2006 Cobalt 323

$74,900

Used

Boat in Grand Junction, CO 81505 US

builtBuilt in 2006
Year the boat was built
model

323

Boat model
engine

2 Engines (MerCuiser, MerCruiser)

Engine type and count
length

32 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
32ft
Length Overall
32ft
Beam
10.42ft
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Engine Make
MerCuiser
Engine Model
496 MAG
Total Power
375hp
Engine Hours
380
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2006
Engine 2
Engine Make
MerCruiser
Engine Model
496 MAG
Total Power
375hp
Engine Hours
378
Engine Type
inboard-outboard
Fuel Type
gasoline
Engine Year
2006
Cockpit Table
Seakeeper
Electric Head
Refrigerator
Battery Charger
Dvd Player
Cd Player
Flat Screen Tv
Bimini Top
Cockpit Cover
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
3/25/26Price decreased$74,900(-15.4%)
2/18/26Initial price$88,500

Contact Mattas Marine & RV

2308 Hwy 6 and 50, Grand Junction, CO, 81505

Boattest.com Review

Overview

The Cobalt 323 is positioned as the ultimate dayboat, combining style, innovation, and performance into a versatile package. Designed to maximize both cockpit and cabin space, this model offers exceptional comfort and functionality for day cruising. Cobalt’s designers have incorporated unique features and thoughtful layouts that enhance usability and onboard experience.

Exterior Design and Cockpit Features

The 323 boasts a well-appointed cockpit with expansive seating and clever storage solutions. A distinctive feature is the forward ladder that tucks neatly into the side of the boat and can be deployed with a switch, providing easy access to the bow. Stainless steel cup holders and a double glove box serve the companion side, while the port bench includes a flip-back seat back that converts into a lounger position. Storage compartments on the port side house essential items such as a fire extinguisher, tool kit, and water toy inflator. Opposite the port bench, a starboard seat includes a built-in cooler below. Just aft of the helm bench is a wet bar equipped with a sink, covered bin, cutting board system, refrigerator, and ample storage. The cockpit table features a unique hinged design that allows it to flip out for convenience. An optional stainless steel arch enhances the boat’s aesthetics and serves as a sturdy support for the bimini top. The swim platform is large and includes a wide-step ladder tucked underneath for easy reboarding. Throughout the exterior, Cobalt uses custom-made cast stainless steel fittings, including pop-up cleats and corner pieces, underscoring the brand’s attention to detail.

Helm and Technology

The helm area is designed for comfort and functionality, featuring a double-wide seat with a wide bolster, slide handle, and integrated headrest. The helm layout is logical and user-friendly, with circuit breakers positioned low on the left side, stereo remote and ignition above, and rocker switches with indicator lights on the next panel. Analog gauges are complemented by a Garmin 182 GPS unit. Linco trim tabs are standard, and this particular model is equipped with high-performance throttles and shifters located on the right side. Access to the twin 375 horsepower 496 Magma Cruiser engines is facilitated by a motorized engine hatch.

Interior Living Spaces

Below deck, the 323 continues to impress with efficient use of space and comfortable accommodations. A large hatch and 12-volt lighting illuminate a spacious forward seating area featuring high-back seats and a height-adjustable table. This U-shaped lounge converts easily into a sleeping berth for two adults with the addition of filler cushions. Entertainment options include an LCD TV in the starboard rear corner, complete with a satellite-ready sound system and DVD player. The galley area is well-equipped with a stainless steel sink, single burner cooktop, microwave, two drawers, and a breadbox-style storage compartment. Adjacent to the galley is a cedar-lined closet for clothing storage.

Private Accommodations and Head

The 323 includes a thoughtfully designed head compartment that goes beyond being a mere afterthought. It features a vanity with a pull-out shower, a large wall mirror, and a vacu-flush toilet, providing practical and comfortable facilities for extended day outings or overnight stays.

Power and Performance

Measuring 34 feet 9 inches in length overall with a beam of 10 feet 6 inches, the 323 carries up to 174 gallons of fuel and has a draft of 24 inches with the outdrive raised. Powered by twin 375 horsepower 496 Magma Cruiser engines, this model delivers impressive performance. During testing on an inland lake at over 2,000 feet altitude, the boat cruised comfortably at 39.2 miles per hour at 3,500 RPM and achieved a top speed of 55.5 miles per hour at 5,000 RPM. The ride is notably smooth with minimal hull noise at speed, and handling is light and responsive with smooth turns and little loss of momentum.

Conclusion

The Cobalt 323 exemplifies a well-executed balance of performance, comfort, and innovative design. Its efficient use of space both above and below deck, combined with elegant styling and thoughtful features, make it a compelling choice for those seeking a high-quality dayboat. The smooth handling and powerful engines further enhance its appeal, ensuring a satisfying experience on the water.

Overview from around the web 2006 Cobalt 323

Customers consistently praise the 2006 Cobalt 323 for its exceptional build quality and stylish design

Many highlight the spacious and comfortable cockpit, making it ideal for both family outings and entertaining guests. The boat’s powerful performance and smooth handling receive frequent compliments, ensuring an enjoyable experience on the water. Additionally, owners appreciate the thoughtful layout, ample storage, and high-end finishes that enhance both functionality and luxury. Overall, the 2006 Cobalt 323 is celebrated for combining performance, comfort, and elegance in a well-crafted package.

The Biggest Pros and Cons

The 2006 Cobalt 323 is a well-regarded luxury sport boat known for its blend of performance, comfort, and style. Here are some key pros and cons to consider:

Pros

Spacious and Comfortable Layout: The 323 offers ample seating with plush upholstery, making it ideal for entertaining family and friends on the water.

Quality Build and Materials: Cobalt is known for high-quality craftsmanship, and the 323 features solid construction and premium finishes.

Strong Performance: Powered by reliable engines, it delivers smooth handling, good speed, and stability, suitable for cruising and watersports.

Versatile Design: The boat includes a well-equipped cockpit, a roomy swim platform, and optional features like a wet bar and sunpad, enhancing onboard enjoyment.

Good Storage: Plenty of storage compartments help keep gear organized and the deck clutter-free.

Cons

Fuel Efficiency: Like many boats in its class, the 323 can consume a fair amount of fuel, especially at higher speeds.

Size Limitations: While spacious for a 32-foot boat, it may feel tight for larger groups or extended overnight stays.

Maintenance Costs: Premium materials and systems can lead to higher maintenance and repair expenses compared to more basic models.

Limited Cabin Space: The cabin is cozy and functional but may lack the headroom and amenities found in larger cruisers.

Made For

The 2006 Cobalt 323 is designed for boating enthusiasts who seek a perfect blend of luxury, performance, and versatility. Ideal for families and friends who enjoy cruising, watersports, and entertaining on the water, this model offers spacious seating, high-quality craftsmanship, and powerful performance. Whether you're planning day trips on the lake or coastal adventures, the Cobalt 323 caters to those who appreciate comfort, style, and reliability in a midsize bowrider.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2006 Cobalt 323. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$474.29/mo
$
$
%
Principal Loan Amount$ 63,665
Total Payment$113,830.66

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2006 Cobalt 323. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Power Cruiser cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$474.29/mo
$
$
%
Principal Loan Amount$ 63,665
Total Payment$113,830.66

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Meet the Broker

Address

2308 Hwy 6 and 50
Grand Junction, CO 81505

Boat Location

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