2005 Cobalt 240

$34,900

Used

Boat in Seattle, WA 98105 US

builtBuilt in 2005
Year the boat was built
model

240

Boat model
engine

1 Engine (--)

Engine type and count
length

24 feet

Overall boat length
fuel

Gas

Fuel type
material

Fiberglass/Reinforced

Hull material
Nominal Length
24ft
Length Overall
24ft
Holding Tanks
50gal
Hull Material
fiberglass
Engine 1
Engine Model
Merc 496 MAG
Engine Hours
696
Fuel Type
gasoline
Total Power
375.0 hp

Price History

DateEventPrice
2/18/26No change$44,900
2/18/26Price decreased$34,900(-22.3%)

Contact Seattle Boat Company

3911 Lake Washington Blvd SE, Bellevue, WA, 98006

Boattest.com Review

Overview

The Cobalt 240 represents a distinctive entry in the midsize bow rider category, combining high-quality craftsmanship with an array of thoughtful features. At 23 feet 9 inches in length and an 8 foot 6 inch beam, this trailerable sport boat weighs 4,240 pounds and carries a 50-gallon fuel tank. Designed to elevate the bow rider experience, the 240 integrates innovative storage solutions and performance enhancements that set it apart from its peers.

Exterior Design and Deck Layout

The bow area of the Cobalt 240 is notable for including an anchor locker, a feature uncommon in bow riders. Recessed grab rails line the exterior, surrounded by bolster padding for added safety and comfort. Seating is generous, with carpeted storage compartments beneath, complemented by four drink holders and integrated speakers to enhance the onboard experience. The bow can be fully enclosed with a folding door, providing versatility in various weather conditions. At the transom, the boat features a trans-receptacle and a small storage compartment. An optional extended swim platform expands usable space aft, incorporating a wet locker for tow ropes and a swim ladder, facilitating water access.

Interior Living Spaces

Midships, the 240 offers an L-shaped lounge that comfortably seats three adults, surrounded by numerous drink holders and inset storage lockers. The flooring includes snap-in carpeting, and a fiberglass platform can be raised from the floor to create a dinette area. Adding a padded cushion transforms this space into an impromptu sun pad. On the starboard side, a triangular storage seat opens to reveal an insulated, self-draining cooler. Central to the boat's design is a center-line ski locker equipped with gas-assist struts for ease of use. Additionally, Cobalt has integrated a life jacket dryer that utilizes engine heat to efficiently dry gear.

Helm and Controls

The helm station is designed with both comfort and functionality in mind. A padded bolster seat and tilt steering wheel allow the operator to choose between sitting or standing while underway. The windshield effectively redirects wind, even when the captain is standing. Instrumentation is well-organized, and the test model was equipped with the MerCruiser SmartCraft system, providing comprehensive engine monitoring and control.

Power and Performance

Powered by a MerCruiser engine, the Cobalt 240 demonstrated impressive performance during testing. It reached a top speed of 50.2 miles per hour at 4,750 RPM. The optimal cruising speed was recorded at 29.9 miles per hour at 3,000 RPM, yielding a range of approximately 170 miles on a full tank. The boat planes quickly, achieving planing in just 4.5 seconds and accelerating to 30 miles per hour in 7.2 seconds. These metrics underscore the 240's capability as a high-end sport boat within its class.

Conclusion

The Cobalt 240 stands out as a premium midsize bow rider, blending superior build quality with innovative features and strong performance. Its thoughtful design elements, such as ample storage, a life jacket dryer, and versatile seating configurations, enhance both comfort and functionality. For those seeking to move beyond standard bow riders, the Cobalt 240 offers a compelling combination of style, utility, and speed.

Overview from around the web 2005 Cobalt 240

Customers praise the 2005 Cobalt 240 for its sleek design, smooth handling, and reliable performance

Many highlight the spacious and comfortable seating, making it ideal for family outings or entertaining friends. Owners appreciate the quality craftsmanship and durable materials used throughout the boat. The 240’s powerful engine and excellent maneuverability receive positive feedback, ensuring a fun and safe experience on the water. Additionally, users often mention the well-thought-out storage solutions and convenient layout, which contribute to an enjoyable boating experience overall.

The Biggest Pros and Cons

The 2005 Cobalt 240 is a well-regarded bowrider that offers a blend of performance, comfort, and style. Here are some of the pros and cons to consider:

Pros

Solid Build Quality: Known for its durable construction and high-quality materials, providing long-lasting reliability.

Comfortable Seating: Spacious and well-designed seating layout accommodates family and friends comfortably.

Smooth Ride: The hull design delivers a smooth and stable ride, even in choppier waters.

Powerful Performance: Equipped with a strong engine option that offers good acceleration and cruising speed.

Versatile Layout: Features a versatile open bow and cockpit area, suitable for both relaxing and watersports activities.

Storage Space: Ample storage compartments for gear, life jackets, and other essentials.

Cons

Fuel Efficiency: The powerful engine may result in higher fuel consumption compared to smaller or more fuel-efficient models.

Limited Cabin Space: Being a bowrider, it lacks an enclosed cabin, which may be a drawback for overnight trips or inclement weather.

Aging Technology: As a 2005 model, some onboard features and electronics may feel outdated compared to newer boats.

Weight: The boat's solid construction adds weight, which can affect towing and trailering ease.

Made For

The 2005 Cobalt 240 is perfect for boating enthusiasts who value a blend of performance, comfort, and style. Ideal for families and groups looking to enjoy water sports, cruising, or relaxing days on the lake, this boat offers spacious seating, a smooth ride, and reliable handling. Whether you're an experienced boater or just starting out, the Cobalt 240 provides a versatile and enjoyable experience for all skill levels.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2005 Cobalt 240. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$221.00/mo
$
$
%
Principal Loan Amount$ 29,665
Total Payment$53,039.92

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2005 Cobalt 240. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$221.00/mo
$
$
%
Principal Loan Amount$ 29,665
Total Payment$53,039.92

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Meet the Broker

Address

3911 Lake Washington Blvd SE
Bellevue, WA 98006

Boat Location

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