2004 Cobalt 262

$39,999

Used

Boat in Elk Rapids, MI 49629 US

builtBuilt in 2004
Year the boat was built
model

262

Boat model
engine

1 Engine (--)

Engine type and count
length

26.8 feet

Overall boat length
fuel

--

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
26.83ft
Length Overall
26.5ft
Beam
8.5ft
Dry Weight
4700lb
Seating Capacity
15
Hull Material
fiberglass
Hull Shape
deep-vee
Engine 1
Total Power
375hp
Engine Hours
732
Disclaimer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.

Price History

DateEventPrice
10/15/25Initial price$39,999

Contact Elk Rapids Marina

118 Bridge Street, Elk Rapids, MI, 49629

Boattest.com Review

Overview

The Cobalt 262 bow rider is designed for discerning buyers seeking an exceptional day boat experience. Combining classic lines with a blend of European styling and Americana retro influences, this model reflects thoughtful customer input and refined design. It offers a spacious and versatile platform ideal for entertaining family and friends.

Exterior Design and Deck Layout

The 262 features a Mediterranean-inspired transom walkthrough complemented by luxurious cockpit detailing. Its large swim platform facilitates easy boarding and includes a wet locker to starboard alongside a recessed telescoping boarding ladder to port. Twin sun pads flank the transom walkthrough, cleverly concealing self-draining storage compartments. The cockpit houses a sculpted wraparound settee with a step leading to the transom, providing generous storage beneath the cushions and a substantial self-draining cooler.

Helm and Bow Seating

At the helm, the dash is elegantly upholstered and accented with lacquered bubinga wood inlays, presenting a striking yet functional design. Instrumentation is straightforward and easy to read, complemented by a compass to enhance navigation. A cleverly concealed head compartment is located behind the front dash. Forward, the bow rider offers wraparound seating with chaise lounges on each side, all featuring storage beneath the cushions. A removable table can be installed to convert the bow area into a dining space suitable for lunch or cocktails.

Dimensions and Construction

Measuring 26 feet 8 inches in overall length with a beam of 8 feet 6 inches, the 262 provides ample space for socializing and relaxation. Constructed entirely from composite materials, the boat weighs approximately 4,700 pounds, delivering a ride that is both solid and supple.

Power and Performance

On the water, the Cobalt 262 performs with precision and agility. It planes in just over four seconds and reaches 30 miles per hour in under seven seconds. The top speed recorded is 50.9 miles per hour at 4,500 RPM. At a best cruise speed of 25.6 miles per hour, the boat achieves an efficient fuel consumption rate of 3.2 miles per gallon, offering a cruising range exceeding 200 miles before refueling is necessary.

Conclusion

With superior build quality, elegant design, and impressive performance metrics, the Cobalt 262 stands out as an ultimate day boat. It successfully combines style, comfort, and functionality, making it an excellent choice for those seeking a refined boating experience.

Overview from around the web 2004 Cobalt 262

Customers praise the 2004 Cobalt 262 for its sleek design, spacious layout, and reliable performance

Many highlight the boat's comfortable seating and quality craftsmanship, making it ideal for both family outings and entertaining guests. Owners appreciate the smooth handling and powerful engine options, which provide an enjoyable and responsive ride. The ample storage and versatile features also receive positive remarks, emphasizing the boat's practicality and style on the water. Overall, the 2004 Cobalt 262 is recognized for combining luxury, functionality, and performance in a well-crafted package.

The Biggest Pros and Cons

The 2004 Cobalt 262 is a well-regarded mid-sized bowrider known for its blend of performance, comfort, and quality craftsmanship. Here are some of the key pros and cons of this model:

Pros

Performance: Equipped with a powerful inboard/outboard engine, the Cobalt 262 offers smooth handling and strong acceleration, making it great for watersports and cruising.

Build Quality: Cobalt boats are known for their solid construction and attention to detail, and the 262 is no exception, featuring a durable hull and high-quality materials.

Comfort and Layout: The spacious cockpit and well-designed seating provide ample room for passengers, with comfortable seats and thoughtful storage compartments.

Amenities: Comes with a range of features including a swim platform, quality audio system, and optional canvas covers, enhancing the overall boating experience.

Resale Value: Cobalt boats tend to hold their value well due to their reputation and build quality.

Cons

Price: The Cobalt 262 can be more expensive compared to other boats in its class, both in initial purchase price and maintenance costs.

Engine Access: Some owners find that engine access can be somewhat limited, which may complicate routine maintenance.

Weight: The boat’s solid construction results in a heavier vessel, which may require a more powerful tow vehicle and can impact fuel efficiency.

Limited Sleeping Quarters: While comfortable for day trips, the 262 does not offer overnight accommodations, limiting its use for extended stays on the water.

Made For

The 2004 Cobalt 262 is designed for boating enthusiasts who value a blend of performance, comfort, and style. It's ideal for families and friends looking to enjoy a versatile day on the water, whether for leisurely cruising, watersports, or entertaining. With its spacious layout and premium features, this boat suits those who appreciate high-quality craftsmanship and a smooth, reliable ride.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 262. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$253.29/mo
$
$
%
Principal Loan Amount$ 33,999
Total Payment$60,788.95

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 262. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$253.29/mo
$
$
%
Principal Loan Amount$ 33,999
Total Payment$60,788.95

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Meet the Broker

Address

118 Bridge Street
Elk Rapids, MI 49629

Boat Location

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