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2004 Cobalt 240 Sold Boat in Windermere, FL US

$37,800

Used
We will let you know when another 2004 Cobalt 240 is available in Windermere, FL
builtBuilt in 2004
Year the boat was built
model

240

Boat model
engine

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Engine type and count
length

24 feet

Overall boat length
fuel

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Fuel type
material

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Hull material

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2004 Cobalt 240
Price$37,800$37,995$38,500$39,000$39,900$39,900
LocationWindermereSaint PetersburgDaniaOrmond BeachFort LauderdaleJupiter
Nominal Length24'27'17'19'21'21'
Engine Make-VolvoYamahaMercruiserYamahaYamaha
Total Engine Power-402 hp150 hp200 hp200 hp200 hp
Days on Market45913571036161157
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Other 2004 Cobalt 240 For Sale in Florida, United States

Nominal Length
24ft
Length Overall
24ft
Stock #042248 -



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Windermere, FL

Cobalt 240: BoatTEST Review

Reviewed by Jeff Hammond

Overview

The Cobalt 240SD represents a refined approach to the deck boat segment, combining the spaciousness and versatility typical of deck boats with the sleek styling and performance characteristics more commonly associated with ski boats. Designed to provide a full day of enjoyment from bow to stern, this model addresses consumer demand for a high-class deck boat that does not compromise on handling or aesthetics.

Exterior Design and Deck Features

The 240SD features a distinctive twin pickle fork bow design that maximizes space in the forward area, offering ample room for lounging and sunbathing. The bow swim platform is equipped with a ladder for easy water access, and the anchor well is thoughtfully protected with a rubber insert. Gas-assisted hatches provide convenient access to carpeted storage compartments beneath the seating, while filler cushions transform the bow into an extended sunroom. Additional design touches include stainless steel posts supporting the windshield, which are robust enough to assist with boarding, and indirect lighting around cup holders to enhance nighttime ambiance. The walk-through transom at the stern facilitates boarding and access to storage, which includes a lockable compartment in the sole for larger items such as wakeboards. A cleverly stowed dining table can be deployed when needed and hidden away when not in use. The large swim platform is removable within seconds and includes tie-down points for inflatables.

Interior and Helm Layout

The helm station of the 240SD is designed with a sophisticated aesthetic reminiscent of luxury automobiles, featuring Euro-style wood accents and a clean, ergonomic layout. Instrumentation includes digital depth and temperature displays integrated into the dash, alongside captain-controlled stereo functions. Stainless steel aircraft-style paddle switches are protected by circuit breakers, ensuring durability and ease of use. The boat also includes a portable head, enhancing its family-friendly credentials.

Power and Performance

Weighing in at 4,350 pounds with a length of 23 feet 9 inches and a beam of 8 feet 6 inches, the 240SD is powered in the test configuration by a 270 horsepower Volvo 5-liter engine. Its hull incorporates extended running surfaces and a fiberglass stringer system, contributing to its solid structural integrity and handling prowess. With a 16-degree deadrise, the boat handles with the agility and responsiveness of a professional ski boat. The draft measures just over 18 inches with the drive raised, allowing access to shallow waters. Performance testing revealed a top speed of 43.7 miles per hour at 4,500 RPM and a comfortable cruising speed of 26.7 miles per hour at 3,000 RPM, consuming 7.4 gallons per hour and offering a range of approximately 179 miles. Noise levels were notably low, with decibel readings ranging from 68 to 94 across the operating range.

Conclusion

The Cobalt 240SD successfully bridges the gap between the traditional deck boat and the high-performance ski boat, delivering a versatile, stylish, and well-engineered package. Its thoughtful design features, spacious accommodations, and strong performance credentials make it a compelling choice for families and enthusiasts seeking both comfort and capability on the water.

Rating: 4.3 out of 5

Overview from around the web 2004 Cobalt 240

Customers rave about the 2004 Cobalt 240 for its exceptional blend of performance, comfort, and style

Many users appreciate its smooth ride and stability in various water conditions, making it a reliable choice for both leisurely cruises and more spirited outings. The spacious layout is frequently highlighted, with ample seating and a well-designed cockpit that accommodates family and friends comfortably. The attention to detail in the craftsmanship and the use of high-quality materials earn consistent praise, ensuring that the boat not only looks great but stands the test of time. Additionally, owners often mention the powerful engine options that provide impressive acceleration and overall handling, giving them confidence on the water. Features like the ample storage space, integrated swim platform, and easy-to-navigate controls contribute to the overall positive experiences shared by those who have spent time with the Cobalt 240. Overall, the 2004 Cobalt 240 is celebrated for its enduring appeal and performance, making it a favorite among boaters looking for a versatile and stylish vessel.

The Biggest Pros and Cons

2004 Cobalt 240: Pros and Cons

Pros

Quality Build and Design: Cobalt is known for its high-quality craftsmanship, and the 240 is no exception. With a sturdy hull and premium materials, it offers durability and longevity.

Spacious Deck Layout: The 240 features a well-thought-out layout with ample seating for friends and family. The open cockpit design allows for easy movement and socializing.

Performance: Equipped with a powerful engine, the Cobalt 240 delivers excellent performance on the water. It handles well at high speeds and offers a smooth, stable ride.

Comfortable Features: This model comes with comfortable seating, a well-designed helm, and plenty of storage options, making it ideal for long days on the water.

Stylish Appearance: The sleek design and attention to detail contribute to an attractive aesthetic, making it a head-turner at the dock or on the water.

Cons

Price Point: As a premium brand, Cobalt boats can come with a higher price tag compared to other boats in the same category, which might be a barrier for some buyers.

Fuel Efficiency: While performance is a strong suit, the powerful engine can lead to higher fuel consumption, making it less economical for long-distance cruising.

Maintenance Costs: Due to its premium build and components, maintenance and repair costs may be higher compared to entry-level boats.

Limited Offshore Capability: While great for lakes and calm waters, it may not be the best choice for serious offshore excursions due to its design focus on inshore performance.

Weight: The Cobalt 240 is on the heavier side, which can impact towing capacity and may require a larger vehicle for transportation.

Made For

The 2004 Cobalt 240 is perfect for boating enthusiasts seeking a blend of luxury, performance, and versatility on the water. Ideal for families and friends looking to create memorable experiences, this bowrider provides ample space for lounging, entertaining, and water sports. Whether you're cruising along the coastline, anchoring for a day of swimming, or enjoying a sunset cruise, the Cobalt 240 is designed to accommodate your lifestyle. With its spacious cockpit and comfortable seating, it’s great for social gatherings, while its powerful engine offers exhilarating performance for those who crave adventure. The well-thought-out design ensures safety and comfort, making it suitable for both novice boaters and seasoned captains alike. Ultimately, the 2004 Cobalt 240 caters to those who value high-quality craftsmanship and a refined boating experience.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 240. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 32,130
Total Payment$57,447.25
Monthly payment
$239.36/mo

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 240. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
$
$
510152025
%
Principal Loan Amount$ 32,130
Total Payment$57,447.25
Monthly payment
$239.36/mo

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