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2004 Cobalt Boats 360 Sold Boat in Winthrop Harbor, IL US

$98,500

Used
We will let you know when another 2004 Cobalt Boats 360 is available in Winthrop Harbor, IL
builtBuilt in 2004
Year the boat was built
model

360

Boat model
engine

2 Engines (2x VOLVO PENTA)

Engine type and count
length

36 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
36ft
Length Overall
36ft
Hull Material
fiberglass
Engine 1
Engine Make
VOLVO PENTA
Engine Model
T-8.1L GXI
Total Power
420hp
Engine Type
outboard
Fuel Type
gasoline
Engine Year
2004
Engine 2
Engine Make
VOLVO PENTA
Engine Model
T-8.1L GXI
Total Power
420hp
Engine Type
outboard
Fuel Type
gasoline
Engine Year
2004
  • Beam: 10'6"
  • Contact

    Winthrop Harbor, IL

    Cobalt Boats 360: BoatTEST Review

    Reviewed by Jeff Hammond

    Overview

    The Cobalt 360 is the flagship model of Cobalt's performance cruiser lineup, blending world-class quality with impressive speed and agility. Designed as a sport yacht, it offers a combination of modern styling, high performance, and refined cabin decor that meets the standards of premier cruising vessels. While it is a versatile boat suitable for weekend getaways, its sophisticated design and premium features position it as a luxurious and exclusive option.

    Interior Living Spaces

    Inside the 360's cabin, the craftsmanship and quality materials are immediately apparent. The interior is richly appointed with supple tan leather upholstery and features a forward V-shaped settee paired with a cherry wood dining table, providing ample space for relaxation or dining. This area can be converted into the main berth by adding three filler cushions, allowing for comfortable overnight accommodations. The galley, located to port, is equipped with a granite countertop, polished stainless steel sink and faucet, and concealed appliances including a microwave oven and refrigerator. To starboard, the head includes a vacuum flush toilet, vanity with sink, and a shower. Additionally, the aft cabin offers a deep double berth suitable for guests or children, though its compact size may feel somewhat confined to some.

    Exterior Design and Cockpit

    The cockpit of the Cobalt 360 is designed for both entertaining and comfort. It features a large U-shaped settee to starboard and a smaller L-shaped settee to port, providing generous seating options. A wet bar on the port side includes a sink with a pressurized faucet, and storage cabinets below conceal an ice maker and additional storage space. The helm station is notable for its comprehensive array of gauges, controls, and electronic instrumentation, all set against a jet black dash accented with exotic bubinga wood. The electronic engine controls operate the throttles and transmission without cables, enhancing responsiveness. At the stern, sun lounges allow guests to relax with maximum exposure to the activity platform.

    Power and Performance

    Measuring 36 feet in length and 10 feet 6 inches in beam, the Cobalt 360 weighs approximately 13,700 pounds. It is powered by twin MerCruiser 375 horsepower stern drives equipped with Bravo 3 propellers, requiring a minimum water depth of 42 inches. The boat demonstrated excellent handling at high speeds, achieving a top speed of 49.8 miles per hour at 4,800 RPM. Its optimal cruising speed was recorded at just over 36 miles per hour at 3,500 RPM, delivering fuel efficiency of 1.3 miles per gallon and a cruising range exceeding 205 miles on a full tank.

    Conclusion

    The Cobalt 360 exemplifies a no-compromise approach to design and manufacturing, offering a performance cruiser that excels in speed, handling, and luxury accommodations. Its blend of refined interior spaces, well-appointed cockpit, and powerful propulsion make it a compelling choice for discerning boaters seeking both style and substance in a sport yacht.

    Rating: 4.5 out of 5

    Overview from around the web 2004 Cobalt Boats 360

    Customers of the 2004 Cobalt Boats 360 often highlight its solid build quality and stylish design

    Many appreciate the boat’s spacious and comfortable seating, making it ideal for family outings and entertaining guests. The powerful engine options provide smooth and reliable performance on the water, whether cruising or watersports. Users also commend the thoughtful layout and ample storage compartments, which enhance convenience during trips. Overall, owners praise the 2004 Cobalt 360 for its blend of luxury, functionality, and durability.

    The Biggest Pros and Cons

    The 2004 Cobalt Boats 360 is a well-regarded model known for its blend of performance, luxury, and versatility. Here are some of the pros and cons to consider:

    Pros

    Spacious and Comfortable Layout: The 360 offers ample seating with plush upholstery, making it ideal for family outings and entertaining guests.

    Quality Build and Materials: Cobalt is known for its high-quality construction, and the 360 features durable fiberglass hulls and premium finishes that stand the test of time.

    Strong Performance: Equipped with powerful engine options, the boat delivers smooth handling and good speed, suitable for watersports and cruising.

    Well-Equipped Helm: The dashboard is user-friendly with clear instrumentation and modern controls, enhancing the overall boating experience.

    Good Storage: There is generous storage space throughout the boat for gear, safety equipment, and personal items.

    Versatile Use: Whether for day cruising, watersports, or relaxing on the water, the 360 adapts well to various activities.

    Cons

    Fuel Consumption: Like many performance boats in its class, the 360 can have relatively high fuel consumption, which may be a consideration for long trips.

    Limited Cabin Space: While it has some cabin features, the 360 is primarily a day boat, so overnight accommodations are minimal and best suited for short stays.

    Weight: The boat’s solid build adds weight, which can affect trailering ease and launch/retrieval times.

    Older Electronics: Being a 2004 model, onboard electronics and entertainment systems may be outdated compared to newer boats, potentially requiring upgrades.

    Maintenance Costs: As with any older boat, maintenance and parts replacement can be more frequent, especially if not well-maintained over the years.

    Made For

    The 2004 Cobalt Boats 360 is ideal for boating enthusiasts who value a combination of luxury, performance, and versatility. It’s perfect for families or groups seeking a spacious and comfortable vessel for day cruising, water sports, or entertaining on the water. With its quality craftsmanship and powerful engine options, this boat suits those who appreciate smooth handling and reliable performance in a stylish package. Whether you're enjoying lakes, rivers, or coastal waters, the 2004 Cobalt 360 meets the needs of boaters looking for both relaxation and adventure.

    Finance your dream boat!

    Use our boat payment calculator to estimate monthly payments for 2004 Cobalt Boats 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Other cost in today's market, or how much does a Cobalt Boats cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
    $
    $
    510152025
    %
    Principal Loan Amount$ 83,725
    Total Payment$149,697.19
    Monthly payment
    $623.74/mo

    Finance your dream boat!

    Use our boat payment calculator to estimate monthly payments for 2004 Cobalt Boats 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Other cost in today's market, or how much does a Cobalt Boats cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
    $
    $
    510152025
    %
    Principal Loan Amount$ 83,725
    Total Payment$149,697.19
    Monthly payment
    $623.74/mo

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    Meet the Broker

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    Address

    Winthrop Harbor, IL

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