2020 Cobalt 25

$86,900

Used

Boat in North Fort Myers, FL 33903 US

builtBuilt in 2020
Year the boat was built
model

25

Boat model
engine

1 Engine (Mercury)

Engine type and count
length

25 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Length Overall
25ft
Hull Material
fiberglass
Engine 1
Engine Make
Mercury
Engine Model
Verado 250
Total Power
250hp
Engine Hours
900
Engine Type
outboard
Fuel Type
gasoline
Engine Year
2020
Summary
2020 Cobalt 250SC new to market. She has a 250hp Mercury Verado outboard recently serviced. Also a full head with vacu flush system and sink. Twin Garmin screens for easy navigation. She has a wide bow area for cruising or entertaining with a forward ladder for easy bow entry.

Price History

DateEventPrice
4/17/25Initial price$86,900

Contact SYS Yacht Sales

2 Marina Plaza, Suite 7, Sarasota, FL, 34236

Boattest.com Review

Overview

The 2005 Cobalt 250 is a mid-range runabout that balances manageable size, versatility, and luxury. Designed to perform equally well on small rivers, large bays, and near shore waters, this model embodies Cobalt's signature retro styling combined with excellent fit and finish. It offers an impressive array of amenities uncommon in boats of its size, making it a refined and functional platform for a variety of water activities.

Exterior Design and Deck Features

Starting at the bow, the Cobalt 250 is equipped with docking lights to assist in slip navigation and a protective scuff plate. The anchor locker features a gas-assist shock for ease of use and rubber bumpers to minimize noise. The extended swim platform adds length to the boat, measuring 27 feet overall, and includes a large stainless steel rail to prevent dock strikes, as well as a convenient lever-operated swim ladder. Engine vents integrated into the gas cap are crafted from high-grade stainless steel, enhancing durability. The beam-width locker is spacious with dividers and can double as a large cooler, while a pop-up ski post with a drain helps keep the engine area dry.

Cockpit and Helm

The cockpit area is designed for comfort and functionality. Bucket seats at the helm and companion positions swivel and slide, featuring handrails, chart pockets, and flip-up cushions for improved visibility. Behind the seats, an insulated island cooler is easily accessible. The helm itself is sporty with a three-spoke wood steering wheel and a well-organized instrument panel. Toggle switches with individual circuit breakers are positioned to the left, while additional controls, including a stereo remote, digital air and water temperature gauges, a depth gauge, and a 12-volt socket for charging devices, are located to the right. Seating wraps around with lounger backs, providing ample space for guests, and stern benches include cup holders, courtesy lights, and storage compartments beneath.

Interior Amenities and Storage

Despite its size, the Cobalt 250 features a surprisingly generous and functional head compartment, a rarity in boats of this class. The flip-over windshield and bifold door help maintain a comfortable cockpit environment by keeping cool air out. A large in-floor storage compartment offers ample space for water toys and gear, eliminating the need to compromise on what to bring along. Additional storage is found beneath the stern benches and under the sun pad, which lifts easily to access the engine compartment.

Power and Performance

This model is powered by a Volvo 8.1GI stern drive equipped with a PentaDual outdrive and F6 counter-rotating props, which provide excellent acceleration, handling, and reduced cavitation. The big-block engine features electronic fuel injection and electronic controls for responsive throttle response and reliable starting in various weather conditions. The stern drive is designed for efficient low-RPM planning and fuel economy, complemented by a standard active corrosion protection system. On the water, the Cobalt 250 delivers a smooth, dry ride with tight turning capabilities. During testing on an inland lake, it cruised comfortably at 2,500 RPM, reaching 25.4 miles per hour while consuming 7.6 gallons per hour, yielding a range of approximately 221 miles. At full throttle (4,700 RPM), the boat achieved 54.7 miles per hour with a fuel burn of 31.1 gallons per hour.

Dimensions and Specifications

The Cobalt 250 measures 25 feet in length overall, extending to 27 feet with the swim platform. It has a beam of 8 feet 6 inches and a dry weight of 5,000 pounds. Draft measurements are 24 inches with the drive up and 39 inches with the drive down, allowing for versatile operation in various water depths.

Conclusion

The 2005 Cobalt 250 offers a compelling combination of performance, luxury, and versatility. Its thoughtful design, ample storage, and comfortable accommodations make it suitable for a wide range of activities, from casual day cruising to watersports. With smooth handling, efficient power, and refined amenities, the Cobalt 250 stands out as an elegant and practical choice for boaters seeking a mid-sized runabout.

Overview from around the web 2020 Cobalt 25

Customers are praising the 2020 Cobalt 25 for its exceptional craftsmanship and luxurious design

Many highlight the boat’s smooth ride and powerful performance, making it ideal for both relaxing cruises and watersports. The spacious and well-appointed interior receives high marks for comfort and style, with ample seating and smart storage solutions. Owners also appreciate the intuitive controls and advanced features that enhance the overall boating experience. Overall, the 2020 Cobalt 25 is celebrated for combining elegance, functionality, and reliability on the water.

The Biggest Pros and Cons

The 2020 Cobalt 25 offers a blend of luxury, performance, and versatility, making it a popular choice among boating enthusiasts. Here are some pros and cons to consider:

Pros

Luxurious Comfort: The Cobalt 25 features high-quality materials and finishes, including plush seating, premium upholstery, and thoughtful design details that enhance the onboard experience.

Performance: Equipped with powerful engine options, this model delivers smooth handling, impressive speed, and excellent stability, making it suitable for cruising, water sports, and entertaining.

Spacious Layout: With ample seating and well-designed storage compartments, the boat comfortably accommodates family and friends, providing plenty of room for gear and personal items.

Versatility: The Cobalt 25 is designed for a variety of activities, from leisurely day cruising to watersports, thanks to features like a swim platform, tow hooks, and customizable seating arrangements.

Build Quality: Known for its solid construction and attention to detail, Cobalt boats are built to last, offering durability and reliability on the water.

Cons

Price Point: The premium features and build quality come with a higher price tag compared to some competitors, which may be a consideration for budget-conscious buyers.

Weight: Due to its solid construction and luxury appointments, the boat can be heavier, potentially requiring a more powerful tow vehicle and impacting fuel efficiency.

Limited Cabin Space: While comfortable for day use, the cabin area is relatively compact, which might be less suitable for extended overnight stays or larger groups.

Fuel Consumption: The powerful engines, while delivering excellent performance, can consume more fuel compared to smaller or less powerful boats.

Made For

The 2020 Cobalt 25 is designed for boating enthusiasts who value a perfect blend of luxury, performance, and versatility. Ideal for families and friends seeking a stylish and spacious vessel for day cruising, watersports, or relaxing on the water, this boat offers premium comfort and advanced features. Its sleek design and powerful engine make it suitable for those who appreciate smooth handling and impressive speed, while its well-appointed interior ensures an enjoyable experience for everyone on board. Whether you're an experienced boater or someone looking to elevate your time on the water, the 2020 Cobalt 25 delivers exceptional quality and style.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Cobalt 25. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$550.28/mo
$
$
%
Principal Loan Amount$ 73,865
Total Payment$132,067.88

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2020 Cobalt 25. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$550.28/mo
$
$
%
Principal Loan Amount$ 73,865
Total Payment$132,067.88

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Meet the Broker

Address

2 Marina Plaza
Suite 7
Sarasota, FL 34236
Other Information about SYS Yacht Sales

With nearly four decades in the yacht sales industry, we specialize in new and used yachts for sale ranging from 30 to 200+ feet. SYS Yacht Sales was the first and remains one of only a few to be certified as an Endorsed Brokerage of the Certified Professional Yacht Broker Program. Come join our family of satisfied customers and experience for yourself why our clients say they will never go anywhere else...Experience the SYS Difference!

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