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2004 Cobalt 360

$68,900

Used

Boat in Huntersville, NC 28078 US

builtBuilt in 2004
Year the boat was built
model

360

Boat model
engine

2 Engines (2x Volva Penta)

Engine type and count
length

36 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
This FRESH WATER ONLY Cobalt 360 Performance Cruiser brings to market all the amenities of a cruiser coupled with all the performance of a sport boat. Equipped with dozens of standard features and buoyed by an options list that ranges from air-conditioning to a global positioning system / radar in a single unit, the 360 arrives with a carefully tuned hull ready to take on big, rough water. The 360 incorporates classic styling with the long, clean lines that have defined Cobalt design for 30 years. Forward, there is a windlass with a Delta anchor. A walk-through door waits at the transom, with a concealed boarding ladder. From bow to stern, all the Cobalt standards are present: stainless steel windshield frame, bow scuff plate, stainless steel bow rail, and transom storage. The cockpit is a study in comfort and convenience with removable 40-ounce carpet, an ice chest, a double table, an ice maker, a sink running hot and cold water, a cabin door with a screen and, for an extra measure of usefulness, a 110-volt outlet. The instrumentation is comprehensive and aircraft-quality: a compass, a depth gauge, temperature gauges for air and water, an hour meter, and a trim-tab indicator system. The design of the dash carries some nice surprises: zero-effort engine controls and Waterfall Bubinga wood with all of its eye appeal and durability. In the cabin there is a table and a berth (mid-cabin), a refrigerator / freezer, a stove, a microwave, and a fiberglass head unit with a shower.
Nominal Length
36ft
Length Overall
36ft
Beam
10.42ft
Max Bridge Clearance
9.5ft
Max Draft
3.67ft
Drive Up Draft
2.25ft
Deadrise At Transom
22deg
Dry Weight
13710lb
Cruising Speed
31kn
Max Speed
43kn
Cabins
1
Heads
1
Seating Capacity
12
Fresh Water Tanks
35gal
Fuel Tanks
174gal
Holding Tanks
28gal
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
Volva Penta
Engine Model
8.1 GXI-D
Total Power
420hp
Engine Hours
290
Engine Type
inboard-outboard
Fuel Type
gasoline
Drive Type
stern
Engine 2
Engine Make
Volva Penta
Engine Model
8.1 GXI-D
Total Power
420hp
Engine Hours
290
Engine Type
inboard-outboard
Fuel Type
gasoline
Disclaimer
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
3/19/26Price decreased$68,900(-1.4%)
2/20/26Price decreased$69,900(-6.8%)
12/7/25Initial price$75,000

2004 Cobalt 360 Video Tours

Contact Nautic Dreams, LLC

1479 River Hwy, Mooresville, NC, 28117

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Nautic Dreams, LLCat the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

Boattest.com Review

Overview

The Cobalt 360 is the flagship model of Cobalt's performance cruiser lineup, blending world-class quality with impressive speed and agility. Designed as a sport yacht, it offers a combination of modern styling, high performance, and refined cabin decor that meets the standards of premier cruising vessels. While it is a versatile boat suitable for weekend getaways, its sophisticated design and premium features position it as a luxurious and exclusive option.

Interior Living Spaces

Inside the 360's cabin, the craftsmanship and quality materials are immediately apparent. The interior is richly appointed with supple tan leather upholstery and features a forward V-shaped settee paired with a cherry wood dining table, providing ample space for relaxation or dining. This area can be converted into the main berth by adding three filler cushions, allowing for comfortable overnight accommodations. The galley, located to port, is equipped with a granite countertop, polished stainless steel sink and faucet, and concealed appliances including a microwave oven and refrigerator. To starboard, the head includes a vacuum flush toilet, vanity with sink, and a shower. Additionally, the aft cabin offers a deep double berth suitable for guests or children, though its compact size may feel somewhat confined to some.

Exterior Design and Cockpit

The cockpit of the Cobalt 360 is designed for both entertaining and comfort. It features a large U-shaped settee to starboard and a smaller L-shaped settee to port, providing generous seating options. A wet bar on the port side includes a sink with a pressurized faucet, and storage cabinets below conceal an ice maker and additional storage space. The helm station is notable for its comprehensive array of gauges, controls, and electronic instrumentation, all set against a jet black dash accented with exotic bubinga wood. The electronic engine controls operate the throttles and transmission without cables, enhancing responsiveness. At the stern, sun lounges allow guests to relax with maximum exposure to the activity platform.

Power and Performance

Measuring 36 feet in length and 10 feet 6 inches in beam, the Cobalt 360 weighs approximately 13,700 pounds. It is powered by twin MerCruiser 375 horsepower stern drives equipped with Bravo 3 propellers, requiring a minimum water depth of 42 inches. The boat demonstrated excellent handling at high speeds, achieving a top speed of 49.8 miles per hour at 4,800 RPM. Its optimal cruising speed was recorded at just over 36 miles per hour at 3,500 RPM, delivering fuel efficiency of 1.3 miles per gallon and a cruising range exceeding 205 miles on a full tank.

Conclusion

The Cobalt 360 exemplifies a no-compromise approach to design and manufacturing, offering a performance cruiser that excels in speed, handling, and luxury accommodations. Its blend of refined interior spaces, well-appointed cockpit, and powerful propulsion make it a compelling choice for discerning boaters seeking both style and substance in a sport yacht.

Overview from around the web 2004 Cobalt 360

Customers praise the 2004 Cobalt 360 for its spacious and comfortable layout, making it ideal for family outings and entertaining guests

Many highlight the boat's solid construction and reliable performance on the water, appreciating its smooth handling and powerful engine. The well-designed cockpit and ample seating receive positive remarks, as does the quality of the onboard amenities, including the galley and sleeping accommodations. Owners often note the timeless styling and attention to detail that make the Cobalt 360 a standout in its class. Overall, customer feedback reflects satisfaction with both the boat’s functionality and its ability to provide an enjoyable boating experience.

The Biggest Pros and Cons

The 2004 Cobalt 360 is a well-regarded luxury sport boat known for its blend of performance, comfort, and style. Here are some of the key pros and cons to consider:

Pros

Spacious Layout: The 360 offers ample seating and a versatile cockpit design, making it ideal for entertaining and family outings.

Quality Build: Known for Cobalt’s attention to detail, the 360 features high-quality materials and solid construction for durability and a premium feel.

Powerful Performance: Equipped with robust engine options, the boat delivers strong acceleration and smooth handling, suitable for watersports or cruising.

Comfortable Amenities: Includes features such as a well-appointed cabin, a fully equipped galley, and a spacious head compartment, enhancing onboard comfort.

Good Storage: Plenty of storage compartments throughout the boat help keep gear and personal items organized.

Cons

Fuel Efficiency: Given its size and power, the 360 may consume more fuel compared to smaller or less powerful boats.

Maintenance Costs: As a luxury vessel with sophisticated systems, upkeep and repairs can be more expensive.

Weight: The boat’s heavier build can make trailering more challenging and may require a powerful tow vehicle.

Limited Off-Season Use: Being primarily designed for warm-weather recreation, it may see limited use in colder climates without proper storage.

Made For

The 2004 Cobalt 360 is perfect for boating enthusiasts who value a blend of luxury, performance, and versatility. Ideal for families and groups looking to enjoy comfortable day cruising, watersports, and entertaining on the water, this model offers spacious seating, quality craftsmanship, and reliable handling. Whether you're planning relaxing outings on the lake or adventurous trips along the coast, the 2004 Cobalt 360 caters to those seeking a stylish and dependable vessel for memorable boating experiences.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$436.30/mo
$
$
%
Principal Loan Amount$ 58,565
Total Payment$104,712.04

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 360. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$436.30/mo
$
$
%
Principal Loan Amount$ 58,565
Total Payment$104,712.04

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Meet the Broker

Address

1479 River Hwy
Mooresville, NC 28117

Boat Location

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Contact Nautic Dreams, LLC about 2004 Cobalt 360

1479 River Hwy, Mooresville, NC, 28117

By checking this box, I consent to receive recurring marketing text messages, phone calls, and emails from Nautic Dreams, LLCat the number and email provided, including messages sent using an autodialer or prerecorded voice. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. We'll also send helpful email updates about your boat search. You can unsubscribe whenever you like. See Terms of Use and Privacy Policy.

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