercury engine and cushioned seating. - 26The Image of 2020 Cobia 21 Bay boat interior with Mercury engine and cushioned seating. - 26
    Slide: The Image of 2020 Cobia 21 Bay boat console with Garmin navigation system and steering wheel. - 27The Image of 2020 Cobia 21 Bay boat console with Garmin navigation system and steering wheel. - 27
    Slide: The Image of 2020 Cobia 21 Bay boat console with canopy, parked outdoors at a dealership. - 28The Image of 2020 Cobia 21 Bay boat console with canopy, parked outdoors at a dealership. - 28
    Slide: The Image of 2020 Cobia 21 Bay boat stern view with outboard motor and storage compartments. - 29The Image of 2020 Cobia 21 Bay boat stern view with outboard motor and storage compartments. - 29
  • Slide: The Image of 2020 Cobia 21 Bay boat deck with seating and motor, viewed from above. - 30The Image of 2020 Cobia 21 Bay boat deck with seating and motor, viewed from above. - 30
    Slide: The Image of 2020 Cobia 21 Bay boat interior with cushioned seating and storage compartments. - 31The Image of 2020 Cobia 21 Bay boat interior with cushioned seating and storage compartments. - 31
    Slide: The Image of 2020 Cobia 21 Bay boat interior with cushioned seating and storage compartments. - 32The Image of 2020 Cobia 21 Bay boat interior with cushioned seating and storage compartments. - 32
    Slide: The Image of 2020 Cobia 21 Bay boat seat with diamond-pattern upholstery and speaker. - 33The Image of 2020 Cobia 21 Bay boat seat with diamond-pattern upholstery and speaker. - 33
    Slide: The Image of 2020 Cobia 21 Bay boat with outboard motor in a marina setting. - 34The Image of 2020 Cobia 21 Bay boat with outboard motor in a marina setting. - 34
    Slide: The Image of 2020 Cobia 21 Bay boat interior with Garmin navigation system and steering console. - 35The Image of 2020 Cobia 21 Bay boat interior with Garmin navigation system and steering console. - 35
    Slide: The Image of 2020 Cobia 21 Bay boat interior with steering console and seating. - 36The Image of 2020 Cobia 21 Bay boat interior with steering console and seating. - 36
    Slide: The Image of 2020 Cobia 21 Bay boat interior with seating and console, parked outdoors. - 37The Image of 2020 Cobia 21 Bay boat interior with seating and console, parked outdoors. - 37
  • Slide: The Image of 2020 Cobia 21 Bay boat with T-top and rod holders under a clear blue sky. - 38The Image of 2020 Cobia 21 Bay boat with T-top and rod holders under a clear blue sky. - 38
    Slide: The Image of 2020 Cobia 21 Bay boat interior with steering console and seating. - 39The Image of 2020 Cobia 21 Bay boat interior with steering console and seating. - 39
    Slide: The Image of 2020 Cobia 21 Bay boat with T-top and Garmin navigation system, parked outdoors. - 40The Image of 2020 Cobia 21 Bay boat with T-top and Garmin navigation system, parked outdoors. - 40
    Slide: The Image of 2020 Cobia 21 Bay boat electrical compartment with wiring and batteries. - 41The Image of 2020 Cobia 21 Bay boat electrical compartment with wiring and batteries. - 41
    Slide: The Image of Underside view of 2020 Cobia 21 Bay boat trailer wheels on pavement. - 42The Image of Underside view of 2020 Cobia 21 Bay boat trailer wheels on pavement. - 42
    Slide: The Image of 2020 Cobia 21 Bay boat engine close-up under clear blue sky. - 43The Image of 2020 Cobia 21 Bay boat engine close-up under clear blue sky. - 43
    Slide: The Image of 2020 Cobia 21 Bay boat engine, detailed view under clear blue sky. - 44The Image of 2020 Cobia 21 Bay boat engine, detailed view under clear blue sky. - 44
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2020 Cobia 21 Bay Boat in Port Richey, FL 34668 US

$39,999

Used
builtBuilt in 2020
Year the boat was built
model

21 Bay

Boat model
engine

1 Engine (Mercury)

Engine type and count
length

21.1 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material

2020 Cobia 21 Bay | 2023 Mercury 150 FourStroke | Only 117.4 Hours

Clean, well-equipped 2020 Cobia 21 Bay powered by a 2023 Mercury 150 FourStroke with just 117.4 hours!

This boat is ready to hit the water. The Mercury has just received a complete 100-hour service performed by us, and we also installed brand-new batteries backed by a 2-year direct replacement warranty.

Features & Equipment:

  • 2023 Mercury 150 FourStroke - 117.4 hours
  • Fresh 100-hour service
  • Brand-new batteries with 2-year direct replacement warranty
  • Minn Kota i-Pilot trolling motor with Spot-Lock
  • Bob's Machine jack plate
  • Lenco trim tabs
  • 12-inch Garmin GPS/Fishfinder
  • JL Audio sound system
  • T-Top
  • Aluminum trailer with spare tire - INCLUDED at no additional cost

$0 DOWN FINANCING AVAILABLE!

This Cobia 21 Bay is a great all-around setup for fishing, cruising, sandbar days, and family time on the water. With low hours on the newer Mercury, fresh service, new batteries, premium electronics, trolling motor, jack plate, and trailer included, it's ready for its next owner

Nominal Length
21.08ft
Length Overall
21.08ft
Beam
8.33ft
Drive Up Draft
1.08ft
Deadrise At Transom
15deg
Dry Weight
2050lb
Max Passengers
7
Max Capacity
1400
Fuel Tanks
55gal
Hull Material
fiberglass
Hull Shape
modified-vee
Engine 1
Engine Make
Mercury
Engine Model
150 XL 4 S
Engine Hours
117
Engine Type
outboard
Fuel Type
gasoline
Engine Year
2023
Drive Type
stern
Propeller Type
3-blade
Propeller Material
stainless-steel
Cockpit Cushions
✓
Swimming Ladder
✓
Road Trailer
✓
Electric Bilge Pump
✓
Depthsounder
✓
Gps
✓
Cockpit Speakers
✓
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
8/18/26Initial price$39,999

Contact UnReel Marine

9747 U.S. Highway 19, Port Richey, FL, 34668

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from UnReel Marine at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Cobia 21 Bay. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bay cost in today's market, or how much does a Cobia cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 33,999
Total Payment$60,788.95
Monthly payment
$253.29/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Cobia 21 Bay. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bay cost in today's market, or how much does a Cobia cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 33,999
Total Payment$60,788.95
Monthly payment
$253.29/mo

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LocationPort RicheyHollywoodSaint PetersburgStuartPompano BeachStuart
Nominal Length21'22'23'21'24'23'
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Meet the Broker

Address

9747 U.S. Highway 19
Port Richey, FL 34668

Boat Location

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Contact UnReel Marine about 2020 Cobia 21 Bay

9747 U.S. Highway 19, Port Richey, FL, 34668

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from UnReel Marine at the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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